Wisconsin Health Application Form PDF Details

The Wisconsin Health Application form serves as the foundational document for small employers in Wisconsin aiming to secure group health insurance for their employees. Crafted under the guidance of the State of Wisconsin Office of the Commissioner of Insurance, this form adheres to the specifications outlined in Ins 8.49, Wis. Adm. Code, alongside Sections 601.41 (8), 635.10, Wis. Stat. Its primary purpose is for initial coverage applications, with a recommended consultation with an agent or insurer for its applicability in subsequent situations post-enrollment. The form meticulously collects employer information, warranting a thorough disclosure of the business seeking insurance. Concurrently, it requires detailed employee information, inclusive of personal and dependent data, which is critical in evaluating the coverage scope. Medical information, a pivotal component, is solicited to gauge the health landscape of applicants, influencing underwriting decisions. The document also introduces an option to waive coverage, outlined under specific conditions, signaling the flexibility embedded in the process for employees with alternate coverage means. Moreover, it addresses Medicare information for applicable individuals, highlighting the form's comprehensive approach toward accommodating diverse applicant backgrounds. Subsequent sections delve into prior insurance coverages and the selection of healthcare providers or products, which is essential for aligning the insurance offerings with the needs and preferences of the employee base. By capturing a wide array of data points, from personal health information to insurance history and preferences, the Wisconsin Health Application form embodies a thorough mechanism for small employers to navigate the group health insurance landscape.

QuestionAnswer
Form NameWisconsin Health Application Form
Form Length9 pages
Fillable?No
Fillable fields0
Avg. time to fill out2 min 15 sec
Other nameswisconsin application for health care coverage state employeesapplication, wisconsin health application, wisconsin uniform health application, wisconsin uniform employeeapplication for group health insurance

Form Preview Example

 

Employee Name_______________________

SMALL EMPLOYER UNIFORM EMPLOYEE

State of Wisconsin

APPLICATION FOR GROUP HEALTH

Office of the Commissioner of Insurance

INSURANCE

P.O. Box 7873

 

Madison, WI 53707-7873

Ref: Section Ins 8.49, Wis. Adm. Code, and

(608) 266-3585

Sections 601.41 (8), 635.10, Wis. Stat.

Web Address: oci.wi.gov

This form is designed for an employer’s initial application for coverage. Please contact your agent or the insurer to determine if this form should be used in other situations once the group is enrolled with the insurer.

EMPLOYER INFORMATION – To be filled out by Employer

Employer Name _______________________________________

Group Number _______________

Division Number ____________

Employee Class __________________

 

 

Total number of permanent employees who have a normal work week of 30 or more hours _________

 

Names of Insurers to whom information may be released:

 

 

Insurer: _________________________________________________

Insurer: _________________________________________________

Insurer: _________________________________________________

Insurer: _________________________________________________

I. EMPLOYEE INFORMATION

Employee Instructions: Please print using black or blue ink. Please fill out the entire application for each person for whom coverage is being sought.

Employee’s First Name, Middle Initial and Last Name: ________________________________________________________________________

Social Security No.: ____________________ Birth Date: ____________________ Sex: _________ Height and Weight:___________________

Street or Post Office Address: ___________________________________________________________________________________________

City: ___________________________________ County:_____________________ State: __________________ Zip: ________________

Home Phone: __________________ Work Phone: __________________ Email: _______________________________ [ ] Home [ ] Work

1.For your current employer: What was your first day of employment? ____/____/____

How many hours, on average, do you work each week? ______

2.Are You:

a)

[ ] Single

[ ] Married

[ ] Legally Separated

[ ] Divorced

[ ] Widow or Widower

 

If you are married, legally separated, divorced or widowed, please indicate the date that the event occurred: _____________________

 

If you are married, please indicate the county and state, or country in which you were married: _____________________

 

If you are married, please indicate your former or maiden name: _______________________________________________

b)

A Retiree?

