In today's digital age, where credit scores can determine one's eligibility for loans, mortgages, and various financial opportunities, maintaining an accurate credit report is more crucial than ever. With the Credit File Investigation Request Form, individuals have a structured means to address and rectify discrepancies in their credit reports held by Equifax and/or TransUnion, two of the leading credit reporting agencies. This form allows users to specify inaccuracies such as unauthorized accounts, incorrectly reported bankruptcies, or misreported payments, among others. It requires detailed personal information, including full name, address, contact information, and social security numbers for both the individual and, if applicable, their spouse. This proactive step not only enables individuals to correct errors but also potentially safeguard their financial health by improving their credit score. Additionally, the form provides an option to ensure that any corrections are communicated to relevant parties, which is particularly beneficial for updates that might influence employment opportunities or other significant financial considerations.
| Question | Answer |
|---|---|
| Form Name | File Investigation Request Form |
| Form Length | 1 pages |
| Fillable? | No |
| Fillable fields | 0 |
| Avg. time to fill out | 15 sec |
| Other names | TransUnion, file investigation request form, ext, INACCURATE |
CREDIT FILE INVESTIGATION REQUEST FORM
Instructions: |
To initiate an investigation with Equifax and/or TransUnion, complete and mail this form to the appropriate credit reporting |
|
|
agency. To file a dispute with both credit reporting agencies, use a separate form for each. |
|
TO: |
Equifax® |
TransUnionSM |
Select only one |
P.O. Box 740256 |
P.O. Box 2000 |
|
Atlanta, GA |
Chester, PA |
FROM: Full Name _______________________________________________________________________________________
FIRSTMIDDLEMAIDEN/FORMERLASTJR/SR
Address _________________________________________________________________________________________
City ____________________________________ State ______________________ ZIP _____________________ |
|
Primary Telephone Number |
( __ __ __ ) __ __ __ - __ __ __ __ ext. ____________ |
Alternate Telephone Number |
( __ __ __ ) __ __ __ - __ __ __ __ ext. ____________ |
Date of Birth __ __ / |
__ __ / |
__ __ __ __ |
Social Security Number __ __ __ - __ __ - __ __ __ __ |
||
M M |
D D |
Y Y Y Y |
|
|
|
Signature ________________________________________________ Date __ __ / |
__ __ / |
__ __ __ __ |
|||
|
|
|
M M |
D D |
Y Y Y Y |
SPOUSE: Full Name _______________________________________________________________________________________
FIRST |
|
MIDDLE |
MAIDEN/FORMER |
LAST |
JR/SR |
Date of Birth __ __ / |
__ __ / |
__ __ __ __ |
Social Security Number __ __ __ - __ __ - __ __ __ __ |
||
M M |
D D |
Y Y Y Y |
|
|
|
Signature ________________________________________________ Date __ __ / |
__ __ / |
__ __ __ __ |
|||
|
|
|
M M |
D D |
Y Y Y Y |
PLEASE INVESTIGATE THE FOLLOWING INACCURATE ITEM(S) IN MY CREDIT REPORT: ITEM 1: Company Name___________________________________________________________________________________
Account Number _________________________________________________________________________________
Reason For Dispute |
Not My Account |
Account Closed |
Never Paid Late |
Paid In Full |
|
In Bankruptcy |
Paid Before Collection/Charge Off |
Other |
|
Description ______________________________________________________________________________________
________________________________________________________________________________________________
ITEM 2: Company Name___________________________________________________________________________________
Account Number _________________________________________________________________________________
Reason For Dispute |
Not My Account |
Account Closed |
Never Paid Late |
Paid In Full |
|
In Bankruptcy |
Paid Before Collection/Charge Off |
Other |
|
Description ______________________________________________________________________________________
________________________________________________________________________________________________
ITEM 3: Company Name___________________________________________________________________________________
Account Number _________________________________________________________________________________
Reason For Dispute |
Not My Account |
Account Closed |
Never Paid Late |
Paid In Full |
|
In Bankruptcy |
Paid Before Collection/Charge Off |
Other |
|
Description ______________________________________________________________________________________
________________________________________________________________________________________________
;If my report changes after the investigation, or if a consumer statement is added, please send an updated report to the companies who have received my report in the past two years for employment purposes, or in the past six months for any other reason.