Usaa bank deposit slip form is a great way to keep track of your finances and ensure accuracy when depositing money. By using this form, you can minimize the chances of making mistakes and speed up the process of depositing your funds. The form is simple to use and easy to understand, making it a convenient tool for managing your banking transactions. You can download a printable copy of the form from our website, or request one from your local Usaa bank branch. For more information on how to use the deposit slip form, please consult our helpful guide below.
We've collected some basic facts about the usaa bank deposit slip. This page will provide information regarding the form's size, completion duration, and the areas you can be needed to fill.
| Question | Answer |
|---|---|
| Form Name | Usaa Bank Deposit Slip |
| Form Length | 54 pages |
| Fillable? | No |
| Fillable fields | 0 |
| Avg. time to fill out | 13 min 30 sec |
| Other names | direct deposit authorization form usaa, printable deposit slip usaa, usaa deposit slip pdf, usaa mailing address for check deposits |
USAA Federal Savings Bank
Service Fee Schedule
Efective 03/01/14
Checking, Savings and CD account fee information to help keep your budget on track.
Account Opening and Usage
All USAA Checking and Savings Accounts pay interest. For current rate information, visit usaa.com or call
MINIMUM DEPOSIT TO OPEN ACCOUNT |
|
USAA Secure Checking Plus |
$50 |
USAA Performance First Savings |
$10,000 |
All Other Account Types |
$25 |
MONTHLY SERVICE FEE |
|
USAA Secure Checking Plus |
$9.95 |
All Other Account Types |
$0 |
USAA ATM/Debit Card Fees & Limits
USAA ATM FEES |
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All Withdrawals |
$0 |
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First 10 withdrawals per monthly statement cycle |
$0 |
Each withdrawal after the irst 10 per month |
$2 |
USAA Federal Savings Bank (FSB) will automatically refund ATM surcharges incurred up to $15 per monthly account statement,
except for the monthly statement cycle in which an account is closed.
ALL ATM & DEBIT CARD
Foreign Transaction Fee |
1% Of Transaction Amount |
Applies to debit card or ATM transactions with a merchant or ATM in a foreign country, whether the transaction is originally made in
US dollars or converted from foreign currency.
ATM/DEBIT CARD TRANSACTION LIMITS (PER CARD, PER DAY) |
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ATM Cash Withdrawal |
$600 |
Debit Card Cash Advance |
$1,000 |
Debit Card Signature Based Purchase |
$3,000 |
Debit Card PIN Based Purchase |
$3,000 |
Overdrafts & Returned Items
NONSUFFICIENT FUNDS FEE (NSF FEE – ITEM RETURNED) |
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Checks and other withdrawals |
$29 |
OVERDRAFT FEE (OD FEE – ITEM PAID) |
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Debit Card Purchases and ATM Withdrawals |
$0 |
Overdrafts created by checks and other withdrawals from your account which FSB, in its sole discretion,
elects to pay |
$25 |
FSB will not charge the Overdraft Fee if an item overdraws your account by $5.00 or less.
RETURNED DEPOSIT ITEM FEE |
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Each item you deposit (check, electronic deposit, etc.) into an account which is later returned |
$5 |
Extended Overdraft Fee |
$0 |
Overdraft Protection
You must
Overdraft Cash Advance Fee (Credit Card) |
$0 |
FSB will charge the credit card as a cash advance |
$100 increments |
Refer to your credit card agreement for fees and charges associated with cash advances.
Overdraft Transfer Fee (USAA Checking and Savings Accounts) |
$0 |
Transfers are for the exact amount and funds must be available in the protecting account.
Processing Policy
Transactions are generally posted each business day in the following order:
•Deposits into the account
•Withdrawals from the account by category (for example, ATM and debit card transactions, electronic withdrawals, or checks). Within each category, items are generally processed from lowest amount to highest amount.
Refer to your Depository Agreement and Disclosures for details.
