21St Mortgage Credit Application – Fill Out and Use This PDF

The 21St Mortgage Credit Application is an application for a credit line that can be used as security against a mortgage.

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21St Mortgage Credit Application PDF Details

Mortgage credit applications provide a means for lenders to assess the risk of lending money to potential borrowers. The 21st mortgage credit application is an updated version of the 20th that is designed to more accurately reflect modern underwriting practices. The application was created in cooperation with the Consumer Financial Protection Bureau (CFPB) and other industry stakeholders. It incorporates new data points and tools to help improve the accuracy of risk assessments and reduce compliance costs for lenders.

We've collected some technical information regarding the 21st mortgage credit application. There, you'll get the information about the form you want to fill out, like the likely time for you to fill it out along with other data.

Question	Answer
Form Name	21St Mortgage Credit Application
Form Length	2 pages
Fillable?	Yes
Fillable fields	90
Avg. time to fill out	18 min 30 sec
Other names	21st mortgage forms, print a 21st mortgage application, 21st mortgage online, 21st mortgage online application

12

Form Preview Example

21st Mortgage Credit Application – Direct Lending Department

21st Mortgage NMLS No:

Date:

LO:

NMLS Unique Identifier:

INFORAMTION

(A) APPLICANT INFORMATION

(B) CO-APPLICANT

FULL NAME-Last, First, Middle

No. Dependents:

FULL NAME-Last, First, Middle

No. Dependents:

List ages:

List ages:

SOCIAL SECURITY #

BIRTHDATE:

SOCIAL SECURITY #

BIRTHDATE:

MARITAL STATUS

Married

Separated

Unmarried (Single, Divorced, Widowed)

MARITAL STATUS

Married

Separated

Unmarried (Single, Divorced, Widowed)

PRESENT STREET ADDRESS (5 Year Residence Required)

PRESENT STREET ADDRESS (5 Year Residence Required)

CITY, STATE, ZIP CODE

COUNTY

CITY, STATE, ZIP CODE

COUNTY

HOW LONG AT

HOME PHONE #

HOW LONG AT

HOME PHONE #

PRESENT ADDRESS:

PRESENT ADDRESS:

RESIDENTIAL STATUS?

Homeowner

Renter

Parents

Other

RESIDENTIAL STATUS?

Homeowner

Renter

Parents

Other

PREVIOUS ADDRESS (If less than 5 years at present)

How Long:

PREVIOUS ADDRESS (If less than 5 years at present)

How Long:

Applicant’s Employment (Minimum 3 year History)

Co-Applicant’s Employment (Minimum

3 year History)

EMPLOYER

PHONE

EMPLOYER

PHONE

EMPLOYER’S ADDRESS

TYPE OF BUSINESS

EMPLOYER’S ADDRESS

TYPE OF BUSINESS

SUPERVISOR

POSTION

SUPERVISOR

DATE EMPLOYED

POSTION

DATE EMPLOYED

GROSS SALARY/MTH

GROSS OTHER INCOME

SOURCE

GROSS SALARY/MTH

GROSS OTHER INCOME

SOURCE

PREVIOUS EMPLOYER

PHONE

PREVIOUS EMPLOYER

PHONE

CITY, STATE

POSITION

EMPLOYED FROM:

CITY, STATE

POSITION

EMPLOYED FROM:

CREDIT REFERENCES AND PAYMENT OBLIGATIONS

COMBINED PAYMENTS FOR ALIMONY	CHILD SUPPORT	CHILD CARE

HAVE EITHER OF YOU +$'A BANKRUPTCY, REPOSSESSION, OR JUD*EMENT IN THE LAST 10 YRS?				YES	NO
BANKRUPTCY COMMENTS
CHECKING ACCOUNT WITH		SAVINGS? TYPE	SAVINGS ACCT		401K	RETIREMENT PENSION
		WITH:

LAST VEHICLE, TRUCK, OR MOBILE HOME FINANCED BY		YEAR MAKE	MODEL		MTHLY PMT	PRESENT BAL

		APPLICANT’S RELATIVE				CO-APPLICANT’S RELATIVE
NEAREST REALTIVE NOT LIVING WITH YOU				HOME PHONE #	NEAREST REALTIVE NOT LIVING WITH YOU			HOME PHONE #
							ADDRESS
RELATIONSHIP		ADDRESS		BUSINESS PHONE #	RELATIONSHIP			BUSINESS PHONE #

IN ADDITION TO YOUR MOBILE		HOME, WHAT ELSE DO YOU		WANT TO INCLUDE IN THIS LOAN?
Land	Home Improvements		Credit Card Consolidation		Home Owners Insurance	Other: _____________________________________

NOTICE

The Federal Equal Opportunity Credit Act prohibits creditors from discriminating on the basis of sex or martial status. The Federal Agency, which administers compliance with the law concerning this retailer, is the Federal Trade Commission, Washington, D.C. 20580.

