Insurance Application Cea Form PDF Details

The California Earthquake Authority (CEA) Earthquake Insurance Application form is a comprehensive document designed to guide applicants through the process of securing earthquake insurance. The application instructions consist of several critical sections, including the specification of policy effective and expiration dates, which must align with those of a companion policy. The form requires detailed information about the applicant, including contact details and the physical location of the insured property. It also necessitates information on the companion policy, such as the insurer's name, policy number, and dwelling limit of the companion policy, which is crucial for establishing the baseline of coverage needed. Furthermore, the application differentiates between various types of policies—ranging from homeowner to renters insurance—each with unique rating and coverage information requirements. Payment options laid out in the form offer the choice between annual payments and installments, addressing financial flexibility for the insured. Additionally, provisions for documenting additional interests, such as mortgagees or additional insured parties, ensure all stakeholders are appropriately noted. A mandatory signature from the applicant certifies the accuracy of the provided information and avows their application for insurance. Last, but not least, it addresses earthquake-specific considerations, such as unrepaired structural damage, that could affect policy eligibility. Overall, this form serves as a pivotal step in obtaining earthquake insurance, reflecting the complexity and importance of accurate and thorough documentation in the process.

QuestionAnswer
Form NameInsurance Application Cea Form
Form Length2 pages
Fillable?No
Fillable fields0
Avg. time to fill out30 sec
Other namesearthquake cea application, information earthquake expiration, earthquake instructions cea form, name earthquake cea make

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CALI FORNI A EARTHQUAKE AUTHORI TY

EARTHQUAKE I NSURANCE APPLI CATI ON I NSTRUCTI ONS

POLI CY EFFECTI VE DATE AND EXPI RATI ON DATE

Provide CEA policy effective date and expiration date. Expiration dat e must be the same as the expiration date of the companion policy.

APPLI CANT

Complete all requested information for applicant(s) including:

Name(s)

Telephone number(s)

Street address of physical location of insured propert y

Mailing address (if different from street address of property’s physical location)

COMPANI ON POLI CY I NFORMATI ON

Complete all requested information for companion policy including:

Name of Participating I nsurer

Policy number of companion policy

Dwelling limit (i.e., Coverage A) of companion policy (if companion policy has dwelling limit)

Expiration dat e of companion policy

Type of companion policy

POLI CY TYPE – RATI NG AND COVERAGE I NFORMATI ON

I dentify CEA policy t ype based on the t ype of companion policy as follows:

Homeow ner (Companion policy must be either a Homeowners (HO-1, 2, 3, 5, or 8 or equivalent), Dwelling Fire ( building), Landlord (building), or Mobilehome policy.)

O M an u f act u r ed Ho m e ( M o b ileh o m e) (Written on CEA Homeowner Policy form; however, requires unique rating information.)

Condominium ( i.e. Common I nterest Development) ( Companion policy must be a Condominium Unit Owners HO-6 or equivalent policy.)

Renters (Companion policy must be a Renters (HO-4 or equivalent), Mobilehome (t enant policy), Dwelling Fire (contents only), or Landlord (contents only) policy.)

Complete all information requested under the applicable CEA policy type. Select desired CEA policy limits and coverage options.

PAYMENT OPTI ONS

Select payment option:

Annual; or I nstallment s

SEND BI LL TO

Select who should receive the bill:

I nsured; or

Mortgagee

ADDI TI ONAL I NTERESTS

Complete information requested for each additional interest, including:

Type:

OMortgagee;

OAdditional insured; or

OLoss payee

Name and address

Loan number (if applicable)

REMARKS

I nclude any additional remarks as needed.

SI GNATURE

Secure the applicant’s signature on the applicat ion, the date, and time the application is complet ed. Provide the producer’s name, address and license number.

CEA Earthquake Insurance Application Instructions 01/2012 Revision

 

Earthquake Insurance Application

Effective Date

 

Expiration Date

Applicant Information

 

 

 

 

 

 

 

 

 

Applicant

 

 

 

 

Telephone Numbers

 

 

 

 

Last Name

First Name

 

Middle Initial

Home

 

Work

 

 

 

 

 

 

 

 

 

 

 

 

Co-Applicant (if applicable)

 

 

 

 

Telephone Numbers

 

 

 

 

Last Name

First Name

 

Middle Initial

Home

 

Work

 

 

 

 

 

 

 

 

 

 

 

Street Address of Physical Location of Insured Property

 

 

Mailing Address (if different)

 

 

 

 

 

Number and Street Address

 

 

Unit

Number and Street Address

 

 

 

Unit

City

State

ZIP Code

County

City

 

State

ZIP Code

Country

 

 

 

 

 

 

 

 

 

 

Companion Policy Information

 

 

 

 

 

 

 

 

 

Participating Insurer

Companion Policy Number

 

Dwelling Coverage A Limit

 

Expiration Date (must be same as CEA policy)