Wire Fees
TRANSFER FEES |
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Wire Transfer Fee - Incoming |
$0 |
Wire Transfer Fee - Outgoing (Domestic or International) |
$20 |
SERVICE FEES |
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International (Int’l) Wire Service Fee - Outgoing |
$25 |
Total fee for sending international wire transfers is $45 ($20 Wire Transfer Fee + $25 International Wire Service Fee)
Savings Accounts
EXCESSIVE SAVINGS ACCOUNT WITHDRAWAL FEES
FSB will notify you of excessive withdrawals. Federal law limits the number of transfers or withdrawals performed on a savings account to 6 per monthly statement cycle. Refer to your Depository Agreement for limited transaction types.
First occurrence |
$0 |
Second occurrence within a |
$5 / Transaction |
Third occurrence within a |
$5 / Transaction & Acct. Converted to Checking Acct. |
Certiicate of Deposit (CD) Early Withdrawal Penalties
CD TERM |
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30 days or less |
30 days interest |
More than 30 days and up through 1 year |
90 days interest |
More than 1 year but less than 5 years |
180 days interest |
5 Years or more – CDs opened or renewed on or after 3/1/14 |
365 days interest |
5 Year CDs opened or renewed prior to 3/1/14 |
180 days interest |
Other Fees
Stop Payment Fee |
$29 |
/ Item |
Oicial/Teller Check Fee |
$5 |
/ Item |
Statement Copy Fee |
$10 |
/ Item |
Copy of Checks Returned with Statement Fee |
$0 |
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Photocopy Fee (e.g. Check or deposit slip copy) |
$5 / Item |
Free copies are available online if within 90 days. |
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Research Fee |
$15 / hour (one hour minimum) |
Legal Process Fee |
Up to $100 |
Processing of any garnishment, tax levy, or other legal order against an account, whether or not funds are actually paid. |
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Web Bill Pay Service Fee |
$0 |
Must have a FSB checking account. |
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COLLECTION FEE |
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NSF check drawn on another institution and sent for collection |
$15 / Item |
Each foreign item sent for collection |
$20 |
EXPEDITED MAIL FEE |
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Sent to a street address |
$8 |
Sent to an APO/AE, FPO DPO or PO box address (FPO/DPO) |
$14 |
Unauthorized Transactions & Lost or Stolen Cards
Contact FSB immediately via mail, phone, or online to report a lost/stolen ATM/Debit Card, PIN Information, or if you believe there has been unauthorized activity on your bank account.
PHONE |
ONLINE |
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USAA Federal Savings Bank |
usaa.com |
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10750 McDermott Freeway |
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mobile.usaa.com |
San Antonio, TX |
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Dispute Resolution
If you have a dispute with us and we are not able to resolve the dispute informally, you agree that the dispute will be resolved through an arbitration process further detailed in the dispute resolution section of the depository agreement and disclosure. If a claim is eligible to be resolved in small claims court, you may pursue the claim in small claims court.
Account features and pricing are subject to change. For a full fee breakdown visit usaa.com. |
USAA Feder al Savings Bank 10750 McDerm ot t Fr eew ay San Ant onio, Texas 78288 - 0544
Accou nt Sche du le
Effe ct iv e 0 3 / 0 1 / 2 0 1 4
This schedule applies t o t he USAA Federal Savings Bank account s described below . I t is part of t he binding cont ract bet ween you and t h e Bank for y our d eposit relat ionship. Please r eview t he ent ire sch edule car efully .
Bank m ay change t h e account s d escribed in t his schedule at any t im e by adding new t erm s and conditions or delet ing or am ending exist ing t erm s and condit ions. Bank m ay add n ew accou nt s, or conv ert or discont inue exist ing account s from t im e t o t im e.
For addition al t erm s and condit ions t hat apply t o y our account , r efer t o t he Dep osit or y Ag r eem en t an d Disclosu r es and t he Ser v ice Fee Sch edu le.
