Form M 4493B Il PDF Details

In an increasingly mobile and interconnected world, the necessity for reliable and comprehensive insurance coverages, especially within the transportation sector, becomes paramount. This is where the detailed intricacies of the M 4493B IL form come into the forefront, tailored specifically for the drive-away application by entities such as Columbia Insurance Company, National Fire & Marine Insurance Company, and several affiliates under the National Indemnity Company umbrella. The form elegantly lays out the requirements and queries stretching from basic identification data, business operation descriptions, to the specifics of insurance coverage desires, also delving into driver information and loss experience. As a crucial document, it encapsulates the breadth of information necessary to appraise and provide insurance, touching upon liability coverage, physical damage, personal injury protection, and more, catered to businesses operating across state lines and perhaps even those questioning their insurance status after a bankruptcy filing. Furthermore, the form meticulously gathers data regarding drive-away information, operations other than drive-away service, and even the nitty-gritty of plate usage, reflecting an encompassing approach to risk assessment and insurance provision.

QuestionAnswer
Form NameForm M 4493B Il
Form Length4 pages
Fillable?No
Fillable fields0
Avg. time to fill out1 min
Other namesDrive_Away national indemnity drive away program form

Form Preview Example

Drive-Away Application

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

COLUMBIA INSURANCE COMPANY

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

NATIONAL FIRE & MARINE INSURANCE COMPANY

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

NATIONAL INDEMNITY COMPANY

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

NATIONAL INDEMNITY COMPANY OF MID-AMERICA

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

NATIONAL INDEMNITY COMPANY OF THE SOUTH

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

NATIONAL LIABILITY & FIRE INSURANCE COMPANY

 

 

 

 

 

 

Policy Term From:

 

 

 

 

To

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1.

Name (and "dba")

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

G Individual/Proprietorship

G Partnership G Corporation

G Other

 

 

 

Business Phone Number

 

 

 

 

 

2.

Mailing Address

 

 

 

 

 

 

 

 

 

 

 

 

 

City

 

 

 

 

State

 

 

Zip

 

 

3.

Premises Address

 

 

 

 

 

 

 

 

 

 

 

 

City

 

 

 

State

 

Zip

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

4.

Person to contact for inspection (name and phone number)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

5.

Have you ever had insurance with one of the companies listed at the top of this page? G Yes G No

 

 

 

 

 

 

 

 

 

 

 

 

If yes, Policy Number(s)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Effective Date(s)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

DESCRIPTION OF OPERATIONS

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

6.

Describe business

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Years experience

 

 

New Venture? G Yes G No

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

7.

Is this your primary business? G Yes G No

 

If no, explain

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

8.

Have you ever filed for Bankruptcy? G Yes G No If yes, when

 

Explain

 

 

 

 

 

 

 

 

 

 

 

 

9.

Gross receipts last year

 

 

 

 

Estimate for coming year

 

 

 

 

 

 

 

 

 

Business for sale? G Yes

G No

10.

Do you operate in more than one state? G Yes

G No

If yes, list states

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

11.

Do you operate over a regular route? G Yes

G No

If yes, show towns operated between:

 

 

 

 

 

 

 

 

 

 

 

 

LIABILITY COVERAGE — Complete for desired coverages by indicating limits of insurance.

 

LIABILITY

 

 

 

Combined Single

 

Split Limits

 

Medical

Bodily Injury

Property Damage

Payments

Limit BI & PD

 

 

 

 

 

Each Person

Each Accident

Each Accident

 

 

 

 

 

 

Personal

PHYSICAL DAMAGE

 

Injury

Deductibles

 

Maximum

Protection

 

G Comprehensive

 

 

Vehicle

(where

Collision

 

applicable)

G Spec. C of Loss

 

Value

 

 

 

 

 

APPLICABLE PERSONAL INJURY PROTECTION, UNINSURED AND/OR UNDERINSURED

MOTORISTS INSURANCE SELECTION/REJECTION PAGE IS REQUIRED TO BE COMPLETED AND

SIGNED BY THE NAMED INSURED WITH THE SUBMISSION OF THIS APPLICATION.

DRIVER INFORMATION — If additional space is needed, attach separate listing.

 

 

 

Driver's Licenses

 

 

Experience

Driver's Name

Date of Birth

 

 

Class/Type

Years

Type of Unit

 

State

Number

(Bus, Van,

No. of

Licensed (in

 

 

 

 

 

 

(i.e. CDL)

Class/Type)

Truck, Tractor,

Years

 

 

 

 

 

etc.)

 

 

 

 

 

 

 

 

1.

2.

3.

4.

5.

DRIVER INFORMATION (Continued) — If additional space is needed, attach separate listing.