[ ] Yes [ ] No

 

 

 

c)

On COBRA or State Continuation? [ ]Yes [ ] No

 

 

 

If “Yes,” provide start date and reason: ____________________________________________________________________________

II. TYPE OF HEALTH COVERAGE

Please select the type of health insurance coverage for which you are applying:

[ ] Employee Only

[ ] Employee and Spouse

[ ] Employee and Dependent Child(ren)

[ ] Employee, Spouse and Dependent Child(ren)

III. DEPENDENT INFORMATION

a)List all dependents, spouse and child(ren) applying for insurance. If you need additional space, please use a separate sheet of paper and attach it to this application (please sign and date the additional sheet).

 

Name

 

Social Security

 

Birth Date

Height

 

(First; M.I.; Last)

Sex

Number

Relationship

(Mo/Day/Yr)

Weight

 

 

 

 

Spouse

 

 

 

 

 

 

 

 

 

 

 

 

 

[ ] Child

 

 

 

 

 

 

[ ] Stepchild

 

 

 

 

 

 

[ ] Grandchild

 

 

 

 

 

 

[ ] Other

 

 

 

 

 

 

____________

 

 

 

 

 

 

[ ] Child

 

 

 

 

 

 

[ ] Stepchild

 

 

 

 

 

 

[ ] Grandchild

 

 

 

 

 

 

[ ] Other

 

 

 

 

 

 

____________

 

 

Uniform Employee Application

 

Page 1 of 9

 

 

OCI 26-501 (R 6/2010)

Employee Name_______________________

b)Does the dependent child(ren) named within this application live with you at the address shown above? [ ] Yes [ ] No If “No,” please list the dependent child(ren)’s name and address(es):

________________________________________________________________________________________________________________

________________________________________________________________________________________________________________

c)If there is a stipulation in a legal decree or court order stating who is responsible for providing health insurance of the named dependent child(ren), please indicate name of the person who has primary custody of the dependent child(ren) and the name of the responsible person for health insurance:

________________________________________________________________________________________________________________

________________________________________________________________________________________________________________

IV. MEDICAL INFORMATION

Please answer the following questions to the best of your knowledge. On the next page, please provide the complete details if you answer “Yes” to any of the questions below. The date that this application is signed is the date that you should use when answering questions that request you to provide prior history for various periods of time. The health insurance company does not use or collect genetic information for any underwriting purpose. Genetic information includes information related to genetic tests, genetic counseling, and any family history of a disease or disorder. Any such information should not be included on an application or communicated to the insurance company in any manner. Any genetic information that may be obtained will not be used for underwriting of health coverage. You are required to promptly notify your employer so that you may provide updated information to the small employer insurer(s) of any changes or developments in your, your spouse’s or your dependent child(ren)’s health history that occur prior to your employer’s notifying you that there has been an insurer’s underwriting decision regarding this application.

A.Are you, your spouse or any dependent child(ren) (even if not listed on the application) currently pregnant or an expectant parent? (If “Yes,”

due date is __________________)

[ ] Yes [ ] No

B.Has anyone named in this application been treated or diagnosed by a medical professional as having Acquired Immune Deficiency Syndrome

(AIDS) or AIDS Related Complex (ARC)?

[ ] Yes [ ] No

C. Has anyone named in this application used tobacco or smokeless tobacco during the past 12 months?

[ ] Yes

[

] No

If “Yes,” provide information as requested regarding the product, duration and frequency of use in section H below.

 

 

 

D. In the past 5 years has anyone named in this application been evaluated or treated for alcoholism or chemical dependency; or joined any

 

 

organization for alcoholism or chemical dependency; or used illegal drugs or been advised by a health care professional to reduce the use of

alcohol or illegal drugs?

