CN 10542 at a glance
What it is: How to Answer a Complaint in the Special Civil Part, CN 10542.
Where and when to file: Step 3: You must file your Answer with the Office of the Special Civil Part in the county where the case was filed against you. Look at the Summons you received from the court for the Office address. If you do not file an Answer within the time specified in the Summons, which accompanies the Complaint, a money judgment may be entered against you.
You can use this packet if you are being sued in the Special Civil Part for an amount of money up to $20,000 and you do not have any other claims against any other person (counter or cross-claim) (checked October 22, 2026).
If your case DOES NOT involve an automobile accident use Form A. If your case DOES involve an automobile accident, use Form B.
The defendant is you, the person who is being sued, and the plaintiff is the person who is suing you.
What to bring and attach to CN 10542
If you have evidence showing that you do not owe the amount claimed, such as receipts, keep the original documents and bring them to the trial.
A filled-in CN 10542 example: a defendant answers a complaint over a paid bill

How to fill out CN 10542, box by box
Filing Attorney Information or Pro Se Litigant
Plaintiff information
Defendant information
County and Docket Number
Defendant denies owing the debt to the Plaintiff

In the section Defendant denies owing the debt to the Plaintiff, check the appropriate statement(s) which set forth why you claim you do not owe the money to the plaintiff (select all that apply); or choose the box marked “Other” and explain your position.
The bill has been paid. The dollar amount claimed by the plaintiff(s) is incorrect.
The claim or the amount of the claim is unfair (Must explain).
The goods or services were not received. The goods or services received were defective. You did not order the goods or services. I am a victim of identity theft or mistaken identity. The time has passed for plaintiff to sue on this debt. This debt has been discharged in bankruptcy.
Why money is not owed to the plaintiff(s)

A lawsuit was previously filed and the claim has been resolved (Must explain).
Defendant is in the military on active duty.
Plaintiff did not file this lawsuit in the proper place (Must explain).
Other: Set forth any other reasons why you believe money is not owed to the plaintiff(s). You may attach more sheets if you need to.
Trial by jury

On page 2, indicate if you want a trial by jury. If so, select the appropriate statement.
Trial by jury requested; an extra $100 cash, check or money order is submitted. Trial by jury requested; and I have submitted an application for a waiver of the $100.00 fee (checked October 22, 2026).
Enclose either a $130 check or money order ($100 for jury and $30 for the Answer filing fee) made payable to the Treasurer, State of New Jersey or your completed application for a fee waiver (checked October 22, 2026).
Certification: other court action or arbitration proceeding

In the Certification area, check the applicable box in each section, advising the court of any other pending actions involving the same parties.
Must check one: that the matter is not the subject of any other court action or arbitration proceeding now pending or contemplated, or that the following actions or arbitration proceedings are pending or contemplated.
Provide information about those other claims or lawsuits (if any) and advise the court if any other parties should be joined to this lawsuit.
Certification: other parties joined

Must check one: that no other parties should be joined in this action; or that the following persons or entities should be joined in this action.
IMPORTANT: Carefully review the Certifications made and double check that you have complied with the Certifications before moving to the next step. This means that you must make sure that you do not need to bring anyone else into the case or that you advise the Court if another party should be brought into the case.
Personal identifiers, Dated and Defendant's Signature

Clearly print or type the date on which you sign this form on the line for Dated, sign your name on the line for Defendant's Signature and clearly print or type your name on the line for Defendant's Name.
If the Answer (Form A) or any of the copies of papers that you attach to the Answer contain a Social Security number, driver's license number, vehicle plate number, insurance policy number, active financial account number, active credit card number or information as to an individual's military status you must redact (black out) this information so that it cannot be seen, unless any such personal identifier is required to be included by statute, rule, administrative directive or court order.
Once you have confirmed that none of these personal identifiers are on the papers that you are filing, you must sign and date the Certification that indicates “I certify that personal identifiers have been redacted from documents now submitted to the court and will be redacted from all documents submitted in the future in accordance with Rule 1:38- 7(b).”
Do not redact (black out) this information in the original papers that you are keeping since you may have to show them to the court at some point.
I further certify that this answer was served by me upon all existing parties.
Demand for Production of Documents

If you would like a copy of the documents or papers referred to in the Complaint, check the Demand for Production of Documents box located at the bottom of the form.
By checking this box, demand is made for production of all documents or papers referred to in the pleading for which this answer is provided, within 5 days of this demand.
More rules for CN 10542
You must send a copy of the Answer to the plaintiff by certified and regular mail if the plaintiff does not have a lawyer. If the plaintiff has a lawyer, you must send a copy of the Answer to that lawyer by regular mail.
Each person being sued must file their own Answer.
Step 5: You can file your Answer electronically through JEDS, by mail or in person.
Step 4: Check your form and make sure it is complete. Remove all instruction sheets. Make sure you have signed the form and have included your name, address and telephone number.
Common questions about CN 10542
Is there a deadline?
You must send an ANSWER to the court within 35 days from the date the Summons was sent to you. That date is shown on the summons you received.
Where do I file it?
Completed forms are to be submitted to the Special Civil Part of the Superior Court in the county where you are filing your case.
Are there fees?
Your Answer must be accompanied by either a $30 filing fee, or if you cannot afford the $30 fee, a fee waiver request (checked October 22, 2026). To file a fee waiver use packet 11208, How to File for a Fee Waiver, All Courts, found at njcourts.gov. The fee waiver request must be sent at the same time you file your Answer.
When is this form not the right one?
Do not use this packet if you think you have a counterclaim, cross-claim or third party complaint (definitions for these terms appear on page 5); instead use packet 11968, How to Answer a Complaint in the Special Civil Part With a Counterclaim, Cross-claim and/or Third-Party Complaint.
Sources
[1] CN 10542 (Revised 07/01/2022), How to Answer a Complaint in the Special Civil Part, New Jersey Judiciary (the Official source link on this page).




