CG 20 10 Form PDF Details

Understanding the nuances of the CG 20 10 07 04 Liability Endorsement form is critical for businesses and individuals navigating the complex terrain of commercial general liability insurance. This form, pivotal in the realm of insurance endorsements, plays a significant role in extending coverage to include additional insureds—be they owners, lessees, contractors, or other designated parties—under specific circumstances. It essentially amends the existing coverage to protect additional entities against liabilities arising from bodily injury, property damage, or personal and advertising injury that result from either the policyholder's actions or those of individuals acting on their behalf during the conduct of ongoing operations at designated locations. Notably, this endorsement underscores certain conditions and exclusions, stipulating that coverage for these additional insureds is contingent upon legal permissions and contractual obligations; it further delineates that the scope of coverage will not exceed that required by any underlying contract or exceed the limits of the existing insurance policy. Additionally, the endorsement introduces specific exclusions and clarifies the limits of insurance in relation to the additional insureds, ensuring that the extended coverage is both precise and circumscribed. This strategic tool not only broadens the insurance protection for entities engaged in collaborative projects but also meticulously defines the boundaries of this coverage, reinforcing the need for careful consideration and understanding of its provisions.

QuestionAnswer
Form NameCG 20 10 12 19 Liability Endorsement Form
Form Length2 pages
Fillable?Yes
Fillable fields3
Avg. time to fill out1 min 6 sec
Other namescg 20 10 07 04, cg 2010 0704, cg2010 0704, cg 2010 07 04

Form Preview Example

POLICY NUMBER:

COMMERCIAL GENERAL LIABILITY

 

CG 20 10 12 19

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

ADDITIONAL INSURED – OWNERS, LESSEES OR

CONTRACTORS – SCHEDULED PERSON OR

ORGANIZATION

This endorsement modifies insurance provided under the following:

COMMERCIAL GENERAL LIABILITY COVERAGE PART

SCHEDULE

Name Of Additional Insured Person(s)

Or Organization(s)

Location(s) Of Covered Operations

Information required to complete this Schedule, if not shown above, will be shown in the Declarations.

A. Section II – Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by:

1.Your acts or omissions; or

2.The acts or omissions of those acting on your behalf;

in the performance of your ongoing operations for the additional insured(s) at the location(s) designated above.

However:

1.The insurance afforded to such additional insured only applies to the extent permitted by law; and

2.If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured.

B. With respect to the insurance afforded to these additional insureds, the following additional exclusions apply:

This insurance does not apply to "bodily injury" or "property damage" occurring after:

1.All work, including materials, parts or equipment furnished in connection with such work, on the project (other than service, maintenance or repairs) to be performed by or on behalf of the additional insured(s) at the location of the covered operations has been completed; or

2.That portion of "your work" out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project.

CG 20 10 12 19

© Insurance Services Office, Inc., 2018

Page 1 of 2

C. With respect to the insurance afforded to these additional insureds, the following is added to

Section III – Limits Of Insurance:

If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance:

1.Required by the contract or agreement; or

2.Available under the applicable limits of insurance;

whichever is less.

This endorsement shall not increase the applicable limits of insurance.

Page 2 of 2

© Insurance Services Office, Inc., 2018

CG 20 10 12 19

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filling out cg 2010 0704 part 1

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