[ ] Yes

[

] No

E.Is anyone named in this application now disabled, mentally incompetent or unable to perform normal work or age-related activities? [ ]Yes [ ] No If “Yes,” please identify name(s), health condition(s), date(s) of disability and name(s) and address(es) of the attending physician(s):

________________________________________________________________________________________________________________

________________________________________________________________________________________________________________

F.Within the past 10 years, has anyone named in this application been counseled, consulted or treated for any of the following (please check all conditions that apply):

1. CIRCULATORY SYSTEM

 

3. GENITOURINARY SYSTEM

 

a)

heart disease or disorder

[ ] Yes [ ] No

a)

menstrual disorder

[ ] Yes [ ] No

b)

stroke

[ ] Yes [ ] No

b)

genital disorder

[ ] Yes [ ] No

c)

circulatory disorder

[ ] Yes [ ] No

c)

sexual dysfunction

[ ] Yes [ ] No

d)

chest pain

[ ] Yes [ ] No

d) pregnancy complications (e.g., premature

[ ] Yes [ ] No

 

 

 

 

birth, miscarriage, c-section)

 

e)

high or low blood pressure

[ ] Yes [ ] No

e)

infertility

[ ] Yes [ ] No

f)

elevated cholesterol and/or triglyceride levels

[ ] Yes [ ] No

f)

urinary tract/kidney/bladder disorder

[ ] Yes [ ] No

g)

anemia or blood disorder

[ ] Yes [ ] No

g)

prostate disorder

[ ] Yes [ ] No

 

4. ENDOCRINE SYSTEM

 

 

 

 

 

2. DIGESTIVE SYSTEM

 

a) diabetes

[ ] Yes [ ] No

a)

ulcers

[ ] Yes [ ] No

b)

thyroid disorder

[ ] Yes [ ] No

b)

stomach disorder

[ ] Yes [ ] No

c)

adrenal disorder

[ ] Yes [ ] No

c)

liver/pancreas disorder

[ ] Yes [ ] No

d) enlargement of the lymph-nodes

[ ] Yes [ ] No

d)

gallbladder disorder

[ ] Yes [ ] No

e) connective tissue disorder

[ ] Yes [ ] No

e)

intestinal disorder (e.g., colitis, Crohn’s disease)

[ ] Yes [ ] No

5. EAR OR EYE

 

f)

hernia

[ ] Yes [ ] No

a)

eye disorder

[ ] Yes [ ] No

g)

rectal disorder

[ ] Yes [ ] No

b)

ear disorder

[ ] Yes [ ] No

Uniform Employee Application

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OCI 26-501 (R 6/2010)

Employee Name_______________________

6. RESPIRATORY SYSTEM

 

9. CANCER

 

a)

allegry(ies)

[ ] Yes [ ] No

a)

cancer

[ ] Yes [ ] No

b)

asthma

[ ] Yes [ ] No

b)

tumor

[ ] Yes [ ] No

c)

emphysema

[ ] Yes [ ] No

c)

abnormal growth

[ ] Yes [ ] No

d)

sinus or nasal disorder

[ ] Yes [ ] No

d)

carcinoma in situ

[ ] Yes [ ] No

e)

lung disease or disorder

[ ] Yes [ ] No

 

 

 

f)

shortness of breath

[ ] Yes [ ] No

10. BEHAVIORAL HEALTH

 

7. NERVOUS SYSTEM

 

a)

attention deficit disorder

[ ] Yes [ ] No

a) epilepsy or other seizures

[ ] Yes [ ] No

b)

psychological disorder

[ ] Yes [ ] No

b)

headaches

[ ] Yes [ ] No

c)

suicide attempt

[ ] Yes [ ] No

c)

multiple sclerosis

[ ] Yes [ ] No

d)

eating disorder

[ ] Yes [ ] No

8. MUSCULAR or SKELETAL

 

 

 

 

a)

arthritis

[ ] Yes [ ] No

11. OTHER

 

b)

fibromyalgia

[ ] Yes [ ] No

a) organ or other type of transplant or implant

[ ] Yes [ ] No

c)

back disorder

[ ] Yes [ ] No

b)

breast disorder

[ ] Yes [ ] No

d)

joint disorder

[ ] Yes [ ] No

c)

lupus

[ ] Yes [ ] No

e)

musculoskeletal disorder

[ ] Yes [ ] No

 

 

 

f)

skin disorder

[ ] Yes [ ] No

 

 

 

g)

chronic fatigue syndrome

[ ] Yes [ ] No

 

 

 

G.Within the last 5 years, has anyone named in this application to be covered by this insurance had any other injury, illness or treatment for any condition not already listed; been hospitalized or been scheduled for hospitalization; had surgery or had surgery scheduled; had a test or a test

scheduled; or been recommended to have a test or surgery which was not performed for any reason not already mentioned in this application?

