Freddie Mac Form 65 PDF Details

In the complex journey of securing a home loan, the Freddie Mac 65 form, also known as the Uniform Residential Loan Application, stands as a cornerstone document, encapsulating a wealth of information required by lenders to make informed decisions. This comprehensive form demands meticulous attention from borrowers, requiring them to furnish detailed personal, employment, and financial data. From a borrower's personal identification details, employment history, and income sources to an exhaustive account of financial assets and liabilities, including expenses and potential rental income from owned properties, every piece of data plays a critical role in the lender's evaluation process. Moreover, the form delves into the specifics of the loan and property in question, asking for information about the loan's purpose, the property's value, and the intended occupancy, alongside inquiries about any additional mortgage loans on the property being purchased or refinanced. The anticipation of rental income from the property and the declaration of any received or expected gifts or grants towards the loan introduce further layers to the applicant's financial landscape. Given its comprehensive nature, the Freddie Mac 65 form is a critical step in the home lending process, designed to ensure that lenders have a full understanding of an applicant's financial situation before arriving at a lending decision.

QuestionAnswer
Form NameFreddie Mac Form 65
Form Length9 pages
Fillable?No
Fillable fields0
Avg. time to fill out2 min 15 sec
Other names65 freddie form 65 pdf 2005

Form Preview Example

To be completed by the Lender:

 

Lender Loan No./Universal Loan Identifier

Agency Case No.

Uniform Residential Loan Application

Verify and complete the information on this application. If you are applying for this loan with others, each additional Borrower must provide information as directed by your Lender.

Section 1: Borrower Information.This section asks about your personal information and your income from employment and other sources, such as retirement, that you want considered to qualify for this loan.

1a. Personal Information

Name (First, Middle, Last, Suffix)

Alternate Names List any names by which you are known or any names under which credit was previously received (First, Middle, Last, Suffix)

Social Security Number

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(or Individual Taxpayer Identification Number)

Date of Birth

 

 

 

Citizenship

 

 

 

(mm/dd/yyyy)

 

 

 

U.S. Citizen

 

 

 

/

 

/

 

 

Permanent Resident Alien

 

 

 

 

 

 

 

Non-Permanent Resident Alien

Type of Credit

I am applying for individual credit.

I am applying for joint credit. Total Number of Borrowers: Each Borrower intends to apply for joint credit. Your initials:

List Name(s) of Other Borrower(s) Applying for this Loan (First, Middle, Last, Suffix) Use a separator between names

Marital Status

Dependents (not listed by another Borrower)

Married

Number

 

 

Separated

Ages

Unmarried

(Single, Divorced, Widowed, Civil Union, Domestic Partnership, Registered Reciprocal Beneficiary Relationship)

Contact Information

 

 

 

 

 

 

Home Phone

(

 

 

)

 

 

 

 

Cell Phone

(

 

 

)

 

 

 

 

 

 

 

 

 

 

Work Phone

(

 

 

)

 

 

Ext.

 

 

 

 

Email

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Current Address

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Street

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Unit #

 

 

 

 

 

City

 

 

 

 

 

 

 

 

 

State

 

 

ZIP

 

 

Country

 

 

 

 

 

How Long at Current Address?

 

 

Years

 

 

Months

Housing

No primary housing expense

 

Own

Rent ($

 

 

/month)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

If at Current Address for LESS than 2 years, list Former Address

Does not apply

 

 

 

 

 

 

 

 

 

 

 

 

 

Street

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Unit #

 

 

 

 

 

City

 

 

 

 

 

 

 

 

 

State

 

 

ZIP

 

 

Country

 

 

 

 

 

How Long at Former Address?

 

 

Years

 

 

Months

Housing

No primary housing expense

 

Own

Rent ($

 

 

/month)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Mailing Address if different from Current Address

Does not apply

 

 

 

 

 

 

 

 

 

 

 

 

 

Street

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Unit #

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

City

 

 

 

 

 

 

 

 

State

 

ZIP

 

Country

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1b. Current Employment/Self-Employment and Income

Does not apply

Employer or Business Name

 

 

 

 

 

 

 

 

 

 

Phone

(

 

 

)

 

 

 

 

Street

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Unit #

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

City

 

 

 

 

 

 

 

 

 

 

 

State

 

ZIP

 

 

 

Country

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Position or Title

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Check if this statement applies:

Start Date

 

 

/

 

/

 

 

 

 

(mm/dd/yyyy)

 

I am employed by a family member,

 

 

 

 

 

property seller, real estate agent, or other

How long in this line of work?

Years

 

Months

 

 

 

party to the transaction.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Check if you are the Business

I have an ownership share of less than 25%.

Monthly Income (or Loss)

Owner or Self-Employed

I have an ownership share of 25% or more.

