Bert is a one-year-old schnauzer who was recently brought to the vet clinic for his annual examination. The veterinarian reviews Bert's medical history and asks the owner about any recent changes in Bert's behavior or health. The veterinarian then performs a physical examination of Bert, checking him for common problems in schnauzers. Finally, the veterinarian recommends Bert's annual vaccinations and discusses any other treatments that may be necessary.
| Question | Answer |
|---|---|
| Form Name | Bert Examination Form |
| Form Length | 8 pages |
| Fillable? | No |
| Fillable fields | 0 |
| Avg. time to fill out | 2 min |
| Other names | bert examination printable, bert examination online, bert rogers examination, final heard frec download |
FINAL EXAMINATION 15A
1.Broker Jackson plans to open his first real estate office. He should know that of all the violations
that are heard by the FREC, the one considered most serious is:
a.improper signage.
b.mishandling of escrow funds.
c.false or misleading advertisements.
d.failure to notify of address change.
2.Broker Craig has the listing on Brenda’s home. Craig wants to share his commission with Brenda at closing. Although Brenda does not have a real estate license, this is permissible if:
a. Brenda obtains a real estate license several months after the closing. b. it is kept private between Craig and Brenda.
(REVIEW PAGE 15)
c. Brenda is a party to the transaction and all parties have been informed. d. Brenda is a family member.
3. The broker of XYZ Realty Corporation resigned yesterday. She was the only active broker registered with the firm. In order to accept new business, the vacancy must be filled within how many days?
a. 3 business days b. 7 calendar days c. 10 business days d. 14 calendar days
(REVIEW PAGE 15)
4. Sales Associate Cody has a listing on a commercial building constructed in 1982.When he finds a prospective buyer, which disclosure should he provide?
a.Radon Gas Disclosure
b.
c.Homeowners’ Association Disclosure
d.Stigmatized Property Disclosure
5.Sales Associate Dave learns from Seller Jill that her house flooded several years ago during the rainy
season. Because this only happened once, she asked Dave not to say anything about it to potential buyers. Dave should explain to Jill that Johnson v. Davis mandates the disclosure of material facts that:
a.are unknown to the seller.
b.are not observable by the buyer.
c.caused more than $50,000 in damages.
d.do not change the value of the property.
6. Broker Randy has violated the license law and was found guilty of five separate administrative complaints.The maximum fine the FREC may impose is:
a.$2,000.
b.$10,000.
c.$15,000.
d.$25,000.
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7.The name on Bill’s real estate license is William Smith. He likes to go by “Bill” so when he placed a real estate advertisement, he included the name of his brokerage firm and instructions for interested
parties to contact Bill Smith.What, if any, violations have occurred?
a.he improperly used a nickname
b.no violation has occurred
c.misrepresentation
d.fraud
8. Broker Associate Dave owes loyalty, confidentiality, and obedience to Seller Smith. In this situation, Dave is:
a.a transaction broker.
b.a single agent.
c.a dual agent.
d.not in a brokerage relationship.
9.The broker for Sunshine Commercial Realty has allowed two sales associates from his firm to represent a buyer and seller in the same transaction as single agents. Both parties have over $1 million in assets. This scenario best describes which brokerage relationship? (REVIEW PAGE 4)
a.transaction broker
b.designated sales associate
c.no brokerage relationship
d.dual agency
10.Broker Julio changed his primary business address. He must notify the FREC within 10 days or his
license will:
a.revert to sales associate status.
b.become voluntarily inactive.
c.be permanently suspended.
d.cease to be in force.
11.James obtained his sales associate license three years ago. He is preparing for his second license renewal. How many hours of continuing education is he required to complete?
a. |
(REVIEW PAGE 6) |
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14 |
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15 |
12.Broker Karen helped Buyer Briana find the perfect home.The sales contract requires a $5,000 deposit which will be placed in escrow with an attorney.The attorney must provide written verification of
receipt within:
a.one day.
b.three days.
c.five days.
d.ten days.
Instructor support is available. See page 123 for details.
126 Final Examination 15A
13. Miles just obtained his real estate broker’s license and now wants to open his own brokerage firm. According to Florida real estate laws, Miles is required to:
a.maintain a branch office.
b.prepare a monthly reconciliation statement for any escrow accounts.
c.include his home phone number in advertisements.
d.maintain a comment box near the entrance of his office.
