The 21st Mortgage Credit Application is a two-page document prepared by the Direct Lending Department of 21st Mortgage Corporation. Borrowers complete this form when applying for purchase or refinance financing on a mobile or manufactured home. Both the applicant and any co-applicant must provide information, as the lender evaluates the combined financial picture before making a credit decision.
The first section requests your full legal name, Social Security number, date of birth, and current address. You must also provide a five-year residential history, specifying whether each address was owned or rented and how long you lived there. Co-applicants provide the same details on the corresponding lines.
Employment history covering a minimum of three years is required for each applicant. The form asks for your employer's name, address, type of business, your job title, the name of your supervisor, your date of hire, and your gross monthly salary. If you have other income from rental properties or self-employment, you list those amounts and their sources separately.
This section covers your monthly debt payments, checking and savings account details, and any adverse credit events. If either applicant has experienced bankruptcy, foreclosure, or legal judgments, those must be disclosed. The form closes with a government monitoring section for fair lending compliance and a signature block authorizing 21st Mortgage to obtain your credit and employment records.
Borrowers preparing for manufactured home financing often use related documents alongside this application. A manufactured home appraisal form documents the property value, while a mobile home purchase agreement records the sale terms. If you need additional financing support, a mortgage assistance application or a general mortgage application form may also be useful.
| Question | Answer |
|---|---|
| Form Name | 21St Mortgage Credit Application |
| Form Length | 2 pages |
| Fillable? | No |
| Fillable fields | 0 |
| Avg. time to fill out | 30 sec |
| Other names | 21st mortgage online, 21st mortgage application, 21st mortgage form, application for prime mortgage loan |
