21St Century Mortgage Online Details

Mortgage credit applications provide a means for lenders to assess the risk of lending money to potential borrowers. The 21st mortgage credit application is an updated version of the 20th that is designed to more accurately reflect modern underwriting practices. The application was created in cooperation with the Consumer Financial Protection Bureau (CFPB) and other industry stakeholders. It incorporates new data points and tools to help improve the accuracy of risk assessments and reduce compliance costs for lenders.

We've collected some technical information regarding the 21st mortgage credit application. There, you'll get the information about the form you want to fill out, like the likely time for you to fill it out along with other data.

QuestionAnswer
Form Name21St Mortgage Credit Application
Form Length2 pages
Fillable?No
Fillable fields0
Avg. time to fill out30 sec
Other names21st mortgage credit application pdf, 21st mortgage app, 21st mortgage application, 21st mortgage online make

Form Preview Example

Phone 800-955-0021 Ext. 1203 Fax 888-440-4520 21st Mortgage 620 Market St. Suite 200 Knoxville, TN 37902

21st MORTGAGE CREDIT APPLICATION - DIRECT LENDING DEPARTMENT

21st Mortgage License No.

 

 

 

 

 

 

Date

 

 

 

 

 

 

Loan Originator:

Chris Corwin

 

 

License No.

 

 

 

Loan Assistant:

 

 

 

(A)

APPLICANT INFORMATION

 

 

 

 

 

(B)

CO-APPLICANT INFORMATION

 

 

FULL NAME-Last, First, Middle

 

 

No. dependents: _______

 

 

FULL NAME-Last, First, Middle

 

 

No. dependents: _______

 

 

 

 

 

 

List ages:

 

 

 

 

 

 

 

 

List ages:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

BIRTHDATE

 

 

 

SOCIAL SECURITY #

 

 

 

 

 

BIRTHDATE

 

 

SOCIAL SECURITY #

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

MARITAL STATUS

!Married !Separated !Unmarried (Single, Divorced, Widowed

 

 

MARITAL STATUS

!Married !Separated !Unmarried (Single, Divorced, Widowed

 

 

 

 

 

 

 

 

 

 

 

 

 

 

PRESENT STREET ADDRESS (5 Year Residence Required

 

 

 

 

 

PRESENT STREET ADDRESS (5 Year Residence Required

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

CITY, STATE, ZIP CODE

 

 

 

COUNTY

 

 

 

CITY, STATE, ZIP CODE

 

 

 

COUNTY

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

HOW LONG AT

 

 

 

 

HOME PHONE#

 

 

 

HOW LONG AT

 

 

 

 

HOME PHONE#

 

 

 

 

______

______

 

 

 

 

 

 

 

______

______

 

 

 

 

PRESENT ADDRESS?

Years

 

Months

 

 

 

 

 

PRESENT ADDRESS?

Years

 

Months

 

 

 

EMAIL ADDRESS:

 

 

 

 

 

 

 

 

EMAIL ADDRESS:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

RESIDENTIAL STATUS?

! Homeowner ! Renter

! Parents

! Other

 

RESIDENTIAL STATUS?

! Homeowner

! Renter

! Parents

! Other

 

 

 

 

 

 

 

 

 

 

 

 

 

PREVIOUS ADDRESS (If less than 5 yrs at present)

How long?

 

 

 

PREVIOUS ADDRESS (If less than 5 yrs at present)

How long?

 

 

 

 

 

 

 

______

______

 

 

 

 

 

 

______

______

 

 

 

 

 

Years

Months

 

 

 

 

 

 

Years

Months

Applicant’s Employment (Minimum 3 year History)

 

 

Co-Applicant’s Employment (Minimum 3 year History)

 

EMPLOYER

 

 

 

 

PHONE

 

 

 

EMPLOYER

 

 

 

 

PHONE

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

EMPLOYER’S ADDRESS

 

 

 

TYPE OF BUSINESS

 

 

EMPLOYER’S ADDRESS

 

 

 

TYPE OF BUSINESS

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

POSITION

 

 

 

SUPERVISOR

DATE EMPLOYED

 

 

 

POSITION

 

 

SUPERVISOR

DATE EMPLOYED

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

GROSS SALARY/MTH

 

 

GROSS OTHER INCOME

 

 

SOURCE

 

GROSS SALARY/MTH

 

GROSS OTHER INCOME

 

SOURCE

$

 