14. Jeremy received his real estate license in the mail after passing the sales associate state licensing examination. He can perform services of real estate as soon as:
a.he registers his license with a broker.
b.his license has been active for one year.
c.he obtains his real estate broker’s license.
d.he becomes an officer of a real estate brokerage firm.
15.Michael is currently registered as the broker of record for his real estate brokerage firm. He also plans to be the broker of record for his new real estate referral company. Michael can be the broker
of both of his companies if he:
a.holds multiple licenses.
b.has a group license.
c.incorporates both entities in the state of Florida.
d.allows one of his sales associates to become a shareholder in one of the businesses.
16. Sales Associate Don has been offered employment by a competing real estate brokerage firm. Don really likes his current broker but wants to make more money. Don:
a.cannot work for both brokerage firms at the same time.
b.must submit a request for a multiple license to work for both firms.
c.may work for both firms part time.
d.can submit an application to the FREC for a group license and work for both firms.
17. Broker Madison is in a single agency relationship with Buyer Ned. In accordance with Florida real estate license law and rules, Madison:
a.can tell a seller that Ned is willing to pay more than the list price.
b.cannot tell anyone that Ned recently inherited $5 million.
c.does not owe Ned any fiduciary duties.
d.may withhold information from Ned that materially affects the value of the property.
18. Best Beaches Realty only works with sellers and buyers in a no brokerage capacity.Which duty listed below is owed to their customers?
a.dealing honestly and fairly
b.obedience
c.loyalty
d.confidentiality
Instructor support is available. See page 123 for details.
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19. Sales Associate Andre’s license expires on September 30. If he fails to renew his license by the expiration date, his license will become:
a.voluntarily active.
b.voluntarily inactive.
c.permanently inactive.
d.involuntarily inactive.
20.Broker John is working with a buyer who is interested in buying an historic home. John should know that he must provide the
before:
a.1991.
b.1985.
c.1980.
d.1978.
21. In response to the financial crisis and collapse of the housing bubble in the late 2000s the United States Congress:
a.restructured the Department of Business and Professional Regulation (DBPR).
b.passed the Dodd – Frank Act.
c.suspended the Appraisal Subcommittee (ASC).
d.repealed the Financial Institutions Reform Recovery and Enforcement Act (FIRREA).
22. After the appraisal is completed: |
(REVIEW PAGE 49) |
a.the appraiser is required to discuss the appraisal with the borrower.
b.the appraiser is allowed to discuss the appraisal with anyone.
c.a verbal report by the appraiser is adequate.
d.appraiser communication is subject to confidentiality requirements.
23. Fannie Mae and Freddie Mac Appraisal Independence Requirements (AIR): |
(REVIEW PAGE 36) |
a.are binding on home inspectors.
b.prohibit the borrower from directly paying the appraiser.
c.require the borrower to pay the appraiser directly.
d.create restrictions for the seller.
24. In three days Buyer Rene is closing on her home built in 2008.The settlement agent should provide Rene with the ____________________ Form by today.
a.Stigmatized Property Disclosure
b.RESPA Affiliated Business Disclosure
c.Closing Disclosure
d.
Instructor support is available. See page 123 for details.
128 Final Examination 15A
25.Sales Associate Marcus is trying to qualify Buyer Angela for a new $350,000 home. He informs her that to obtain a Qualified Mortgage (QM) and receive the most favorable terms, the CFPB has ruled
that Angela’s
a.70%.
b.63%.
c.50%.
d.43%.
26. Joan’s loan is classified as a higher priced mortgage loan (HPML). Because of this subprime financing, the CFPB appraisal rules mandate that Joan must be given a:
a.free copy of the written appraisal.
b.copy of the appraisal after a fee has been paid.
c.
d.verbal valuation of the property.
27. As a new licensee, Jack’s focus is on getting listings.To get and sell listings fast and to start generating income quickly, Jack should:
a.go door to door and ask people if they’re interested in selling their home.
b.open the phone book and start calling the “A’s” until he finds someone looking to sell their home.
c.sponsor a booth at the local farmer’s market and ask people walking by if they want to sell their home.
d.call expired listings found in the MLS because they already have a desire to sell their home.
28. Prospecting, or actively pursuing new business, means you: |
(REVIEW PAGE 82) |
a.must invest a lot of money.
b.wait passively for results.
c.control the lead flow opportunity.
d.reduce your level of service.
