Risk Based Pricing Model Form PDF Details

Navigating through the intricacies of financial adjustments can often lead one to encounter various forms and procedures that are crucial for making informed decisions. Among these, the Risk Based Pricing Model form stands out as a pivotal document for individuals seeking to adjust their financial arrangements, specifically pertaining to loans. This comprehensive form, labelled HQP-HLF-182, serves as an application for converting to a full Risk-Based Pricing Model, aiming at refining the terms of loan repayment based on the risk associated with the borrower. Details required in the form encompass a wide array of information, from personal data such as citizenship, marital status, and contact details, to financial particulars including loan specifics, desired re-pricing period, property location, and employment information. Moreover, it delves into financial aspects like gross monthly income, bank accounts, real estate owned, and outstanding credits or loan availments. A distinctive feature of the form is its thoroughness in ensuring that all entries are printed in block or capital letters, emphasizing the formal nature of the application process. To solidify the application, both the borrower and, if applicable, the spouse must certify the accuracy of the information provided under the threat of legal repercussions for false statements, thereby underlining the seriousness of the agreement. The form also outlines the fees associated with processing and the potential financial responsibilities that may arise upon approval of the application, ensuring that applicants are well-informed of the implications of their submission.

QuestionAnswer
Form NameRisk Based Pricing Model Form
Form Length2 pages
Fillable?No
Fillable fields0
Avg. time to fill out30 sec
Other namespag ibig full risk based pricing, risk based pricing form pdf fillable, full risk based pricing framework, full risk based pricing model

Form Preview Example

HQP-HLF-182

APPLICATION FOR CONVERSION

TO FULL RISK-BASED PRICING MODEL

(PRINT ALL ENTRIES IN BLOCK OR CAPITAL LETTERS.)

LOAN PARTICULARS

HL ACCOUNT NUMBER

 

 

Pag-IBIG MID No./RTN

WITH ADDITIONAL LOAN?

IF WITH ADDITIONAL LOAN, RE-PRICING SHALL BE

 

 

 

 

 

 

 

 

Yes No

APPLIED ON?

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

AVAILED OF RESTRUCTURING?

Original Loan only

Both loans

 

DESIRED RE-PRICING PERIOD (in years)

 

 

 

 

 

WITH PDC WITHOUT PDC

Yes No

Additional Loan only

 

 

3

5

10

15

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

PROPERTY LOCATION

 

 

 

 

 

MODE OF PAYMENT

 

 

Unit/Room No., Floor

Building Name

 

Lot No., Blk No., Phase No., House No.

Street Name

Salary Deduction

Collecting Agent

 

 

 

 

 

 

 

 

 

Over-the-Counter

Bank

 

 

 

 

 

 

 

 

 

Cash/Check

Developer

 

Subdivision

 

Barangay

Municipality/City

Province and State Country (if abroad)

 

 

Post-Dated Checks

Remittance

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Center

 

 

 

 

 

 

 

 

 

 

 

 

BORROWER’S DATA

LAST NAME

FIRST NAME

NAME EXTENSION

 

MIDDLE NAME

CITIZENSHIP

DATE OF BIRTH (mm/dd/yy)

 

SEX

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

M F

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

PERMANENT HOME ADDRESS

 

 

 

 

 

 

 

 

MARITAL STATUS

 

 

Unit/Room No., Floor

Building Name

Lot No., Blk No., Phase No., House No.

 

 

Street Name

 

Single/

Legally

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Unmarried

Separated

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Married

Annulled

 

 

 

 

 

 

 

 

 

 

 

 

Widow/er

 

 

 

 

Subdivision

 

Barangay

 

Municipality/City

 

Province and State Country (if abroad)

Zip Code

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

CONTACT DETAILS (Indicate country code if

 

 

 

 

 

 

 

 

 

 

 

abroad)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

COUNTRY + AREA CODE TELEPHONE NO.

PRESENT HOME ADDRESS

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Home

 

 

 

 

Unit/Room No., Floor

Building Name

Lot No., Block No., Phase No., House No.

