Form 3015 1 Minnesota – Fill Out and Use This PDF

Form 3015-1 - Chapter 13 Plan

UNITED STATES BANKRUPTCY COURT

DISTRICT OF MINNESOTA

CHAPTER 13 PLAN

IN RE:

DATED:

______________________________

DEBTOR

CASE NO.

____________________________

In a joint case,

debtor means debtors in this plan.

___________________________________________________

1. DEBTOR’S PAYMENTS TO TRUSTEE —

a. As of the date of this plan, the debtor has paid the trustee $_______________________.

b. After the date of this plan, the debtor will pay the trustee $_____________________ per ___________ for ______ months, beginning within 30 days after the order for relief

for a total of $ _________________. The minimum plan length is __36 or __60 months from the date of the initial plan payment unless all allowed claims are paid in a shorter

time.

c. The debtor will also pay the trustee _______________________________________________________________________________________________________________

d. The debtor will pay the trustee a total of $______________________ [line 1(a) + line 1(b) + line 1(c)].

2.PAYMENTS BY TRUSTEE — The trustee will pay from available funds only creditors for which proofs of claim have been filed. The trustee may collect a fee of up to 10% of plan payments, or $ __________ , [line 1(d) x .10].

3.ADEQUATE PROTECTION PAYMENTS [§ 1326(a)(1)(C)] – The trustee will promptly pay from available funds adequate protection payments to creditors holding allowed claims secured by personal property, according to the following schedule, beginning in month one (1).

	Monthly	Number of	Total
Creditor	Payment	Months	Payments
a. __________________________		$________	_______	$ __________
b. __________________________		$________	_______	$ __________
c.TOTAL			$ __________

4.EXECUTORY CONTRACTS AND UNEXPIRED LEASES [§ 365] – The debtor assumes the following executory contracts or unexpired leases. Cure provisions, if any, are set forth in ¶ 7.

Creditor	Description of Property
a.______________________________________	_______________________________________________________
b.______________________________________	_______________________________________________________

5.CLAIMS NOT IN DEFAULT – Payments on the following claims are current and the debtor will pay the payments that come due after the date the petition was filed directly to the creditors. The creditors will retain liens, if any.

Creditor	Description of Claim
a.___________________________________	_______________________________________________________________
b.___________________________________	_______________________________________________________________
c.___________________________________	_______________________________________________________________

6.HOME MORTGAGES IN DEFAULT [§ 1322(b)(5) and § 1322(e)] — The trustee will cure defaults on the following claims secured only by a security interest in real property that is the debtor's principal residence. The debtor will pay the payments that come due after the date the petition was filed directly to the creditors. The creditors will retain liens. All following entries are estimates. The trustee will pay the actual amounts of default.

	Amount of	Monthly	Beginning in	Number of	TOTAL
Creditor	Default	Payment	Month #	Payments	PAYMENTS
a. _____________________ $______________		$______________	___________	__________	$______________
b. _____________________ $______________		$______________	___________	__________	$______________
c. _____________________ $______________		$______________	___________	__________	$______________
d. TOTAL					$______________

7.CLAIMS IN DEFAULT [§ 1322 (b)(3) and (5) and § 1322(e)] — The trustee will cure defaults on the following claims as set forth below. The debtor will pay the payments that come due after the date the petition was filed directly to the creditors. The creditors will retain liens, if any. All following entries are estimates, except for interest rate.

	Amount of		Int. rate	Monthly	Beginning in		Number of		TOTAL
Creditor	Default	(if applicable)		Payment	Month #		Payments		PAYMENTS
a. _____________________ $______________			____	$______________	__________		__________		$_______________
b. _____________________ $______________			____	$______________	__________		__________		$_______________
c. _____________________ $______________			____	$______________		__________		__________		$_______________
d. TOTAL									$_______________

8.OTHER SECURED CLAIMS; SECURED CLAIM AMOUNT IN PLAN CONTROLS [§ 1325(a)(5)] — The trustee will pay, on account of the following allowed secured claims, the amount set forth in the “Total Payments” column, below. The creditors will retain liens securing the allowed secured claims until the earlier of the payment of the underlying debt determined under nonbankruptcy law, or the date of the debtor’s discharge. NOTWITHSTANDING A CREDITOR'S PROOF OF CLAIM FILED BEFORE OR AFTER CONFIRMATION, THE AMOUNT LISTED IN THIS PARAGRAPH AS A CREDITOR'S SECURED CLAIM BINDS THE CREDITOR PURSUANT TO 11 U.S.C. § 1327, AND CONFIRMATION OF THE PLAN IS A DETERMINATION OF THE CREDITOR'S ALLOWED SECURED CLAIM.

