Form Hcb 002P PDF Details

In the State of California, the HCB-002P form serves a critical function in the realm of healthcare services disputes between insured individuals and their insurance providers, under the oversight of the Insurance Commissioner, currently Dave Jones. Launched on August 1, 2011, this form initiates the Independent Medical Review (IMR) process, designed to offer an unbiased examination of disagreements over medical service claims. Essential to the process is the submission of comprehensive information by the claimant, including personal contact details, specifics of the disputed service, and elaborate documentation of the medical necessity as perceived by the provider or the insured. The form stipulates clear instructions for claimants, advising them on the necessity of first reaching out to the insurance company to resolve the issue directly before escalating to an IMR. It emphasizes the potential forfeiture of statutory rights to pursue legal action if the claimant opts out of this review process. The form further mandates the authorization for the release and exchange of medical records among the involved parties to facilitate a thorough review. Significantly, the process underscores the claimant's right to submit additional evidence supporting their case and the importance of accurate and truthful information. The HCB-002P form not only endeavors to navigate through disputed claims efficiently by involving an independent third party but also illustrates the procedural and legal avenues available to California's insured population in safeguarding their rights to necessary medical services.

QuestionAnswer
Form NameForm Hcb 002P
Form Length2 pages
Fillable?No
Fillable fields0
Avg. time to fill out30 sec
Other namesHCB002IMR form hcb 002p

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STATE OF CALIFORNIA

Dave Jones, Insurance Commissioner

DEPARTMENT OF INSURANCE

HEALTH CLAIMS BUREAU

300 SOUTH SPRING STREET, SOUTH TOWER LOS ANGELES, CA 90013 www.insurance.ca.gov

HCB-002P

Eff: 08/01/2011

APPLICATION FOR INDEPENDENT MEDICAL REVIEW

Name

Address

Work Phone

Home Phone

City

 

Zip

 

 

 

 

Please be aware that a copy of this Application for Independent Medical Review will be provided to the insurance company. Also, please be advised that:

A decision not to participate in the independent review process may cause the forfeiture of any statutory right to pursue legal action against the insurer regarding the disputed health care service.

Your consent to obtain any necessary medical records from the insurer, any of its contracting providers, and any out- of-plan provider the insured may have consulted on the matter, is necessary to be signed by you.

You have the right to provide information or documentation, either directly or through your provider, regarding any of the following:

The provider’s recommendation indicating that the disputed health care service is medically necessary for the insured’s medical condition.

Medical information or justification that a disputed health care service, on an urgent care or emergency basis, was medically necessary for the insured’s medical condition.

Reasonable information supporting your position that the disputed health care service is or was medically necessary for the medical condition, including all information provided to the insured by the insurer or any of its contracting providers, still in the possession of the insured, concerning an insurer or provider decision regarding disputed health care services, and a copy of any materials the insured submitted to the insurer, still in the possession of the insured, in support of the grievance, as well as any additional material that the insured believes is relevant.

1.Complete name of insurance company and policy/certificate number:

2.Claim number and date(s) of medical service(s):

3. Have you contacted the company to request an Independent Medical Review? Yes ___ No ___

(Provide copies of all correspondence)

4.___ If there is an imminent and serious threat to the health of the insured or claimant, please check and indicate the diagnosis.

5.Briefly describe the disputed medical service or expense that you want referred to the Independent Medical Review Organization and list the physicians who have treated you for this condition. Use additional paper as needed.

I hereby request Independent Medical Review of my dispute with the insurer. I authorize the release of any and all of my medical records and information, of any type, of or pertaining to the scope of this authorization including medical, mental health, substance abuse, HIV records, diagnostic imaging reports, and any other type of non-documentary records, as well as pertinent non-medical records and information. This authorizes release by and among all medical providers, the insurer, the California Department of Insurance and any Independent Medical Review Organization. Release and disclosure are authorized only to the extent any of those persons or entities may deem appropriate for a purpose consistent with the review of a complaint regarding health care services. This authorization will expire one year from the date below, except as regarding the Department’s internal use or as otherwise allowed by law. The expiration will apply to all information not previously released pursuant to this authorization. This authorization may be revoked or withdrawn at any time. A revocation or withdrawal will apply to all information not previously release pursuant to this authorization. I attest that the information provided is accurate and truthful

Signature

Date

STATE OF CALIFORNIA

Dave Jones, Insurance Commissioner

DEPARTMENT OF INSURANCE

 

HEALTH CLAIMS BUREAU

 

300 SOUTH SPRING STREET, SOUTH TOWER

 

LOS ANGELES, CA 90013

 

www.insurance.ca.gov

 

INFORMATION AND INSTRUCTIONS REGARDING

YOUR APPLICATION FOR INDEPENDENT MEDICAL REVIEW

Before you request an Independent Medical Review with the Department of Insurance, you are required to first file an appeal/grievance with the insurance company in an effort to resolve the issue(s). If you do not receive a satisfactory response after 30 days, then complete the application form, attach copies of any important papers that relate to your complaint and mail to the address shown on the application form. You may also attach additional sheets as necessary to explain and/or describe the situation and disagreement with your insurance company. We consider this information necessary to our review and within the powers and duties expressed in the California Insurance Code, Section 12921.3 and Section 10169. Please review our privacy statement regarding information we obtain from you.

Please be aware that a copy of your Application for Independent Medical Review will be provided to the insurance company and the Independent Medical Review Organization.

You have the right to provide information or documentation you believe will support your position in this review.

You may inspect the information you submit at any time as long as the department’s case is maintained. All original documents will be returned to you upon completion of our handling.

APPLICATION FOR INDEPENDENT MEDICAL REVIEW MAY BE SUBMITTED TO THE

DEPARTMENT OF INSURANCE FOR THE FOLLOWING TYPES OF PROBLEMS:

1.Denial of a claim due to the company’s opinion that the treatment or service is not medically necessary or that it is experimental and excluded by a policy provision.

2.An offer of an amount less than that indicated in the policy due to the company’s opinion of medical necessity.

3.Delay in settlement of a claim due to the disputed issue of medical necessity.

4.Denial of a claim for urgent or emergency services.

Under the Independent Medical Review process, one or more physicians will determine these issues and their decision will be binding on the insurance company.

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1. It is crucial to complete the Form Hcb 002P accurately, hence be mindful when filling out the parts including these fields:

Form Hcb 002P conclusion process clarified (part 1)

2. Once your current task is complete, take the next step – fill out all of these fields - Complete name of insurance, Claim number and dates of medical, Have you contacted the company to, Provide copies of all, If there is an imminent and, diagnosis, Briefly describe the disputed, Organization and list the, and I hereby request Independent with their corresponding information. Make sure to double check that everything has been entered correctly before continuing!

Provide copies of all, diagnosis, and I hereby request Independent of Form Hcb 002P

Concerning Provide copies of all and diagnosis, ensure that you double-check them in this section. The two of these are the most significant ones in this document.

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