Hud 1A Fillable Form PDF Details

Are you looking for an easy way to organize and store your loan documents? If so, exploring the hud 1a fillable form can be an ideal solution. With this specific form, individuals and families who are in need of financing or partaking in a real estate transaction have access to organized federal-regulated forms that will help them track organization and progress throughout their process. Keep reading as we dive into exactly what the HUD 1A fillable form is all about, how it's used and more!

QuestionAnswer
Form NameHud 1A Fillable Form
Form Length2 pages
Fillable?No
Fillable fields0
Avg. time to fill out30 sec
Other namesfillable settlement statement, form hud 1a, sample hud settlement statement, fillable form settlement

Form Preview Example

OMB Approval No. 2502-0265

Settlement Statement (HUD-1A)

Optional Form for Transactions without Sellers

Name and Address of Borrower:

 

 

 

 

Name and Address of Lender:

 

 

 

 

 

 

 

 

 

Property Location: (if different from above)

 

 

 

Settlement Agent:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Place of Settlement:

 

 

 

 

 

 

 

 

 

 

 

 

Loan Number:

 

 

 

 

 

Settlement Date:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

L. Settlement Charges

 

 

 

 

 

 

 

M. Disbursements to Others

 

 

 

 

 

 

 

 

 

 

800.

Items Payable in Connection with Loan

 

 

 

 

 

1501.

 

801.

Our origination charge

 

 

 

 

(from GFE #1) $

 

 

 

 

 

 

 

 

802.

Your credit or charge (points) for the specific interest rate chosen (from GFE #2) $

 

1502.

 

 

 

 

 

 

 

 

 

 

803.

Your adjusted origination charges

 

 

 

(from GFE A)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

804.

Appraisal fee to

 

 

 

 

(from GFE #3)

 

1503.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

805.

Credit report to

 

 

 

 

(from GFE #3)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

806.

Tax service to

 

 

 

 

(from GFE #3)

 

1504.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

807.

Flood certification

 

 

 

 

(from GFE #3)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

808.

 

 

 

 

 

 

 

 

1505.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

900.

Items Required by Lender to Be Paid in Advance

 

 

 

 

 

901.

Daily interest charges from

 

to

@ $

/day

(from GFE #10)

 

1506.

 

 

 

 

 

 

 

 

 

 

 

 

 

902.

Mortgage insurance premium

for

months to

(from GFE #3)

 

 

 

 

 

 

 

 

 

 

 

 

903.

Homeowner’s insurance

 

for

years to

(from GFE #11)

 

1507.

 

 

 

 

 

 

 

 

 

 

 

 

904.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1000.

Reserves Deposited with Lender

 

 

 

 

 

 

1508.

 

 

 

 

 

 

 

 

 

1001.

Initial deposit for your escrow account

 

 

(from GFE #9)

 

 

 

 

 

 

 

 

 

 

 

 

 

1002.

Homeowner’s insurance

months @ $

 

per month

$

 

 

1509

 

 

 

 

 

 

 

 

 

 

 

1003.

Mortgage insurance

months @ $

 

per month

$

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1004.

Property taxes

months @ $

 

per month

$

 

 

1510.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1005.

 

months @ $

 

per month

$

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1006.

 

months @ $

 

per month

$

 

 

1511.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1007.

Aggregate Adjustment

 

 

 

 

–$

 

 

 

1100.

Title Charges

 

 

 

 

 

 

 

1512.

 

 

 

 

 

 

 

 

 

 

1101.

Title services and lender’s title insurance

 

 

(from GFE #4)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1102.

Settlement or closing fee

 

 

 

 

$

 

 

1513.

 

 

 

 

 

 

 

 

 

 

 

1103.

Owner’s title insurance

 

 

 

 

(from GFE #5)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1104.

Lender’s title insurance

 

 

 

 

$

 

 

1514.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1105.

Lender’s title policy limit $

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1106.

Owner’s title policy limit $

 

 

 

 

 

 

 

1515.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1107.

Agent’s portion of the total title insurance premium

$

 

 

 

 

 

 

 

 

 

 

 

1108.

Underwriter’s portion of the total title insurance premium

$

 

 

1520. Total Disbursed

 

 

 

 

 

 

 

 

 

 

(enter on line 1603)

 

1200.

Government Recording and Transfer Charges

 

 

 

 

 

 

 

 

 

 

 

1201.

Government recording charges

 

 

 

(from GFE #7)

 

 

 

 

 

 

 

 

 

 

 

 

 

1202.

Deed $

Mortgage $

 

Releases $

 

 

 

N. Net Settlement

 

1203.

Transfer taxes

 

 

 

 

(from GFE #8)

 

1600. Loan Amount

$

 

 

 

 

 

 

 

 

 

 

 

1204.

City/County tax/stamps

Deed $

 

 

Mortgage $

 

 

 

1601. Plus Cash/Check from Borrower

$

 

 

 

 

 

 

 

 

 

 

 

1205.

