Fee Worksheet Template PDF Details

Understanding the dynamics of real estate transactions involves grappling with various documents, one of the most detailed being the Fee Worksheet. This comprehensive form plays a pivotal role for service providers and investors by offering an outline of estimated charges likely to emerge at the settlement of a loan. It underscores the financial intricacies that borrowers navigate, detailing everything from loan origination fees, title charges, to government recording and transfer charges, among others. The Fee Worksheet also estimates closing costs, reserves prepaid by the lender, and provides a transaction summary that includes estimated monthly payments and total funds needed to close. Notably, while the form enumerates potential expenses, it clarifies that actual charges may vary, and not every item listed might incur a fee. Furthermore, it functions as a transparent tool for borrowers to understand the breakdown of costs, facilitating better financial planning and decision-making in the context of purchasing property. This document's nuanced approach in itemizing potential fees—while highlighting that some charges might fluctuate—underscores the complexity of real estate transactions and the importance of thorough financial preparation.

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Form NameFee Worksheet Template
Form Length1 pages
Fillable?No
Fillable fields0
Avg. time to fill out15 sec
Other namesfee sheet template, itemized fee worksheet fillable, fee worksheet, itemized fee worksheet

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Itemized Fee Worksheet

(For Use with Service Providers and Investors)

Date:

The information provided below reflects estimates of the charges that are likely to be incurred at the settlement of this loan. The fees listed are estimates; some actual charges may be more or less. This transaction may not involve a fee for every item listed.

 

Provided By:

 

 

Subject Property:

 

 

 

Borrower(s):

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loan Number:

 

 

Interest Rate:

 

Type of Loan:

 

Base Loan Amt:

 

 

 

 

Loan Program:

 

 

Term:

 

 

 

 

Sales Price:

 

Total Loan Amt:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Estimated Closing Costs

 

 

 

 

 

800.

Items Payable in Connection with Loan

 

 

 

1100.

Title Charges

 

 

 

 

 

 

 

Loan Origination Fees

%

 

$

 

 

1102.

Settlement or Closing Fee

$

 

 

 

 

 

 

 

 

 

Application Fees

 

 

 

$

 

 

1103.

Owner’s Title Insurance

$

 

 

 

 

 

 

 

 

 

 

 

Processing Fees

 

 

 

$

 

 

1104.

Lender’s Title Insurance

$

 

 

 

 

Underwriting Fees

 

 

 

$

 

 

 

 

 

 

 

 

 

 

 

1109.

 

 

 

 

$

 

 

 

 

Broker Fees

 

% + $

 

$

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1110.

 

 

 

 

$

 

 

 

 

 

 

 

 

$

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1111.

 

 

 

 

$

 

 

 

 

 

 

 

 

$

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1112.

 

 

 

 

$

 

 

 

 

 

 

 

 

$

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1113.

 

 

 

 

$

 

 

 

 

 

 

 

 

$

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

$

 

 

1114.

 

 

 

 

$

 

 

 

 

 

 

 

 

$

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Title Charges

 

 

$

 

 

802.

Credit or Charge for Interest Rate

 

 

$

 

 

 

 

 

 

 

 

 

 

 

1200.

Government Recording and Transfer Charges

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

803. Adjusted Origination Charges

$

 

 

 

 

 

 

 

 

1202.

Recording Fees

 

 

$

 

 

804.

Appraisal Fee to

 

 

 

$

 

 

 

 

 

 

 

 

 

 

 

1203.

Transfer Taxes

 

 

$

 

 

 

 

 

 

 

 

 

805.

Credit Report to

 

 

 

$

 

 

1204.

City/County Tax/Stamps

$

 

 

806.

Tax Service to

 

 

 

$

 

 

 

 

 

 

 

 

 

1205.

State Tax/Stamps

 

 

$

 

 

807.

Flood Certification

 

 

 

$

 

 

 

 

 

 

 

 

 

 

 

1206.

 

 

 

 

$

 

 

808.

 

 

 

 

$

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1207.

 

 

 

 

$

 

 

809.

 

 

 

 

$

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1208.

 

 

 

 

$

 

 

810.

 

 

 

 

$

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

811.

 

 

 

 

$

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Recording/Transfer Charges

$

 

 

 

 

 

 

 

 

812.

 

 

 

 

$

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1300.

Additional Settlement Charges

 

 

 

813.

 

 

 

 

$

 

 

 

 

 

814.

 

 

 

 

$

 

 

1302.

 

 

 

 

$

 

 

 

 

 

 

 

 

 

 

 

 

 

 

815.

 

 

 

 

$

 

 

1303.

 

 

 

 

$

 

 

816.

 

 

 

 

$

 

 

1304.

 

 

 

 

$

 

 

817.

 

 

 

 

$

 

 

1305.

 

 

 

 

$

 

 

 

 

 

 

 

 

 

 

 

1306.

 

 

 

 

$

 

 

 

 

 

 

 

 

 

 

 

1307.

 

 

 

 

$

 

 

 

 

 

 

 

 

 

 

 

1308.

 

 

 

 

$

 

 

 

 

 

 

 

 

 

 

 

1309.

 

 

 

 

$

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Estimated Closing Costs

 

 

$

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Estimated Reserve/Prepaid Costs

 

 

 

 

 

 

900. Items Required by Lender to be Paid in Advance

 

 

 

 

Reserves Deposited with Lender

 

 

 

901.

Daily Interest

Days @ $

$

 

 

1001.

Initial Deposit into Escrow Account

$

 

 

902.

Mortgage Ins Premium to

 

 

$

 

 

1002.

Homeowner’s Ins

mths @ $

$

 

 

 

 

 

 

 

 

903.

