Form B6J PDF Details

Facing financial challenges can lead to difficult decisions, one of which might include filing for bankruptcy. A critical component of this process for individuals is accurately reporting current expenditures through Form B6J - a document designed to compile an average monthly estimate of a debtor and their family's expenses. This schedule, essential for cases in the U.S. Bankruptcy Court, District of New Hampshire since 1998, requires thorough documentation of living costs ranging from rent or mortgage payments to food, clothing, and medical expenses. Furthermore, it accommodates different household dynamics, providing an option for joint petitions where spouses maintain separate households to file individually. Apart from routine expenses, this form delves into less common categories such as charity contributions, taxes not deducted from wages, and various insurances contributing to a comprehensive financial overview. Chapter 12 and 13 debtors face additional sections to outline the interplay between their income and expenditure, influencing their repayment plan. The seriousness of Form B6J is underscored by heavy penalties for inaccurate reporting, including fines or imprisonment, emphasizing the gravity of transparency in the bankruptcy process. This exhaustive inventory of personal expenditure not only aids legal professionals in offering suitable advice but also equips the court with vital information to ensure a fair and just resolution of bankruptcy proceedings.

QuestionAnswer
Form NameForm B6J
Form Length2 pages
Fillable?No
Fillable fields0
Avg. time to fill out30 sec
Other namesnhb000017 form b6j detailed expense attachment

Form Preview Example

Form B6J - (Rev. 6/94)

1998 USBC, District of New Hampshire

In re

Debtor.

Case No.:

(If known)

SCHEDULE J - CURRENT EXPENDITURES OF INDIVIDUAL DEBTOR(S)

Complete this schedule by estimating the average monthly expenses of the debtor and the debtor's family. Prorate any payments made bi-weekly, quarterly, semi-annually, or annually to show monthly rate.

qCheck this box if a joint petition is filed and debtor's spouse maintains a separate household. Complete a separate schedule of expenditures labeled "Spouse."

Rent or home mortgage payment (include lot rented for mobile home)

$_____________

Are real estate taxes included?

Yes______

No______

 

Is property insurance included?

Yes______

No______

 

Utilities:

Electricity and heating fuel

 

 

 

Water and sewer

 

 

$_____________

 

Telephone

 

 

$_____________

 

Other_____________________________________________________

$_____________

Home Maintenance (Repairs and Upkeep)

 

$_____________

Food

 

 

 

$_____________

Clothing

 

 

 

$_____________

Laundry and dry cleaning

 

 

$_____________

Medical and dental expenses

 

 

$_____________

Transportation (not including car payments)

 

$_____________

Recreation, clubs and entertainment, newspapers, magazines, etc.

$_____________

Charitable contributions

 

 

$_____________

Insurance (not deducted from wages or included in home mortgage payments):

 

Homeowner’s or renter’s

 

 

$_____________

Life

 

 

 

$_____________

Health

 

 

 

$_____________

Auto

 

 

 

$_____________

Other____________________________________________________________________

$_____________

Taxes (not deducted from wages or included in home mortgage payments)

$_____________

(Specify)_____________________________________________________________________

$_____________

Installment payments (In chapter 12 and 13 cases, do not list payments to be included in the

 

Auto

 

 

 

$_____________

Other____________________________________________________________________

$_____________

Other____________________________________________________________________

$_____________

Alimony, maintenance, and support paid to others

 

$_____________

Payments for support of additional dependents not living at your home

$_____________

Regular expenses from operation of business, profession, or farm (attach detailed statement)

$_____________

Other_______________________________________________________________________

$_____________

 

 

 

 

 

TOTAL MONTHLY EXPENSES (Report also on Summary of Schedules)

$_____________

 

[FOR CHAPTER 12 AND 13 DEBTORS ONLY]

Provide the information requested below, including whether plan payments are to be made bi-weekly, monthly, annually, or at some other regular interval.

A.

Total projected monthly income

$_____________

B.

