Credit Report Dispute Form at a glance
What it is: The Credit Report Dispute Form.
Who signs: Sign on the Signature line.
A filled-in Credit Report Dispute Form example: a consumer disputes one account
How to fill out Credit Report Dispute Form, box by box
Your name, address and Social Security number
Fill in First Name, Middle and Last, and Jr. or Sr.
Write your Address.
Fill in City/ State/ Zip.
Enter your Social Security Number (necessary to access your credit reports).
Creditor, Dispute and comments columns
If you feel there are inaccuracies in your report, you should write directly to the credit bureau (Experian, Trans Union or Equifax) that supplied the information. First, fill out the top part of this form. Then print the creditor name and account number of the item in question in the Creditor column. Also, print the specific reason for your disagreement in the Dispute column. If you have additional information that you believe supports your dispute, include it in the comments column. Finally, sign the sheet in the space marked Signature and mail the entire form to the appropriate credit bureau. The form also recommends writing directly to the creditor (bank, department store or other lender) detailing the error and the corrective actions you have taken.
Signature
Sign on the Signature line.
Additional space
If you need additional space, use blank sheets of paper and list the number of pages: Page ____ of ______.
Common questions about Credit Report Dispute Form
Where do I file it?
Trans Union Consumer Relations, P.O. Box 1000, Chester, PA 19022, 800-888-4213, www.Transunion.com. Experian, P.O. Box 2002, Allen, TX 75013, 888-397-3742, www.Experian.com. Equifax, P.O. Box 740256, Atlanta, GA 30374-0256, 866-481-8938, www.Equifax.com.
Sources
[1] Credit Report Dispute Form (the served file; no issuer file found) (the Official source link on this page).
