RSA Direct Deposit Authorization at a glance
What it is: RSA Direct Deposit Authorization is the Retirement Systems of Alabama form to indicate the system(s) from which you would like your benefit(s) direct deposited.
Who signs: The retiree or beneficiary of a deceased retiree or member must complete the page. Then take or mail both pages to your financial institution to verify your information.
A filled-in RSA Direct Deposit Authorization example: a retired teacher sets up direct deposit

How to fill out RSA Direct Deposit Authorization, box by box
Direct Deposit from System(s)
Your Information
Check One: Retiree or Beneficiary of Deceased Retiree or Member
Previous Financial Institution Information
New Financial Institution Information

Under New Financial Institution Information, enter the Depositor Account No, Bank Routing No and Financial Institution Name, and check Checking or Savings as the Type of Account.
Under Financial Institution Name, enter the Mailing Address as Street or P.O. Box, City, State and ZIP Code.
Your financial institution must complete the second page and agree to the Master Agreement.
Joint Financial Institution Account Holder(s)

If this is a joint account, please list other account holders and have them sign where indicated, under Joint Financial Institution Account Holder(s) Name(s) and Signature(s).
I agree to notify the Retirement Systems of Alabama (RSA) immediately of the death of the recipient of the retirement benefits being deposited to this joint financial institution account, and to return all payments to the RSA that are deposited to this account after said death. The RSA will determine and pay any survivor benefits. The RSA is authorized to make necessary debit entries to this joint account for any credits that were made in error.
Sign Here
More rules for RSA Direct Deposit Authorization
Each benefit payment is to be credited to my account at the financial institution specified and such payment will be in full payment, satisfaction, and discharge of the amount then falling due and payable to me on account of such payments.
I authorize my payment to be sent to the financial institution named and to be deposited to the designated account.
Common questions about RSA Direct Deposit Authorization
Is there a deadline?
Properly completed DIRECT DEPOSIT AUTHORIZATION forms received by the RSA before the 13th of each month will be effective for the current month.
Where do I file it?
You may submit your completed form through your Member Online Services Account at https://mso.rsa-al.gov, or you can return the completed form to The Retirement Systems of Alabama, P.O. Box 302150 Montgomery, AL 36130-2150, Fax: 334.517.7001.
Sources
[1] RSA Direct Deposit Authorization (REV 06-2025), Retirement Systems of Alabama (the Official source link on this page).






