Cg 20 26 04 13 PDF Details

In the intricate landscape of commercial general liability insurance, the CG 20 26 04 13 form emerges as a vital document that demands careful consideration. This endorsement, with its specific focus on adding designated persons or organizations as additional insureds, plays a crucial role in extending coverage beyond the primary insured. Central to its purpose is the intention to protect additional insureds against liabilities that arise directly from the acts or omissions of the policyholder or those acting on the policyholder's behalf, during ongoing operations or in relation to the policyholder’s premises. Notably, the inclusion of additional insureds under this endorsement is meticulously regulated, ensuring coverage is only afforded within the boundaries of the law and, when mandatory, pursuant to the requirements of a contractual agreement. An intriguing aspect of this endorsement is its stipulation on the Limits of Insurance, which caps the coverage available to additional insureds based on contractual necessities or the limits specified in the Declarations, thus precluding any potential for coverage expansion beyond these boundaries. Understanding the CG 20 26 04 13 form is essential for businesses seeking to navigate the complexities of risk management and insurance obligations effectively.

QuestionAnswer
Form NameCg 20 26 04 13
Form Length1 pages
Fillable?No
Fillable fields0
Avg. time to fill out15 sec
Other namescg 20 26 04 13, iso cg 2026, cg 2026 form, cg 20 26 07 04

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POLICY NUMBER:

COMMERCIAL GENERAL LIABILITY

 

CG 20 26 04 13

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

ADDITIONAL INSURED – DESIGNATED

PERSON OR ORGANIZATION

This endorsement modifies insurance provided under the following:

COMMERCIAL GENERAL LIABILITY COVERAGE PART

SCHEDULE

Name Of Additional Insured Person(s) Or Organization(s):

Information required to complete this Schedule, if not shown above, will be shown in the Declarations.

A. Section II – Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf:

1.In the performance of your ongoing operations; or

2.In connection with your premises owned by or rented to you.

However:

1.The insurance afforded to such additional insured only applies to the extent permitted by law; and

2.If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured.

B. With respect to the insurance afforded to these additional insureds, the following is added to

Section III – Limits Of Insurance:

If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance:

1.Required by the contract or agreement; or

2.Available under the applicable Limits of Insurance shown in the Declarations;

whichever is less.

This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations.

CG 20 26 04 13

© Insurance Services Office, Inc., 2012

Page 1 of 1

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