Mortgage credit applications provide a means for lenders to assess the risk of lending money to potential borrowers. The 21st mortgage credit application is an updated version of the 20th that is designed to more accurately reflect modern underwriting practices. The application was created in cooperation with the Consumer Financial Protection Bureau (CFPB) and other industry stakeholders. It incorporates new data points and tools to help improve the accuracy of risk assessments and reduce compliance costs for lenders.
We've collected some technical information regarding the 21st mortgage credit application. There, you'll get the information about the form you want to fill out, like the likely time for you to fill it out along with other data.
Question | Answer |
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Form Name | 21St Mortgage Credit Application |
Form Length | 2 pages |
Fillable? | No |
Fillable fields | 0 |
Avg. time to fill out | 30 sec |
Other names | 21st mortgage credit application pdf, 21st mortgage app, 21st mortgage application, 21st mortgage online make |
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21st MORTGAGE CREDIT APPLICATION - DIRECT LENDING DEPARTMENT
21st Mortgage License No. |
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Date |
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Loan Originator: |
Chris Corwin |
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License No. |
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Loan Assistant: |
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(A) |
APPLICANT INFORMATION |
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(B) |
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FULL |
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No. dependents: _______ |
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FULL |
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No. dependents: _______ |
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List ages: |
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List ages: |
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BIRTHDATE |
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SOCIAL SECURITY # |
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BIRTHDATE |
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SOCIAL SECURITY # |
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MARITAL STATUS |
!Married !Separated !Unmarried (Single, Divorced, Widowed |
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MARITAL STATUS |
!Married !Separated !Unmarried (Single, Divorced, Widowed |
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PRESENT STREET ADDRESS (5 Year Residence Required |
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PRESENT STREET ADDRESS (5 Year Residence Required |
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CITY, STATE, ZIP CODE |
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COUNTY |
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CITY, STATE, ZIP CODE |
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COUNTY |
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HOW LONG AT |
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HOME PHONE# |
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HOW LONG AT |
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HOME PHONE# |
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______ |
______ |
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______ |
______ |
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PRESENT ADDRESS? |
Years |
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Months |
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PRESENT ADDRESS? |
Years |
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Months |
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EMAIL ADDRESS: |
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EMAIL ADDRESS: |
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RESIDENTIAL STATUS? |
! Homeowner ! Renter |
! Parents |
! Other |
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RESIDENTIAL STATUS? |
! Homeowner |
! Renter |
! Parents |
! Other |
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PREVIOUS ADDRESS (If less than 5 yrs at present) |
How long? |
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PREVIOUS ADDRESS (If less than 5 yrs at present) |
How long? |
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______ |
______ |
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______ |
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Years |
Months |
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Years |
Months |
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Applicant’s Employment (Minimum 3 year History) |
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EMPLOYER |
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PHONE |
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EMPLOYER |
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PHONE |
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EMPLOYER’S ADDRESS |
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TYPE OF BUSINESS |
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EMPLOYER’S ADDRESS |
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TYPE OF BUSINESS |
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POSITION |
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SUPERVISOR |
DATE EMPLOYED |
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POSITION |
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SUPERVISOR |
DATE EMPLOYED |
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GROSS SALARY/MTH |
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GROSS OTHER INCOME |
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SOURCE |
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GROSS SALARY/MTH |
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GROSS OTHER INCOME |
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SOURCE |
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$ |
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$ |
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$ |
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$ |
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PREVIOUS EMPLOYER |
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PHONE |
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PREVIOUS EMPLOYER |
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PHONE |
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CITY, STATE |
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POSITION |
EMPLOYED |
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CITY, STATE |
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POSITION |
EMPLOYED |
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FROM |
TO |
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FROM |
TO |
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CREDIT REFERENCES AND PAYMENT OBLIGATIONS |
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COMBINED PAYMENTS FOR ALIMONY $ |
CHILD SUPPORT $ |
CHILD CARE $ |
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HAVE EITHER OF YOU HAD A BANKRUPTCY, REPOSSESSION, OR JUDGEMENT IN THE LAST 10 YEARS? |
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YES |
NO |
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CHECKING ACCOUNT WITH |
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SAVINGS? TYPE |
SAVINGS ACCOUNT |
401K RETIREMENT PENSION |
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WITH |
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LAST VEHICLE, TRUCK, OR MOBILE HOME FINANCED BY |
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YEAR MAKE MODEL |
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MTHLY PMT |
PRESENT BAL |
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APPLICANT’S RELATIVE |
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NEAREST RELATIVE NOT LIVING WITH YOU |
HOME PHONE # |
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NEAREST RELATIVE NOT LIVING WITH YOU |
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HOME PHONE # |
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RELATIONSHIP |
ADDRESS |
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BUSINESS PHONE |
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RELATIONSHIP |
ADDRESS |
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BUSINESS PHONE |
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WILL THIS BE PRIMARY RESIDENCE ___ YES |
___ NO (if no explain) ____________________________________________________________________________ |
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IN ADDITION TO YOUR MOBILE HOME, WHAT ELSE DO YOU WANT TO INCLUDE IN THIS LOAN? |
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! LAND ! HOME IMPROVEMENTS ! CREDIT CARD CONSOLIDATION |
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! HOME OWNER’S INSURANCE |
!OTHER:____________________________ |
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NOTICE
The Federal Equal Opportunity Credit Act prohibits creditors from discriminating on the basis of sex or marital status. The Federal Agency which administers compliance with the law concerning this retailer is the Federal Trade Commission, Washington D. C. 20580.
