If you are a resident of India, there are certain bank account opening procedures that you must follow. The Indian Bank Account Opening Form is one such procedure. In this article, we will provide an overview of the form and what information it requires. We will also discuss the eligibility requirements for opening a bank account in India. Finally, we will provide a few tips on how to complete the Indian Bank Account Opening Form.
In the listing, there's some good information in regards to the indian bank account opening form. You may want to read it before submitting the gaps.
| Question | Answer |
|---|---|
| Form Name | Indian Bank Account Opening Form |
| Form Length | 5 pages |
| Fillable? | No |
| Fillable fields | 0 |
| Avg. time to fill out | 1 min 15 sec |
| Other names | indian bank application form, indian bank new account opening form, indian bank account opening form pdf, indian bank online account opening |
A.
........................................................................... Branch
Account Opening Form
for Resident Individuals (Single/Joint)
(SB/CURRENT/RD/TERM DEPOSITS)
Date …………………….
CIF No. of Sole/First Applicant |
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CIF No. of Joint Applicant |
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Account No. |
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VIP Code |
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NO
( to be filled by Bank) |
( to be filled by Bank) |
( to be filled by Bank) |
( to be filled by Bank) |
I/We request the Bank to open account(s) / provide services opted by me/us in this application. The required details are given below.
CuStomer Name & Address (ALL IN BLOCK LETTERS PLEASE) (Please |
wherever applicable) (Strike out which is not Applicable) |
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Particulars |
Sole/First Applicant |
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Joint Applicant |
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TITLE |
Mr. / Mrs. / Ms. / Sri. / Smt. /Messers / ………….. |
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Mr. / Mrs. / Ms. / Sri. / Smt. /Messers / ………….. |
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FIRST NAME |
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MIDDLE NAME |
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LAST NAME |
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FATHER/SPOUSE NAME |
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ADDRESS # |
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(RESIDENCE) |
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CITY & PIN CODE |
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STATE |
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ADDRESS |
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(PLACE OF WORK) |
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CITY & PIN CODE |
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STATE |
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#Copy of Passport/Latest Telephone/Electricity/ Credit Card bill/Income/WealthTax assessment order/Ration Card Bank a/c statement/Letter from employer [subject to the satisfaction of the Bank] should be submitted as proof of residence. Please produce original for verification.
DATE OF BIRTH |
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Age: |
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Age: |
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PHONE NO. |
Home: |
Business: |
Home: |
Business: |
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GENDER |
Male |
Female |
Male |
Female |
MOBILE/FAX |
Mobile: |
Fax: |
Mobile: |
Fax: |
MARITAL STATUS |
Married |
Unmarried Others ………………. |
Married |
Unmarried Others ………………. |
OCCUPATION* |
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* Staff/Retired Staff should indicate here as “STAFF/RETIRED STAFF, …………………… (DESIGNATION) …………………. (SR/SSR No.)”
E MAIL ID
PAN/GIR NO.@
@ In the absence of either PAN or GIR Number, the applicant(s) should submit Form 60/61 in duplicate, under Rule 114B of Income Tax rules
MODE OF OPERATION |
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Affix Recent Passport Size Photograph Here |
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Self only Jointly E or S |
A or S |
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First/Sole Applicant |
Joint Applicant |
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Others .................................……………………………… (specify)
We agree that the clause “E or S” / “A or S”, includes the right to the survivor(s) to apply before the date of maturity for repayment or for credit facilities against the security of the deposit and/or for addition/deletion/substitution of names in the deposit subject to acceptance by the Bank at its absolute discretion. The Bank may, on receipt of a written request from all of us/any of us/survivor/s of us, in its absolute discretion and subject to such terms and conditions as the Bank may stipulate (a) grant loan/advance against the security of this deposit to be made out in our joint names, (b) close/transfer the account, (c) make
Signature
CBS Branches: Please note down all the que/reference/journal numbers in the space provided at the bottom of Page 4
1
Account No.
