In School Deferment Request Form PDF Details

To receive this deferment on a Perkins Loan, you must also be a regular student.

Who completes Section 4: An authorized official who may complete Section 4 is an official of the school where you are/were enrolled.

Loan holders: If you want to apply for a deferment on loans that are held by different loan holders, you must submit a separate deferment request to each loan holder.

Dates: Enter dates as month/day/year (mm/dd/yyyy).

Interest: Interest is not charged to you during a deferment on your subsidized loans, but it is always charged on your unsubsidized loans.

QuestionAnswer
Form NameIn School Deferment Request Form
Form Length9 pages
Fillable?Yes
Fillable fields34
Avg. time to fill out6 min
OMB No.1845-0011 (Exp. Date 12/31/2027)
Matches the agency's fileYes, checked November 3, 2026
Other namesIn School Deferment Request, In-School Deferment Form, Deferment Request Form, Loan Deferment Form
Official sourceIn-School Deferment Request (OMB No. 1845-0011, exp. 12/31/2027), U.S. Department of Education, Federal Student Aid

How to Fill Out In-School Deferment Request

In-School Deferment Request at a glance

What it is: In-School Deferment Request, a form of the William D. Ford Federal Direct Loan (Direct Loan) Program, the Federal Family Education Loan (FFEL) Program and the Federal Perkins Loan (Perkins Loan) Program.

Where and when to file: Return the completed form and any required documentation to the address shown in Section 7.

You are eligible for this deferment only if you are enrolled at least half time at an eligible school. To receive this deferment on a Perkins Loan, you must also be a regular student. See Section 6 for definitions of “eligible school” and “regular student.”

An eligible school is a school that has been approved by the Department to participate in the Department's Federal Student Aid programs, even if the school does not participate in those programs.

A regular student is a person who is enrolled or accepted for enrollment at an institution for the purpose of obtaining a degree, certificate, or other recognized educational credential offered by the institution.

A filled-in In-School Deferment Request example: a borrower with a new address

In-School Deferment Request example filled out, example: a borrower with a new address
Maria Sample, a borrower, fills out the In-School Deferment Request. She checks the changed-information box because her address changed. The picture shows page 1 only, and all its values are invented. Borrower's Signature and Date is left blank because she signs by hand after printing. Section 4: Authorized Official's Certification is left blank because the school's official completes it.

How to fill out In-School Deferment Request, box by box

Section 1: Borrower Information

In-School Deferment Request example filled out, section 1: Borrower Information

Enter or correct the following information. Check this box if any of your information has changed.

Enter dates as month/day/year (mm/dd/yyyy). Example: March 14, 2024 = 03/14/2024.

Section 3: Borrower Requests, Understandings, Certifications, and Authorization

In-School Deferment Request example filled out, section 3: Borrower Requests, Understandings, Certifications, and Authorization

To defer repayment of your loans for the period during which you meet the eligibility criteria outlined in Section 2 and as certified by the authorized official in Section 4.

If checked, to make interest payments on your loans during your deferment.

If checked, to defer repayment on your PLUS Loan first disbursed on or after July 1, 2008 for the 6-month period after you graduate, withdraw, or are no longer enrolled on at least a half-time basis.

You are not required to make payments of loan principal or interest during your deferment.

Your deferment will begin on the date you became eligible, as certified by the authorized official. Your deferment will end on the date you no longer qualify for the deferment, as certified by the authorized official.

If you are a Perkins Loan borrower, you will receive a 6-month post-deferment grace period beginning on the date you no longer qualify for the deferment.

If you are a graduate or professional student borrower of a Direct or Federal PLUS Loan first disbursed on or after July 1, 2008, you will also receive a deferment on this loan during the 6-month period after you are no longer enrolled at least half time.

If you are a parent borrower of a Direct or Federal PLUS Loan first disbursed on or after July 1, 2008, and you request it in Section 3, you will receive another deferment on this loan during the 6-month period after you are no longer enrolled at least half time.

Unpaid interest may capitalize on your loans during or at the expiration of your deferment or forbearance, but interest never capitalizes on Perkins Loans.

Borrower's Signature and Date

In-School Deferment Request example filled out, borrower's Signature and Date

The information you have provided on this form must be true and correct. You will provide additional documentation to your loan holder, as required, to support your deferment eligibility. You will notify your loan holder immediately when your eligibility for the deferment ends. You have read, understand, and meet the eligibility requirements in Section 2.

Sign as Borrower's Signature and enter the Date (mm/dd/yyyy).

Section 4: Authorized Official's Certification

In-School Deferment Request example filled out, section 4: Authorized Official's Certification

An authorized official who may complete Section 4 is an official of the school where you are/were enrolled.

Note to Borrower: As an alternative to having an authorized official complete this section, you may attach separate documentation from an authorized official that includes all of the information requested in Section 4 or have your school report your enrollment to the National Student Loan Data System (NSLDS) at nsldsfap.ed.gov.

The student identified in Section 1 is/was enrolled at the school in Section 4: Full time or At least half time, but less than full time.

Is the student enrolled at the school in Section 4 as a regular student? Yes or No.

The enrollment period for the student's enrollment status begins/began on: (mm/dd/yyyy) and ends/ended on: (mm/dd/yyyy). The student is expected to complete their program requirements on: (mm/dd/yyyy).

Section 4: school and official

In-School Deferment Request example filled out, section 4: school and official

The official certifies, to the best of the official's knowledge and belief, that the information provided in this section is accurate.

Enter the Name of School, OPEID, Address, City, State and Zip Code, Official's Name/Title and Phone, then add the Official's Signature and the Date (mm/dd/yyyy).

More rules for In-School Deferment Request

Include your name and account number on any documentation that you are required to submit with this form.

Your loan holder may grant you a forbearance while processing your form or to cover any period of delinquency that exists when you submit your form.

If you need help completing this form, call: (If no phone number is shown, call your loan holder.)

Carefully read the entire form before completing it.

If your situation is different

Your loans have different loan holders or are joint loans

If you want to apply for a deferment on loans that are held by different loan holders, you must submit a separate deferment request to each loan holder.

If you have loans that were made jointly to you and your spouse (as co-makers), both of you must individually meet the requirements for a deferment and each of you must submit a separate deferment request.

Common questions about In-School Deferment Request

Where do I file it?

If no address is shown, return the completed form and any documentation to your loan holder.

Are there fees?

You never need to pay for help with your federal student loans. Your loan servicer will help you for FREE. Contact your servicer if you have questions about this form or need any information regarding your federal student loans.

Is there a penalty?

WARNING: Any person who knowingly makes a false statement or misrepresentation on this form or on any accompanying document is subject to penalties that may include fines, imprisonment, or both, under the U.S. Criminal Code and 20 U.S.C. 1097.

Sources

[1] In-School Deferment Request (OMB No. 1845-0011, exp. 12/31/2027), U.S. Department of Education, Federal Student Aid (the Official source link on this page).

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