Ch e ck in g Accou n t s w it h I n t e r e st
Accou n t |
M in im u m Am ou n t |
M on t h ly |
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Eligibilit y |
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Ot h e r I m por t a n t |
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t o Ope n Accou n t |
Se r vice |
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USAA Secure |
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$ 25 |
• No m ont hly |
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Account |
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Online banki ng at usaa. com |
• |
Form erly know n as Four - St ar |
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Checking |
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No m inim um |
or annual |
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holder( s) |
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USAA Debit Card |
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Checking, |
College |
St art |
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service fees |
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m ust be |
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Deposit @Hom e service |
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Checki ng, |
USAA |
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balance |
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for qualified |
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Checking . |
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Account |
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holders under |
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Transfer funds from your |
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checking or |
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age 18 m ust |
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savings account s |
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inform ation for applicable rat es |
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j oint account |
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holder . |
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linked USAA account or |
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USAA credit card |
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Unlim it ed |
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check writing |
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Checking Account s wit h I nt er est cont inued on page 2 .
USAA Federal Savings Bank |
1 - 800 - 531 - USAA ( 8722) |
usaa. com |
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Page 1 of 6 |
9305 7 - 1213 |
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M in im u m |
M on t h ly |
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Accou n t |
Am ou n t t o Ope n |
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Eligibilit y |
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USAA Secure |
$ 50 |
• $ 9 . 95 |
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Account holder( s) |
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World Debit Mast erCard benefit s |
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Prot ect MyI D coverage will |
Checking Plus |
• No m inim um |
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m ust be |
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O Price protection |
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cease upon closure or |
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O Extended warranty |
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balance |
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individuals. |
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conversion of t he USAA |
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O Purchase assurance |
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Secure Checking Plus account . |
1 0 / 1 9 / 2 0 1 3 . ) |
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m ust have |
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I ncludes ident it y t heft by |
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Failure t o ack nowledge |
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est ablished credit |
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Experian’s Prot ect My I D Term s |
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hist ory . |
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service for t he prim ary plus |
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& Condit ions wit hin 60 days |
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under age 18 |
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Prot ect MyI D coverage. |
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m ust have an |
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O I nt er net m onit oring for |
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adult j oint |
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unaut horized use of your |
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account holder . |
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social securit y num ber |
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$ 1,000 . See current int erest |
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and cr edit card |
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Primary account |
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rat e inform at ion for applicable |
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num bers. |
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holder m ust be |
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O 3 - bureau daily credit |
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rat es and balance t iers. |
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eligible for |
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m onit oring and alert s of |
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Rat es m ay change daily . |
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Experian |
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key changes |
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Only t he prim ary and one |
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Prot ect MyI D |
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O Help not ifying your |
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addit ional account holder |
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service. |
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credit ors if your wallet is |
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m ay receive Prot ect MyI D |
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lost or st olen |
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t heft prot ect ion. |
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• Online banking at usaa.com |
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Deposit@Home and |
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Deposit@Mobile service for |
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qualified account holders |
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• Transfer funds from your |
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checking or savings accounts |
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Overdraft protection services |
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from your linked USAA Bank |
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account or USAA credit card |
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Unlim it ed check writ ing |
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Checking Account s wit h I nt er est cont inued on page 3 .
