SF-3107 PDF Details

In navigating the transition from active service to retirement, federal employees encounter a critical juncture when they complete Standard Form 3107, the Application for Immediate Retirement under the Federal Employees Retirement System (FERS). This document, overseen by the United States Office of Personnel Management (OPM), underwent significant changes as detailed in a Benefits Administration Letter dated March 2, 1998. These revisions align with mandates set forth by Public Law 104-134, which from July 26, 1996, required all federal retirees and survivors to receive payments exclusively via Electronic Funds Transfer (EFT), unless a lack of a banking account is certified. This adaptation signifies a broader shift toward digital efficiency and security in handling retirement benefits, ensuring retirees’ access to their pensions without the need for physical checks. Accompanying the updated form is a comprehensive pamphlet, "Applying for Immediate Retirement Under the Federal Employees Retirement System" (SF 3113), replacing its predecessor, to guide applicants through the retirement process with detailed information on eligibility, health benefits, life insurance coverage, and survivor benefits. This integral documentation underscores the government's commitment to facilitating a seamless transition for its retiring workforce, reflecting an evolving understanding of retirement administration’s needs and processes.

Form Name SF-3107 Form
Form Length 14 pages
Fillable? Yes
Fillable fields 469
Avg. time to fill out 32 min 27 sec
Other names sf3107 2, sf3107, sf 3107 pdf fillable, sf 3107 2 pdf

Form Preview Example



United States



Office of Personnel Management



Retirement and Insurance Service






Benefits Administration Letter


Number: 98-103

Date: March 2, 1998




Subject: Revision of Standard Form (SF) 3107, Application for Immediate Retirement, Federal Employees Retirement System

Standard Form 3107 has been revised. The new version of the form is dated January 1997. The previous editions of the form dated March 1988 and November 1995 are no longer usable.

Public Law 104-134, effective July 26, 1996, requires all Federal retirees and survivors to be paid by direct deposit through Electronic Funds Transfer (EFT), unless they certify that they do not have a checking or savings account. The revised version of the FERS Application for Immediate Retirement, provides a section for making an election to either receive annuity payments by direct deposit or to certify that the applicant does not have a checking or savings account, to comply with this requirement.

A revised information pamphlet is also available to accompany the January 1997 edition of the SF 3107. The pamphlet should be given to all individuals applying for FERS immediate retirement benefits, along with the application form. The pamphlet is called "Applying for Immediate Retirement Under the Federal Employees Retirement System" (SF 3113). It provides applicants with general information that should be helpful when they apply for immediate retirement benefits, including eligibility requirements, requirements for continuing health benefits and life insurance coverage into retirement, procedures for applying for benefits, payment information and information about survivor benefits. The previous edition of the pamphlet, "Applying for Immediate Retirement Under the Federal Employees Retirement System" (RI 92-28) is no longer usable.

The Application for Immediate Retirement (Federal Employees Retirement System), SF 3107 and Applying for Immediate Retirement Under the Federal Employees Retirement System, SF 3113 can be ordered from the General Services Administration' s (GSA) Federal Supply Service using the normal FEDSTRIP/MILSTRIP procedures. Ordering information is provided below.

*FEDSTRIP/MILSTRIP is the ordering procedure used by agencies to procure items from General Services Administration (GSA) Federal Supply Depot.

Civil Service

Federal Employees

Federal Employees

Federal Employees


Group Life

Health Benefits













Title of Form

National Stock

Estimated Cost





(per 100)


SF 3107

Application for Immediate


$15. 10



Retirement- Federal Employees





Retirement System




SF 3113

Immediate Retirement Under the


$9. 92



Federal Employees Retirement













The pamphlet, "Applying for Immediate Retirement Under the Federal Employees Retirement System", SF 3113, can also be downloaded from OPM ONLINE or accessed from our web site at www. opm. gov.

Sidney M. Conley

Assistant Director

Office of Retirement Programs