United Bank Personal Financial Form PDF Details

The United Bank Personal Financial Statement is a comprehensive document designed to capture an individual's or a joint applicant's financial status in a thorough manner. Required to be filled out, signed, and dated by the applicant(s), this form requests detailed personal information starting from basic identification details such as name, social security number, and date of birth, to more complex financial data including current employment information, residential status (own or rent), and contact details. What sets this form apart is its meticulous approach towards outlining both assets and liabilities which includes, but is not limited to, cash in hand, marketable securities, real estate ownership, automobiles, life insurance cash values, and various types of debts such as mortgages, auto loans, and credit card balances. Moreover, it delves into annual income and expenses, offering a segmented view on sources of income including salaries, bonuses, business income, and any other potential income streams alongside anticipated annual expenditures. Crucially, the form also includes sections for banking information, marketable securities, and real estate owned, providing a structured way for applicants to itemize their financial holdings. Furthermore, it finishes with a certification by the applicants attesting to the truthfulness and completeness of the information provided, thereby authorizing the bank to verify the details and conduct necessary credit investigations. This form acts as a pivotal tool for United Bank to evaluate the financial health and creditworthiness of potential borrowers.

QuestionAnswer
Form NameUnited Bank Personal Financial Form
Form Length2 pages
Fillable?No
Fillable fields0
Avg. time to fill out30 sec
Other names401K, bank salary statement amount, COM-9, FDIC

Form Preview Example

PERSONAL FINANCIAL STATEMENT

Please complete all information, sign and date form.

APPLICANT:

_____________________________________________________

________________________________

_____________________

Applicant’s Name

 

 

Social Security #

 

 

Date of Birth

_____________________________________________________

_________________

Own

Rent

_____________________

Street Address

 

 

How Long?

 

 

Email Address

__________________________

____________

____________

________________________________

_____________________

City

State

Zip Code

Monthly Payment

 

 

Home Telephone

_____________________________________________________

________________________________

_____________________

Current Employer

 

 

Position

 

 

Business Telephone

_____________________________________________________

________________________________

_____________________

Address

 

 

How Long?

 

 

Annual Salary (verifiable)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

JOINT APPLICANT:

 

 

 

 

 

 

 

 

 

 

 

 

 

_____________________________________________________

________________________________

_____________________

Applicant’s Name

 

 

Social Security #

 

 

Date of Birth

_____________________________________________________

_________________

Own

Rent

_____________________

Street Address

 

 

How Long?

 

 

Email Address

__________________________

____________

____________

________________________________

_____________________

City

State

Zip Code

Monthly Payment

 

 

Home Telephone

_____________________________________________________

________________________________

_____________________

Current Employer

 

 

Position

 

 

Business Telephone

_____________________________________________________

________________________________

_____________________

Address

 

 

How Long?

 

 

Annual Salary (verifiable)

Personal Assets and Liabilities are Stated as of Date: __________________________

ASSETS:

Cash on Hand and in Bank

(A) ______________________________

Marketable Securities

(B) ______________________________

Accounts and Notes Receivable

(C) ______________________________

Real Estate Owned – Residence

(D) ______________________________

Real Estate Owned – Others

(D) ______________________________

Partial Interest in Real Estate

(E) ______________________________

Closely-Held Businesses

______________________________

Automobiles

______________________________

Cash Value – Life Insurance

(F) ______________________________

Individual Retirement Account –

 

IRA, 401K

______________________________

Personal Property

______________________________

Other Assets

______________________________

TOTAL ASSETS:

______________________________

LIABILITIES:

Notes Payable Bank

__________________________

Notes Payable Others

__________________________

Real Estate Mortgages – Residence

__________________________

Real Estate Mortgages – Others

__________________________

Home Equity Loans

__________________________

Auto Loans

__________________________

Credit Card Accounts (aggregate balance) __________________________

Other Debits

__________________________

TOTAL LIABILITIES:

__________________________

NET WORTH:

 

(= Total Assets - Total Liabilities)

__________________________

TOTAL LIABILITIES AND NET WORTH:

__________________________

ANNUAL EXPENSES:

ANNUAL INCOME: (verifiable)

 

Income Taxes (State and Federal)

__________________________

 

 

Applicant’s Salary

__________________________

Rent or Mortgage Payment

__________________________

 

 

Commissions/Bonuses

__________________________

Auto Loan Payments

__________________________

 

 

Joint Applicant’s Salary

__________________________

Credit Card Payments

__________________________

 

 

Commissions/Bonuses

__________________________

Other Loan Payments

__________________________

 

 

Dividend and Interest

__________________________

Medical and Dental Expenses

__________________________

 

 

Business Income

__________________________

Living Expenses

__________________________

 

 

Gross Rental Income

__________________________

All Other Expenses

 

 

 

 

Other Income*

__________________________

(Alimony, tuition, child support)

__________________________

 

 

TOTAL INCOME:

__________________________

TOTAL EXPENSES:

__________________________

 

 

*Alimony, child support or maintenance payments need not be indicated if the applicant does not choose to disclose such income.