Total projected monthly expenses

$_____________

C. Excess income (A minus B)

$_____________

D. Total amount to be paid into plan each ___________________________________________

$_____________

 

(interval)

 
__________________________________________________________
[Print or type name of individual signing on behalf of debtor]
[An individual signing on behalf of a partnership or corporation must indicate position or relationship to debtor.]
-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Penalty for making a false statement or concealing property. Fine of up to $500,000 or
imprisonment for up to 5 years or both. 18 U.S.C. §§ 152 and 3571.
Signature _________________________________________________________
Date ________________________________________
A bankruptcy petition preparer’s failure to comply with the provisions of title 11 and the Federal Rules of Bankruptcy Procedure may result in fines or imprisonment or both. 11 U.S.C. § 110; 18 U.S.C. § 156.
-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
DECLARATION UNDER PENALTY OF PERJURY ON BEHALF OF CORPORATION OR PARTNERSHIP
I, the ___________________________________ [the president or other officer or an authorized agent of the corporation or member or an authorized agent of
the partnership] of the ___________________________ [corporation or partnership] named as debtor in this case, declare under penalty of perjury that I have read
the foregoing summary and schedules, consisting of _______ sheets, and that they are true and correct to the best of my knowledge, information, and belief.
X __________________________________________________
Signature of Bankruptcy Petition Preparer
_______________________________________
Date
_____________________________________________________
_____________________________________________________
Address
Name and Social Security numbers of all other individuals who prepared or assisted in preparing this document:
If more than one person prepared this document, attach additional signed sheets conforming to the appropriate Official Form for each person.
_____________________________________________________
Printed or Typed Name of Bankruptcy Petition Preparer
________________________________________
Social Security Number
[If joint case, both spouses must sign
--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
CERTIFICATION AND SIGNATURE OF NON-ATTORNEY BANKRUPTCY PETITION PREPARER
(See 11 U.S.C. § 110)
I certify that I am a bankruptcy petition preparer as defined in 11 U.S.C. § 110, that I prepared this document for compensation, and that I have provided the debtor with a copy of this document.
Signature___________________________________________________________
(Joint Debtor, if any)
Date__________________________________________
Signature ___________________________________________________________
Debtor
Date__________________________________________
DECLARATION CONCERNING DEBTOR’S SCHEDULES
DECLARATION UNDER PENALTY OF PERJURY BY INDIVIDUAL DEBTOR
I declare under penalty of perjury that I have read the foregoing summary and schedules, consisting of _______________ sheets, and that they are correct to the
best of my knowledge, information, and belief.(Total shown on summary page plus 1)
Debtor.
(If known)
In re
Case No.:
Form B6J - Continued - (Rev. 6/94)
1998 USBC, District of New Hampshire

How to Edit Form B6J Online for Free

Whenever you wish to fill out Form B6J, there's no need to download and install any sort of applications - simply give a try to our online tool. The editor is continually upgraded by our team, acquiring new features and becoming greater. To get started on your journey, go through these simple steps:

Step 1: Simply press the "Get Form Button" above on this webpage to get into our pdf editor. There you will find everything that is needed to fill out your file.

Step 2: The editor offers you the ability to customize PDF documents in various ways. Transform it by adding personalized text, correct existing content, and place in a signature - all at your convenience!

It is actually straightforward to finish the form with this detailed tutorial! Here is what you must do:

1. Start completing your Form B6J with a number of necessary blank fields. Collect all the necessary information and make sure absolutely nothing is overlooked!

The best way to fill out Form B6J step 1

2. Your next step is usually to fill in the next few blank fields: Home Maintenance Repairs and, Homeowners or renters Life Health, Taxes not deducted from wages or, Aut o Other Other, and Alimony maintenance and support.

Filling in part 2 of Form B6J

People who use this PDF generally make errors while filling out Taxes not deducted from wages or in this part. Be sure to review everything you enter here.

3. Completing FOR CHAPTER AND DEBTORS ONLY, and interval is essential for the next step, make sure to fill them out in their entirety. Don't miss any details!

Writing part 3 of Form B6J

4. The form's fourth paragraph comes next with these particular fields to fill out: Form BJ Continued Rev, USBC District of New Hampshire, In re, Case No, Debtor, If known, DECLARATION CONCERNING DEBTORS, DECLARATION UNDER PENALTY OF, I declare under penalty of perjury, Total shown on summary, page plus, Date, Signature, Debtor, and Date.

Stage number 4 in filling in Form B6J

5. This pdf must be completed within this area. Further you'll see a full listing of blanks that require appropriate information to allow your form submission to be complete: Printed or Typed Name of, Social Security Number, Address, Name and Social Security numbers, If more than one person prepared, X Signature of Bankruptcy, Date, A bankruptcy petition preparers, Bankruptcy Procedure may result in, DECLARATION UNDER PENALTY OF, I the the president or other, the partnership of the, the foregoing summary and, Date, and Signature.

Form B6J conclusion process detailed (stage 5)

Step 3: Ensure that your information is accurate and then click on "Done" to continue further. Join FormsPal today and easily gain access to Form B6J, prepared for download. Each and every change made is handily preserved , meaning you can modify the pdf later if needed. FormsPal is invested in the privacy of our users; we make certain that all personal information going through our system is confidential.

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