We are not seeking the results of HIV Antibody test.

[ ] Yes [ ] No

H.In the space below please list and provide the complete details if you answered “Yes” above to any of the questions or conditions contained in sections A through G. (Attach additional pages as needed and sign the additional pages.)

Question Number

Name of Person

Date(s) of Treatment

Give full details for each question answered “Yes,” state the condition, duration and degree of recovery.

Name and address of attending physician or other health care provider.

I.If anyone named in this application is taking medication or has had prescribed or recommended any medication during the period of time related to your answer (i.e. past 5 years, past 10 years, or currently taking), please list all those medications, dosages, and what medical condition is being treated or were treated by each medication in the space provided below. (Attach additional pages as needed and sign the additional pages.)

 

Name, dosage and frequency of medication

 

Name and address of prescribing

 

(include illness or health condition for which

Date(s) medication taken

physician or licensed health care

Name of Person

medication was prescribed)

(indicate if ongoing)

provider and dispensing pharmacy

 

 

 

 

 

 

 

 

 

 

 

 

V. WAIVER OF COVERAGE

I understand that I am eligible to apply for group health insurance through my employer. I do NOT want, and hereby waive, group health insurance for (check the box that applies):

[

] Waiving for myself

[ ] Waiving for my spouse

[ ] Waiving for my dependent child(ren)

[

] Waiving for me, my spouse and my dependent child(ren)

 

I am waiving group health insurance because (check all that apply):

[] I, the employee, am covered or will be covered under another plan that is not sponsored by my employer. I am not enrolled for coverage under the Health Insurance Risk-Sharing Plan (HIRSP). If currently covered, please attach a copy of your identification card for that plan.

[] I, the employee, do not have a risk characteristic or other attribute that would be the sole cause for the small employer insurer to make a decision with respect to premiums or eligibility for a policy that is adverse to the small employer.

Uniform Employee Application

Page 3 of 9

OCI 26-501 (R 6/2010)

Employee Name_______________________

[] My spouse is covered or will be covered under another plan that is not sponsored by this employer. My spouse is not enrolled for coverage under the Health Insurance Risk-Sharing Plan (HIRSP). If currently covered, please attach a copy of your spouse’s identification card for that plan.

[ ] My dependent child(ren) is covered or will be covered under another plan that is not sponsored by my employer. My dependent child(ren) is not enrolled for coverage under the Health Insurance Risk Sharing Plan (HIRSP). If currently covered, please attach your identification card for that plan. Please list, below, the name(s) of the child(ren) for whom coverage is being waived.

[] I am not enrolled under the Health Insurance Risk-Sharing Plan (HIRSP) and the annualized premium contribution to be paid by me on behalf of myself or my dependent spouse and child(ren) would exceed 10% of my annualized gross earnings from this employer.

[] Other reason (Please provide a written reason for waiving coverage):

________________________________________________________________________________________________________________

WAIVER: I certify that I have been given the opportunity to apply for group health insurance and decline to enroll as indicated above, on behalf of myself, my spouse and my dependent child(ren). I understand that by signing this waiver, I, my spouse, and my dependent child(ren) forfeit the right to coverage. I was not pressured, forced or unfairly induced by my employer, the agent or the insurer(s) into waiving or declining the group health insurance. If in the future I apply for coverage, I, my spouse, or any of my dependent child(ren) may be treated as a late enrollee and subject to postponement or an exclusion of coverage for preexisting conditions for a period of up to 18 months. This period may be offset by the time I, my spouse or my dependent child(ren) was covered under a qualified health plan.

