A Missouri purchase agreement is a written contract in which a seller agrees to sell and a buyer agrees to buy real estate on stated terms. The template on this page records the parties, the property, the price and the closing date. A seller who knows a property was used to make methamphetamine must also disclose that in writing.[3] Download the form below or fill it out online.
Last Updated: October 2026. This guide is reviewed and updated regularly to reflect current Missouri law. If you notice an error or outdated information, please contact us.
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A Missouri purchase agreement, also called a purchase and sale agreement, is the contract that sets the terms of a real estate sale. It names the buyer and the seller, describes the property and states the price. Once both sides sign, it guides the deal through closing.
A purchase agreement usually records these points:
The buyer signs first, as an offer. Section 27 of the template treats the form as an offer to purchase, and Section 32 is where the seller accepts by signing. The signed copy must reach the buyer before the offer expires under Section 31.
The residential form lists single family homes, condominium units, apartment units, townhouse units, duplexes and triplexes (Section 2). If some personal property is sold on its own, FormsPal also has a Missouri bill of sale.
A Missouri residential purchase and sale agreement is the contract for selling a home. The template on this page has 38 numbered sections. They cover the parties, the property, the deposit, the price, the buyer's contingencies, the closing and the signatures.
Read every section before anyone signs. Buyers and sellers in other states can start from the real estate purchase agreement overview.
The sections fall into these groups:
Section 5 asks for an earnest money deposit, which is money the buyer puts down to show the offer is serious. The deposit is credited to the purchase price at closing.
Section 6 has check boxes for the buyer's contingencies. A contingency is a condition the deal depends on. You can mark whether the purchase depends on the buyer getting a loan, and whether it depends on the buyer selling another property.
If the buyer is getting a loan, Section 7 asks for a good faith loan application. By a date you fill in, the buyer gives the seller a lender letter. The letter verifies the source of the down payment and the funds to close. Without that letter, the seller can end the agreement by written notice within five business days of that date.
Sections 8 and 9 cover the buyer's checks before closing. The buyer can order an appraisal, a survey and a property condition assessment at the buyer's cost. The seller orders a title report, and the buyer has a set number of business days to object to anything in it. If the seller cannot fix a defect, the buyer can cancel and get the full deposit back.
Section 10 adds a property inspection. After the inspections, the buyer lists the defects. The parties then have a set number of business days to agree on a price change, a credit at closing or a repair. If they cannot agree, the agreement ends and the buyer gets the deposit back.
Section 11 ties the deal to an appraisal. If the home appraises for less than the price, the parties get a set number of business days to renegotiate. If they cannot agree, the agreement ends and the buyer gets the deposit back.
Section 17 says the buyer takes the property as is, with all defects, except as the agreement or the seller's property disclosure document says otherwise. In the same section, the seller promises to cover the buyer's damages from a materially inaccurate or misleading express representation or warranty. This promise is called indemnification.
Section 31 makes the offer expire at 5 pm on a date you fill in, unless the seller has signed and delivered a copy to the buyer by then. If the offer expires, the deposit goes back to the buyer. To fill in the downloaded PDF on your screen, use the PDF editor, then print the agreement for signing.
This example uses made-up names, addresses and amounts, so none of it describes a real sale or a recommended term. It shows how the first blanks of the Missouri form might look once they are filled in.
Your own entries will differ. Replace every sample entry before you sign.
Closing is the day the buyer pays and the seller hands over the property. Section 13 of the Missouri form sets the closing date. The closing takes place in the escrow agent's office unless the parties choose another place. Before that day, the buyer makes sure all the funds reach the escrow agent.
Here is what the form says about the closing and what comes with it:
Section 16 lets the buyer end the contract and get the full deposit back if the improvements are materially damaged or destroyed before closing. Section 33 says the buyer takes possession at closing, and the home is delivered free of tenants, occupants and debris.
Section 34 gives the buyer a walk-through within the 48 hours before closing. If the home was damaged in a way the agreement does not permit, the buyer can require an extension of the closing. The seller then repairs the damage promptly.
FormsPal has a general warranty deed form for the deed named in Section 9. If your sale needs a different type of deed, there is also a Missouri quitclaim deed form.
The form sets out what happens when one side breaks the contract. Under Section 22, if the buyer defaults, the seller's only remedy is liquidated damages equal to the deposit. Under Section 23, if the seller defaults, the buyer can ask a court to make the seller complete the sale, or can cancel and get the deposit back.
Disputes start with mediation. Section 25 has the parties mediate in good faith and share the mediator's cost, then go to binding arbitration if mediation fails. Under that section the arbitrator is a retired judge or an attorney with at least five years of residential real estate law experience, unless the parties agree on someone else.
Section 25 keeps these matters outside mediation and arbitration:
Section 21 says time is of the essence for every date in the contract, so a missed deadline matters. It also says the written contract replaces earlier talks and that any change must be in writing and signed by both parties. Section 29 counts business days as every day except Saturdays, Sundays and federal or state holidays.
Section 27 treats the form as an offer to buy. If only some of the parties initial the pages, a counteroffer is needed. The seller can keep offering the property until the buyer is told the offer is accepted.
Section 32 has the seller confirm ownership or authority to sell. It allows delivery by hand, by email with electronic confirmation or by overnight courier.
