A Maryland real estate purchase agreement is a written contract in which a seller agrees to sell, and a buyer agrees to buy, a home, land or commercial property. Regardless of the type of property, the fillable purchase and sale agreement records the parties, the price and the closing date. For a single family home, the seller must also give the buyer a property condition disclosure statement or a property disclaimer statement.[1.1] Download the Maryland real estate purchase agreement PDF or Word file below.
Last Updated: October 2026. This guide is reviewed and updated regularly to reflect current Maryland law. If you notice an error or outdated information, please contact us.
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A residential purchase and sale agreement is the contract for the sale of a home. It lists the personal details of both parties, the mailing address and legal description of the property, the purchase price and terms, and the closing details. Both sides sign the purchase agreement to confirm the deal. This paper should be read in full before anyone signs.
The Maryland residential template covers these points:
A buyer has three common ways to pay: cash, a bank loan or seller financing. The contract spells out the conditions for the option the parties choose.
The buyer usually pays a deposit, called earnest money, to show the deal will close. The deposit does not make the agreement impossible to end. The parties negotiate and write down the conditions for returning it.
A buyer can order a survey or an inspection to look for defects. The agreement can say which problems the seller will fix before closing. It can also let the seller keep using the property until a date set in the agreement.
Each side confirms that the personal information it gives is true. After everyone signs, each side should carry out its part of the deal.
In Maryland, the seller of a single family home must complete and deliver to each buyer one of two documents on a form provided by the State Real Estate Commission. One is a written residential property condition disclosure statement. The other is a written residential property disclaimer statement.[1.1]
The first option, in the statute's own wording:
A vendor of single family residential real property shall complete and deliver to each purchaser: (i) A written residential property condition disclosure statement on a form provided by the State Real Estate Commission
The State Real Estate Commission must develop by regulation a single standardized form. That form includes the residential property condition disclosure and disclaimer statements.[1.2]
A disclosure statement lists defects, including latent defects, and other information the seller (called the vendor in the statute) actually knows about. It covers these areas:[1.5]
Lead-based paint is on that list, so the disclosure form asks the seller what they know about it.[1.6]
Instead of a disclosure statement, the seller can give a disclaimer statement. It says the seller makes no representations or warranties about the condition of the property or any improvements on it. The buyer receives the property "as is", with all defects, unless the contract of sale says otherwise.[1.4]
Both forms come from the State Real Estate Commission. Ask your attorney or agent which of the two forms fits your sale, and attach the completed form to the purchase agreement packet.
A Maryland commercial purchase and sale agreement covers property that is not a home. It is a more detailed version of the real estate purchase agreement, with extra warranties and disclosures. One or both parties are often companies, and both sides usually have legal advisers. Commercial purchase agreements and other forms for these deals tend to run longer than the residential agreements.
This document is designed for the sale and purchase of these types of property:
If the buyer uses bank financing, the contract usually covers these points in detail:
If the parties choose seller financing, they should state the loan amount, down payment, interest rate, term and the documents they will use.
The buyer usually pays earnest money, a deposit that shows the intent to buy. Commercial contracts often say the seller keeps the deposit if the buyer breaks the agreed terms after signing. They also often let the buyer cancel and get the deposit back if serious damage or extra defects turn up before closing.
The buyer also gets a set period to inspect the property, and many buyers hire a professional contractor for it. The seller usually keeps operating the property and keeps it in its current condition until closing.
During the inspection period, sellers commonly attach documents such as:
Commercial contracts often send a dispute to mediation first, with the parties splitting the cost. If mediation does not work, a neutral arbitrator decides. Many contracts also add a severability clause, which keeps the other terms in place if one provision is later changed or dropped.
If licensed agents are involved, the contract can refer to a separate written agreement that sets their pay. It also lists how notices are given, such as by mail, email or in person. Before you sign, read the whole contract again. The sellers, buyers and agents sign, print their names and date the document.
These short answers cover the Maryland seller disclosure law for single family homes. Each one comes from Md. Code Ann., Real Prop. § 10-702, which is linked at the bottom of the page.
The disclosure lists defects, including latent defects, and other facts the seller actually knows about. It covers water and sewer systems, structure, insulation, plumbing, electrical, heating and air conditioning, insects, land use and hazardous materials such as asbestos, lead-based paint and radon.[1.5] The seller completes it on a State Real Estate Commission form.[1.1]
No. The seller is not required to undertake or provide an independent investigation or inspection of the property to make the disclosures.[1.7] The disclosure rests on what the seller actually knows.[1.5] A buyer can still order an inspection.
General information, not legal or tax advice.