I understand that if I am declining enrollment for myself, my spouse, or my dependent child(ren) because of other health insurance coverage, including Medicaid, I may in the future be able to enroll myself, my spouse, or my dependent child(ren) in this plan, provided that I request enrollment within 30 days after my other health coverage ends or 60 days after Medicaid ends. In addition, if I gain a dependent spouse or child(ren) as a result of marriage, birth, adoption, or placement for adoption, I understand that I may be able to enroll myself, my spouse and my dependent child(ren), provided that I request enrollment within 30 days after the marriage, birth, adoption or placement for adoption. If I am declining enrollment for myself, my spouse or my dependent child(ren) because of coverage under Medicaid, I understand that if I, my spouse or my dependent child(ren) become eligible for group health plan premium assistance under Medicaid, I may be able to enroll myself, my spouse or my dependent child(ren), provided I request enrollment within 60 days of initial eligibility for the premium assistance. I understand that I can obtain enrollment information from my employer or small employer group health insurance carrier.

Signature of Employee: _________________________________________________

Date Signed: _________________________

VI. MEDICARE INFORMATION

If you need to complete this section for more than one person, please use a separate sheet of paper and attach it to this application (please sign and date the additional sheet).

Are you, your spouse or your child(ren) covered by Medicare Part A? [ ] Yes [

] No Medicare Part B? [

] Yes [ ] No Medicare Part D [ ] Yes [ ] No

Name of person covered by Medicare: ____________________________________

 

If “Yes,” reason for Medicare: [ ] Over Age 65 [ ] Disability [ ] End-Stage Renal Disease (ESRD)

[ ] Disability and ESRD

Medicare Part A Effective Date: _________________

Medicare Part B Effective Date ___________________

Medicare Part C (Medicare Advantage) Effective Date: __________________

Medicare Part D Effective Date: ____________________

VII. CURRENT AND PREVIOUS COVERAGE

The information you provide about your other individual or group health insurance coverage (either prior or current) is necessary to determine whether you will have any waiting periods for preexisting conditions under the group health insurance plan under which you are applying for coverage. Your information will also help the small employer insurer(s) to coordinate benefits with any other group health coverage you may have. By providing this information you are not reducing your group health insurance for which you are applying.

Do you, your spouse or your dependent child(ren) listed in this application have current health insurance coverage or had previous health insurance coverage within the last 18 months? [ ] Yes [ ] No

If “Yes,” please complete the following table and attach a copy of the Certificates of Creditable Coverage for each person.

Starting with you, the employee, identify each person applying for insurance and include information for all current and previous health insurance coverage(s) in effect during the last 18 months.

Uniform Employee Application

Page 4 of 9

OCI 26-501 (R 6/2010)

Employee Name_______________________

 

 

Effective

Termination

 

Type of

 

 

Date of

Date of

 

Coverage

 

Insurance Company, Plan &

Coverage

Coverage

Reason for Termination of

(see key

Name

Group Number

(mo/day/yr)

(mo/day/yr)

Coverage

below)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Type of Coverage Key: G = Group Comprehensive Major Medical; I = Individual Comprehensive Major Medical;

M = Medicare Supplement; D = Drug Coverage Only; H = Hospital Coverage Only; V = Vision Coverage Only

VIII. HEALTH PROVIDER OR PRODUCT SELECTION, IF APPLICABLE

This section should be completed only if the small employer group insurance for which you are applying requires the selection of a network, primary care provider or clinic. If applicable, it should also be used to select the product options offered by the employer or insurer. With respect to the provider or network selection, a selection should be made for each individual applying for such coverage and for each insurer from which insurance coverage is being sought. The provider numbers may be listed in the provider materials (i.e., directory) that are supplied by each insurer to your employer. The provider numbers for the same provider may not be the same for different insurers or products. Use additional sheets if necessary.

Insurer: ____________________________________________________________

 

Product Type: _______________________________________________________

 

Coinsurance Option: _______________

Deductible Option: _______________

Copayment Option: _______________

Selected Provider is for (choose only one): [

] Health Insurance [ ] Dental Insurance

[ ] Other ______________________________

Covered Person’s Name

Network or Provider’s Name or Number

Is this your current

provider?

Insurer: ____________________________________________________________

 

Product Type: _______________________________________________________

 

Coinsurance Option: _______________

Deductible Option: _______________

Copayment Option: _______________

Selected Provider is for (choose only one): [

] Health Insurance [ ] Dental Insurance

[ ] Other ______________________________

Covered Person’s Name

Network or Provider’s Name or Number

Is this your current

provider?

