How to Fill Out Form SSA-4-BK

Form SSA-4-BK at a glance

What it is: Form SSA-4-BK, Application for Social Security Benefits: Child's Insurance Benefits, is how you apply on behalf of the child or children listed in item 3.

Where and when to file: Send or bring the completed form to your local Social Security office.

The Worker's children (including natural children, adopted children, and stepchildren) or dependent grandchildren (including step grandchildren) may be eligible for benefits based on the earnings record of the Worker.

If you are applying on your own behalf, answer the questions on this form with respect to yourself.

A filled-in Form SSA-4-BK example: a mother applies for her son

Form SSA-4-BK example filled out, example: a mother applies for her son
A mother, Maria Sample, applies for her son's benefits on this form. Leo is 9, the Worker's natural child, and the Worker is living. The Life Claim and Death Claim boxes are in the space marked (Do not write in this space), so they stay empty. The picture shows items 1 to 5; every value in it is made up. The Worker is Daniel Sample, Leo's father. Leo is under 17.5, so the Student and Disabled boxes stay empty. Leo is the only child, so the other rows of item 3 stay empty. Leo is not a stepchild, so item 4 stays empty. There is no legal representative, so item 5 is answered No. The picture stops at item 5, so the earnings, signature, direct deposit and mailing address boxes stay empty.

How to fill out Form SSA-4-BK, box by box

Life Claim or Death Claim

Form SSA-4-BK example filled out, life Claim or Death Claim

Life Claim and Death Claim are in the space marked (Do not write in this space): do not write in them.

The Worker and you

Form SSA-4-BK example filled out, the Worker and you

In box 1, print the name of the Wage Earner or Self-Employed person (the Worker) and print the Worker's Social Security number.

In box 2, print your name (unless you are the Worker) and print your Social Security number.

The Worker's children

Form SSA-4-BK example filled out, the Worker's children

List all children who are: Under age 18; Age 18 to 19 and attending elementary or secondary school (grade 12 or lower) full-time; Age 18 or older with a disability that began before age 22.

For each child, enter the full name of child, the child's Social Security number and the Date of Birth (MM/DD/YYYY).

Check (X) if the child 17.5 or older is a Student or Disabled.

Check (X) the column that shows the child's relationship to the Worker: Natural, Adopted, Stepchild, Dependent Grandchild or Other.

Stepchildren of the Worker

Form SSA-4-BK example filled out, stepchildren of the Worker

If any children in item 3 are stepchildren of the Worker, enter the date the Worker married the natural parent (MM/DD/YYYY).

Natural or adoptive parent

Form SSA-4-BK example filled out, natural or adoptive parent

In box 6, mark Yes or No: are you the natural or adoptive parent of the person(s) for whom you are filing?

Adopted by someone other than the Worker

Form SSA-4-BK example filled out, adopted by someone other than the Worker

In item 7, mark Yes or No: have any children in item 3 ever been adopted by someone other than the Worker? If "Yes," enter the Name of Child, Date of Adoption and Name of Person Adopting.

Children living with you

Form SSA-4-BK example filled out, children living with you

In item 8, mark Yes or No: are all the children in item 3 now living in the same household with you? If "No," for each child not living with you, enter the Name of Child Not Living With You, the Person With Whom Child Now Lives (Name and Address) and Relationship to Child. If uncertain as to the whereabouts of any of these children, explain in "Remarks".

Marriage of a child

Form SSA-4-BK example filled out, marriage of a child

In item 9, mark Yes or No: has any child in item 3 ever been married? If "Yes," enter the information requested in box 9. How Marriage Ended (If still married, write "not ended").

Earnings information

Form SSA-4-BK example filled out, earnings information

If you are applying ONLY for a child age 18 or over who is disabled, omit items 10 through 13. In all other cases, answer items 10 through 13.

In item 10, mark Yes or No: did any child in item 3 earn more than the exempt amount last year? Do not complete item 10 if the Worker died this year. If "Yes," answer (b). If "No," go on to item 11.