BAccount Opening Form – for Individuals For SB/Current/RD/Term Deposits
Customer Identification Details (Please refer to page 3 for the list of documents of identification)
Particulars |
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Sole/First Applicant |
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Joint Applicant |
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FIRST ID – TYPE |
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ID ISSUED AT |
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ID NUMBER & DATE |
No. |
Date: |
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No. |
Date: |
SECOND ID – TYPE |
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ID ISSUED AT |
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ID NUMBER & DATE |
No. |
Date: |
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No. |
Date: |
Account Type / Products / Services (Please |
wherever applicable) (Strike out which is not Applicable) |
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SAVINGS BANK
Without Cheque Book
With Cheque Book
Initial Amount Rs. Scheme: PAFA Health Plus
Others |
(specify) |
Please issue me/us a cheque book
TERM DEPOSIT
Fixed Deposit Re Investment Plan
Others |
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(specify) |
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Amount Rs. |
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Period: |
Years/ |
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Months/ |
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Days |
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CURRENT ACCOUNT Individuals (Single/Joint) only
Scheme: Advantage A/c
Others |
....................................... (specify) |
Please issue me/us a cheque book |
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containing |
............ leaves |
RECURRING DEPOSIT Scheme : Variable RD Special RD |
Others |
(specify) |
Period
Months |
Monthly Instalment Rs |
PRODUCTS/SERVICES - Please ( ) (Available at select Centres/Branches – Terms & Conditions can be obtained from Branch Manager)
Internet Banking ATM Card Telebanking |
Mobile Banking |
Debit/Maestro Card IndBank Billpay |
Any Branch Banking through Multicity Cheque |
Others (Specify) .....………… |
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Senior Citizens (completed 60 years of age): Please provide copy of Secondary School Leaving Certificate/LIC Policy/Voter’s Identity Card/Pension Payment Order/Birth Certificate issued by the competent authority/Passport/Any other relevant document providing proof for age.
Declaration for Minor (In case * first/ * joint applicant is a Minor)
I declare that the minor |
(name) is my |
(relation) and I am his/her *natural and lawful guardian / * |
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guardian appointed in terms of Court’s order dated |
(copy attached). I shall represent the said minor in all future transactions of any |
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description in respect to the above deposit account until the said minor attains majority. I certify that the minor was born on |
(date). I |
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shall indemnify the Bank against the claim of above minor for any withdrawal/transaction made by me in his/her account. |
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Name of Guardian |
Signature |
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Operating Instructions for Joint SB/Current Accounts: We request and authorise you , until any one of us shall give you notice in writing to
the contrary, to honour all cheques or other orders drawn or Bills of Exchange accepted or notes made on our behalf signed by 1) ....................
........................................................ 2) |
of us jointly and/or severally and to debit such |
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cheques to our account with you, whether such account be |
for the time being in credit or overdrawn. We also request you to accept the |
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endorsement by 1) |
2) |
.................................................................................... of us jointly and/or |
severally on cheques, orders, bills or notes payable to us. We shall be jointly and severally liable to you for any monies owing to you from time to time in case the account is overdrawn and debit balance is caused including your commission, interest at the appropriate rate and other incidental charges. In the event of death, insolvency or withdrawal of any of us, the survivor/s of us shall have full control of any monies then and thereafter standing to our credit in our account with you, and in that event the survivor/s will have full powers to operate the account and/ or to close the account.
Interest on FD: Please credit the interest payable every
RIP/Cash Certificate Deposit: I/We understand that the interest earned every quarter will be reinvested in the RIP/Cash Certificate a/c until maturity date as provided in the scheme.
SWAP: I/We authorise you to transfer amounts in excess of Rs |
in my/our SB/Current account No |
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on any day into a fixed deposit of |
days tenor in units of Rs…………. I/We further authorise that inadequacy of funds in my/our |
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SB/current account referred above is met any time by prematurely breaking the fixed deposit in units of Rs.1000 and transferring the required amount into the said SB/current account.
Recurring Deposit: Please debit my/our SB/Current account No. |
............................... with Rs |
every month on …………………(date) |
and credit to my RD / Variable RD account No |
towards the periodical installments upto ……………………. (date) |
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Variable Deposit: I/We hereby declare that the core deposit for my/our variable deposit account is Rs |
and I/We hereby agree that |
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the maximum amount of instalment paid in my/our account shall not exceed 10 times of core deposit or Rs.10,000 whichever is less. Due Date Notice: Please *send / *do not send due date notice to my/our above address. (* strikeout which is not applicable)
Auto Renewal for Term Deposits: Unless the Bank receives a demand for payment or instructions to the contrary from me/us on or before the date of maturity, please renew/continue to renew the deposit *including/ *excluding interest at the Bank’s discretion for similar period, subject to a maximum of one year, under the same scheme, at the then prevailing rate of interest, without insisting on production of the deposit receipt.
