VA Form 10-10d PDF Details

If applicants indicate on the form that they have Medicare or other health insurance, each applicant must submit VA Form 10-7959c, CHAMPVA Other Health Insurance (OHI) Certification.

Online: you can apply online instead of filling out and sending the paper form.

Medicare Part B: if you are eligible or become eligible for Medicare Part A and you are under age 65, you MUST have Part B to be covered by CHAMPVA.

Divorce or annulment: termination of marriage to the qualifying sponsor ends CHAMPVA eligibility as of midnight on the effective date of the dissolution of marriage.

Student recertification: school certification for each term or a full year is required for recertification of attendance until graduation or age 23.

QuestionAnswer
Form NameVA Form 10-10d
Form Length3 pages
Fillable?Yes
Fillable fields75
Avg. time to fill out13 min
EditionAPR 2025
Where to sendVHA Office of Integrated Veteran Care, CHAMPVA Eligibility, Box 137, Spring City, PA 19475
Matches the agency's fileYes, checked October 2, 2026
Other namesVA Form 10-10d, VA 10-10d, 10-10d, 10-10D, Form 10-10d, CHAMPVA form, Application for CHAMPVA Benefits
Official sourceVA Form 10-10d (Rev APR 2025),

How to Fill Out VA Form 10-10d

VA Form 10-10d at a glance

What it is: This is the application for CHAMPVA benefits.

Where and when to file: You can apply online instead of filling out and sending the paper form.⁠[2]

The spouse or child of a veteran who has been rated by a VA regional office as having a permanent and total service-connected condition/disability is eligible for CHAMPVA benefits, providing they are NOT eligible for DoD's TRICARE benefits.

A filled-in VA Form 10-10d example: a spouse applies for CHAMPVA

VA Form 10-10d example filled out, example: a spouse applies for CHAMPVA
Jane Sample applies for CHAMPVA benefits as the spouse of a veteran. They married on 06/12/1985, and the veteran is living, so Date of Death stays empty. The picture shows the filled form, and none of its entries is real. She has no Medicare and no other health insurance, so Enrolled in Medicare and Has Other Health Insurance stay empty. She is the only applicant and signs for herself, so the other applicant blocks and the person other than an applicant block stay empty.

How to fill out VA Form 10-10d, box by box

Section I, sponsor information and the veteran deceased

VA Form 10-10d example filled out, section I, sponsor information and the veteran deceased

In SECTION I - SPONSOR INFORMATION, enter the Veteran's Last Name, Veteran's First Name, MI, Social Security Number (999-99-9999), Street Address, City, State, ZIP Code (99999-9999), Country Code, Phone Number ((999) 999-9999), Veteran's Email Address, Date of Birth (MM/DD/YYYY) and Date of Marriage (MM/DD/YYYY).

Sponsor refers to the veteran upon whom CHAMPVA eligibility for the applicant is based.

Mark YES or NO for IS THE VETERAN DECEASED? If "YES," continue: enter the Date of Death (MM/DD/YYYY) and mark YES or NO for DID THE VETERAN DIE WHILE ON ACTIVE MILITARY SERVICE? If "NO," go to Section II.

Section II, applicant information

VA Form 10-10d example filled out, section II, applicant information

In SECTION II - APPLICANT INFORMATION, enter the Last Name, First Name, MI, Social Security Number (999-99-9999), Date of Birth (MM/DD/YYYY), Street Address, City, State, ZIP Code (99999-9999), Email Address and Phone Number (Include Area Code), mark the SEX, MALE or FEMALE, and enter the Relationship To Veteran (i.e., spouse, child).

Medicare and other health insurance

VA Form 10-10d example filled out, medicare and other health insurance

If ENROLLED IN MEDICARE is checked, complete VA Form 10-7959c and attach a copy of Medicare Card.

If HAS OTHER HEALTH INSURANCE is checked, complete VA Form 10-7959c and attach a copy of insurance card.

If applicants indicate in Section II that they have Medicare or other health insurance, each applicant must submit VA Form 10-7959c, CHAMPVA Other Health Insurance (OHI) Certification.

If you are eligible or become eligible for Medicare Part A and you are under age 65, you MUST have Part B to be covered by CHAMPVA.

If you are eligible for Medicare Part A and you are age 65 or older, you are required to have Part B to be covered by CHAMPVA if your 65th birthday was on or after June 5, 2001, or if you were already enrolled in Part B prior to June 5, 2001.

Additional space

If additional space is needed, complete another VA Form 10-10d in its entirety, sign and submit.

Section III, certification and signature

VA Form 10-10d example filled out, section III, certification and signature

In SECTION III - CERTIFICATION, sign on the SIGNATURE line (Typed or digital signature), and enter the DATE (MM/DD/YYYY) and the EMAIL ADDRESS.

By signing you declare under penalty of perjury that what you entered is true and accurate to the best of your knowledge.

More rules for VA Form 10-10d

Complete the form in its entirety (print or type only).

If your situation is different

The veteran died

The surviving spouse or child of a veteran who died as a result of a VA-rated service-connected condition, or who, at the time of death, was rated permanently and totally disabled from a service-connected condition, is eligible for CHAMPVA benefits, providing they are NOT eligible for DoD's TRICARE benefits.

The surviving spouse or child of a person who died in the line of duty and not due to misconduct is eligible for CHAMPVA benefits, providing they are NOT eligible for DoD's TRICARE benefits.

A person other than an applicant signs the certification

If certification is signed by a person other than an applicant, enter the Last Name, First Name, MI, Relationship To Applicant(s), Street Address, City, State, ZIP Code (99999-9999) and Phone Number (Include Area Code).

School certification for a student age 18 to 23

In order to extend CHAMPVA benefits to students age 18 to 23, school certification of enrollment must be submitted by the college, vocational or high school, etc.

Student status for CHAMPVA purposes is established up to a full school term based on the initial enrollment letter from the accredited education institution, that is, four (4) years for traditional schooling programs, two (2) years for technical schooling programs.

School certification letters should be on school letterhead and include: Student's full name, Student's Social Security Number (SSN), Exact beginning date and projected graduation date.

Certifications may be submitted by mail to VHA Office of Integrated Veteran Care, CHAMPVA Eligibility, Box 137, Spring City, PA 19475 or by FAX to 1-303-331-7809.

The marriage ends by divorce or annulment

Termination of marriage by divorce or annulment to the qualifying sponsor ends CHAMPVA eligibility as of midnight on the effective date of the dissolution of marriage.

Common questions about VA Form 10-10d

Where do I file it?

Return the form and any additional, requested information to VHA Office of Integrated Veteran Care, CHAMPVA Eligibility, Box 137, Spring City, PA 19475. The Customer Service Center is at 1-800-733-8387 and the FAX is 303-331-7809.

Is there a penalty?

I understand that any materially false, fictitious, or fraudulent statement or representation, made knowingly, is punishable by a fine and/or imprisonment pursuant to title 18, United States Code, Sections 287 and 1001.

Sources

[1] VA Form 10-10d (APR 2025), Application for CHAMPVA Benefits, U.S. Department of Veterans Affairs (the Official source link on this page).

[2] va.gov, submission_method (va.gov). Accessed November 1, 2026.

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