VOLUNTARY INFORMATION FOR GOVERNMENT MONITORING PURPOSES

If you are applying to refinance a mobile home, which will secure credit and be occupied as your principle residence, the following information is requested by the Federal Government to monitor the creditor’s compliance with the anti-discrimination laws, including the Equal Opportunity Law. The law provides that a creditor may neither discriminate on the basis of this information nor on whether or not it is furnished. Furnishing all or any part of this information is optional. If you choose not to provide this information, the law requires the creditor to note your race or national origins and sex on the basis of visual observation or surname. If you do not wish to furnish any of the following information, please initial below.

APPLICANT					CO-APPLICANT
I do not wish to furnish this information (initials): ______					I do not wish to furnish this information (initials): ______
White		Black	American Indian or Alaskan Native	Hispanic	White		Black	American Indian or Alaskan Native	Hispanic
Asian or Pacific Islander			Other			Asian or Pacific Islander		Other
SEX:	Male		Female		SEX:	Male		Female

By signing below, you give you permission to any financial institution listed below to investigate your credit and employment history and you authorize release of all credit-related information to those institutions. You also agree to inquire about the status of you credit application by contacting the financial institutions named above and understand that this application may be withdrawn if you do not inquire about its status within 30 days of this notice.

___________________________________________	_________	_____________________________________________	_________
Applicant’s Signature	Date	Co-Applicant’s Signature	Date

LOAN SUBMISSION WORKSHEET – DIRECT LENDING DEPARTMENT

Lead Source:					Referred by:
Application Taker:					Originator:			Key #:
Customer Names:					Spoke w/:	Best time to call:
Year:		Width:		Length:	Mfgr:	Model:
NADA Base x130% =
					REFINANCE LOAN INFORMATION

Original Sale Price of Home:					Amount Financed:		Estimated Payoff:
Where Purchased:					When Purchased:
Who lives in the home:					Original Investment:
Original Lienholder:					Current Lienholder:
Current Interest Rate:			Original Term:		months Remaining Term:	months	Monthly Pmt:

Is insurance included in the home payment?

Yes

No

HOME PURCHASE INFORMATION

Who are you buying the home from?

Name:

City & State:

Salesman:

Phone: (

)

–

HOME LOCATION INFORMATION

Where is the home currently located – or – Where will it be located?

Does the customer own the land?

Yes

No

Tax Appraisal Value:

Land Pmt/ Lot Rent:

per month

When was the land purchased?

Is the Land financed?

Yes, with mobile home

Yes, separate loan

No

Whose name(s) is/are on the customer’s deed?

What was the land purchase price?

Who is the lender for the land loan?

Will the customer consider a Land/Home combination?

Yes

No

REQUESTED LOAN TERMS

Home Only

Home and Land Only

A. Purchase of Home

I. Consolidation Request(s)

B. Refinance Home

1.

C. Land Purchase

2.

D. Land Refinance

3.

E. Land/Home Purchase

4.

F. Land/Home Refinance

J. Cash Out Request

G. Improvement Request(s)

1.

K. Total Down Payment:

down pmt

2.

3.

4.

H. Move/Set-up Costs

Estimated Total Loan Amount (A-K):

(Less

Down Pmt. & Fees)

Did you request Purchase Agreement or Installment Contract + 30 day written payoff?

Yes

No

In the spaces below, provide your credit manager with any additional information that will be helpful in understanding this transaction:

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stage 1 to completing 21st mortgage forms

Feel free to prepare the Applicant, s Employment (Minimum 3, Co-Applicant, s Employment (Minimum, EMPLOYER EMPLOYER, S ADDRESS, PHONE TYPE OF BUSINESS DATE, EMPLOYER EMPLOYER, S ADDRESS, PHONE TYPE OF BUSINESS DATE, SUPERVISOR GROSS OTHER INCOME, POSITION, SUPERVISOR GROSS OTHER INCOME, POSITION, CREDIT REFERENCES AND PAYMENT, COMBINED PAYMENTS FOR ALIMONY, SAVINGS, YEAR MAKE MODEL, and YES box with the required details.

step 2 to filling out 21st mortgage forms

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