No. Years

 

 

Accidents and Minor Moving Traffic

Major Convictions

 

 

 

 

(DWI/DUI, Hit & Run, Manslaughter, Reckless,

Employee (E)

Previous

 

 

Violations in Past 5 Years

 

Driving While Suspended/ Revoked, Speed

 

 

 

Ind. Cont. (IC)

Commercial

Date of Hire

 

 

 

 

 

Contest, other felony)

 

 

 

 

 

 

 

Owner/Op. (O/O)

Driving

 

 

 

 

 

 

 

 

 

 

No. of

 

No. of

 

 

 

 

 

Franchisee (F)

Experience

 

Date(s)

 

Date(s)

Describe Conviction

 

Date(s)

 

Accidents

Violations

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

2.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

3.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

4.

 

 

 

 

 

 

 

 

 

 

5.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

PLEASE ATTACH DETAILED EXPLANATION OF ACCIDENTS LISTED ABOVE.

M-4493b IL (06/2007)

Drive-Away Application Page 1 of 4

12.

Are drivers covered by Workers Compensation? G Yes

G No

If yes, name of carrier

 

 

 

 

13.

Minimum years driving experience required

 

 

 

 

 

 

 

 

 

 

 

14.

Are drivers ever allowed to take vehicles home at night? G Yes

G No

If yes, will family members drive? G Yes G No

 

15.

Do you order MVR's on all drivers prior to hiring? G Yes

G No

 

Driver's maximum driving hours

 

daily,

weekly

16.

Do you agree to report all newly hired operators? G Yes

G No

 

 

 

 

 

 

 

 

17.

What is the basis for driver(s) pay? G Hourly G Trip

 

G Mileage

G Other, Explain

 

 

 

 

 

LOSS EXPERIENCE — Provide prior insurance carriers information for past full three years.

 

Policy Term

 

 

No. of Motor

No. of

Premium

Total Amount Claims Paid & Reserves

 

 

 

 

Insurance Company Name

Powered

 

 

 

 

 

 

From

To

 

Accidents

Liab

Phys Dam

BI

PD

Comp/Coll

Other

 

 

Vehicles

 

 

 

/

/

/

/

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

/

/

/

/

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

/

/

/

/

 

 

 

 

 

 

 

 

 

18. Is any applicant aware of any facts or past incidents, circumstances or situations which could give rise to a claim under the insurance coverage

 

sought in this application? G Yes G No

 

 

If yes, provide complete details

 

 

 

 

 

 

 

 

 

 

 

 

 

19.

Have you ever been declined, cancelled or nonrenewed for this kind of insurance? G Yes

G No If yes, date and why

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

DRIVE-AWAY INFORMATION

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

20

Types of units driven away and percentages of each

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

21.

Percentage of the time you drive away new units:

 

 

%

 

 

used units:

 

 

%

 

 

 

 

 

 

 

22.

If physical damage coverage is desired, what is the average value per unit?

 

 

 

 

 

 

 

 

What is the maximum value per unit?

23.

How are you paid: G By Miles

 

G By Trip

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

24.

Average rate you are paid per mile

 

 

 

 

 

 

 

 

 

 

 

per trip

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

25.

Total number of full-time drivers

 

 

 

 

 

Total number of part-time drivers

 

 

 

 

 

 

 

 

 

 

 

 

 

26.

Do you require insurance filings?

G State

G FHWA

If FHWA filing, please provide MC number

 

 

 

 

27.

How is return trip handled? _

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

28.

Is delivery made with one unit towing another unit? G Yes

G No

 

Do you permit drivers to tow their own vehicles? G Yes

G No

 

Do you haul away vehicles? G Yes G No

 

Do you use any of the following: G Fifth wheel G Tow bars G Reese hitches

 

G Ball hitches

29.

If towing a vehicle for return transportation, how often is this done?

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

30.

Maximum radius one-way

 

 

 

 

 

Average radius one-way

 

 

 

 

 

 

 

 

 

Estimated total annual mileage

 

 

 

 

 

31.

Average total number of trips per week

 

 

 

 

 

Do you deliver vehicles both ways?

G Yes G No

 

 

 

 

32.Cities and states where units are picked up _

33.List city and state destinations _

34.List clients

35.

Any operations other than drive-away service? G Yes G No

If yes, explain

 

 

Plate Information

 

 

 

 

 

 

 

36.

Are you required to use plates?

G Yes G No

Do you use your own plates exclusively? G Yes G No

Total number of plates

 

What type of plates do you use?

G Transporter

G IRP G Other

 

 

 

37.How many plates are required to be attached to each unit drive away?

On average, how many of your plates are attached to drive-away vehicles at any given point?

38.

How are plates returned to you?

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Average number of days before plates are returned?

 

 

39.

List identification number for each plage

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

40.

Are all plates owned to be insured this policy?

G Yes

G No

 

If no, explain

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Also, if no, number of operators used?

 

 

Do operators have written contracts with you? G Yes G No

ATTACHED COPY OF CONTRACT.

Private Passenger Drive-Away

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

41.

Do you drive away sports cars or luxury type units? G Yes

G No

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

If yes, list unit model(s)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

42.

Do you tow a second client-owned vehicle?

G Yes

G No

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Bus Drive-Away

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

43.

Percentage of time units with the following seating capacities are driven away: under 20

%

21 and over

%

 

 

 

Truck/Tractor Drive-Away

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

44.

