In School Deferment Request PDF Details

Navigating the intricacies of student loans can be a daunting task, especially when it pertains to managing payments during times of transition. The In-School Deferment Request form serves as a beacon for students seeking to pause their loan repayments while pursuing education. Sanctioned under the William D. Ford Federal Direct Loan, Federal Family Education Loan, and Federal Perkins Loan Programs, this deferment option is available to those enrolled at least half-time in eligible institutions. With the explicit warning against fraudulent claims, which could lead to penalties including fines or imprisonment, the form underscores the gravity of accurate representation. It details the eligibility criteria, the process of application, and the implications of deferment, including the impact on loan interest accrual and repayment schedules. Additionally, it outlines the responsibilities of the borrower, such as providing truthful information, timely notification of status changes, and, if intended, the advance payment of interest during the deferment period. The form also touches on the concept of forbearance as a temporary relief option, the role of authorized officials in certifying enrollment, and the various scenarios under which loan holders may capitalize interest. This thorough document not only facilitates a reprieve for qualifying students but also equips them with the knowledge to make informed decisions regarding their financial future.

Form NameIn School Deferment Request
Form Length4 pages
Fillable fields0
Avg. time to fill out1 min
Other namesFFEL, unsubsidized, 2008, seq

Form Preview Example


OMB No. 1845-0011

William D. Ford Federal Direct Loan (Direct Loan) Program / Federal Family

Form Approved

Exp. Date 8/31/2021

Education Loan (FFEL) Program / Federal Perkins Loan (Perkins Loan) Program

WARNING: Any person who knowingly makes a false statement or misrepresentation on this form or on

SCH any accompanying document is subject to penalties that may include fines, imprisonment, or both, under the U.S. Criminal Code and 20 U.S.C. 1097.


Please enter or correct the following information.

Check this box if any of your information has changed.





























Zip Code


Telephone - Primary








Telephone - Alternate








Email (Optional)









Carefully read the entire form before completing it.

You are eligible for this deferment only if you are enrolled at least half time at an eligible school (see Section 6).



To defer repayment of my loans for the period during which I meet the eligibility criteria outlined in Section 2 and as certified by the authorized official in Section 4.

If checked, to make interest payments on my loans during my deferment.

If checked, to defer repayment on my PLUS Loan first disbursed on or after July 1, 2008 for the 6-month period after I graduate, withdraw, or am no longer enrolled on at least a half-time basis.

I understand that:

I am not required to make payments of loan principal or interest during my deferment.

My deferment will begin, as certified by the authorized official, on the date I became eligible for the deferment.

My deferment will end, as certified by the authorized official, on the date I no longer qualify for the deferment.

If I am a Perkins Loan borrower, I will receive a 6-month post-deferment grace period beginning on the date I no longer qualify for the deferment.

If I am a graduate or professional student borrower of a Direct or Federal PLUS Loan first disbursed on or after July 1, 2008, I will also receive a deferment on this loan during the 6-month period after I am no longer enrolled at least a half time.

If I am a parent borrower of a Direct or Federal PLUS Loan first disbursed on or after July 1, 2008, and I request it above, I will receive another deferment on this loan during the 6-month period after I am no longer enrolled at least half time.

My loan holder may grant me a forbearance while processing my form or to cover any period of delinquency that exists when I submit my form.

Unpaid interest may capitalize on my loans during or at the expiration of my deferment or forbearance, but interest never capitalizes on Perkins Loans.

Page 1 of 4

Borrower NameBorrower SSN


I certify that:

The information I have provided on this form is true and correct.

I will provide additional documentation to my loan holder, as required, to support my deferment eligibility.

I will notify my loan holder immediately when my eligibility for the deferment ends.

I have read, understand, and meet the eligibility requirements in Section 2.

I authorize the entity to which I submit this request and its agents to contact me regarding my request or my loans at any cellular telephone number that I provide now or in the future using automated telephone dialing equipment or artificial or prerecorded voice or text messages.

Borrower's Signature





Note: As an alternative to completing this section, you may attach separate documentation from an authorized official that includes all of the information requested below or have your school report your enrollment to the National Student Loan Data System (NSLDS) at

The student is/was enrolled at the school below:

Full time

At least half time, but less than full time

Is the student enrolled at the school below as a regular student?



The student's enrollment status begins/began on:

The student's enrollment status ends/ended on:

The student is expected to complete his/her program requirements on:

I certify, to the best of my knowledge and belief, that the information that I have provided in this section is accurate.

Name of School

















Zip Code


Official's Name/Title









Official's Signature











Type or print using dark ink. Enter dates as month-day-year (mm-dd-yyyy). Example: March 14, 2019 = 03-14-2019. Include your name and account number on any documentation that you are required to submit with this form. If you want to apply for a deferment on loans that are held by different loan holders, you must submit a separate deferment request to each loan holder. If you have loans made jointly (as co-makers), both borrowers must individually meet the requirements for a deferment and each of you must submit a separate deferment request. Return the completed form and any required documentation to the address shown in Section 7.

