Insurance Policy Declaration Page – Fill Out and Use This PDF

Insurance Policy Declaration Page PDF Details

When entering a contract with the City of San Diego, it's essential for a contractor to be upfront and clear about their automobile insurance coverage, as outlined in the Insurance Policy Declaration Page form. This document is more than just a formality; it's a crucial part of the agreement that ensures both the city and the contractor are on the same page regarding insurance matters. For contractors who don't own any vehicles, the form specifies the need to secure insurance for "hired autos" and "non-owned autos". However, should the contractor acquire any vehicle during the term of the agreement, they must not only obtain but also promptly present proof of comprehensive coverage, including for "any auto". This coverage extends to vehicles owned by the contractor, those that are hired or borrowed, and even those not directly owned but used in the course of the contractor's business. This level of thoroughness in insurance coverage is not just a legal requirement; it's a safeguard that protects both parties in the event of unforeseen incidents. The explicit definitions of "any auto," "hired autos," and "non-owned autos" provided in the document clarify expectations and ensure that every vehicle involved in the contractor's operations meets the city's insurance standards. Approved by a representative of the Commission for Arts and Culture, this declaration highlights the importance of clear communication and rigour in maintaining adequate insurance coverage.