Section 35 says an agent's fee follows that agent's own written agreement. Because a real estate sale involves a large sum, many buyers and sellers ask an attorney to look over the contract before they sign.
Most problems with a purchase agreement come from blanks and dates, and the Missouri form has many of both. A few habits prevent most of the trouble. Each one ties back to a section of the template.
When the form is complete, print it for signing and give each party a copy. Section 21 asks for any later change to be in writing and signed by both parties, and FormsPal has real estate purchase agreement addendums for that. You can find other Missouri documents in the Missouri PDF forms library.
A commercial purchase and sale agreement covers property that is not a home, such as an office building, a retail space or vacant land. It is usually longer and more detailed than a residential agreement. The template on this page is the residential form. A commercial deal often calls for a contract written for that type of property, such as the commercial real estate purchase agreement.
Commercial contracts commonly cover these points in detail:
They are used for industrial property, land, multi-family property, office buildings, retail property and mixed-use property. Because the amounts are large, many buyers and sellers ask an attorney to review the contract before anyone signs.
In practice, parties often agree to try mediation first and to split the mediator's cost. A severability clause is also common. It keeps the rest of the contract in place if one term is later changed or dropped.
Missouri law speaks to the disclosure points below in a real estate sale. A seller who knows methamphetamine was produced on the property must disclose it in writing.[3] Psychologically impacted property is not a fact a seller has to disclose.[2] And a seller "knows" about contamination only after receiving a report that says so.[1]
In short:
If a property is or was used as a site for methamphetamine production, the seller or transferor must tell the buyer in writing that methamphetamine was produced there. The duty applies when the seller or transferor knew about the earlier production. It covers a sale, an exchange or another transfer of the property.[3]
The statute says:
In the event that any parcel of real property to be sold, exchanged or transferred is or was used as a site for methamphetamine production, the seller or transferor shall disclose in writing to the buyer or transferee the fact that methamphetamine was produced on the premises, provided that the seller or transferor had knowledge of such prior methamphetamine production.
A seller who gives this notice should keep a signed copy with the purchase agreement.
In Missouri, the fact that a property is, or is close to, a psychologically impacted property is not a material fact that must be disclosed. This holds for a sale, an exchange or another transfer of real estate.[2]
For a disclosure that premises are contaminated with radioactive or other hazardous material, "knowledge" has a specific meaning. It requires that the owner, seller, landlord or other transferor received a report stating affirmatively that the premises is or was previously contaminated.[1]
Under Missouri Revised Statutes section 407.020, it is an unlawful practice to use any deception, fraud, false pretense, false promise, misrepresentation, or unfair practice, or to conceal, suppress, or omit any material fact, in connection with the sale of any merchandise in trade or commerce. Missouri Revised Statutes section 407.010 defines merchandise to include real estate.[8]
Under subsection 3 of Missouri Revised Statutes section 339.730, a real estate licensee who acts as the seller's agent must tell a prospective buyer who is not the licensee's client about all adverse material facts that the licensee actually knows or should have known. The licensee has no duty to conduct an independent inspection or to verify the accuracy or completeness of any statement made by the client or an independent inspector.[6]
Under Missouri Revised Statutes section 260.213, a person who knowingly sells, conveys, or transfers title to property that contains a permitted or unpermitted solid waste disposal site or demolition landfill must tell the buyer about the existence and location of the site early in the negotiation process. The seller must also tell the buyer that the buyer may be assuming liability to the state for any remedial action at the site.[7]
Apart from the landfill disclosure, which section 260.213 requires early in the negotiation process, Missouri has no statute that sets when a seller delivers a disclosure to the buyer. The template on this page treats the Property Disclosure Statement as an attachment to the agreement (Section 38), and it includes a lead-based paint disclosure page for homes built before 1978 (Section 37).
Under federal law, a seller of target housing must tell the buyer about any known lead-based paint or lead-based paint hazards in the housing and give the buyer any lead hazard evaluation report available to the seller (42 U.S.C. § 4852d).[4] Target housing means housing built before 1978, except housing for the elderly or persons with disabilities and any 0-bedroom dwelling, unless a child under 6 lives or is expected to live there.[5]
Where section 407.020 covers the sale, it makes concealing, suppressing, or omitting any material fact in connection with that sale an unlawful practice, so a seller who already knows about a problem, such as a roof that leaks, has good reason to tell the buyer about it.[8] Doing so can head off a dispute after closing. Writing the problem down and having the buyer acknowledge it leaves a clear record.
These short answers cover some of the Missouri disclosure statutes that apply to a real estate sale. Each one comes from a section of the Missouri Revised Statutes, listed in Sources so you can read the law yourself.
Yes, when the seller knew about it. The seller or transferor must disclose in writing to the buyer or transferee that methamphetamine was produced on the premises, provided the seller or transferor had knowledge of the earlier production.[3]
No. The fact that a property may be a psychologically impacted property, or may be close to one, is not a material or substantial fact that must be disclosed in a sale, exchange or other transfer of real estate.[2]
It means the owner, seller, landlord or other transferor received a report stating affirmatively that the premises is or was previously contaminated with radioactive material or other hazardous material.[1]
General information, not legal or tax advice.
Unless noted otherwise, the sources below are from the Mo. Rev. Stat..