 

 

$

 

 

 

 

$

 

 

$

 

 

 

 

PREVIOUS EMPLOYER

 

 

 

PHONE

 

 

 

PREVIOUS EMPLOYER

 

 

 

PHONE

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

CITY, STATE

 

 

 

POSITION

EMPLOYED

 

 

 

CITY, STATE

 

 

POSITION

EMPLOYED

 

 

 

 

 

 

 

FROM

TO

 

 

 

 

 

 

 

FROM

TO

 

 

 

 

 

 

CREDIT REFERENCES AND PAYMENT OBLIGATIONS

 

 

 

 

COMBINED PAYMENTS FOR ALIMONY $

CHILD SUPPORT $

CHILD CARE $

 

 

 

 

 

 

 

HAVE EITHER OF YOU HAD A BANKRUPTCY, REPOSSESSION, OR JUDGEMENT IN THE LAST 10 YEARS?

 

YES

NO

 

 

 

 

 

 

CHECKING ACCOUNT WITH

 

 

 

 

 

 

 

SAVINGS? TYPE

SAVINGS ACCOUNT

401K RETIREMENT PENSION

 

 

 

 

 

 

 

 

 

 

 

 

WITH

 

 

 

 

 

 

LAST VEHICLE, TRUCK, OR MOBILE HOME FINANCED BY

 

 

 

 

 

YEAR MAKE MODEL

 

MTHLY PMT

PRESENT BAL

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

APPLICANT’S RELATIVE

 

 

 

 

 

CO-APPLICANT’S RELATIVE

 

 

NEAREST RELATIVE NOT LIVING WITH YOU

HOME PHONE #

 

 

 

NEAREST RELATIVE NOT LIVING WITH YOU

 

HOME PHONE #

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

RELATIONSHIP

ADDRESS

 

 

BUSINESS PHONE

 

 

RELATIONSHIP

ADDRESS

 

 

BUSINESS PHONE

 

 

 

 

 

 

 

 

 

 

WILL THIS BE PRIMARY RESIDENCE ___ YES

___ NO (if no explain) ____________________________________________________________________________

IN ADDITION TO YOUR MOBILE HOME, WHAT ELSE DO YOU WANT TO INCLUDE IN THIS LOAN?

 

 

 

 

 

 

! LAND ! HOME IMPROVEMENTS ! CREDIT CARD CONSOLIDATION

 

! HOME OWNER’S INSURANCE

!OTHER:____________________________

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

NOTICE

The Federal Equal Opportunity Credit Act prohibits creditors from discriminating on the basis of sex or marital status. The Federal Agency which administers compliance with the law concerning this retailer is the Federal Trade Commission, Washington D. C. 20580.

VOLUNTARY INFORMATION FOR GOVERNMENT MONITORING PURPOSES

If you are applying to refinance a mobile home which will secure credit and be occupied as your principal residence, the following information is requested by the Federal Government to monitor the creditor’s compliance with the anti-discrimination laws, including the equal Credit Opportunity Law. The law provided that a creditor may neither discriminate on the basis of this information nor on whether or not it is furnished. Furnishing all or any part of this information is optional. if you choose not to provide this information, the law requires the creditor to note your race or national origins and sex on the basis of visual observation or surname. If you do not wish to furnish any of the following information, please initial below.

APPLICANT

 

 

CO-APPLICANT

 

 

I do not wish to furnish this information (initials) _____________

 

I do not wish to furnish this information (initials) _____________

 

! White ! Black

! American Indian or Alaskan native

! Hispanic

! White ! Black

! American Indian or Alaskan native

! Hispanic

! Asian or Pacific Islander ! Other

 

! Asian or Pacific Islander ! Other

 

SEX: ! Male

! Female

 

SEX: ! Male

! Female

 

By signing below, you give your permission to any financial institution listed below to investigate your credit and employment history and you authorize release of all credit-related information to those institutions. You also agree to inquire about the status of your credit application by contacting the financial institutions named above and understand that this application may be withdrawn if you do not inquire about its status within 30 days of the notice.