Please Complete Schedules On Other Side

(A) BANKING INFORMATION:

Bank/Credit Union

Address

Account Type

Account #

Current Balance

Maturity

__________________________

__________________________

____________

____________

____________

_____________

__________________________ __________________________ ____________ ____________ ____________ _____________

__________________________ __________________________ ____________ ____________ ____________ _____________

__________________________

__________________________

____________

____________

____________

_____________

 

 

 

 

 

 

 

 

 

 

 

 

 

(B) MARKETABLE SECURITIES/MUTUAL FUNDS:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Description

Legal Owner

# of Shares

Cost

Market Value

Pledged?

 

__________________________ __________________________ ____________ ____________ ____________

__________________________ __________________________ ____________ ____________ ____________

__________________________ __________________________ ____________ ____________ ____________

__________________________ __________________________ ____________ ____________ ____________

Yes No

Yes No

Yes No

Yes No

(C) ACCOUNTS AND NOTES RECEIVABLE:

Borrower

Address

Original Amount

Current Balance

When Due

Collateral

__________________________

__________________________

____________

____________

____________

_____________

__________________________ __________________________ ____________ ____________ ____________ _____________

__________________________ __________________________ ____________ ____________ ____________ _____________

__________________________

__________________________

____________

____________

____________

_____________

 

 

 

 

 

 

 

 

 

 

 

 

 

(D) REAL ESTATE OWNED-RESIDENCE AND OTHERS:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Description and Location

Legal Owner

Cost

Market Value

Mortgage Balance

Monthly Payment

 

__________________________

__________________________

____________

____________

____________

_____________

 

__________________________ __________________________ ____________ ____________ ____________ _____________

__________________________ __________________________ ____________ ____________ ____________ _____________

__________________________

__________________________ ____________

____________

____________

_____________

 

 

 

 

 

 

 

 

 

 

 

(E) PARTIAL INTEREST IN REAL ESTATE (State Percentage Of Ownership):

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Description and Location

Legal Owner

% Interest

Cost

Market Value

Mortgage Balance

Monthly Payment

 

__________________________

___________________

________

_________

____________

____________

_____________

 

__________________________

___________________

________

_________

____________

____________

_____________

 

__________________________

___________________

________

_________

____________

____________

_____________

 

__________________________

___________________

________

_________

____________

____________

_____________

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(F) CASH VALUE:

Insurance Company’s Name

Beneficiary

Face Value

Loans

Cash Value

_________________________________

_________________________________

____________

____________

_____________

_________________________________

_________________________________

____________

____________

_____________

_________________________________

_________________________________

____________

____________

_____________

_________________________________

_________________________________

____________

____________

_____________

The undersigned certifies that both sides hereof and the information inserted therein has been carefully read and is true and complete. The undersigned further represents that there are no encumbrances against any of the foregoing property except those specifically disclosed above. People’s United Bank is authorized to verify the information disclosed and to perform a credit investigation. The undersigned authorizes People’s United Bank to give credit information to any credit reporting service and to advise others about its credit experience with the applicant. It is also agreed that the financial statement shall remain the property of People’s United Bank, whether or not credit is granted.

_____________________________________

_____________

_____________________________________

_____________

Applicant’s Signature

Date Signed

Joint Applicant’s Signature

Date Signed

©2011 People’s United Bank Member FDIC

COM-9 4/11

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Learn how to fill out encumbrances portion 1

2. Right after filling out the previous section, head on to the next step and complete all required particulars in all these blanks - Applicants Name Street, Personal Assets and Liabilities, ASSETS, LIABILITIES, Cash on Hand and in Bank, Notes Payable Bank, Marketable Securities, Notes Payable Others, Accounts and Notes Receivable, Real Estate Mortgages Residence, Real Estate Owned Residence D, Real Estate Mortgages Others, Real Estate Owned Others, Home Equity Loans, and Partial Interest in Real Estate E.

Step no. 2 in completing encumbrances

3. This third stage is going to be straightforward - complete all the blanks in CommissionsBonuses, Joint Applicants Salary, CommissionsBonuses, Dividend and Interest, Rent or Mortgage Payment, Auto Loan Payments, Credit Card Payments, Other Loan Payments, Medical and Dental Expenses, Business Income, Living Expenses, Gross Rental Income, Other Income, TOTAL INCOME, and All Other Expenses Alimony tuition in order to complete the current step.

Credit Card Payments, Medical and Dental Expenses, and Living Expenses of encumbrances

4. This subsection arrives with all of the following blank fields to enter your particulars in: Address, BankCredit Union, Current Balance, Account Type, Account, Maturity, B MARKETABLE SECURITIESMUTUAL FUNDS, Legal Owner, Description, Market Value, of Shares, Cost, Pledged, Yes No Yes No Yes No Yes No, and C ACCOUNTS AND NOTES RECEIVABLE.

Account, Address, and Current Balance of encumbrances

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5. Finally, this last portion is what you should finish before finalizing the document. The blank fields in question are the following: Legal Owner, Description and Location Mortgage, Market Value, Cost, E PARTIAL INTEREST IN REAL ESTATE, Legal Owner, Description and Location Mortgage, Interest Cost, Market Value, F CASH VALUE, Insurance Companys Name, Beneficiary, Face Value, Cash Value, and Loans.

Stage number 5 for filling out encumbrances

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