Page 2 of 4



The William D. Ford Federal Direct Loan (Direct Loan)

A deferment is a period during which you are entitled to

Program includes Federal Direct Stafford/Ford (Direct

postpone repayment of your loans. Interest is not generally

Subsidized) Loans, Federal Direct Unsubsidized Stafford/

charged to you during a deferment on your subsidized loans.

Ford (Direct Unsubsidized) Loans, Federal Direct PLUS

Interest is always charged to you during a deferment on your

(Direct PLUS) Loans, and Federal Direct Consolidation

unsubsidized loans. On loans made under the Perkins Loan

(Direct Consolidation) Loans.



Program, all deferments are followed by a post-deferment


The Federal Family Education Loan (FFEL) Program

grace period of 6 months, during which time you are not


required to make payments.




includes Federal Stafford Loans, Federal PLUS Loans, Federal




An eligible school is a school that has been approved by

Consolidation Loans, and Federal Supplemental Loans for

Students (SLS).



the Department to participate in the Department's Federal


The Federal Perkins Loan (Perkins Loan) Program

Student Aid programs, even if the school does not participate

includes Federal Perkins Loans, National Direct Student

in those programs.





Loans (NDSL), and National Defense Student Loans (Defense

A forbearance is a period during which you are permitted






to postpone making payments temporarily, allowed an


An authorized official who may complete Section 4 is


extension of time for making payments, or temporarily

an official of the school where you are/were enrolled.

allowed to make smaller payments than scheduled.


Capitalization is the addition of unpaid interest to the

The holder of your Direct Loans is the Department. The

principal balance of your loan. Capitalization causes more

holder of your FFEL Program loans may be a lender, guaranty

interest to accrue over the life of your loan and may cause

agency, secondary market, or the Department. The holder of

your monthly payment amount to increase. Interest never

your Perkins Loans is an institution of higher education or the

capitalizes on Perkins Loans. Table 1 (below) provides an

Department. Your loan holder may use a servicer to handle

example of the monthly payments and the total amount

billing and other communications related to your loans.

repaid for a $30,000 unsubsidized loan. The example loan

References to “your loan holder” on this form mean either

has a 6% interest rate and the example deferment or

your loan holder or your servicer.



forbearance lasts for 12 months and begins when the loan

A regular student is a person who is enrolled or accepted

entered repayment. The example compares the effects of

for enrollment at an institution for the purpose of obtaining a

paying the interest as it accrues or allowing it to capitalize.

degree, certificate, or other recognized educational credential


A co-maker is one of the two individuals whoa re joint


offered by the institution.




borrowers on a Direct or Federal Consolidation Loan or a

A subsidized loan is a Direct Subsidized Loan, a Direct

Federal PLUS Loan. Both borrowers are equally responsible

Subsidized Consolidation Loan, a Federal Subsidized Stafford

for repaying the full amount of the loan.



Loan, portions of some Federal Consolidation Loans, a Federal









Perkins Loan, an NDSL, and a Defense Loan.







An unsubsidized loan is a Direct Unsubsidized Loan, a





Direct Unsubsidized Consolidation Loan, a Direct PLUS Loan, a





Federal Unsubsidized Stafford Loan, a Federal PLUS Loan, a





Federal SLS, and portions of some Federal Consolidation










Table 1. Capitalization Chart




















Treatment of Interest with






Number of























Interest is paid
























Interest is capitalized at the

































Interest is capitalized










quarterly and at the end






















Page 3 of 4


Return the completed form and any documentation to:

If you need help completing this form, call:

(If no address is shown, return to your loan holder.)

(If no phone number is shown, call your loan holder.)


Privacy Act Notice. The Privacy Act of 1974 (5 U.S.C.


To assist program administrators with tracking refunds

552a) requires that the following notice be provided to you:

and cancellations, disclosures may be made to guaranty

The authorities for collecting the requested information

agencies, to financial and educational institutions, or to

federal or state agencies. To provide a standardized method

from and about you are §421 et seq., §451 et seq., or §461

for educational institutions to efficiently submit student

et. seq. of the Higher Education Act of 1965, as amended (20

enrollment statuses, disclosures may be made to guaranty

U.S.C. 1071 et seq., 20 U.S.C. 1087a et seq., or 20 U.S.C.



agencies or to financial and educational institutions. To

1087aa et seq.) and the authorities for collecting and using

counsel you in repayment efforts, disclosures may be made

your Social Security Number (SSN) are §§428B(f) and 484(a)

to guaranty agencies, to financial and educational

(4) of the HEA (20 U.S.C. 1078-2(f) and 1091(a)(4)) and 31



institutions, or to federal, state, or local agencies.