Page 2 of 6 |
93057 - 1213 |
Accou n t |
M in im u m Am ou n t |
M on t h ly |
Eligibilit y |
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Accou n t |
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Ot h e r I m por t a n t |
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t o Ope n Accou n t |
Se r vice Cha r ge |
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Fe a t u r e s/ Se r vice s |
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Accou n t I nf or m a t ion |
Yout h |
$ 25 |
• No m ont hly |
• Must be |
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Online banki ng at usaa. com |
• |
Form erly k nown as Teen Checking |
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Spending |
• No m inim um |
or annual |
opened |
by |
• |
USAA Debit Card |
• |
Account convert s t o USAA Secure |
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service fees |
an |
adult |
and |
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Deposit @Hom e servi ce for |
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Checking autom at i cally when |
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balance |
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a |
m inor |
child |
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quali fi ed account hol ders |
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t een reaches age 18 . |
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required |
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under age |
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Transfer funds from your |
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Account ear ns i nt erest at a |
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18 . |
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checking or savings |
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variable rat e for bal ances over |
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account s |
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$ 1, 000 . See current i nt erest rat e |
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• |
Overdraft prot ect i on |
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i nform ati on for appli cable rat es |
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services from your link ed |
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and bal ance t iers. |
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USAA account or USAA |
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Rat es m ay change daily. |
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credi t card |
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Bank m ay allow an adult j oi nt |
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account hol der t o lim it or |
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disable ATM and debit car d usage, |
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Deposi t @Hom e/ Deposit @Mobile |
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usage, or t ransfers from ot her |
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checki ng or savings account s by |
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t he t een account holder . |
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Sa v in g s Accou nt s
Accou n t |
M in im u m Am ou n t |
M on t h ly |
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Eligibilit y |
Accou n t |
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Ot h e r I m por t a n t |
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t o Ope n Accou n t |
Se r vice Cha r ge |
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Fe a t u r e s/ Se r vice s |
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Accou n t I nf or m a t ion |
USAA |
$ 25 |
• No m ont hly |
• |
Account |
• Onli ne banking at |
• |
I ncl udes USAA Pri m eSt art |
Savings |
• No m inim um |
or annual |
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hol der( s) |
usaa. com |
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savi ngs. |
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service fees |
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m ust be |
• Deposi t @Hom e servi ce |
• |
Account ear ns i nt erest at a |
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balance |
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i ndivi duals. |
for quali fi ed account |
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variable rat e. See current int erest |
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required |
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Account |
hol ders |
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rat e i nform ati on for appli cabl e |
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hol ders under |
• Transfer funds from your |
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rat es and balance t i ers. |
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age 18 m ust |
checking or |
• |
Rat es m ay change daily. |
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have an adult |
savi ngs account s |
• |
Federal regul at ions pl ace |
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j oi nt account |
• Over draft prot ect ion services |
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li m it s on certai n t ypes of |
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hol der . |
from your li nk ed USAA |
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t ransfers from savi ngs |
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account or USAA credi t card |
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account s. See t he |
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“ Transact i on Li m i t s for |
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Savings Account s” provi sion in |
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t he Pr oce ssin g Tr a n sa ct i on s – |
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W it h dr a w a ls sect i on of the |
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Dep osit or y Agr eem ent an d |
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Disclosur es for det ai l s. |
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Saving Account s cont inued on page 4 .
Page 3 of 6 |
93057 - 1213 |
Accou n t |
M in im u m Am ou n t |
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M on t h ly |
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Eligibilit y |
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Accou n t |
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Ot h e r I m por t a n t |
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t o Ope n Accou n t |
Se r v ice Cha r ge |
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Fe a t u r e s/ Se rv ice s |
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Accou n t I n f or m a t ion |
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USAA Yout h |
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$ 25 |
• |
No m ont hly or |
• |
May be |
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Online banking at |
• |
I ncludes USAA First St art |
Savings |
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No m inim um |
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annual service |
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opened as a |
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m y . usaa. com |
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savings. |
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• |
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fees |
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cust odial |
• |
Deposit @Hom e |
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Account convert s t o USAA |
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balance |
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account under |
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service for qualified |
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Savings aut om at ically w hen |
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required |
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t he Uniform |
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account holders |
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t een reaches age 18 . |
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Transfers/ |
• |
Transfer funds from your |
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Bank m ay allow an adult j oint |
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Gift s t o Minors |
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checking or |
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account holder t o lim it or |
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Act ; or |
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savings account s |
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disable ATM and debit card usage, |
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• |
May be |
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Overdraft prot ect ion |
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Deposit @Hom e/ Deposit @Mobile |
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opened j ointly |
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services from your linked |
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usage, or t ransfers from ot her |
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by an adult |
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USAA account or USAA |
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checking or savings account s by |
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and a m inor |
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credit card |
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t he t een account holder . |
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child under |
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Account ear ns int erest at a |