IX. NON-HEALTH INSURANCE COVERAGE SELECTION, IF APPLICABLE

Availability of coverage is determined by your employer and whether the coverage is approved for issuance by the insurer(s). Please list the insurer(s) below from whom you are applying for coverage and check all benefits for which you are applying.

If you have been given a choice of plans to apply for, or if the coverage you are applying for requires the selection of a primary care provider/clinic/network, please complete the section entitled "Provider and/or Product Selection."

If you are waiving application for any coverage on yourself and/or your spouse and/or dependent child(ren), please complete the "Waiver of Coverage" section at the end of this section.

Uniform Employee Application

Page 5 of 9

OCI 26-501 (R 6/2010)

 

 

 

 

Employee Name_______________________

A. GROUP DENTAL COVERAGE

 

 

 

[ ] Employee

[ ] Employee and Spouse

[ ] Employee and Dependent Child(ren)

[ ] Employee, Spouse and Dependent Child(ren)

 

 

 

Insurer: __________________________________________

Insurer: __________________________________________

Insurer: __________________________________________

Insurer: __________________________________________

Within the past 12 months, have you, your spouse or your dependent child(ren) had any individual or other group dental coverage? [ ] Yes [ ] No

If “Yes,” please provide the following information:

 

 

Orthodontia coverage? [ ] Yes [

] No

 

 

Dental Insurer Name: ___________________________________________________

Policy Number: _______________________

Address: _____________________________________________________________

Phone Number: ______________________

Coverage Effective Date: __________________

Termination Date: __________________

Is coverage still in effect? [ ] Yes

[ ] No

 

 

Who was or is covered under the policy listed above? _________________________________________________________________

Please attach copies of Certificates of Prior Coverage.

B. GROUP LIFE/AD&D COVERAGE (dependent coverage only available if employee coverage elected)

Insurer: __________________________________________

Insurer: __________________________________________

Insurer: __________________________________________

Insurer: __________________________________________

Employee Life/AD&D Amounts:

Basic Issue $__________

Supplemental $__________

Optional $__________

Primary Beneficiary Name __________________________________

Beneficiary's Social Security ___________________

Relationship of Beneficiary ___________________

 

 

Secondary Beneficiary Name _______________________________

Beneficiary's Social Security ___________________

Relationship of Beneficiary ___________________

 

 

Dependent Life Amounts:

Basic Issue $__________

Supplemental $__________

Optional $__________

[ ] Dependent Spouse Only

[ ] Dependent Child(ren) Only

[ ] Dependent Spouse and Dependent Child(ren)

C. GROUP DISABILITY COVERAGE (only available to employees)

[ ] Short Term Disability

[ ] Long Term Disability

Your Annual Salary $__________________

Insurer: __________________________________________

Insurer: __________________________________________

Insurer: __________________________________________

Insurer: __________________________________________

Basic Benefit Amount $______________/ per week

 

Optional Benefit Amount $_____________/ per week

 

 

 

 

 

D. GROUP DRUG COVERAGE

 

 

 

 

[ ] Employee

[ ] Employee and Spouse

[ ] Employee and Dependent Child(ren)

[ ] Employee, Spouse and Dependent Child(ren)

 

 

 

Insurer: __________________________________________

Insurer: __________________________________________

Insurer: __________________________________________

Insurer: __________________________________________

 

 

 

 

 

E. GROUP VISION COVERAGE

 

 

 

 

[ ] Employee

[ ] Employee and Spouse

[ ] Employee and Dependent Child(ren)

[ ] Employee, Spouse and Dependent Child(ren)

 

 

 

Insurer: __________________________________________

Insurer: __________________________________________

Insurer: __________________________________________

Insurer: __________________________________________

Uniform Employee Application

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OCI 26-501 (R 6/2010)

Employee Name_______________________

F.WAIVER OF NON-HEALTH COVERAGE - This section must be completed if you or your dependents do NOT want the coverage listed above that is available to you through your employer.