State tax/stamps

Deed $

 

 

Mortgage $

 

 

 

1602. Minus Total Settlement Charges

$

1206.

 

 

 

 

 

 

 

 

(line 1400)

 

 

 

 

 

 

 

 

 

 

 

 

1300.

Additional Settlement Charges

 

 

 

 

 

 

1603. Minus Total Disbursements

$

 

 

 

 

 

 

to Others (line 1520)

 

1301.

Required services that you can shop for

 

 

(from GFE #6)

 

1604. Equals Total Disbursements

$

 

 

 

to Borrower

 

 

 

 

 

 

 

 

 

 

 

1302.

 

 

 

 

 

$

 

 

 

 

 

 

 

 

 

 

(after expiration of any applicable

 

1303.

 

 

 

 

 

$

 

 

rescission period required by law)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1304.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1305.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1400.

Total Settlement Charges (enter on line 1602, Section N)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The Public Reporting Burden for this collection of information is estimated at 35 minutes per response for collecting, reviewing, and reporting the data. This agency may not collect this information, and you are not required to complete this form, unless it displays a currently valid OMB control number. No confidentiality is assured; this disclosure is mandatory. This is designed to provide the parties to a RESPA covered transaction with information during the settlement process.

Previous editions are obsolete

Page 1 of 2

HUD-1A

Comparison of Good Faith Estimate (GFE) and HUD-1A Charges

Charges That Cannot Increase

HUD-1A Line Number

Our origination charge

# 801

Your credit or charge (points) for the specific interest rate chosen #

802

Your adjusted origination charges

#

803

Transfer taxes

#1203

 

 

 

Good Faith Estimate

HUD-1A

Charges That in Total Cannot Increase More Than 10%

 

Government recording charges

# 1201

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

#1201

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

#1201

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

#1201

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

#1201

 

 

 

 

 

 

 

 

 

 

 

#1201

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

#1201

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

#____

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total

 

 

Increase between GFE and HUD-1A Charges

 

 

 

 

 

 

 

Charges That Can Change

 

 

 

 

 

 

 

 

 

 

 

Initial deposit for your escrow account

#1001

 

 

 

 

 

 

 

 

 

Daily interest charges

# 901

$

2 /day

 

 

 

 

 

 

 

Homeowner’s insurance

# 903

 

 

 

 

 

 

 

 

 

 

#1201

 

 

#1201

#1201

Good Faith Estimate

HUD-1A

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

$123456

or

%

 

 

 

 

Good Faith Estimate

 

 

HUD-1A

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loan Terms

Your initial loan amount is

$

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Your loan term is

 

 

 

 

 

 

 

 

 

years

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Your initial interest rate is

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Your initial monthly amount owed for principal, interest, and

$

 

 

 

 

 

 

 

 

 

 

 

 

 

includes

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

and any mortgage insurance is

 

 

 

 

 

Principal

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Interest

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Mortgage Insurance

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Can your interest rate rise?

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

No.

 

 

Yes, it can rise to a maximum of

XXX

%. The first change will be

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

on [

DATEDATE]

and can change again every [

DATEDATE] after

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

[DATEDATE]

. Every change date, your interest rate can increase or decrease

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

by

XXX

%. Over the life of the loan, your interest rate is guaranteed to never be

 

lower than

 

% or higher than

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

XXX

XXX

%.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Even if you make payments on time, can your loan balance rise?

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

No.

 

 

Yes, it can rise to a maximum of $[

AMOUNT].

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Even if you make payments on time, can your monthly

 

 

 

 

 

No.

 

 

Yes, the first increase can be on

 

 

 

 

 

 

and the monthly amount

 

 

 

 

 

 

 

 

 

 

 

 

 

amount owed for principal, interest, and mortgage insurance rise?

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

owed can rise to $[

DATEDATE

].

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The maximum it can ever rise to is $

[DATEDATE]

.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Does your loan have a prepayment penalty?

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

No.

 

 

Yes, your maximum prepayment penalty is $[

AMOUNT

.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Does your loan have a balloon payment?

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

No.

 

 

Yes, you have a balloon payment of $[

AMOUNT]

due in

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

XXX

years on [DATEDATE

].

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total monthly amount owed including escrow account payments

 

 

 

 

 

You do not have a monthly escrow payment for items, such as property

 

 

 

 

 

 

taxes and homeowner’s insurance. You must pay these items directly yourself.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

You have an additional monthly escrow payment of $[AMOUNT]

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

that results in a total initial monthly amount owed of $[

AMOUNT]. This includes

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

principal, interest, any mortgage insurance and any items checked below:

 

 

 

 

 

 

Property taxes

 

 

Homeowner’s insurance

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Flood insurance

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Note: If you have any questions about the Settlement Charges and Loan Terms listed on this form, please contact your lender.

Previous editions are obsolete

Page 2 of 2

HUD-1A