Tax Deduction at Source: Form No.15G/15H for exemption from TDS is enclosed.(for applicant seeking exemption from TDS)
In the event of my/our seeking
term deposits/RD prevailing on the date of my/our request for such
2
Account No.
BAccount Opening Form – for Individuals For SB/Current/RD/Term Deposits
For Current Accounts (Individuals only)
i.* At present I/We do not enjoy any credit facility with any bank/branch. I/We undertake to inform you as and when credit facilities are availed by me/us with other bank(s)/branch(es) of your bank
ii.* At present, I am/We are having account with the following other bank(s)/branch(es)and enjoying facilities
Name of the Bank/Branch
Nature of Facility
Limit Sanctioned
Balance outstanding
Securities
(* strikeout which is not applicable)
Staff: I/We declare that the monies deposited or which may from time to time be deposited hereafter into above mentioned account in my/our name(s) belong to me/us.
Nomination: Nomination is required for this account/deposit as per details given in Form DA 1 (enclosed) Nomination is not required
I/We have read the terms and conditions for providing the products/services opted by me/us and I/we agree to abide by and be bound by them as they are in force now and from time to time in force for such products/ facilities. I/We request you to provide me/us the initital password/ PIN which I/we shall change periodically for maintaining secrecy of my/our account level information. I/We undertake to keep my password/ PIN with myself/ourselves without giving any room for disclosure of the same to any third party. Further, I/we shall be responsible for any disclosure of my/our password/PIN to any third party and the Bank shall not be held responsible for any loss/ damage caused to me/us on account of such disclosures. I/We shall be availing this product/service at my/our request without any liability, either expressed or implied , to the Bank. I/We have read/understood the Bank’s rules pertaining to the account/deposit scheme opted by me/us and the terms & conditions governing the same. I/We agree to comply with and be bound by them as they are in force and from time to time in force for such accounts/ deposits/ products/services. The Bank may use the details furnished above for opening any other account for me/us in future with the Bank
Yours faithfully |
Signature of Sole/ First Applicant |
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Signature of Joint Applicant |
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Particulars of Introduction / Identification (Provide A or B or C)
A.If the applicant(s) is/are already a customer of the branch,
Nature/Type of account |
Account Number |
Customer ID/PIN |
Sole/First Applicant |
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Second Applicant |
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B.Introduction from an existing account holder of the branch
Name of the Introducer |
Type of account and a/c No |
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Address of the introducer |
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PIN CODE |
Phone No |
Account held since |
I hereby introduce the above named applicant(s) and certify that I know Mr/Ms |
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for the past |
months/years and confirm his/her |
occupation and address as stated in |
this application. I also attest his/her |
signature(s). |
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Signature of the Introducer
Signature of the introducer verified by me.
Signature of the verifying Official .................................................................
Name of the verifying officer with SS No. ............................................................
C. |
i. Copy of the Passport alone where the address on the passport is the same as the address on the account |
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opening form |
(OR) |
ii.Any one document from each of the
List I (latest/recent) |
First appl. |
Jt. applcnt |
List II (latest/recent) |
First appl. |
Jt. applcnt |
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1. |
Passport where the address differs |
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1. |
Telephone Bill |
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2. |
Voter’s Identity Card |
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2. |
Bank Account Statement |
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3. |
PAN Card |
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3. |
Income/Wealth tax assessment order |
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4. |
Driving Licence |
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4. |
Credit Card Statement |
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5. |
Govt. /Defence ID card |
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5. |
Electricity Bill |
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6. |
ID cards of reputed employers |
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6. |
Ration Card |
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7. |
* Letter from a recognised public authority or Public |
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7. |
* Letter from Employer |
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servant verifying the identity and residence of the applicant
*subject to the Bank’s satisfaction
3
Account No.
BAccount Opening Form – for Individuals For SB/Current/RD/Term Deposits
FOR BANK’S USE
1.Applicant(s) interviewed and the purpose of opening a/c as ascertained is .............................................................................
