An affidavit of affixture form is a sworn statement that a manufactured home is permanently attached to the land it sits on. It shows that the owner has affixed the home to the land so that it will not be relocated. The fillable affidavit form should be filed with the county recorder of the county where the land is located.
Last Updated: October 2026. This guide is reviewed and updated regularly to reflect current law. If you notice an error or outdated information, please contact us.
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The details an affidavit of affixture needs depend on where the home sits, so the list below is a general guide. A typical affidavit of affixture includes the following information, and your local office can confirm anything extra.
State rules differ. In 26 of the 40 states FormsPal's verified state data covers, state law lists what the affidavit must contain. In 2 of the 40 states covered, the affidavit must also say whether the home is subject to a security interest or lien. 2 of the 40 states covered have no statute on what the affidavit must contain. Check the rules for your state before you sign.
An affidavit of affixture matters most when you want a mortgage. To be eligible for a Federal Housing Administration (FHA) loan, a manufactured home has to fall under the category of real property. A home that is not affixed to land is treated as mobile. It is considered a vehicle with a separate title from the land.
The affidavit is proof that the owner has affixed the home to the land on a permanent basis. It should be filled in correctly and recorded to give the home the status of real property. If the document is not recorded, there are two separate titles. One is for the land, and one is for the home.
In 35 of the 40 states FormsPal's verified state data covers, state law sets out when a manufactured home becomes real property. In 35 of the 40 states covered, it also sets rules for recording the affidavit. The exact steps depend on the state where the land is located.
When you apply for an FHA mortgage, the lender turns to a title company. The title company issues a specific title policy form. That form proves the home is affixed to the land on a permanent basis. If the title company does not issue it, the owner will not meet FHA requirements and cannot get the loan.
Recording the affidavit can also open up better financing options. If a mobile home is not affixed to the land, loans for manufactured homes and residential mortgages are different legal agreements. Once the home is permanently affixed, it is no longer the subject of a manufactured home loan and becomes real property. The owner then gets these benefits:
Recording is how the affidavit becomes part of the public land records. In 35 of the 40 states FormsPal's verified state data covers, state law sets rules for recording the affidavit, and the steps differ by state. To be eligible for FHA financing, a mobile home owner should go through the steps below:
Please note that you should keep the right order if you want your affidavit to be recorded properly: first, you should certify the document by your state and only then record it with the county. If you don’t follow the order, the affidavit will not be considered valid.
In 2 of the 40 states FormsPal's verified state data covers, state law requires the owner's signature on the affidavit to be acknowledged. 3 of the 40 states covered have no statute on recording the affidavit.
State law deals with an affidavit of affixture in different ways. The table shows how many of the 40 states FormsPal's verified state data covers have a rule on each part of the process. Use it as a general guide, then check the rules for your own state.
| Part of the process | States with a rule (out of 40) |
|---|---|
| Recording the affidavit | 35 |
| When the home becomes real property | 35 |
| What the affidavit must contain | 26 |
| Title surrender | 25 |
| Detaching the home again (severance) | 17 |
A few simple slips can hold up an affidavit of affixture form, especially when a lender or title company is waiting on it. These are the common mistakes to avoid when you prepare and record yours:
A manufactured home that is not affixed has its own title, separate from the land. What happens to that title when the home becomes real property depends on the state. In 25 of the 40 states FormsPal's verified state data covers, state law requires the owner to surrender the certificate of title.
In 6 of the 40 states covered, state law allows the owner to surrender it. 2 of the 40 states covered have no statute on title surrender.
A mobile home in a mobile home park can sit on land the owner does not own. Recording an affidavit of affixture for that kind of home has extra requirements with the county clerk's office. These requirements apply when a person owning a mobile home installs it in a mobile home park on land that person does not own.
An owner who wants to detach the home from the land again goes through severance. In 17 of the 40 states FormsPal's verified state data covers, state law names the document used to detach the home again.
In 4 of the 40 states covered, state law also lists what the severance affidavit must contain. In 2 of the 40 states covered, state law says when the home stops being real property. 2 of the 40 states covered have no statute on severance.
An affidavit of affixture is a sworn statement that a manufactured home is permanently attached to a piece of land. Owners sign it to show the home is not meant to be moved. A lender or title company may ask to see it when the home is financed or sold.
Yes. FormsPal's affidavit of affixture form asks a few questions about your home and your land, then builds the document for you. You can save your progress, finish on any device, and download or print the result.
No. The state where the land is located shapes what the affidavit says, when the home counts as real property, and how the affidavit is recorded. Check the rules for your state before you sign.
General information, not legal or tax advice.
