Florida Real Estate Purchase Contract

A Florida real estate purchase contract is a written agreement between a buyer and a seller that records the property, the price and the terms of the sale. Use the template on this page to enter the details of both parties, the earnest money and the closing terms online. Then download it as a PDF or Word file, print it and keep a signed copy for your records.

Last Updated: October 2026. This guide is reviewed and updated regularly to reflect current law. If you notice an error or outdated information, please contact us.

Florida real estate purchase contract form

Create a free high quality Florida Real Estate Purchase Contract online now!

Build Your Document

Answer a few simple questions to make your document in minutes

Save and Print

Save progress and finish on any device, download and print anytime

Sign and Use

Your valid, lawyer-approved document is ready

... or download your Florida Real Estate Purchase Contract as a  PDF file or   Word file

What Is a Florida Real Estate Purchase Contract?

A Florida real estate purchase contract puts the whole deal in writing, so the buyers and the sellers can refer back to the same document whenever a question comes up. The contract records:

  • Who is buying and who is selling.
  • Which property changes hands.
  • The price and how it will be paid.
  • The timing that both sides agreed on.

Residents of Florida who intend to sell or acquire premises are empowered to enter a Florida real estate purchase agreement and establish binding relationships with the buyer. The focal purpose of the printable real estate sales contract is to provide guarantees to both parties and ensure the procedure is conducted under federal and state laws.

Real property contracts record the negotiated aspects, list the terms of the deal, and name guarantees. Once the purchase agreement is signed, it is challenging to void the document without violating the arrangements. In most cases, the party that initiates the unexpected termination becomes legally responsible and should cover the contingencies.

Besides defining how the transaction should be conducted, sale and purchase agreements often outline the earnest money amount. Earnest money is a guarantee that the potential buyer will not quit the deal abruptly. It is the primary means to ensure the seller of the purchaser’s intentions. Earnest money amount can add up to 3% of the purchase price and is not refundable.

What Should a Florida Real Estate Purchase Contract Include?

A Florida real estate purchase contract names the buyer and the seller, describes the property, and sets the price, the earnest money and the closing terms. The template follows that order, so you can fill it in from top to bottom.

FormsPal offers a high-resolution PDF template that you can customize and complete online.

Florida sale and purchase documents distinguish agreements for commercial and residential property. Still, both types of papers share the contact components and cover the aspects defined below:

  1. The seller’s and purchaser’s identities and mailing address, including the unit number, street, city, state, and ZIP details
  2. The effective date of the agreement
  3. The property type and its legal description. Florida recognizes the following premises types:
    • Single-family houses
    • Condo
    • Duplex
    • Triplex
    • Planned Unit Development
    • Commercial property
    • Other
  4. Purchase price and methods of payment
  5. Earnest money rate
  6. Closing details and responsibilities
  7. Real estate condition
  8. Entitling details
  9. Disclosures

    Some agreements contain space to enter the disclosure data. If not, the seller is allowed to attach the required documents.

  10. Authentication—the parties’ signatures, current calendar dates, and legal names (printed)

Information to Have Ready Before You Start

Having the details ready makes the template much quicker to complete. Collect these items before you click Create My Document, and check each spelling against an ID or the current deed.

  • The full legal names and mailing addresses of the buyers and the sellers.
  • The property address and the legal description from the current deed.
  • The agreed purchase price and how the buyers plan to pay, such as cash or financing.
  • The earnest money amount and the name of the person who will hold it.
  • The target closing date, which is the day ownership changes hands.
  • The contact details of the title company or closing agent.
  • Loan details, if the purchase uses financing.
  • The latest property taxes and HOA information.
  • Copies of the disclosure documents and any inspection reports you already have.

For example, Anna Baker buys 123 Main Street from Ben Carter. Anna and Ben enter their names exactly as they appear on their IDs. They write the price on the price line. They list the earnest money and the closing date. Then they read every page together.

Tip: Save your progress in the editor and finish later on any device. Come back once your lender or title company sends the missing numbers.
Read the whole contract before you sign it. If a term is unclear, ask a Florida real estate attorney to explain it.

Common Mistakes to Avoid

Most problems with a purchase contract come from small slips, not big disagreements. Check the points below before you sign, and ask your agent or attorney if you are unsure about any of them.

  • Names that do not match the IDs or the deed.
  • A purchase price that differs between the contract and the offer.
  • Blank lines left empty instead of marked as not applicable.
  • Missing initials or dates next to the signatures.
  • Disclosure documents that you meant to attach but left out.
  • No signed copy saved for your records.

Florida Residential Purchase and Sale Agreement

The contract defines the terms of ownership transfer regarding residential property. The paper aims to provide additional layers of security for both parties and guarantees that the buyer is satisfied with the condition of the premises. Once the contract is authorized, the parties can void the agreement only if both of them agree.