$

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Gross Monthly Income

Base

$

 

/month

Overtime

$

 

/month

Bonus

$

 

/month

Commission $

 

/month

Military

 

 

 

Entitlements $

 

/month

Other

$

 

/month

TOTAL $

 

 

/month

Uniform Residential Loan Application

Freddie Mac Form 65 • Fannie Mae Form 1003

Effective 1/2021

 

1c. IF APPLICABLE, Complete Information for Additional Employment/Self-Employment and Income

 

Does not apply

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Employer or Business Name

 

 

 

 

 

 

 

 

 

 

Phone (

 

)

 

 

 

 

Gross Monthly Income

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Street

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Unit #

 

 

 

 

 

Base

$

 

/month

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Overtime

$

 

/month

City

 

 

 

 

 

 

 

 

 

 

 

State

 

ZIP

 

 

 

Country

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Bonus

$

 

/month

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Position or Title

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Check if this statement applies:

Commission $

/month

Start Date

 

 

/

 

/

 

 

 

 

(mm/dd/yyyy)

 

I am employed by a family member,

Military

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

property seller, real estate agent, or other

 

 

 

How long in this line of work?

Years

 

Months

 

Entitlements $

/month

 

 

party to the transaction.

 

 

 

 

 

 

 

 

 

 

Other

$

 

/month

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Check if you are the Business

I have an ownership share of less than 25%.

Monthly Income (or Loss)

 

TOTAL $

 

 

/month

 

Owner or Self-Employed

I have an ownership share of 25% or more.

$

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1d. IF APPLICABLE, Complete Information for Previous Employment/Self-Employment and Income

 

Does not apply

 

 

 

 

 

 

Provide at least 2 years of current and previous employment and income.

Employer or Business Name

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Street

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Unit #

 

 

City

 

 

 

 

 

 

 

State

 

ZIP

 

Country

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Position or Title

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Check if you were the Business

Start Date

/

/

 

 

(mm/dd/yyyy)

 

 

 

 

Owner or Self-Employed

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

End Date

/

/

 

 

(mm/dd/yyyy)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Previous Gross Monthly

Income $

 

/month

1e. Income from Other Sources

Does not apply

Include income from other sources below. Under Income Source, choose from the sources listed here:

• Alimony

• Child Support

• Interest and Dividends

• Notes Receivable

• Royalty Payments

• Unemployment

• Automobile Allowance

• Disability

• Mortgage Credit Certificate

• Public Assistance

• Separate Maintenance

Benefits

• Boarder Income

• Foster Care

• Mortgage Differential

• Retirement

• Social Security

• VA Compensation

• Capital Gains

• Housing or Parsonage

Payments

(e.g., Pension, IRA)

• Trust

• Other

NOTE: Reveal alimony, child support, separate maintenance, or other income ONLY IF you want it considered in determining your qualification for this loan.

Income Source use list above

Monthly Income

 

 

 

$

 

 

 

$

 

 

 

$

 

 

Provide TOTAL Amount Here

$

 

 

Borrower Name:

Uniform Residential Loan Application

Freddie Mac Form 65 • Fannie Mae Form 1003

Effective 1/2021

How to Edit Freddie Mac Form 65 Online for Free

You are able to work with Freddie Mac Form 65 effectively using our PDFinity® online PDF tool. The tool is continually maintained by our team, acquiring new awesome functions and becoming better. If you are seeking to get started, here's what it will take:

Step 1: First, access the editor by pressing the "Get Form Button" in the top section of this page.

Step 2: As you launch the file editor, you will find the form ready to be completed. In addition to filling out various blanks, you could also perform various other things with the file, namely putting on any text, modifying the original text, inserting images, placing your signature to the document, and more.

In order to finalize this document, be certain to provide the information you need in every blank:

1. You need to complete the Freddie Mac Form 65 accurately, thus be careful when filling out the sections containing these fields:

Filling out part 1 of Freddie Mac Form 65

2. When the last selection of blanks is filled out, proceed to type in the suitable details in all these - Marital Status, Dependents not listed by another, Married Separated Unmarried Single, Current Address Street City, Contact Information, Home Phone Cell Phone Work Phone, Email, State, ZIP, Ext, Unit Country, How Long at Current Address, Years, Months Housing, and No primary housing expense.

Freddie Mac Form 65 conclusion process described (part 2)

3. The following portion is focused on Phone, Gross Monthly Income, State, ZIP, Unit, Country, Base, Overtime, Bonus, Commission, Military Entitlements, Other, TOTAL, month, and month - type in each one of these blanks.

Filling in segment 3 in Freddie Mac Form 65

4. This fourth section comes with all of the following empty form fields to complete: c IF APPLICABLE Complete, Does not apply, Phone, Gross Monthly Income, State, ZIP, Unit, Country, Base, Overtime, Bonus, Commission, Military Entitlements, Other, and TOTAL.

Freddie Mac Form 65 writing process described (part 4)

5. To conclude your form, this particular subsection has several extra blank fields. Entering Start Date, End Date, mmddyyyy, mmddyyyy, Check if you were the Business, e Income from Other Sources, Does not apply, Include income from other sources, Interest and Dividends Mortgage, Child Support Disability Foster, Notes Receivable Public, Royalty Payments Separate, Unemployment Benefits, VA Compensation Other, and NOTE Reveal alimony child support will wrap up the process and you'll be done in a flash!

Interest and Dividends  Mortgage, End Date, and e Income from Other Sources of Freddie Mac Form 65

Many people frequently make errors while completing Interest and Dividends Mortgage in this part. Ensure you read again everything you enter here.

Step 3: After taking one more look at the fields, click "Done" and you're all set! Sign up with FormsPal today and easily gain access to Freddie Mac Form 65, available for download. All alterations you make are saved , so that you can change the pdf at a later time if necessary. Here at FormsPal, we endeavor to be sure that your information is stored protected.