Texas Form Dec 1 PDF Details

For homeowners in Texas, understanding the intricacies of their homeowners' insurance starts with the DEC-1 form, a crucial document outlining the details of their policy. This form, serving as the declarations page, acts as a summary of the coverage provided, including key details such as the named insured, policy number, effective and expiration dates, and specifics about the insured residence like its address and construction type. It breaks down coverages into two primary sections: Property Coverage, which includes the dwelling, other structures, and personal property, both on and off-premises; and Liability Coverage, which outlines personal liability and medical payments to others. Each coverage section details the limits of liability and the associated premiums, offering a clear overview of the policy's scope and costs. The document also specifies deductibles, adjustments for special conditions such as wind or hail in certain counties, and total policy premiums. Furthermore, it acknowledges any mortgage holder's interest in the policy, making it a critical piece of information for homeowners to review and understand fully. This detailed account ensures that policyholders are well-informed about their insurance coverages, premiums, and any specific terms that may affect their property and financial security.

QuestionAnswer
Form NameTexas Form Dec 1
Form Length1 pages
Fillable?No
Fillable fields0
Avg. time to fill out15 sec
Other namestexas condo policy form coverage a, homeowners declarations form pdf, standard homeowners declarations pdf, homeowners declarations form sample

Form Preview Example

DEC - 1

TEXAS HOMEOWNERS POLICY

DECLARATIONS PAGE

NAMED INSURED

 

POLICY NO.

 

 

 

EFFECTIVE DATE:

EXPIRATION DATE:

AT 12:01 A.M. STANDARD TIME AT THE LOCATION OF THE RESIDENCE PREMISES/DWELLING

 

 

 

 

 

 

PREMISES ADDRESS

 

 

CONSTRUCTION:

TOWN CLASS/KEY RATE:

CITY LIMIT:

TERR:INSIDE/OUTSIDE

COVERAGES

LIMITS OF LIABILITY

PREMIUM

SECTION I – PROPERTY

 

 

 

 

COVERAGE A.

DWELLING

$

 

 

$

 

OTHER STRUCTURES

$

 

 

$

COVERAGE B.

PERSONAL PROPERTY

$

 

 

$

 

PERSONAL PROPERTY OFF PREMISES

$

 

 

 

SECTION II – LIABILITY

 

 

 

 

COVERAGE C.

PERSONAL LIABILITY

$

 

 

$

 

(EACH OCCURRENCE)

 

 

 

 

COVERAGE D. MEDICAL PAYMENTS TO OTHERS

$

 

 

$

 

(EACH PERSON)

 

 

 

 

OTHER RESIDENTIAL PREMISES – LOCATION:

$

 

 

$

 

BASIC PREMIUM

 

 

 

$

 

 

 

 

 

 

INCREASED LIABILITY LIMITS

 

 

 

$

DEDUCTIBLES ANY ONE OCCURRENCE

AMOUNT OF

 

DEDUCTIBLE

 

ADJUSTMENT

 

(SECTION I ONLY)

DEDUCTIBLE

 

 

 

PREMIUM

 

 

 

 

 

 

1% OF LIMITS

 

 

$

 

 

$

2% WIND/HAIL IN SECOND TIER COUNTIES

$

 

 

$

 

 

 

TOTAL POLICY PREMIUM

 

$

 

 

 

 

 

 

MORTGAGE HOLDER INFORMATION

 

 

 

 

(THE INTERESTS OF LOSS PAYEES, MORTGAGEES ARE AUTOMATICALLY

RECOGNIZED HEREON AS AND WHEN APPLICABLE.)

 

 

 

 

 

 

 

MORTGAGE HOLDER NAME

LOAN #

ADDRESS

CITY

STATE ZIP

AGENT: RAMSGATE MANAGING INSURANCE

AGENCY AT: SAN ANTONIO, TX. 78230

OTHER COVERAGES, LIMITS AND EXCLUSIONS APPLY – REFER TO YOUR POLICY

DEC - 1

How to Edit Texas Form Dec 1 Online for Free

If you desire to fill out texas policy declarations form, you don't have to install any sort of programs - simply make use of our PDF tool. We at FormsPal are committed to giving you the absolute best experience with our editor by consistently introducing new capabilities and enhancements. Our editor has become even more helpful thanks to the latest updates! Now, filling out documents is a lot easier and faster than ever. By taking several simple steps, you are able to start your PDF editing:

Step 1: Click on the orange "Get Form" button above. It will open our pdf tool so that you could begin filling out your form.

Step 2: As you start the file editor, you'll notice the document prepared to be completed. Apart from filling in various fields, you may also do various other things with the file, namely adding any text, changing the original textual content, inserting images, placing your signature to the PDF, and more.

Pay close attention while completing this pdf. Ensure that all required blank fields are completed properly.

1. You need to fill out the texas policy declarations form properly, hence pay close attention while filling in the parts including these blanks:

Find out how to fill out homeowners declarations form online step 1

2. Once your current task is complete, take the next step – fill out all of these fields - OTHER RESIDENTIAL PREMISES, BASIC PREMIUM, INCREASED LIABILITY, LIMITS, DEDUCTIBLES ANY ONE OCCURRENCE, SECTION I ONLY, LIMITS, WINDHAIL IN SECO ND TIER COUNTIES, AMOUNT OF DEDUCTIBLE, TOTAL POLICY PREMIUM, DEDUCTIBLE ADJUSTMENT, PREMIUM, MORTGAGE HOLDER INFORMATION, THE INTERESTS OF LOSS PAYEES, and ARE AUTOMATICALLY with their corresponding information. Make sure to double check that everything has been entered correctly before continuing!

Stage no. 2 for filling out homeowners declarations form online

When it comes to BASIC PREMIUM and DEDUCTIBLES ANY ONE OCCURRENCE, make sure you take a second look in this current part. Both of these could be the most important fields in this file.

Step 3: Just after taking one more look at your form fields you have filled out, click "Done" and you are done and dusted! Go for a free trial option at FormsPal and acquire immediate access to texas policy declarations form - readily available from your personal account. At FormsPal.com, we endeavor to make sure that your details are stored secure.