Street Name

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Cell Phone

 

 

 

 

Subdivision

 

Barangay

Municipality/City

Province and State Country (if

 

 

Zip Code

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

abroad)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Email Address

 

 

 

 

HOME OWNERSHIP

 

 

 

 

YEARS OF STAY IN PRESENT

 

 

EE SSS/GSIS ID No.

 

 

 

 

 

 

 

 

Owned

Company Living w/ relatives/parents

 

HOME ADDRESS

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Mortgaged

Rented at P__________/mo.

 

 

 

 

 

 

CONTACT DETAILS (Indicate country code if

EMPLOYER/BUSINESS NAME (If self-employed)

 

 

 

 

 

TIN

abroad)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

COUNTRY + AREA CODE TELEPHONE NO.

 

 

 

 

 

 

 

 

 

 

 

Business (Direct Line)

 

 

EMPLOYER/BUSINESS ADDRESS

 

 

 

 

 

 

 

OCCUPATION

 

 

 

 

 

 

 

 

Unit/Room No., Floor

Building Name

Lot No., Block No., Phase No., House No

Street Name.

 

 

Employed

Business (Trunk Line)

 

 

 

 

 

 

 

 

 

 

 

 

Self-Employed

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Employer/Business Email Address

 

Subdivision

 

Barangay

 

Municipality/City

Province and State Country (if abroad)

Zip Code

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

INDUSTRY

Accounting

Construction

Life Sciences

Public Administration & Defense;

Activities of Private Households as

Education & Training

Management

Compulsory Social Security

Employer’s & Undifferentiated

Electricity, Gas and Water Supply

Manufacturing

Technology

Production Activities of Private

Extra-Territorial Organization & Bodies

Media

Transport, Storage and Communications

Households

Financial Services/ Intermediation

Mining and Quarrying

Travel and Leisure

Agriculture, Hunting, Forestry &

HR/Recruitment

Other Community, Social & Personal Service

Wholesale & Retail Trade; Repair of Motor

Fishing

Health and Social Work;

Activities

Vehicles, Motorcycles, Personal &

Basic MaterialsHealth and Medical ServicesHousehold Goods

SPOUSE’S PERSONAL DATA

LAST NAME

FIRST NAME

NAME EXTENSION

MIDDLE NAME

CITIZENSHIP

DATE OF BIRTH (mm/dd/yy)

TIN

 

 

 

 

 

 

 

 

 

EMPLOYER/BUSINESS NAME (If self-employed)

 

 

 

 

 

 

YEARS IN EMPLOYMENT/

 

 

 

 

 

 

 

 

 

 

 

BUSINESS

 

 

 

 

 

 

 

 

 

 

 

EMPLOYER/BUSINESS ADDRESS

 

 

 

 

 

 

 

OCCUPATION

 

POSITION & DEPARTMENT

Unit/Room No., Floor

Building Name

Lot No., Block No., Phase No., House No.

Street Name

Employed

 

 

 

 

 

 

 

 

 

 

 

Self-Employed

 

 

 

 

 

 

 

 

 

 

Subdivision

Barangay

 

Municipality/City

Province and State Country (if abroad)

Zip Code

BUSINESS TEL. NO.

 

 

 

 

 

 

 

 

 

 

 

 

INDUSTRY

 

 

 

 

 

 

 

 

 

 

 

Accounting

 

 

Construction

 

 

Life Sciences

 

Technology

Activities of Private Households as

 

Education & Training

 

Management

 

Transport, Storage and Communications

Employer’s & Undifferentiated

 

Electricity, Gas and Water Supply

 

Manufacturing

 

Travel and Leisure

Production Activities of Private

 

Extra-Territorial Organization & Bodies

Media

 

Wholesale & Retail Trade; Repair of Motor

Households

 

 

Financial Services/ Intermediation

 

Mining and Quarrying

 

Vehicles, Motorcycles, Personal &

Agriculture, Hunting, Forestry &

 

HR/Recruitment

 

 

Other Community, Social & Personal

Household Goods

Fishing

 

 

Health and Social Work;

 

Service Activities

 

 

 

Basic Materials

 

 

Health and Medical Services

 

Public Administration & Defense;

 

 

 

 

 

 

 

 

 

