California Earthquake Authority Form – Fill Out and Use This PDF

California Earthquake Authority Form PDF Details

The California Earthquake Authority (CEA) is California's largest provider of residential earthquake insurance. The CEA form is an official application that California homeowners, renters, condo owners, and mobilehome owners use to apply for CEA earthquake insurance coverage. Earthquake insurance helps cover the cost of seismic damage to your home, personal property, and additional living expenses if your residence becomes uninhabitable after an earthquake.

The application collects key information needed to determine eligibility and calculate your earthquake insurance premium:

• Applicant name, contact number, and mailing address
• Physical location and address of the insured residential property
• Companion policy details (policy type and number)
• Property specifics: year built, construction type, number of stories
• Seismic retrofit measures, such as whether the dwelling is secured to its foundation or has braced cripple walls
• Coverage options: Dwelling Coverage A, Loss of Use Coverage D, and optional Loss Assessment and Building Code Upgrade
• Deductibles and coverage limits for personal property
• Payment options and additional insured interests (mortgagees or loss payees)

CEA earthquake insurance premiums vary based on the property location, construction type, number of stories, and seismic risk level in the area. Homes in high-seismic zones may qualify for premium discounts if seismic retrofit measures have been completed. Eligibility for CEA coverage requires having a qualifying companion residential insurance policy in place with a participating California insurance company.

Completing the form accurately helps ensure your CEA earthquake insurance application is processed without delays. Work with a licensed insurance producer or agent authorized to submit CEA applications on your behalf. For questions about coverage, contact your insurance producer or visit the CEA website to learn more about available earthquake insurance options.