I understand that I am eligible to apply for coverage through my employer. I do NOT want coverage for (check all that apply):

Employee:

[

] Dental

[

] Basic Life/AD&D

[ ] Supplemental Life/AD&D

[

] Optional Life

 

 

 

[

] Basic Disability

[ ] Optional Disability [ ] Drug

 

[ ] Vision

 

 

 

 

 

Spouse:

[

] Dental

[

] Basic Life

[

] Supplemental Life

[

] Optional Life

[

] Drug

[

] Vision

Dependent Child(ren):

[

] Dental

[

] Basic Life

[

] Supplemental Life

[

] Optional Life

[

] Drug

[

] Vision

The reason I am waiving group coverage at this time is because of:

[

] Spousal coverage

[ ] Individual Coverage

[ ] Medicare

[ ] Medical Assistance

[

] Other:_______________________________________________________________________________________________________

WAIVER: I certify that I was not pressured, forced or unfairly induced by my employer, the agent, or the insurer(s) into waiving (declining) the above-noted coverage. I understand that in the event that I should decide to apply for such coverage at a later date, the application will be subject to the applicable terms and conditions of the employer’s policy(s), which may require additional limitations and waiting periods. I also understand that I, my spouse and my dependent child(ren) may be required to furnish, at my own expense, evidence of health status/health history representation satisfactory to the insurer(s). I understand that the insurer(s) reserves the right to deny coverage with any future application for coverage.

Signature of Employee: _______________________________________________

Date Signed: __________________

Signature of Spouse: _________________________________________________

Date Signed: __________________

X. TERMS AND CONDITIONS

I hereby enroll for coverage under the insurance coverage(s) for which I am presently eligible, or for which I may become eligible under my employer’s group contract(s). I have indicated in this Wisconsin Uniform Employee Application for Small Employer Group Health Insurance, if required, the Provider or Product Selection. I understand and agree that the information obtained by using this Application will be used by the insurer(s) to determine eligibility for benefits under my employer’s group insurance policies. I, on behalf of myself, my spouse and my dependent child(ren), if any, named herein, agree to cooperate in providing the insurer(s) with information needed to process this Application. This might include signing a form for the release by hospitals, doctors, and other health care providers of pertinent heath care records to the Medical Information Bureau, the insurer(s) or their legal representatives.

I acknowledge that I have read and completed the entire Application. If I received assistance in reading or completing this Application, I have identified in the space provided below the person(s) who provided me with such assistance. I declare and agree that the answers are, to the best of my knowledge and belief, complete and true and, together with any supplements or addendums thereto, shall be the basis for any certificate of coverage or certificate of insurance issued. I understand and agree that neither the employer nor the agent has the authority to waive a complete answer to any question, pass on insurability, alter any contract, or waive any of the insurer’s other rights or requirements. I additionally agree that the insurer(s) is not liable for any statement, representation, or other information provided to me, my spouse or my dependent child(ren) that is not expressly contained in a written document provided by the insurer and signed by an authorized officer of the insurer. I agree that no insurance will be effective until the date specified by the company on the certificate of coverage or certificate of insurance after this application has been accepted. I understand that any misrepresentation contained herein and relied upon by the insurer may be used to reduce or deny a claim or void the contract within the contestable period if such misrepresentation materially affects the acceptance of risk. I also understand that if I decline any coverage, future changes in coverage are NOT automatic and may be subject to the insurer’s approval.

I understand and acknowledge that any person who, with intent to defraud or knowledge that the person is facilitating a fraud against an insurer, submits an application or files a claim containing a false deceptive statement is committing a fraudulent act that is a crime. I further understand and acknowledge that in some states, any person who, for the purpose of intentionally misleading an insurer or other person, conceals significant information from an application or claim is committing a fraudulent act.

If any payroll deductions are required for this coverage, I authorize such deductions from my earnings. I reserve the right to revoke this deduction authorization at any time upon written notice to the employer. An Application should not be submitted more than 45 days prior to the effective date. This document will become a part of the insurance contract when coverage is approved and issued.