Compulsory Social Security

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

GROSS MONTHLY INCOME

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

PARTICULARS

 

 

 

PRINCIPAL BORROWER

 

 

SPOUSE

 

 

 

 

 

 

 

 

 

 

 

BASIC MONTHLY COMPENSATION

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

COST OF LIVING ALLOWANCE

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

OTHER SOURCE/S

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

TOTAL

 

 

 

 

 

 

 

 

 

 

 

 

 

 

INCOME DOCUMENT/S SUBMITTED UPON LOAN APPLICATION: ________________________________________________________________________________________

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(October 2012)

BANK ACCOUNTS

(Indicate your 3 most active)

BANK

BRANCH/ADDRESS

TYPE OF

ACCOUNT

ACCOUNT NO.

DATE OPENED

AVE. BALANCE

 

 

CREDIT CARDS OWNED

 

(August 2012)

 

 

(Indicate your 3 most active)

 

 

 

ISSUER NAME

CARD TYPE

CARD EXPIRY

CREDIT LIMIT

 

(e.g. Visa/Mastercard)

(mm/yyyy)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

REAL ESTATE OWNED

LOCATION

TYPE OF

PROPERTY

TCT NO.

ACQUISITION

COST

MARKET VALUE

MORTGAGE

BALANCE

RENTAL INCOME

OUTSTANDING CREDITS/LOAN AVAILMENTS

Creditor & Address

Security

Type

Maturity Date

 

 

Amount/Balance

Mo. Amortization

Creditor & Address

Security

Type

Maturity Date

Amount/Balance

Mo. Amortization

Creditor & Address

Security

Type

Maturity Date

Amount/Balance

Mo. Amortization

CERTIFICATION

I/We hereby certify, under pain of perjury that the information given and any or all statements made herein are true and correct to the best of my knowledge and belief and my/our signature/s appearing herein is/are genuine and authentic.;

In case of falsification, misrepresentation or any similar acts committed by me, Pag-IBIG Fund shall automatically disapprove my application and I/We shall pay Pag-IBIG Fund the Housing Loan amortization due with corresponding penalties. I/We shall abide with all applicable rules and regulations governing this moratorium that Pag-IBIG Fund may promulgate from time to time.

I/We further agree to pay Pag-IBIG Fund a non-refundable sum of One Thousand Pesos (P1,000.00) as processing fee to be paid upon filing of this application. I/We understand that should my/our application be approved, notarial and all other fees pertaining to the re-pricing shall be for my/our account.

 

____________________________________

____________________________________

 

SIGNATURE OF BORROWER

 

SIGNATURE OF SPOUSE

 

 

____________________________________

____________________________________

 

DATE

 

 

DATE

 

 

 

 

 

 

 

 

FOR PAG-IBIG FUND USE ONLY

 

 

 

 

 

 

 

 

 

For Billing and Collection Department/Loans and Contributions Management and Recovery Division use only

REPT RECEIPT

 

MEMBERSHIP STATUS

 

HL ACCOUNT STATUS

 

UPDATED

WITH FINDINGS

UPDATED

NOT UPDATED

UPDATED

IN ARREARS

 

 

 

 

 

 

ACCOUNT TAKEN OUT UNDER CIRCULAR 247?

 

YES TAKE-OUT DATE ________________

NO

FOR CIRCULAR 300, WITH PERFECT REPAYMENT HISTORY? YES NO

For accounts taken out under Circular 247 for less than one (1) year

OUTSTANDING BALANCE AS OF ______________ LOAN-TO-APPRAISED VALUE (LTA) RATIO

REMARKS

VERIFIED BY

DATE

APPROVED/DISAPPROVED BY

DATE

For Loans Evaluation Department/Housing Loans Division use only

LOAN AMOUNT

APPRAISED VALUE

LOAN-TO-APPRAISED VALUE (LTA) RATIO

APPLICABLE LTA RATIO UNDER CIRCULAR 310

BES RESULT

ADJUSTED LTA RATIO BASED ON BES RESULT

VERIFIED BY

DATE

REVIEWED BY

DATE

REMARKS

THIS FORM CAN BE REPRODUCED. NOT FOR SALE.