In today's increasingly complex financial landscape, navigating housing costs can be challenging, especially for those depending on benefits like Income Support, Jobseeker’s Allowance, or Employment and Support Allowance. The Mi12 0413 form emerges as a crucial tool in this scenario, designed to aid homeowners in accessing support for their mortgage or home loan interest payments. Essentially, this form gathers detailed information regarding an individual's mortgage or home loan to ascertain the level of assistance they qualify for. However, to ensure accurate and prompt assistance, parts 1 to 6 of the form necessitate careful completion by applicants, who are then required to forward it to their lender for the completion of parts 7 and 8. This process not only underscores the importance of timely communication between the borrower and the lender but also reflects a broader commitment from the Social Security Agency to maintain high customer service standards. Additionally, the form functions within a larger ecosystem of data sharing and protection policies, guided by strict legal frameworks to safeguard individual information while facilitating necessary checks and balances. In essence, the Mi12 0413 form is more than just paperwork; it's a gateway to financial relief for homeowners under duress, encapsulating within its sections a lifeline that navigates the confluence of personal finance, legal responsibility, and social welfare support.
| Question | Answer |
|---|---|
| Form Name | Mi12 0413 Form |
| Form Length | 20 pages |
| Fillable? | No |
| Fillable fields | 0 |
| Avg. time to fill out | 5 min |
| Other names | dwp forms to download, form mi12 no download needed, mi12 form no download needed, dwp form mi12 no download needed |
PART 1 Notes
Help with housing costs
About this form
If you have a mortgage, remortgage or home loan, you may be able to get some help with the interest payments from Income Support, Jobseeker’s Allowance or Employment and Support Allowance.
We need some information about your mortgage, remortgage or home loan so we can work out how much help you can get.
If we have sent you letters asking for other information, please complete these and return them to us in the envelope provided.
What to do
•Please fill in Parts 1 to 6. Do not fill in Parts 7 to 8.
•Once you have completed Parts 1 to 6, take or send this form to your lender straight away. They will complete Parts 7 to 8 and send the form back to us.
•Use one form for each lender. We can give you separate forms if you have a mortgage or loan with another lender.
Remember, if you delay sending this form to your lender, we may reduce or stop your benefit.
Name of benefit
The office dealing with your claim
MI12 04/13
1
Notes
More information
To find out more about the mortgage interest direct scheme, ask for booklet IS8 Home owners - Help with housing costs from any Social Security or Jobs & Benefits office. Or visit www.nidirect.gov. uk
You must tell us of any changes in your mortgage or home loan that may affect your entitlement to Income Support, Jobseeker’s Allowance or Employment and Support Allowance.
To find the changes you need to tell us about, read the booklet we sent you when we decided that you can get Income Support, Jobseeker’s Allowance or Employment and Support Allowance.
Our service standards
At Social Security Agency we aim to provide a high standard of customer service at all times. Details of the standard of service you can expect from us can be found on our website at www.dsdni. gov.uk
You can access our website from many libraries.
For more information please contact your local Social Security or Jobs & Benefits office.
How we collect and use information
We, the Department for Social Development (DSD), collect information to deal with Social Security, Child Support, employment and training, housing and community development and urban regeneration (redeveloping towns, cities and villages). The information we collect about you depends on the type of your business with us, but we may use the information for any of these purposes.
We may check information about you with other information we may have. We may get information about you from other people and certain organisations.
We may give information to certain other organisations, as allowed by the law, to:
•check that the information is accurate
•prevent or detect crime
•protect public funds in other ways, and
•use in research statistics.
These other organisations include other government departments, authorities who deal with Housing Benefit and
The Department for Social Development is the data controller for the Data Protection Act.
If you want to know more about what information we have about you, or the way we use your information, please contact us. You can contact any of our offices and ask for the leaflet Data Protection Act 1998 - It affects you. Or you can find a copy of the leaflet on our website at www.dsdni.gov.uk
2
PART 1 About you
Surname or family name
All other names in full
National Insurance (NI) number
Get this from your NI number card, payslips, tax papers or letters about your benefit.
Address where you live now
Date of birth
Daytime phone number
Address of the property you pay the mortgage or home loan on, if different from where you live
Mr / Mrs / Miss / Ms
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Postcode
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Postcode
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PART 2 Mortgage, remortgage or home loan details
Do you or your partner pay ground rent?
Are there service charges or other charges paid for this property?
What date was the property purchased?
No Yes
No Yes
We will write to you about this.
We will write to you about this.
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Tell us about your mortgage, remortgages or loans below.
Loan 1
Tell us the loan reference number |
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Tell us the name of your lender |
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Tell us the amount borrowed on the loan |
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When was the loan taken out? |
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Tell us the type of loan this is.
For example, a mortgage, remortgage or home improvement loan
Whose name is the loan in? |
Yours |
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Your partner’s |
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Loan 2
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PART 2 Mortgage, remortgage or home loan details continued
Is the loan shared with anyone else?
This includes for example, a partner,
Do they still contribute towards the repayments?
What percentage of the repayments are you responsible for?
For example 50%
Loan 1
No
Yes Please tell us their full name and relationship to you
No
Yes
%
Loan 2
No
Yes Please tell us their full name and relationship to you
No
Yes
%
Is this the original loan that was first used to purchase the property?
If you answered No, what was the amount originally borrowed to purchase your home?
What was the date the original loan was taken out?
Who was the original lender?
How much was still outstanding on the original loan when you first remortgaged?
No
Yes
£
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£
No
Yes
£
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£
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