Anz Telegraphic Transfer Form – Fill Out and Use

Remittance Terms and Conditions

1.Payments:

Payments of this order except cashier’s order which is payable in Singapore Dollars, shall be made in the currency of the country to which the funds are transmitted, at the prevailing buying rate of exchange of the Bank’s branch, correspondent or agent making the payment unless other arrangements are made between the beneiciary/payee and such branch, correspondent or agent.

2.Australia and New Zealand Banking Group Limited (thereafter called the ”Bank”) shall be at liberty to send the telegraphic transfer either

literally or in cipher and shall have no liability whatsoever for any loss, delay, error, omission or mutilation which may occur in the transmission of the message or from its misinterpretation when received.

3.All charges incurred outside Singapore are for the account of the beneiciary unless otherwise speciied.

4.The Bank reserves the right to draw this telegraphic transfer on a diferent place from the speciied by the remitter if operational circumstances so require.

5.Application received after 2pm will only be processed on the following working day.

6.Application for same day value are subject to cut-of times related to the geographical location of the destination.

7.Cancellation and Refund:

If the payment of this order has not been completed and a refund is requested, the Bank will endeavour to notify the appropriate oice, branch, correspondent or agent to cancel the transaction. If this order is expressed in the currency of the country where this order was issued, refund will be made in such currency. The Bank’s only responsibility shall be to make refund to you at the current market value of such currency at the time such refund is made in the place where this order was issued. Any loss due to luctuation in the rate of exchange or impairment or destruction of such currency will be assumed by the remitter. The Bank need not however, make any refund unless and until we are in receipt on proof satisfactory to us that payment of this order has not been completed, that this order is no longer operative, that no charge by virtue of this order exists or will be against the account upon which this order was drawn, and that any portion of that account which was charged or earmarked for payment is at the Bank’s free disposal. All cable and other expenses in connection with establishing such proof shall be borne by the remitter. If at the time a refund is to be made there is no market in the place where this order was issued for the currency called for in this order, the Bank need make no refund unless and until such a market exists.

8.Any domestic and cross-border wire and fund transfer via the Bank must contain the following details of the person/entity requesting the transfer:

=name

=address or date & place of birth or identiication number

=account number (or an assigned unique reference number where there is no account number)

If the above details are not available, delays may occur in the processing of the transfer whilst the information is being obtained.

9.Fluctuations in foreign currency rates will have an impact on your proit and loss where a transaction involves a foreign currency element. For foreign currency deposits, luctuations in the exchange rates could adversely impact the amount of interest earned (if any) on such deposits. You may experience a loss when you convert your foreign currency deposit back to your home currency. Foreign currency deposit is also subject to exchange control risk where restrictions may be imposed on its convertibility and/or transferability. You should therefore determine whether any foreign currency deposit is suitable for you in light of your investment objectives, inancial means and risk proile

Additional Terms and Conditions for Renminbi Remittances

10.The remitter authorises and permits the Bank and its oicers to disclose any of the remitter’s customer information as deined in the Banking Act or any other information whatsoever relating to the remitter and/or telegraphic transfer, to correspondent or agent banks, service providers or any other person whether situated in Singapore or elsewhere, to whom the Bank out-sources the processing of this telegraphic transfer. In addition, the remitter agrees that the clause relating to the Disclosure of Client Information in the Terms and Conditions for ANZ Bank Account shall continue to apply without limitation.

11.Any telegraphic transfer to the People’s Republic of China shall only be efected where the currency of the telegraphic transfer is not in Renminbi (“RMB”).

12.In the event that the application is cancelled by the remitter or the intended telegraphic transfer is not accepted, rejected or returned by the Bank, its agent bank, correspondent bank or the beneiciary bank, the Bank will:

I.(where the originating account is denominated in the currency of the remittance) credit the intended telegraphic transfer into the originating account; or

II.(where the originating account is not denominated in the currency of the telegraphic transfer) convert the intended telegraphic transfer back to the original currency at the Bank’s prevailing exchange rate, or if there is no prevailing exchange rate, at the exchange rate contracted by the Bank with its agent bank or correspondent bank, as the case may be, and credit the resulting sum into the originating account.

In addition, the remitter shall be liable for all losses, costs, expenses and charges resulting therefrom.

13.Where withdrawals are made by funds transfer to another bank that accepts RMB, the remitter should ensure that the receiving bank has the capacity to accept RMB before giving any instruction to the Bank to make telegraphic transfers in RMB and the Bank shall not be responsible for any delays and/or losses arising therefrom. All incidental charges and deductions in respect of any such telegraphic transfers shall be borne by the remitter.

14.Any telegraphic transfer where the currency of the telegraphic transfer is indicated as “CNY”, “CNH” or “Renminbi” shall mean Renminbi that is traded ofshore and governed by the rules and regulations imposed by the Hong Kong Monetary Authority.