 

 

 

 

 

 

 

 

 

 

 

Type of Policy

 

 

 

 

 

 

 

 

 

Homeowner

Manufactured Home/Mobilehome

Condominium

 

 

Renters

 

 

Dwelling Fire

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Homeowners/Dwelling Fire

Manufactured Home/Mobilehome

Condominium

 

 

Renters

 

Basic Program

 

Basic Program

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Rating Territory

Year Built

Number of Stories,

Including Basement

Construction Type

Frame Other

 

 

Number of Chimneys

Square Footage

Foundation Type Raised Slab Other

Roof Type

Composition

Tile

 

Wood Shake

Other

 

 

 

Is there unrepaired

 

 

structural earthquake

 

 

damage to the dwelling?

Yes

No

If yes, DO NOT BIND and explain in Remarks

NOTE: Inspections are required on all properties with existing non-structural (i.e. cosmetic) earthquake damage.

Dwelling secured to

Yes

No

foundation?

 

 

 

 

 

Cripple walls braced with

Yes

No

plywood or equivalent?

 

 

 

 

 

Water heater secured to

Yes

No

building frame?

 

 

 

 

Dwelling Coverage A

 

Dwelling Limit $

 

 

Same as Companion Policy

 

 

Rating Territory

Construction Type

Manufactured or Mobile

 

 

 

 

Is there unrepaired

 

 

 

structural earthquake

 

 

 

damage to the dwelling?

Yes

No

If yes, DO NOT BIND and explain in Remarks NOTE: Inspections are required on all properties with existing non-structural (i.e. cosmetic) earthquake damage.

Is the home reinforced by an

 

 

earthquake resistant bracing

 

 

system or installed upon an

 

 

approved foundation system

 

 

certified by the California

 

 

Department of Housing and

 

 

Community Development?

Yes

No

If yes, attach a copy of the certification

 

 

 

 

Dwelling Coverage A

 

Dwelling Limit $

 

 

Same as Companion Policy

 

 

Deductible

15%

 

10%

 

Personal Property Coverage C

$5,000

$25,000

 

$50,000

$75,000

$100,000

 

 

No deductible for this coverage if Coverage A deductible is met. No coverage if Coverage A deductible is not met.

Loss of Use Coverage D

$1,500

$10,000

$15,000

$25,000

No deductible for this coverage

Manufactured Home/Mobilehome

Basic Program Annual Premium

Rating Territory

Number of Stories in building

Choose any combination of one or more

of the following options

Option One

Decline

Building Property Coverage A

Real Property $25,000

There is a $3,750 deductible for this coverage

Option Two

 

Decline

 

Personal Property Coverage C

$5,000

$25,000

$50,000

$75,000

$100,000

 

There is a $750 deductible for this coverage

«AND »

Loss of Use Coverage D

$1,500

$10,000

$15,000

$25,000

 

No deductible for this coverage

 

Option Three

Decline

 

Loss Assessment Coverage E

$25,000

$3,750 deductible

Only available if value of property is $135,000 or less

$50,000

$7,500 deductible

$75,000

$11,250 deductible

Condominium

Annual Premium

Rating Territory

Personal Property Coverage C

$5,000

$25,000

$50,000

$75,000

$100,000

 

There is a $750 deductible for this coverage

Loss of Use Coverage D

$1,500

$10,000

$15,000

$25,000

 

No deductible for this coverage

 

Renters

Annual Premium

$

Remarks

$

$

Deductible

15%

10%

 

Personal Property Coverage C

$5,000

$25,000

$50,000

$75,000

$100,000

 

No deductible for this coverage if Coverage A deductible is met. No coverage if Coverage A deductible is not met.

Loss of Use Coverage D

$1,500

$10,000

$15,000

$25,000

No deductible for this coverage

optional

Additional Limited Building Code Upgrade

Premium Calculation

Please reference the latest Rate Manual for the applicable Premium Calculation tables.

Additional Interests

 

Name

Loan Number

 

Mortgagee

 

 

 

Additional Insured Address

 

 

Loss Payee

City

State

ZIP Code

 

 

Name

Loan Number

 

Payment Options

Annual

Installments

Send Bill To

Insured

Mortgagee

Increase Limited Building Code Upgrade coverage from $10,000 to a total limit of $20,000

No deductible for this coverage if Coverage A deductible is met. No coverage if Coverage A deductible is not met.

Homeowner/Dwelling Fire

Basic Program Annual Premium

2nd Mortgagee

 

 

 

Insured

 

 

 

 

 

Additional Insured Address

 

 

Mortgagee

Loss Payee

 

 

 

2nd Mortgagee

 

City

State

ZIP Code

$

I am applying for the insurance indicated, and certify that the information supplied on this application is true and correct.

X

CEA Earthquake Insurance Application 01/2012

Applicant Signature

Producer Name, License Number, and Address

Application Date and Time