Percentage of time each unit type is driven away: trucks

 

 

%

 

tractors

 

 

 

 

% tractors and trailers

 

 

%

 

 

 

45.

If trucks, percentage of each GVW driven away: 0-20,000 lbs

 

 

 

 

 

% 20,001-45,000 lbs

 

 

% 45,001+ lbs

 

 

%

 

46.

Do you piggyback?G Yes G No

What percentage of time do you piggyback?

 

 

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

47.

What percentage of your piggyback operation is 1 up?

 

 

 

%

 

2 up?

 

 

% 3 up?

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Drive-Away Application Page 2 of 4

ILLINOIS

UNINSURED MOTORIST & UNDERINSURED MOTORIST

ELECTION FORM

Uninsured Motorists Coverage provides you protection when you are legally entitled to recover damages for bodily injury or death, caused by the owner of an uninsured auto.

Underinsured Motorists Coverage provides you protection when you are legally entitled to recover damages for bodily injury or death, caused by the owner of an auto which was insured at the time of loss, but whose limits of Bodily Injury Liability Coverage are less than you are legally entitled to recover, as the injured party.

These additional Coverages are required to be part of your auto policy at limits equal to the minimum limits required by the State Financial Responsibility Law. They are, however, available to you at any limits up to the Bodily Injury Liability Coverage limits of your policy, at additional premium.

To be certain that your policy is issued correctly, please indicate your choice concerning the limit desired for this additional coverage. (“x” indicates your choice)

UNINSURED/UNDERINSURED MOTORISTS BODILY INJURY COVERAGE

Elected with 20/40 limits of liability (minimum coverage required by law)

Elected with a combined single limit of $40,000 (minimum coverage required by law)

Elected with combined single limit of liability of $ (May not exceed bodily injury limit)

Elected with split limits of liability of $

/ $

(May not exceed bodily injury limits)

 

 

In the event none of these options are selected, Uninsured/Underinsured Motorists Bodily Injury coverage will be issued with the same limits of liability as Bodily Injury coverage.

Signature of Named Insured

Date

Signature of Named Insured

Date

Until you advise us otherwise in writing, your choice as indicated above, will continue regardless of any addition or change in Auto coverage on your current policy or addition of any scheduled Autos and will be carried forward on all future renewal policies without additional notice.

SIGNATURE IS ALSO REQUIRED ON LAST PAGE OF APPLICATION

Drive-Away Application Page 3 of 4

MUST BE SIGNED BY THE APPLICANT PERSONALLY

No coverage is bound until the Company advises the Applicant or its representative that a policy will be issued and then only as of the policy effective date and in accordance with all policy terms. The Applicant acknowledges that the Applicant's Representative named below is acting as Applicant's agent and not on behalf of the Company. The Applicant's Representative has no authority to bind coverage, may not accept any funds for the Company, and may not modify or interpret the terms of the policy.

The Applicant agrees that the foregoing statements and answers are true and correct. The Applicant requests the Company to rely on its statements and answers in issuing any policy or subsequent renewal. The Applicant agrees that if its statements and answers are materially false, the Company may rescind any policy or subsequent renewal it may issue.

If any jurisdiction in which the Applicant intends to operate or the FHWA requires a special endorsement to be attached to the policy which increases Company's liability, the Applicant agrees to reimburse the Company in accordance with the terms of that endorsement.

The Applicant agrees that any inspection of autos, vehicles, equipment, premises, operations, or inspection of any other matter relating to insurance that may be provided by the Company, is made for the use and benefit of the Company only, and is not to be relied upon by the Applicant or any other party in any respect.

The Applicant understands that an inquiry may be made into the character, finances, driving records, and other personal and business background information the Company deems necessary in determining whether to bind or maintain coverage. Upon written request, additional information will be provided to the Applicant regarding any investigation.

The Applicant represents that she/he has completed all relevant sections of this Application prior to execution and that the Applicant has personally signed below (or if Applicant is a Corporation a corporate officer has signed below).

Will premium be financed? G Yes G No If yes, with whom?

WitnessApplicant's SignatureDate

 

 

 

 

 

TO BE COMPLETED BY APPLICANT'S REPRESENTATIVE

 

Is this direct business to your office?

 

If not, explain:

 

 

 

 

 

 

Is this new business to your office?

 

If not, how long have you had the account?

 

 

 

How long have you known applicant?

 

 

 

 

 

 

 

 

 

REQUEST TO COMPANY GENERAL AGENT:

 

 

 

 

 

 

 

 

G Please quote

G Please bind at earliest possible date and issue policy

 

 

 

 

 

G Please issue policy effective

 

 

Coverage was bound by

 

 

 

 

 

(Time and Date Bound by General Agent)

(Name of Person in Company General Agency's Office Binding Coverage)

 

 

 

 

 

 

 

 

 

 

 

 

Applicant's Representative's Name and Address

 

 

 

 

 

Phone No.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Drive-Away Application Page 4 of 4