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age 18 . |
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variable rat e. See current |
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int erest rat e inform ation for |
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applicable rat es and balance |
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t iers. |
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Rat es m ay change daily . |
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• Federal regulat ions place |
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lim it s on cert ain t y pes of |
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t ransfers from savings |
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account s. See t he |
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“ Transact ion Lim it s for |
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Savings Account s” provision in |
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t he Pr oce ssin g Tr a n sa ct i on s |
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– W it h dr a w a ls sect ion of t he |
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Dep osit or y Agr eem ent and |
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Disclosur es for det ails. |
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USAA |
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$ 10,000 |
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No m ont hly or |
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Account |
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Online banking at |
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Account ear ns int erest at a |
Perform ance |
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No m inim um |
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annual service |
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holder( s) |
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usaa. com |
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variable rat e. See current |
First Savings |
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fees |
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m ust be |
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Deposit @Hom e service for |
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int erest rat e inform ation for |
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balance |
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individuals. |
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qualified |
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applicable rat es and balance |
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required |
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Account |
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account holders |
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t iers. |
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holders under |
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Transfer funds from your |
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Rat es m ay change daily . |
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age 18 m ust |
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checking or savings |
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Federal regulat ions place |
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have an adult |
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account s |
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lim it s on cert ain t ypes of |
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j oint account |
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Overdraft prot ect ion ser vices |
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t ransfers from savings |
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holder . |
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from your linked USAA |
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account s. See t he |
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account or USAA credit card |
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“ Transact ion Lim it s for Savings |
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Account s” provision in t he |
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Pr oce ssin g Tr a n sa ct ion s – |
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W it h dr a w a ls sect ion of the |
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Deposit or y Agr eem ent and |
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Disclosur es for det ails. |
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Page 4 of 6 |
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93057 - 1213 |
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CD s a n d I RAs
Accou n t |
M in im u m Am ou n t |
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Eligibilit y |
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Accou n t |
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Ot h e r I m por t a n t |
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t o Ope n Accou n t |
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Fe a t u r e s/ Se rv ice s |
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Accou n t I n f or m a t ion |
Fixed Rat e |
St andard CD - - |
• |
Account |
• |
I nt er est rat e is fixed unt il t he |
• |
No addit ional deposit s perm it t ed. |
CD |
$ 1,000 |
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holder( s) |
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m at urit y dat e. |
• |
A penalt y is im posed for early |
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m ust be |
• |
Term s available from 91 days ( 30 |
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wit hdrawals. |
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Jum bo CD - - |
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individuals. |
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days for Jum bo and Super Jum bo |
• |
Wit hdrawals will reduce earnings. |
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$ 95,000 |
• |
Account |
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CDs) t o 7 years |
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holders under |
• |
Aut om at ically renew |
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Super Jum bo - |
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age 18 m ust |
• |
I nt er est accum ulat es aut om at ically or |
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- $ 175,000 |
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have an adult |
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can be paid t o anot her account |
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j oint account |
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elect ronically . |
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holder . |
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These are also t he |
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m inim um balance |
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am ount s. |
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Adj ust able |
St andard CD - - |
• |
Account |
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I nt erest rat e is fixed unt il |
• |
Addit ional deposit perm it t ed one t im e |
Rat e CD |
$ 1,000 |
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holder( s) |
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t he m at urit y dat e. |
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in connect ion wit h your elect ion t o |
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m ust be |
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You m ay elect t o adj ust t he int erest |
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adj ust t he int erest rate. See t he |
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Jum bo CD - - |
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individuals. |
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rat e one t im e during t he t erm of t he |
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“ Cert ificat es of Deposit ” provision in |
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$ 95,000 |
• |
Account |
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CD. |
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t he Dep osit or y Agr eem ent and |
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holders under |
• |
Term s available from 36 m ont hs t o 7 |
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Disclosur es for det ails. |
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Super Jum bo |
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age 18 m ust |
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years |
• |
I nt erest rat e adj ust m ent is lim it ed t o |
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- - $ 175,000 |
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have an adult |
• |
Aut om at ically renews |
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2% over t he original rat e. |
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j oint account |
• |
I nt erest accum ulat es aut om at ically |
• |
A penalt y is im posed for early |
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holder . |
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or can be paid t o anot her account |
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wit hdrawals. |
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These are also t he |
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elect ronically |
• |
Wit hdrawals will reduce earnings. |
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m inim um balance |
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am ount s. |
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CDs and I RAs cont inued on page 6 .
