FEMA Form FF-206-FY-21-116 (formerly 086-0-32): Standard Flood Hazard Determination Form

Enter lender name and address.

Preparer should coordinate with user to ensure the collateral is sufficiently identified. Suggested forms of collateral identification include, but are not limited to, property address, parcel or lot number and longitude/latitude.

Lender/Servicer ID NO: Optional.

Loan Identifier: optional. It may be used by lenders to conform with their individual method of identifying loans.

Amount of Flood Insurance Required: optional. The minimum federal requirement for this amount is the lesser of: the outstanding principal loan balance; the value of the improved property, mobile home and/or personal property used to secure the loan; or the maximum statutory limit of flood insurance coverage.

Enter the complete name of the community (as indicated on the NFIP map) in which the building or mobile home is located.

Enter the name of the county or counties in which the community is located. For unincorporated areas of a county, enter "unincorporated areas." For independent cities, enter "independent city."

Enter the two-digit state abbreviation. (Examples: VA, TX, CA)

Enter the 6-digit NFIP community number. If no NFIP Community Number exists for the community, enter "none."

Enter the 11-digit number shown on the NFIP map that covers the building or mobile home. If no NFIP map is in effect for the location of the building or mobile home, enter "none."

Enter the map effective date or the map revised date shown on the NFIP map. (Example: 6/15/93) This will be the latest of all dates shown on the map.

This field can remain blank if no Letter of Map Change (LOMC) applies to the subject property. If there is a LOMC, list the date and number.

If yes, and LOMC date/no. is available, enter date and case no.

Enter the flood zone(s) in which the building or mobile home is located. (Examples: A, AE, A4, AR, AR/A, AR/AE, AR/AO, V, VE, V12, AH, AO, B, C, X, D).

If any part of the building or mobile home is within the Special Flood Hazard Area (SFHA), the entire building or mobile home is considered to be in the SFHA. All flood zones beginning with the letter "A" or "V" are considered to be in the SFHA. Each flood zone is defined in the legend of the NFIP map on which it appears.

If there is no NFIP map for the subject area, enter "none."

If no NFIP map covers the area where the building or mobile home is located, check this box.

Check all boxes that apply; Note that boxes 1 (Federal Flood Insurance is available ...) and 2 (Federal Flood Insurance is not available ...) are mutually exclusive.

Federal Flood Insurance is available (community participates in the NFIP).

If the community participates in the NFIP, check either Regular Program or Emergency Program.

In most instances, Federal flood insurance is available to all residents with eligible property in a community that participates in the NFIP. The NFIP Community Status Book will indicate whether or not the community is participating in the NFIP and whether participation is in the Emergency or Regular Program.

Federal Flood Insurance is not available (community does not participate in the NFIP).

Building/Mobile Home is in a Coastal Barrier Resources Area (CBRA) or Otherwise Protected Area (OPA). Federal Flood Insurance may not be available.

Federal flood insurance is prohibited in areas designated by the Coastal Barrier Resources Act to be in a Coastal Barrier Resources Area (CBRA) and Otherwise Protected Areas (OPA) for buildings or mobile homes built or substantially improved after the date of the CBRA or OPA designation.

This is a review of community eligibility; it does not address individual building related eligibility, that is reviewed in the insurance process. To obtain Federal flood insurance, a copy of this completed form may be provided to an insurance agent.

If any portion of the building/mobile home is in an identified Special Flood Hazard Area (SFHA), check yes (flood insurance is required).

If no portion of the building/mobile home is in an identified SFHA, check no.

If yes, flood insurance is required by the Flood Disaster Protection Act of 1973. If no, flood insurance is not required by the Flood Disaster Protection Act of 1973.

If no NFIP map exists for the community, check no. If no NFIP map exists, Section B5 should also be checked.

Please note, the risk of flooding in this area is only reduced, not removed.

Optional Comment. Preparer may add additional comments/pages/data as needed.

If other than the lender, enter the name, address, and telephone number of the company or organization performing the flood hazard determination. An individual's name may be included, but is not required.

Enter date on which flood zone determination was completed.

MULTIPLE BUILDINGS: For guidance regarding multiple buildings, please contact your regulator, servicer, lender or other entity as applicable.

Determinations on this form made by persons other than the lender are acceptable only to the extent that the accuracy of the information is guaranteed.