VOLUNTARY INFORMATION FOR GOVERNMENT MONITORING PURPOSES
If you are applying to refinance a mobile home which will secure credit and be occupied as your principal residence, the following information is requested by the Federal Government to monitor the creditor’s compliance with the
APPLICANT |
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I do not wish to furnish this information (initials) _____________ |
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I do not wish to furnish this information (initials) _____________ |
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! White ! Black |
! American Indian or Alaskan native |
! Hispanic |
! White ! Black |
! American Indian or Alaskan native |
! Hispanic |
! Asian or Pacific Islander ! Other |
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! Asian or Pacific Islander ! Other |
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SEX: ! Male |
! Female |
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SEX: ! Male |
! Female |
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By signing below, you give your permission to any financial institution listed below to investigate your credit and employment history and you authorize release of all
Applicant’s Signature |
Date |
Date |
SSPRINT.COM
Lead Source - DM LT Web Referral 21st Referred By: ___________________________
Application Taker: __________________________ Originator: _________________________ Key #____________________
Customer Names: _____________________________________________________ |
and spoke with: _________________ |
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Best time to call: ________________ |
Home Phone: ________________ Cell Phone: ________________ |
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Email Address: ______________________________________________ |
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Year: ________ Width: _____ |
Length: _________ Mfgr: _______________________ |
Model: ______________ |
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REFINANCELOANINFORMATION |
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Orig. Sale Price of Home (include Sales Tax if any): ________________________________ |
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Amount Financed: _____________ |
Estimated Payoff: ________________ |
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When purchased: ____________________________________ |
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Whose names are on the title of the home: _________________________________________ |
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Current Lien holder: ____________________________________ |
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Current Int. Rate: __________ |
Fixed |
Variable |
Balloon |
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Original Term: __________ months Remaining Term: ___________ months |
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Monthly Payment ____________ |
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Is insurance included with payment: ________ |
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HOMEPURCHASEINFORMATION |
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************************** |
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Who are you buying home from: |
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Name: ___________________________________________ City & State: ___________ |
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Salesman: _____________ |
Phone: ______________________ Email: ____________________________________________ |
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HOMELOCATIONINFORMATION |
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Subject Property Address: _________________________________________________________________________________ |
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Will this be the primary residence: |
YES _____ |
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NO _______ |
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Does customer own land: |
YES _____ |
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NO _______ |
Tax Appraisal Value: $ _________________________________ |
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How many Acres: ____________ (minimum size required is 1/4 acre) |
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Does property have a public maintained road frontage: |
YES _____ |
NO _______ |
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Is property located on a paved road: |
YES _____ |
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NO _______ |
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Type of Land: |
Community w/Agreement |
Family Land |
Park |
Private Property |
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Reservation |
Other |
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Pmt/Lot Rent $_______ per month |
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Park Name: ___________________________________ |
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When was the land purchased: _______________ |
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Is the Land Financed: ___ Yes, with mobile home |
___ Yes, separate loan |
___ No |
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Whose name is on the Deed: _______________________________________________________________ |
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What was the land purchase price: $ _____________ |
Estimated Payoff Amount $ _____________ |
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Who is the lender for the land loan: ________________ Land Loan Interest Rate: Fixed |
Variable |
Balloon |
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Land Loan Original Term: _______________ |
Land Loan Remaining Term: _______________ |
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Will the customer consider Land/Home combination loan: _________Yes _________No |
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Unit Status: New |
Used |
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REQUESTEDLOANTERMS |
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HomeOnly ____________________ Home&LandOnly ____________________ |
LandOnly ____________________ |
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A. Purchase of Home: |
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$ _____________________ |
I. Consolidation Request(s) |
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B. Refinance Home: |
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$ _____________________ |
1. _____________________ |
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$__________________ |
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C. Land Purchase |
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$ ______________________ |
2. _____________________ |
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$__________________ |
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D. Land Refinance |
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$ ______________________ |
3. _____________________ |
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$__________________ |
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E. Land/Home Purchase |
$ _____________________ |
4. _____________________ |
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$__________________ |
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F. Land/Home Refinance |
$ _____________________ |
J. Cash Out Request |
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$ _________________ |
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G. Improvement Request(s) |
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1. _____________________ |
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$__________________ |
K. Down Payment _____% Total Down Payment $ ____________ |
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2. _____________________ |
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$__________________ |
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3. _____________________ |
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$__________________ |
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4. _____________________ |
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$__________________ |
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H. Move/Set Up Costs |
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$ __________________ |
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(Less Down Pmt. & Fees) |
*Did you request Purchase Agreement or Installment Contract + 30 Day Written P/O: ! Yes ! No
NEATLY!- in the space below, provide your credit manager any additional information that will be helpful in understanding this transaction:
__________________________________________________________________________________________________________
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SSPRINT.COM (865)