29.One of the most powerful ways to establish rapport with customers is to: (REVIEW PAGE 103)
a.avoid eye contact when answering questions.
b.practice making a listing presentation in less than one minute.
c.stand very close to customers.
d.match your posture to that of your customers.
30. Based on the three principles of rapport, customers: |
(REVIEW PAGE 100) |
a.buy from real estate agents who wear name brand clothes.
b.trust real estate agents who have been licensed for at least 10 years.
c.like to buy from likeable real estate agents.
d.like real estate agents who are involved with local charities.
Instructor support is available. See page 123 for details.
Registration Form Instructions:
Mail, Fax, or Email Submission
STUDENT INFORMATION
Using black ink, print your license number, name, and contact information on the Registration
Form. We use this information to report your education to the DBPR.
If you have more than one license number, use your primary number. If you don’t know your license number, contact the DBPR at http://www.myfloridalicense.com/dbpr and click on: VERIFY A LICENSE. Your license number is seven digits or less (not the AC#).
ANSWER SHEET
After answering all 30 questions on the final examination, transfer your answers to the Answer Sheet. Use black ink and mark only one choice per question.
If you mark more than one answer or do not mark any answer on the Answer Sheet, you will not receive credit for that question. If you make a mistake on the answer sheet, place an X over the wrong answer; then,
bubble in and circle the correct answer.
A passing score is 80% or higher; a minimum of 24 correct answers. If you do not pass your exam the first time, we offer FREE
PAYMENT INFORMATION
Tuition
Course tuition of $24.97 includes the following services*: exam grading, FREE
Certificate of Achievement
Celebrate your success! Order your personalized Certificate of Achievement suitable for framing, for only $5.
Priority Services
Go to the front of the line! Mail, fax or email your Registration Form to us, choose
*All services are reliant on students providing accurate and legible information.
Method of Payment
Include your check, money order, or credit card information. A signature is required with credit card payments.
Review the license renewal checklist on the back of the Registration Form.
SUBMIT YOUR FINAL EXAM
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Fax – |
Email – grading@BertRodgers.com |
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Mail – P.O. Box 4708, Sarasota, FL 34230. |
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Bert Rodgers Schools of Real Estate, Inc. |
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BERT RODGERS SCHOOLS
PH:
Grading@BertRodgers.com
REGISTRATION FORM
FREC Course Approval #0015317 (Edition 15) expires September 30, 2016.
See Instructions on page 130. Print clearly using black ink on all items.
STUDENT INFORMATION
Enter your SL or BK license # - 7 digits or less (not the AC#).
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❑Yes, I want to receive Law and Rule Updates from Bert Rodgers Schools via email.
Name _____________________________________________________________________________
Address___________________________________________________________________________
City/State/Zip ______________________________________________________________________
Email______________________________________________________________________________
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PAYMENT INFORMATION
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reporting to the DBPR. |
$24.97 |
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❑ Order your personalized |
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+ $___________ |
Priority Services Available*
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results the same business day) |
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or |
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$7.00 + $_____________ |
Email or Fax priority results to:
_______________________________________________________ Total $_____________
*To receive your priority results by email, add our domain name @Bertrodgers.com to your safe senders list. All services are reliant on students providing accurate and legible information.
METHOD OF PAYMENT
Make your check or money order payable to Bert Rodgers Schools. If using a credit card, please sign below.
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Thank you for relying on Bert Rodgers Schools of Real Estate! Please help us serve you better by taking a few moments to share your thoughts about your Bert Rodgers Schools experience. I look forward to your comments.
Sincerely,
Lori J. Rodgers, President
1.Why did you choose the correspondence book instead of online eGrading?
___________________________________________________________________________________________
2.How did you complete your
____ classroom |
____ online |
3.If you did not complete your
___________________________________________________________________________________________
4.Which
____ Core Law ____ Appraisal ____ Finance ____ Marketing Strategies ____ Customer Relations
5.What would you like to learn about real estate next time?
___________________________________________________________________________________________
___________________________________________________________________________________________
6.Tell us about your experience with Bert Rodgers Schools? If wasn’t stellar, please let us know how we can provide a “BEST” experience in the future.
___________________________________________________________________________________________
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Thank you for your feedback!