Cg 2037 Fillable Form PDF Details

In the realm of commercial general liability insurance, understanding the nuances and specific endorsements that can modify a policy is crucial for businesses to navigate their risk management strategies effectively. Among these, the CG 20 37 04 13 endorsement holds significant importance, especially for entities such as owners, lessees, or contractors after the completion of their operations. This specific endorsement is designed to extend coverage to additional insureds, under certain conditions, for liabilities arising from "bodily injury" or "property damage" resulting from the work performed at designated locations. It is essential to note, however, that the coverage for these additional insureds is contingent upon the scope of the law and the specifics of any contract or agreement necessitating such coverage. Furthermore, this endorsement does not simply offer blanket coverage; rather, it meticulously specifies that any insurance afforded will align with the contractual requirements, ensuring no broader protection is provided than what is mandated by said contracts. Additionally, the endorsement stipulates limits on the insurance provided to additional insureds, tied to the contract's requirements or the limits shown in the policy's Declarations, whichever is less, ensuring that the endorsement does not inadvertently extend the policy's aggregate limits. Thus, the CG 20 37 04 13 form plays a pivotal role in clarifying and bounding the coverage extended to additional insureds, shaping the liability landscape in commercial projects and operations.

QuestionAnswer
Form NameCg 2037 Fillable Form
Form Length1 pages
Fillable?No
Fillable fields0
Avg. time to fill out15 sec
Other namescg 2037 0413, cg 20 37 07 04 pdf, cg 2037 10 01, cg 2037 endorsement

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POLICY NUMBER:

COMMERCIAL GENERAL LIABILITY

 

CG 20 37 04 13

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

ADDITIONAL INSURED – OWNERS, LESSEES OR CONTRACTORS – COMPLETED OPERATIONS

This endorsement modifies insurance provided under the following:

COMMERCIAL GENERAL LIABILITY COVERAGE PART

PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART

SCHEDULE

Name Of Additional Insured Person(s)

Or Organization(s)

Location And Description Of Completed Operations

Information required to complete this Schedule, if not shown above, will be shown in the Declarations.

A.Section II – Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to liability for "bodily injury" or "property damage" caused, in whole or in part, by "your work" at the location designated and described in the Schedule of this endorsement performed for that additional insured and included in the "products-completed operations hazard".

However:

1.The insurance afforded to such additional insured only applies to the extent permitted by law; and

2.If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured.

B. With respect to the insurance afforded to these additional insureds, the following is added to

Section III – Limits Of Insurance:

If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance:

1.Required by the contract or agreement; or

2.Available under the applicable Limits of Insurance shown in the Declarations;

whichever is less.

This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations.

CG 20 37 04 13

© Insurance Services Office, Inc., 2012

Page 1 of 1

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