				Beginning		( Number		Payments		(Adequate
	Claim	Secured	Int.	in	( Monthly	X of	=	on Account		+ Protection	= TOTAL
Creditor	Amount	Claim		Rate	Month #	Payment)	Payments)		of Claim		from ¶ 3)
PAYMENTS
a. __________________ $_____________ $_______________			___	______	$______	__________		$__________		$________	$________
b. __________________ $_____________ $_______________			___	______	$______	__________		$__________		$________	$________
c. __________________ $_____________ $_______________			___	______	$______	__________		$__________		$________	$________
d. TOTAL											$________

9.PRIORITY CLAIMS — The trustee will pay in full all claims entitled to priority under § 507, including the following. The amounts listed are estimates. The trustee will pay the amounts actually allowed.

	Estimated	Monthly	Beginning in		Number of	TOTAL
Creditor	Claim	Payment	Month #	Payments		PAYMENTS
a. Attorney Fees	$______________	$______________	___________	__________		$______________
b. Domestic support	$______________	$______________	___________	__________		$______________
c. IRS	$______________	$______________	___________	__________		$______________
d. MN Dept. of Rev.	$______________	$______________	___________	__________		$______________
e. _________________ $______________		$______________	___________	__________		$_____________
f. TOTAL						$______________

10.SEPARATE CLASSES OF UNSECURED CREDITORS — In addition to the class of unsecured creditors specified in ¶ 11, there shall be separate classes of non-priority unsecured creditors described as follows: ____________________________________________________

The trustee will pay the allowed claims of the following creditors. All entries below are estimates.

	Interest
	Rate	Claim	Monthly	Beginning in	Number of	TOTAL
Creditor	(if any)	Amount	Payment	Month #	Payments	PAYMENTS
a.______________	____	_______	________	________	_______	$ _____________
b.______________	____	_______	________	________	_______	$ _____________
c. TOTAL						$ _____________

11.TIMELY FILED UNSECURED CREDITORS — The trustee will pay holders of nonpriority unsecured claims for which proofs of claim were timely filed the balance of all payments received by the trustee and not paid under ¶ 2, 3, 6, 7, 8, 9 and 10 their pro rata share of

approximately $______________ [line 1(d) minus lines 2, 6(d), 7(d), 8(d), 9(f), and 10(c)].

a. The debtor estimates that the total unsecured claims held by creditors listed in ¶ 8 are $_____________________.

b. The debtor estimates that the debtor's total unsecured claims (excluding those in ¶ 8 and ¶ 10) are $__________________. c. Total estimated unsecured claims are $______________ [line 11(a) + line 11(b)].

12.TARDILY-FILED UNSECURED CREDITORS — All money paid by the debtor to the trustee under ¶ 1, but not distributed by the trustee under ¶ 2, 3, 6, 7, 8, 9, 10, or 11 will be paid to holders of nonpriority unsecured claims for which proofs of claim were tardily filed.

13.OTHER PROVISIONS — The trustee may distribute additional sums not expressly provided for herein at the trustee’s discretion.

14.SUMMARY OF PAYMENTS —

Trustee's Fee [Line 2)	. . . . . . . . . . . . …. . . . . . . . . . . . . $ ________________________________
Home Mortgage Defaults [Line 6(d)]	. . . . . . . . . . . . . . . . . . . . . . . . . ... $ ________________________________
Claims in Default [Line 7(d)]	……….. . . . . . . . . . . . . . . . ... . . $ ________________________________
Other Secured Claims [Line 8(d)]	………………………….... . . . . . $ ________________________________
Priority Claims [Line 9(f)]	. . . . . . . . . . . . . . . ……. . . . . . . $ ________________________________
Separate Classes [Line 10(c)]	. . . . . . . . . . . . . . . . . . . . . . . . . . . $ ________________________________
Unsecured Creditors [Line 11]	. . . . . . . . . . . . . . . . . . . . ….. . . . . $ ________________________________
TOTAL [must equal Line 1(d)]	. . . . . . . . . . . .. . . . . . . . . . . . . . . . $ ________________________________
Insert Name, Address, Telephone and License Number of Debtor's Attorney:
	Signed________________________________________________
	DEBTOR
	Signed________________________________________________
	DEBTOR (if joint case)