Applicant’s Signature

Date

Co-Applicant’s Signature

Date

SSPRINT.COM (865)523-1419 10941-07/08

LOANSUBMISSIONWORKSHEET-DIRECTLENDINGDEPARTMENT

Lead Source - DM LT Web Referral 21st Referred By: ___________________________

Application Taker: __________________________ Originator: _________________________ Key #____________________

Customer Names: _____________________________________________________

and spoke with: _________________

Best time to call: ________________

Home Phone: ________________ Cell Phone: ________________

 

Email Address: ______________________________________________

 

 

 

 

Year: ________ Width: _____

Length: _________ Mfgr: _______________________

Model: ______________

**************************

 

REFINANCELOANINFORMATION

 

**************************

Orig. Sale Price of Home (include Sales Tax if any): ________________________________

 

 

 

 

Amount Financed: _____________

Estimated Payoff: ________________

 

 

 

 

 

When purchased: ____________________________________

 

 

 

 

 

 

Whose names are on the title of the home: _________________________________________

 

 

 

Current Lien holder: ____________________________________

 

 

 

 

 

Current Int. Rate: __________

Fixed

Variable

Balloon

 

 

 

 

 

 

Original Term: __________ months Remaining Term: ___________ months

 

 

 

 

Monthly Payment ____________

 

 

 

 

Is insurance included with payment: ________

 

 

**************************

 

HOMEPURCHASEINFORMATION

 

**************************

Who are you buying home from:

 

Name: ___________________________________________ City & State: ___________

Salesman: _____________

Phone: ______________________ Email: ____________________________________________

**************************

 

HOMELOCATIONINFORMATION

 

**************************

Subject Property Address: _________________________________________________________________________________

Will this be the primary residence:

YES _____

 

NO _______

 

 

 

 

 

Does customer own land:

YES _____

 

NO _______

Tax Appraisal Value: $ _________________________________

How many Acres: ____________ (minimum size required is 1/4 acre)

 

 

 

 

 

Does property have a public maintained road frontage:

YES _____

NO _______

 

 

 

 

Is property located on a paved road:

YES _____

 

NO _______

 

 

 

 

 

Type of Land:

Community w/Agreement

Family Land

Park

Private Property

 

Reservation

Other

Pmt/Lot Rent $_______ per month

 

Park Name: ___________________________________

 

 

When was the land purchased: _______________

 

 

 

 

 

 

 

 

Is the Land Financed: ___ Yes, with mobile home

___ Yes, separate loan

___ No

 

 

 

 

Whose name is on the Deed: _______________________________________________________________

 

What was the land purchase price: $ _____________

Estimated Payoff Amount $ _____________

 

 

Who is the lender for the land loan: ________________ Land Loan Interest Rate: Fixed

Variable

Balloon

Land Loan Original Term: _______________

Land Loan Remaining Term: _______________

 

 

Will the customer consider Land/Home combination loan: _________Yes _________No

 

 

 

 

Unit Status: New

Used

 

 

 

 

 

 

 

 

 

 

 

 

**************************

 

REQUESTEDLOANTERMS

**************************

HomeOnly ____________________ Home&LandOnly ____________________

LandOnly ____________________

A. Purchase of Home:

 

$ _____________________

I. Consolidation Request(s)

 

 

 

 

B. Refinance Home:

 

$ _____________________

1. _____________________

 

$__________________

C. Land Purchase

 

 

$ ______________________

2. _____________________

 

$__________________

D. Land Refinance

 

$ ______________________

3. _____________________

 

$__________________

E. Land/Home Purchase

$ _____________________

4. _____________________

 

$__________________

F. Land/Home Refinance

$ _____________________

J. Cash Out Request

 

 

$ _________________

G. Improvement Request(s)

 

 

 

 

 

 

 

 

 

 

 

 

 

1. _____________________

 

$__________________

K. Down Payment _____% Total Down Payment $ ____________

2. _____________________

 

$__________________

 

 

 

 

 

 

3. _____________________

 

$__________________

 

 

 

 

 

 

4. _____________________

 

$__________________

EstimatedTotalLoanAmount(A-JLessK):____________________

H. Move/Set Up Costs

 

 

 

$ __________________

 

 

 

 

(Less Down Pmt. & Fees)

*Did you request Purchase Agreement or Installment Contract + 30 Day Written P/O: ! Yes ! No

NEATLY!- in the space below, provide your credit manager any additional information that will be helpful in understanding this transaction:

__________________________________________________________________________________________________________

__________________________________________________________________________________________________________

__________________________________________________________________________________________________________

__________________________________________________________________________________________________________

__________________________________________________________________________________________________________

__________________________________________________________________________________________________________

SSPRINT.COM (865) 523-1419 10942-7/08

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