In-School Deferment Request at a glance
What it is: In-School Deferment Request, a form of the William D. Ford Federal Direct Loan (Direct Loan) Program, the Federal Family Education Loan (FFEL) Program and the Federal Perkins Loan (Perkins Loan) Program.
Where and when to file: Return the completed form and any required documentation to the address shown in Section 7.
You are eligible for this deferment only if you are enrolled at least half time at an eligible school. To receive this deferment on a Perkins Loan, you must also be a regular student. See Section 6 for definitions of “eligible school” and “regular student.”
An eligible school is a school that has been approved by the Department to participate in the Department's Federal Student Aid programs, even if the school does not participate in those programs.
A regular student is a person who is enrolled or accepted for enrollment at an institution for the purpose of obtaining a degree, certificate, or other recognized educational credential offered by the institution.
A filled-in In-School Deferment Request example: a borrower with a new address

How to fill out In-School Deferment Request, box by box
Section 1: Borrower Information
Borrower's Signature and Date

The information you have provided on this form must be true and correct. You will provide additional documentation to your loan holder, as required, to support your deferment eligibility. You will notify your loan holder immediately when your eligibility for the deferment ends. You have read, understand, and meet the eligibility requirements in Section 2.
Sign as Borrower's Signature and enter the Date (mm/dd/yyyy).
Section 4: school and official
More rules for In-School Deferment Request
Include your name and account number on any documentation that you are required to submit with this form.
Your loan holder may grant you a forbearance while processing your form or to cover any period of delinquency that exists when you submit your form.
If you need help completing this form, call: (If no phone number is shown, call your loan holder.)
Carefully read the entire form before completing it.
If your situation is different
Your loans have different loan holders or are joint loans
If you want to apply for a deferment on loans that are held by different loan holders, you must submit a separate deferment request to each loan holder.
If you have loans that were made jointly to you and your spouse (as co-makers), both of you must individually meet the requirements for a deferment and each of you must submit a separate deferment request.
Common questions about In-School Deferment Request
Where do I file it?
If no address is shown, return the completed form and any documentation to your loan holder.
Are there fees?
You never need to pay for help with your federal student loans. Your loan servicer will help you for FREE. Contact your servicer if you have questions about this form or need any information regarding your federal student loans.
Is there a penalty?
WARNING: Any person who knowingly makes a false statement or misrepresentation on this form or on any accompanying document is subject to penalties that may include fines, imprisonment, or both, under the U.S. Criminal Code and 20 U.S.C. 1097.
Sources
[1] In-School Deferment Request (OMB No. 1845-0011, exp. 12/31/2027), U.S. Department of Education, Federal Student Aid (the Official source link on this page).