Florida recommends that the seller informs potential acquirers of the premises’ condition and current material damages. However, under the “buyer beware” status, the purchaser remains responsible for investigating the property. The current owners should also submit specific disclosures and attach them to the residential purchase and sale contract or reflect the data within the document.

Florida Commercial Purchase and Sale Agreement

Commercial property transfer involves more procedures and documentation. And though most aspects are similar to those reflected in residential property contracts, sellers who trade commercial premises prefer to hire third-party specialists to conduct the deal. Below are the disclosure forms prepared and submitted by agents in case the seller turns for licensed assistance:

  • Single Agent Notice is regulated by §475.278(3) of the 2020 Florida Statutes and covers a list of duties the seller delegates to the licensee.
  • No Brokerage Relationship Disclosure is regulated by §475.278(4) of the 2020 Florida Statutes. It contains the agent’s responsibilities if they are not involved in the brokerage association.
  • If the licensed representative doesn’t have a definite status regarding the brokerage, the seller should submit the “Consent to Transition to Transaction Broker” form. The paper contains the agent’s legal name, duties, and the seller’s authorization details (signature and date).

Required Seller Disclosures in Florida

Florida is one of the U.S. states that support the “buyer beware” status. It implies that the purchaser is responsible for asking for the necessary information about the premises from the current owner. And though Florida advances that all sellers disclose a list of mandatory papers regarding the real property, the buyer should keep both eyes open and take responsibility to inspect the estate before appending their signature. Below is a list of the expected reports.

  1. Lead-Based Paint Disclosure
  2. Seller’s Estate Disclosure (for Residential Property)
  3. Homeowners’ Community Disclosure Addendum
  4. Condominium Association Disclosure
  5. Coastal Estate Disclosure Statement
  6. Radon Gas Disclosure Statement

Lead-Based Paint Disclosure

All premises built before 1978 must be inspected for lead-containing components. Lead is a hazardous heath-threatening material. The seller is obliged to submit the required paper as per §4852d, Title 42 of the U.S. Code.

Seller’s Estate Disclosure (for Residential Property)

Florida statutes do not oblige, though highly recommend that the seller discloses information related to evident and hidden property damages known to the estate’s current owner. This disclosure protects both parties. It guarantees that the purchaser is aware of the objective condition of the obtained real property. The disclosure turns out to be helpful for the seller, as it releases them from liabilities after the contract is signed and the title is transferred.

Homeowners’ Community Disclosure Addendum

Following §720.401 of the 2020 Florida Statutes, the seller provides the related documentation to inform the purchaser that they have joined the homeowners’ association. This paper is needed if the buyer acquires common interests or condo property.

Condominium Association Disclosure

The documents explain the association’s regulations and basic rules. The seller should supply the disclosure to the purchaser before signing the contract for premises. The details can be learned from §718.503(2)(a) of the 2020 Florida Statutes.

Coastal Estate Disclosure Statement

If the premises are located in the coastal area, the seller should provide a specific statement as the estate may be subject to erosion and other unfavorable salt water-related effects. You are welcome to learn more from the corresponding paragraph 161.57 of the 2020 Florida Statutes.

Radon Gas Disclosure Statement

404.056(5) of the 2020 Florida Statutes explains that the seller should notify the buyer if the property is located in a radon gas area. The element becomes health-threatening and poisonous if it penetrates and accumulates indoors.

Template Preview
Create a free high quality Florida Real Estate Purchase Contract online now!

Frequently Asked Questions

Can I print the contract?

Yes. After you create the document, you can save it, print it or download it as a PDF or Word file. Print it on regular paper, go through it with the other party and keep a signed copy for your records.

How do I create a Florida real estate purchase contract?

Click Create My Document at the top of this page and answer a few questions. You can save your progress and finish on any device. If you download the PDF instead, you can fill it in with the FormsPal PDF editor.

What is earnest money?

Earnest money is a deposit that the buyer makes to show a serious interest in the purchase. Write the amount in the contract, note who holds the funds, and keep proof of the payment with your other deal documents.

What should buyers check before signing?

Go through the contract page by page and check these points. Ask a Florida real estate attorney if anything is unclear.

  • The names, the property address and the price match your records.
  • The financing terms and the closing date are what both sides agreed on.
  • Every blank is filled in or marked as not applicable.
  • Any attached disclosures are the ones you expected.

What should I do after both parties sign?

Each party keeps a complete signed copy. Store the contract, any attached disclosures and your payment receipts together so they are easy to find at closing. Share a copy with your lender or title company if they ask for one.

General information, not legal or tax advice.

Jennifer M. Settles
Jennifer M. Settles
Author & Attorney
With over 25 years of experience as a business and transactional attorney, Jennifer has mastered the craft of closing highly successful deals for her clients. Through her wide-ranging expertise in commercial contracts, real estate transactions, M&A and corporate law, Jennifer secures results that are second-to-none.
Published: Apr 5, 2022