In item 11, mark Yes or No: do you expect the total earnings of any child in item 3 to be more than the exempt amount this year? (Count all earnings beginning with the first of this year and all anticipated earnings through the end of this year.) If "Yes," answer (b). If "No," go on to item 12.

Complete item 12 ONLY if any child is now in the last 4 months of the child's taxable year (Sept., Oct., Nov., and Dec., if the taxable year is a calendar year). In item 12, mark Yes or No: do you expect the total earnings of any child in item 3 to be more than the exempt amount next year? If "Yes," answer (b). If "No," go on to item 13.

Children adopted by the Worker and living with the Worker

Form SSA-4-BK example filled out, children adopted by the Worker and living with the Worker

Complete items 14 and 15 ONLY if the Worker is living. Otherwise, go on to item 16. In item 14, if any children in item 3 are children adopted by the Worker, print below the name of each such child and the date of adoption by the Worker.

In item 15, mark Yes or No: have all of the children in item 3 lived with the Worker during each of the last 13 months (counting the present month)? If "No," enter the information requested in box 15.

Signature of applicant

Form SSA-4-BK example filled out, signature of applicant

Sign as applicant and enter the Date (MM/DD/YYYY). Under "I declare under penalty of perjury that I have examined all the information on this form, and on any accompanying statements or forms, and it is true and correct to the best of my knowledge. I understand that anyone who knowingly gives a false statement about a material fact in this information, or causes someone else to do so, commits a crime and may be subject to a fine or imprisonment."

Enter the telephone number(s) at which you may be contacted during the day.

Witnesses are required ONLY if this application has been signed by mark (X) in the signature box. If signed by mark (X), two witnesses to the signing who know the applicant must sign in the witness boxes giving their full addresses. Also, print the applicant's name in the signature block.

Direct deposit payment information

Form SSA-4-BK example filled out, direct deposit payment information

For Direct Deposit Payment Information (Financial Institution), enter the Routing Transit Number and Account Number and check Checking or Savings, or check Enroll in Direct Express or Direct Deposit Refused.

Applicant's mailing address

Form SSA-4-BK example filled out, applicant's mailing address

Enter the Applicant's Mailing Address (Number and street, Apt No., P.O. Box, or Rural Route) (Enter Residence Address in "Remarks," if different.), City and State, ZIP Code and County (if any) in which you now live.

More rules for Form SSA-4-BK

Complete items 17 through 24 only if the Worker is deceased.

In Remarks, you may use this space for any explanations. If you need more space, attach a separate sheet.

Failure to report may result in overpayments that must be repaid and in possible monetary penalties.

Common questions about Form SSA-4-BK

What is form SSA 4 BK?

Form SSA-4-BK, Application for Social Security Benefits: Child's Insurance Benefits, is how you apply on behalf of the child or children listed in item 3. Use of the personal information collected: to determine eligibility for monthly benefits or insurance coverage and to authorize payments to the child(ren) of retired, disabled, or deceased workers.

Where do I file it?

Send or bring the completed form to your local Social Security office.

Sources

[1] Form SSA-4-BK (05-2023), Application for Social Security Benefits: Child's Insurance Benefits, Social Security Administration (the Official source link on this page).

Form SSA-4-BK PDF Details

The Worker's children or dependent grandchildren may be eligible for benefits based on the earnings record of the Worker.

Living Worker: the information in item 3 applies to this month or to any of the past 12 months.

Deceased Worker: the information in item 3 applies to the date of death or for any period since the Worker's death.

Payee: you may apply for a child even though you do not wish to be payee for the child's benefits.

Stepchildren: if any children in item 3 are stepchildren of the Worker, enter the date the Worker married the natural parent.

Items 14 and 15: complete items 14 and 15 only if the Worker is living.

QuestionAnswer
Form NameForm SSA-4-BK
Form Length9 pages
Fillable?Yes
Fillable fields238
Avg. time to fill out40 min
EditionRev 05-2023
Issuing agencySocial Security Administration
Other namesSSA-4-BK, SSA 4 BK, SSA-4, SSA4, Form SSA-4-BK, Application for Social Security Benefits Child's Insurance Benefits
Official sourceForm SSA-4-BK (Rev 05-2023), Social Security Administration