Homeowner’s Insurance to

 

 

$

 

 

1003.

Mortgage Ins

mths @ $

$

 

 

904.

 

 

 

 

$

 

 

 

 

 

 

 

 

 

 

1004.

Property Taxes

mths @ $

$

 

 

905.

VA Funding Fee

 

 

 

$

 

 

 

 

 

 

 

 

 

1005.

City Property Tax

mths @ $

$

 

 

906.

Flood Insurance

 

 

 

$

 

 

 

 

 

 

 

 

 

1006.

Flood Reserve

mths @ $

$

 

 

907.

 

 

 

 

$

 

 

 

 

 

 

 

 

 

 

1007.

 

 

mths @ $

$

 

 

908.

 

 

 

 

$

 

 

 

 

 

 

 

 

 

 

 

 

1008.

 

 

mths @ $

$

 

 

909.

 

 

 

 

$

 

 

 

 

 

 

 

 

 

 

 

 

1009.

 

 

mths @ $

$

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1010.

Aggregate Adjustment

 

 

– $

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Estimated Reserve/Prepaid Costs

$

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Transaction Summary

 

 

 

 

 

 

Total Estimated Monthly Payment

 

 

 

 

 

 

Total Estimated Funds Needed to Close

 

 

 

 

Principal and Interest

 

 

 

$

 

 

 

Purchase Price/Payoff

 

 

(+) $

 

 

 

Other Financing (P & I)

 

 

 

$

 

 

 

Total Estimated Closing Costs

 

 

(+) $

 

 

 

Hazard Insurance

 

 

 

$

 

 

 

Total Estimated Reserve/Prepaid Costs

(+) $

 

 

 

Real Estate Taxes

 

 

 

$

 

 

 

Discounts (if borrower will pay)

 

 

(+) $

 

 

 

Mortgage Insurance

 

 

 

$

 

 

 

FHA UFMIP/VA Funding Fee

 

 

(+) $

 

 

 

HOA Dues

 

 

 

$

 

 

 

Total Costs

 

(c)

$

 

 

 

Other

 

 

 

$

 

 

 

 

 

 

 

 

 

 

 

 

Total Monthly Payment

 

 

 

$

 

 

 

Loan Amount

 

 

(–) $

 

 

 

 

 

 

 

 

 

 

 

 

Non-Borrower Paid Closing Costs

 

 

(–) $

 

 

 

 

 

 

 

 

 

 

 

 

FHA UFMIP/VA Fee Financed

 

 

(–) $

 

 

 

Closing Costs Summary

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(–) $

 

 

 

Borrower Paid Closing Costs

 

(a)

$

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(–) $

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(–) $

 

 

 

 

 

 

 

 

$

 

 

 

 

 

 

 

 

(–) $

 

 

 

 

 

 

 

 

$

 

 

 

First Mortgage

 

 

(–) $

 

 

 

 

 

 

 

 

$

 

 

 

Second Mortgage (Sub Financing)

 

 

(–) $

 

 

 

Total Non-Borrower Paid CC

 

(b)

$

 

 

 

Closing Costs from

 

 

(–) $

 

 

$

 

 

 

Total Credits

 

(d)

$

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Closing Costs

 

(a + b)

$

 

 

 

 

 

 

 

(c – d)

$

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

S – Paid by Seller

 

B – Paid by Broker

 

 

 

 

A – APR Affected by Cost

 

 

 

 

 

 

S/ – Split by Seller & Others

 

L – Paid by Lender

 

 

 

 

O – Paid by Other

 

P – Paid Outside Closing (POC)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Itemized Fee Worksheet ~ 02/2010 ~ Encompass360TM

How to Edit Fee Worksheet Template Online for Free

It won't be difficult to complete closing cost worksheet template using our PDF editor. This is how you will be able conveniently make your template.

Step 1: The first thing is to hit the orange "Get Form Now" button.

Step 2: At the moment you're on the file editing page. You can edit and add text to the form, highlight specified content, cross or check certain words, add images, insert a signature on it, delete needless fields, or take them out altogether.

These particular areas are what you are going to fill out to receive the finished PDF document.

part 1 to filling in initial fee worksheet

Fill in the Government Recording and Transfer, Total Recording Transfer Charges, Additional Settlement Charges, Total Estimated Closing Costs, Items Required by Lender to be, Reserves Deposited with Lender, Estimated ReservePrepaid Costs, Daily Interest Mortgage Ins, Days, VA Funding Fee Flood Insurance, Initial Deposit into Escrow, and mths mths mths mths mths space using the information demanded by the platform.

step 2 to filling out initial fee worksheet

The application will demand for extra info to be able to quickly complete the segment mths mths mths mths mths, Aggregate Adjustment, Total Estimated Reserve Prepaid, Total Estimated Monthly Payment, Total Estimated Funds Needed to, Transaction Summary, Principal and Interest Other, Closing Costs Summary, Borrower Paid Closing Costs, Purchase PricePayoff Total, Loan Amount NonBorrower Paid, and First Mortgage Second Mortgage Sub.

Filling in initial fee worksheet stage 3

The field Total NonBorrower Paid CC, First Mortgage Second Mortgage Sub, Total Closing Costs, a b, c d, S Paid by Seller S Split by, B Paid by Broker L Paid by Lender, A APR Affected by Cost O Paid by, P Paid Outside Closing POC, and Itemized Fee Worksheet should be for you to indicate all sides' rights and obligations.

Finishing initial fee worksheet stage 4

Step 3: Select the Done button to save your document. Then it is at your disposal for upload to your device.

Step 4: Produce a copy of each separate form. It could save you some time and make it easier to avoid problems later on. By the way, the information you have isn't going to be shared or viewed by us.

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