Please rate Nc Form Deed Trust Home Advantage - Form 405 - Rev. July 2024
It has been agreed that the Loan shall be secured by the conveyance of the land described in this Deed of Trust.
Term: the Loan is repayable, if not sooner paid, on the date that is fifteen (15) years after the date hereof, all as provided in the Note.
Occupancy: Grantor shall occupy, establish, and use the Premises as Grantor's principal residence.
Insurance: The amount of the insurance required shall be the lesser of either the amount of the Note or 100% of the insurable value of the improvements on the Property.
Taxes: Grantor shall pay all taxes, assessments and charges as may be lawfully levied against the Property before the same shall become past due.
| Question | Answer |
|---|---|
| Form Name | Form 405 |
| Form Length | 5 pages |
| Fillable? | Yes |
| Fillable fields | 30 |
| Avg. time to fill out | 5 min |
| Edition | Rev July 2024 |
| Return to | The originating lender, within 24 hours of closing |
| Matches the agency's file | Yes, checked October 4, 2026 |
| Other names | Form 405, 405, NC Home Advantage Deed of Trust, North Carolina Deed of Trust |
| Official source | Form 405 (Rev July 2024), North Carolina Housing Finance Agency |
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Please rate Nc Form Deed Trust Home Advantage - Form 405 - Rev. July 2024