In the realm of mortgage lending and financial regulation, the Fr Hmda Lar form plays a pivotal role. As an essential document required under the Home Mortgage Disclosure Act (HMDA), it serves as a transmittal sheet that institutions must complete and attach to their Loan/Application Register before submission to their supervisory agency. This form not only facilitates a structured reporting process by collecting detailed information about loan applications but also aids in the enforcement of fair lending laws and the assessment of community credit needs. Institutions must provide comprehensive data including the total line entries in the attached Loan/Application Register, details about the reporting institution such as name, address, and tax identification number, as well as the contact information of a person who can be reached for queries regarding the register. With sections requiring the officer's certification to the accuracy of data contained within the register, it underscores the importance of accountability in the reporting process. The Loan/Application Register itself captures a wide array of data points concerning each loan application or issued loan, from basic applicant information to loan amount, property location, and reasons for any loan denial. This detailed compilation of data not only reflects the lending activities over the year but also plays a crucial role in promoting transparency and ensuring compliance with fair lending practices.
| Question | Answer |
|---|---|
| Form Name | Form Fr Hmda Lar |
| Form Length | 2 pages |
| Fillable? | No |
| Fillable fields | 0 |
| Avg. time to fill out | 30 sec |
| Other names | lar application form, fr lar register form online, hmda lar form get, fr hmda form ffiec |
Form FR
OMB Nos.
LOAN/APPLICATION REGISTER
TRANSMITTAL SHEET
You must complete this transmittal sheet (please type or print) and attach it to the Loan/Application Register, required by the Home Mortgage Disclosure Act, that you submit to your supervisory agency.
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Agency |
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Total line entries contained in |
Reporter’s Identification Number |
Code |
Reporter’s Tax Identification Number |
attached Loan/Application Register |
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The Loan/Application Register that is attached covers activity during the year |
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and contains a total of |
pages. |
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Enter the name and address of your institution. The disclosure statement that is produced by the Federal Financial Institutions Examination Council will be mailed to the address you supply below:
Name of Institution
Address
City, State, ZIP
Enter the name, telephone number and facsimile number of a person who may be contacted about questions regarding your register:
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Name |
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Telephone Number |
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Facsimille Number |
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An officer of your institution must complete the following section.
I certify to the accuracy of the data contained in this register.
Name of Officer |
Signature |
Date |
LOAN/APPLICATION REGISTER |
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Form FR |
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Agency |
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Reporter's Identification Number |
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Code |
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Name of Reporting Institution |
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City, State, ZIP |
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All columns (except Reasons for Denial) must be completed for each entry. See the instructions for details. |
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Application or |
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Applicant Information |
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Loan Information |
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Action Taken |
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Property Location |
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A = Applicant |
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CA = |
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Race or |
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Gross |
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Loan |
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National Origin |
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Annual |
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Date |
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Amount |
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Income |
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Type of |
Reasons |
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Application |
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Owner |
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Digit |
Digit |
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Digit |
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Application or |
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Received |
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thou- |
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MA |
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County |
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Census |
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A |
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CA |
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A |
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chaser |
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Denial |
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Loan Number |
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(mm/dd/ccyy) |
Type |
pose |
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sands |
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Number |
Code |
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Tract |
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sands |
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of Loan |
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Example of Loan Originated |
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01/15/2003 |
2 |
1 |
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65 |
1 |
02/22/2003 |
8840 |
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Example of Application Denied |
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03/20/2003 |
1 |
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04/30/2003 |
0450 |
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