…………………………………………………………….
2.Introducer called at the branch and interviewed (or) Introducer did not call at the branch but confirmation obtained by
............................. ............................................... (mode of confirmation) / Particulars of identification verified with the
originals and copies obtained
Signature of the official .................................................................... Name and SS No. ..........................................................
3. Authorisation for Account Opening
Eligible for Internet Banking ATM Card Telebanking Mobile Banking Debit/Maestro Card Multicity Cheque Others ……………………………………………………………….. (specify)
Account may be opened |
Signature of BM/ ABM/ |
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Authorised Signatory |
Cheque Book may be / need not be issued |
Name and SS No. …………………………………… |
Date: ..............................
4. Account opened on ……………………… (Date) in the system by |
First Applicant CIF No. |
Second Applicant CIF No. |
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Mr/Ms………………… ……………………………………(Name of staff). |
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5.Verified the opening of the account in the system. Letter of thanks sent to the customer on ………………… and to introducer on ………………………
6.Acknowledgement received from customer on …………………………. and from introducer on …………………………….
7.Passbook/TDR/ STD Receipt No. ……………………………. delivered to the customer on …………………………
8.The specimen signature(s) of the applicant/s was scanned and linked to the account by……………………………………….. (staff name). Verified the scanning of the specimen signature(s) and linking to the account.
9. |
Nomination details entered in the system/ nomination register on |
vide Registration No |
10.ATM/Debit/Maestro Card No.....................................…………............... / Internet Banking/Telebanking ID despatched on
...................................... (if sent subsequent to date of opening, to be filled in immediately after despatch)
Risk Classification and Fixing of Threshold Limit (Refer HO: O&M Division Circular on KYC -
11.Potential activity expected in the Account (Monthly/ Annual turnover) Rs.
12.Source(s) of Funds:
13. |
Annual Income Rs……………………………. |
The threshold limit is fixed at Rs. ………………………………….. |
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14. |
Risk Classification |
Low |
Medium |
High |
15. |
Reasons for risk classification made: |
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Signature of the official |
Name and SS No |
Date: …………………………… |
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Space for Noting the que/reference/journal numbers in CBS branches
4
A
................................................................................................ BRANCH
NOMINATION FORM - DA 1
Note: (i). Only one person can be appointed as nominee (ii). Where deposit is made in the name of a minor, the nomination should be signed by a person lawfully entitled to act on behalf of the minor (iii). If the applicant(s) is/are illiterate, his/her thumb impression(s) shall be attested by two witnesses.
I/We..........................................................................................................................................................................................................................
..................................................................................................................................................................................... [Name(s) and Address(es)]
nominate the following person to whom in the event of my/our/minor’s death, the amount of Savings Banks/ Term Deposit/ Current Account
(Individuals & Sole Proprietor only) may be returned by Indian Bank |
Branch. |
Please * mention / * do not mention the nominee’s name in the passbook/deposit receipt/acknowledgement (* strikeout which is not applicable)
Nominee Particulars
Name and Address
Relationship with
depositor if any
Age
If minor $
date of birth
Deposit Particulars
Type / Scheme
Account / Receipt No.
Date
Amount
Maturity Date
$As the nominee is a minor on this date, I/We appoint Mr/Ms.. ..............................................................................................................................
....................................................................................................................................................................................... (Name, Address and age)
to receive the amount in the account on behalf of the nominee in the event of my/our/minor’s death during the minority of the nominee. |
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(Delete this para if the nominee is not a minor) |
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1 |
Place : |
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2 |
Date : |
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Signature / @Thumb impression of the Depositor/s |
@ Witnesses for Thumb Impression(s) |
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1. Signature : |
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2. Signature |
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Name : |
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Name : |
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Address : |
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Address : |
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Place : |
Date : |
Place : |
Date : |
Nomination accepted and registered vide Registration. No.............................
dated |
and details noted in the Nomination Register |
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Signature of Asst. Manager/Manager
Acknowledgement (To be returned to the depositor)
Name and Address of the depositor
Name of the Nominee ( fill up only if opted for )
Regn. No.
Registered on
For Indian Bank
SB/CA/TDR a/c No |
Asst. Manager / Manager |
Branch Seal |
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