U.S.C. 7701(b). Participating in the William D. Ford Federal


Direct Loan (Direct Loan) Program, Federal Family Education

In the event of litigation, we may send records to the

Loan (FFEL) Program, or Federal Perkins Loan (Perkins Loan)

Department of Justice, a court, adjudicative body, counsel,

Program and giving us your SSN are voluntary, but you must

party, or witness if the disclosure is relevant and necessary

provide the requested information, including your SSN, to

to the litigation. If this information, either alone or with



other information, indicates a potential violation of law, we

The principal purposes for collecting the information on

may send it to the appropriate authority for action. We may

send information to members of Congress if you ask them

this form, including your SSN, are to verify your identity, to

to help you with federal student aid questions. In

determine your eligibility to receive a loan or a benefit on a

circumstances involving employment complaints,

loan (such as a deferment, forbearance, discharge, or



grievances, or disciplinary actions, we may disclose relevant

forgiveness) under the Direct Loan, FFEL, or Federal Perkins

records to adjudicate or investigate the issues. If provided

Loan Programs, to permit the servicing of your loans, and, if

for by a collective bargaining agreement, we may disclose

it becomes necessary, to locate you and to collect and



records to a labor organization recognized under 5 U.S.C.

report on your loans if your loans become delinquent or



Chapter 71. Disclosures may be made to our contractors for

default. We also use your SSN as an account identifier and to

the purpose of performing any programmatic function that

permit you to access your account information



requires disclosure of records. Before making any such




disclosure, we will require the contractor to maintain Privacy

The information in your file may be disclosed, on a case-

Act safeguards. Disclosures may also be made to qualified

by-case basis or under a computer matching program, to



researchers under Privacy Act safeguards.

third parties as authorized under routine uses in the



Paperwork Reduction Notice. According to the

appropriate systems of records notices. The routine uses of

Paperwork Reduction Act of 1995, no persons are required

this information include, but are not limited to, its disclosure

to respond to a collection of information unless such

to federal, state, or local agencies, to private parties such as

collection displays a valid OMB control number. The valid

relatives, present and former employers, business and



OMB control number for this information collection is

personal associates, to consumer reporting agencies, to



1845-0011. Public reporting burden for this collection of

financial and educational institutions, and to guaranty



information is estimated to average 10 minutes per

agencies in order to verify your identity, to determine your

response, including time for reviewing instructions,

eligibility to receive a loan or a benefit on a loan, to permit

searching existing data sources, gathering and maintaining

the servicing or collection of your loans, to enforce the



the data needed, and completing and reviewing the

terms of the loans, to investigate possible fraud and to verify

collection of information. The obligation to respond to this

compliance with federal student financial aid program



collection is required to obtain a benefit in accordance with

regulations, or to locate you if you become delinquent in



34 CFR 674.34, 674.35, 674.36, 674.37, 682.210, or 685.204.

your loan payments or if you default. To provide default rate

If you have comments or concerns regarding the

calculations, disclosures may be made to guaranty agencies,

status of your individual submission of this form, please

to financial and educational institutions, or to state



contact your loan holder directly (see Section 7).

agencies. To provide financial aid history information,




disclosures may be made to educational institutions.

Page 4 of 4

How to Edit In School Deferment Request Online for Free

Filling out documents along with our PDF editor is more straightforward when compared with most things. To modify 12-month the form, there is little you have to do - just adhere to the actions listed below:

Step 1: The webpage includes an orange button stating "Get Form Now". Press it.

Step 2: You'll notice each of the options that it's possible to undertake on the file once you've entered the 12-month editing page.

In order to fill in the form, type in the details the program will require you to for each of the appropriate sections:

step 1 to writing Washington

Feel free to type in your information in the field To defer repayment of my loans for, If checked to make interest, If checked to defer repayment on, I understand that, I am not required to make payments, My deferment will begin as, My deferment will end as certified, If I am a Perkins Loan borrower I, If I am a graduate or professional, If I am a parent borrower of a, and My loan holder may grant me a.

Entering details in Washington step 2

Jot down the significant particulars in Borrower Name SECTION BORROWER, Borrower SSN, I certify that, The information I have provided on, I will provide additional, I will notify my loan holder, I have read understand and meet, I authorize the entity to which I, Borrowers Signature, SECTION AUTHORIZED OFFICIALS, Date, Note As an alternative to, The student iswas enrolled at the, and The students enrollment status segment.

Filling in Washington stage 3

Please be sure to describe the rights and obligations of the sides inside the The student iswas enrolled at the, The students enrollment status, Full time, At least half time but less than, Is the student enrolled at the, Yes, The students enrollment status, The student is expected to, program requirements on, I certify to the best of my, Name of School, Address, Officials NameTitle, Officials Signature, and City section.

Entering details in Washington stage 4

Finish by taking a look at the next sections and filling them out as required: Return the completed form and any, If you need help completing this, SECTION IMPORTANT NOTICES, Privacy Act Notice The Privacy Act, The authorities for collecting the, from and about you are et seq et, To assist program administrators, and cancellations disclosures may, and In the event of litigation we may.

Filling in Washington part 5

Step 3: Click the Done button to be certain that your completed document is available to be exported to each device you use or mailed to an email you indicate.

Step 4: To prevent yourself from any kind of difficulties as time goes on, you should create up to several copies of your document.

Watch In School Deferment Request Video Instruction

Please rate In School Deferment Request

1 Votes
If you believe this page is infringing on your copyright, please familiarize yourself with and follow our DMCA notice and takedown process - click here to proceed .