In a world increasingly driven by credit scores and financial histories, the accuracy of one’s credit report is paramount. Within this context emerges the "Investigate" form, a crucial tool for individuals seeking to ensure their credit reports reflect true and accurate information. This form, accessible through TransUnion’s website or by a physical copy that can be mailed, initiates a formal process where TransUnion reaches out to the information provider—be it a lender or public record source—to verify the accuracy of contested details. The significance of this process cannot be understated; it not only empowers consumers to challenge potential inaccuracies but also mandates a response usually within 30 days, culminating in a report sent to the consumer that outlines the investigation's findings. Individuals are guided through a straightforward process beginning with the submission of personal information, detailing the items they believe to be inaccurate, and if necessary, correcting previous address or employer information. The option to add additional comments provides a comprehensive approach to contesting inaccuracies. The form's design reflects a commitment to consumer rights and the importance of maintaining accurate personal financial records in a world where such details can greatly impact one’s ability to borrow, rent, or even secure employment.
| Question | Answer |
|---|---|
| Form Name | Investigate Form |
| Form Length | 2 pages |
| Fillable? | No |
| Fillable fields | 0 |
| Avg. time to fill out | 30 sec |
| Other names | transunion dispute company, transunion form, how to request investigation, request dispute |
Request for Investigation
Your options for requesting an investigation
Initiate an investigation at www.transunion.com/investigate or
Complete and return this form to the address at the end of this form
Once you submit your dispute:
TransUnion will contact the company that provided the information (lender or public record source) with a request to verify the accuracy of the information.
The company will then advise TransUnion whether any changes should be made to the information.
Upon conclusion, usually within 30 days of the date we receive your request, a report relecting the results of the investigation will be mailed to you via
Step 1 - Enter Personal Information
Please enter the following required information:
Name |
File Number (FIN) |
Other Name(s)
Address
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Drivers License Number
Step 2 - Enter Investigation Details
Please provide details on why items on your credit report may be inaccurate. Use additional space on the back of the page if necessary.
Company Name:
Account #:
This information is inaccurate because:
¨This is not my account
¨I have never paid late
¨This account is in bankruptcy
¨This account is closed
¨I have paid this account in full
¨I paid this before it went to collection or before it was charged off
¨Other:
Company Name:
Account #:
This information is inaccurate because:
¨This is not my account
¨I have never paid late
¨This account is in bankruptcy
¨This account is closed
¨I have paid this account in full
¨I paid this before it went to collection or before it was charged off
¨Other:
Request for Investigation
Company Name:
Account #:
This information is inaccurate because:
¨This is not my account
¨I have never paid late
¨This account is in bankruptcy
¨This account is closed
¨I have paid this account in full
¨I paid this before it went to collection or before it was charged off
¨Other:
Company Name:
Account #:
This information is inaccurate because:
¨This is not my account
¨I have never paid late
¨This account is in bankruptcy
¨This account is closed
¨I have paid this account in full
¨I paid this before it went to collection or before it was charged off
¨Other:
Step 3 - Enter Previous Address/Employer Corrections and Additional Comments (Optional)
Please use this space for corrections to your previous address information, corrections to your previous employer information and for additional comments.
Signature:
Step 4 - Return this form to:
TransUnion Consumer Solutions
P.O. Box 2000
Chester, PA