Page 5 of 6 |
93057 - 1213 |
Accou n t |
M in im u m Am ou n t |
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Eligibilit y |
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Accou n t |
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Ot h e r I m por t a n t |
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t o Ope n Accou n t |
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Fe a t u r e s/ Se rv ice s |
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Accou n t I n f or m a t ion |
Variable Rat e |
$ 250 |
• |
Account |
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Variable int erest rat e. |
• |
Addit ional deposit s are perm it t ed, but |
CD |
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holder( s) |
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Bank m ay change t he int er est rat e on |
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will not ext end t he m at urit y dat e. |
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This is also t he |
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m ust be |
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your CD at any t im e, in it s discret ion. |
• |
A penalt y is im posed for early |
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m inim um balance |
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individuals. |
• |
Term s available for 182 days or 12 |
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wit hdrawals. |
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am ount . |
• |
Account |
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m ont hs |
• |
Wit hdrawals will reduce earnings. |
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holders under |
• |
Aut om at ically renews I nt er est |
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age 18 m ust |
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accum ulat es aut om at ically or can be |
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have an adult |
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paid t o anot her account |
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j oint account |
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elect ronically . |
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holder . |
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I RA CDs |
St andard I RA CD |
• |
Account |
• |
Sam e as non- I RA CDs. |
• |
Sam e as non- I RA CDs. |
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- - $ 250 |
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holder( s) |
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• |
See t he USAA Tr adit ional / Rot h I RA |
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m ust be |
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Disclosur e St at em ent s and Cust odial |
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Jum bo and |
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individuals. |
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Agr eem ent s for addit ional inform at ion |
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Super I RA CDs |
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and rest rict ions. |
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– sam e as non- |
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I RA CDs. |
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These are also t he |
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m inim um balance |
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am ount s. |
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I RA Money |
$ 250 |
• |
Account |
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• |
Account ear ns int erest at a variable rat e. |
Market |
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holder( s) |
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See current int erest rat e inform at ion for |
Savings |
This is also t he |
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m ust be |
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|
|
applicable rat es and balance t iers. |
|
m inim um balance |
|
individuals. |
|
|
• |
Rat es m ay change daily . |
|
am ount . |
|
|
|
|
• |
Federal regulat ions place lim it s on |
|
|
|
|
|
|
|
cert ain t ypes of t ransfer s from savings |
|
|
|
|
|
|
|
account s. See t he “ Transact ion Lim it s for |
|
|
|
|
|
|
|
Savings Account s” provision in t he |
|
|
|
|
|
|
|
Pr oce ssin g Tr a n sa ct ion s – |
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|
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|
|
|
W it h dr a w a ls sect ion of t he Deposit or y |
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|
|
|
|
|
|
Agr eem ent and Disclosur es for det ails. |
|
|
|
|
|
|
• |
See t he USAA Tr adit ional / Rot h I RA |
|
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Disclosur e St at em ent s and Cust odial |
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Agr eem ent s for addit ional inform at ion |
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and rest rict ions. |
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Member FDIC
Page 6 of 6 |
9305 7 - 1213 |