Non Borrower Credit Authorization Form PDF Details

Did you know that there is a form specifically for borrowers who do not want to borrow money? The Non Borrower Credit Authorization Form is a way to authorize others to borrow money on your behalf. This can be helpful if you are not able to get a loan yourself, or if you would like someone else to have access to funds in case of an emergency. Complete the form and submit it to your lender, and they will be able to process the loan for you. Remember, the more information you provide, the easier it will be for your lender to help you.

You'll discover details about the type of form you intend to submit in the table. It can show you just how long it will take to finish non borrower credit authorization form, exactly what fields you will need to fill in, and so forth.

Form NameNon Borrower Credit Authorization Form
Form Length1 pages
Fillable fields8
Avg. time to fill out1 min 51 sec
Other names1, wells, statement, homeowner assistance doctype

Form Preview Example

To Be Completed if a Borrower/Co-Borrower Discloses Income From a

Household Member Who is Not on the Promissory Note

LOAN #: ____________________

Your Hardship Affidavit /Request for Modification or Uniform Borrower Assistance Form indicates that a non- borrower contributes to your total household income. For our purposes, a “non-borrower” is an individual who resides in your home and contributes to the household income but is not personally obligated on your mortgage loan. As part of the evaluation process, a Credit Authorization Form must be completed and signed by each non-borrower.

Note: Updated or additional documents may be required. Copies of this form may be used if you have more than one non-borrower contributing to your total household income.

Please have the non-borrower fully execute the below NON-BORROWER CREDIT AUTHORIZATION FORM.


The undersigned non-borrower certifies the following:

1.I am an occupant of _________________________________________________________(the “Property”);


2.I contribute to the total household income of the Property;

3.I understand and acknowledge that Bank of America is evaluating the mortgage loan that is secured by the Property for a loan modification.

4.I hereby authorize Bank of America, N.A., or its designated agent, to obtain and review a consumer credit report containing my credit history and other non-public information as part of its evaluation process.

This Authorization shall constitute the undersigned’s agreement to allow Bank of America, N.A. to obtain a copy of a consumer credit report in the manner permitted by the Fair Credit Reporting Act.



NAME (Non-Borrower)

SIGNATURE (Non-Borrower)







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