Uniform Employee Application

Page 7 of 9

OCI 26-501 (R 6/2010)

Employee Name_______________________

I understand that I may request a copy of this Application and the Authorization to Use and Disclose Protected Health Information that are part of this Application. I agree that a photographic copy shall be as valid as the original. A legible facsimile signature shall have the same force and effectiveness as the original.

Signature of Employee: _________________________________________________

Date Signed: __________________

Signature of Spouse: ___________________________________________________

Date Signed: __________________

Signature of each listed dependent who has attained the age of 18:

 

________________________________________

Date Signed: ___________

Print Name ___________________________

________________________________________

Date Signed: ___________

Print Name ___________________________

Complete this section if someone assisted you in the completion of this Application.

The following person assisted me in completing the Application: _______________________________________________________

Please explain your relationship with the Applicant: _________________________________________________________________

AUTHORIZATION TO USE AND DISCLOSE PROTECTED HEALTH INFORMATION

Instructions: Please read this authorization form carefully before signing. This form must be signed by each adult person seeking coverage, including all adult dependent children. Parents should sign for their minor children unless the minor has received treatment without parental consent, consistent with state law. Your application cannot be processed without a signature for each person seeking coverage. Signing this form is a condition of coverage: if you decide not to sign, you will not be enrolled in a health plan of the insurers listed below. You have the right to receive a copy of this form following your signature.

I. Protected Health Information

By signing this form, I authorize certain organizations and persons to use or disclose my, my spouse’s and my dependent child(ren)’s protected health information. Protected health information includes, but is not limited to, hospital records, physician records, lab results, mental health records, and alcohol and/or drug abuse records. Protected health information may be written, oral, or electronic. This form does not permit the use or disclosure of psychotherapy notes or the disclosure of information concerning whether I, my spouse or my dependent child(ren) have obtained a test for the presence of HIV antigen or nonantigenic products of HIV or an antibody to HIV or what the results of this test were.

II. Purpose of this Authorization Form

By signing this form, I, my spouse and my dependent child(ren) authorize the use and disclosure of protected health information for the purposes of pre-enrollment underwriting or risk-rating of health insurance coverage for me, my spouse and my dependent child(ren), to determine eligibility for enrollment or benefits under a health plan or to allow the insurer to conduct utilization review and quality improvement activities (“Purpose”).

III. Entities Authorized to Use and Disclose My Protected Health Information

Insurers: I hereby authorize the following insurers, their reinsurers, and their legal representatives (“Insurers”) to receive, use, and disclose my, my spouse’s and my dependent child(ren)’s protected health information for the Purpose listed above:

Insurer: __________________________________________

Insurer: __________________________________________

Insurer: __________________________________________

Insurer: __________________________________________

I authorize the Insurers to disclose my, my spouse’s and my dependent child(ren)’s protected health information: between themselves, to reinsuring companies, and to the plan administrator (if other than the employer), plan sponsor (if other than the employer), insurance intermediaries, or other persons or organizations performing business or legal services in connection with the Purpose above.

I further authorize any licensed physician, medical practitioner, health care provider, hospital, clinic, or other medical or medically related facility, insurance or reinsuring company, Medical Information Bureau, Inc., consumer reporting agency, or other organization, institution, or person that has any record or knowledge of me, my spouse or my dependent(s), to give to Insurers any and all protected health information about me, my spouse, or my dependent(s) to be covered concerning diagnosis, treatment and prognosis for any physical or mental condition, history or character, general reputation, personal trait, and mode of living, including, but not limited to, all medical and health care records, but not including whether I, my spouse or my dependent(s) obtained a test for the presence of HIV antigen or nonantigenic products of HIV or what the results of this test were.

I, my spouse and my dependent child(ren) understand that protected health information described in this form may be used by, or disclosed to or by, organizations and persons who are not subject to federal or state privacy laws.

IV. Term of Authorization

I agree this Authorization shall be valid for two and one half (2 ½) years from the latest signature date below.

Uniform Employee Application

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OCI 26-501 (R 6/2010)

Employee Name_______________________

V. Right to Revoke

I understand I, my spouse or my dependent child(ren) may revoke this authorization at any time by giving advance written notice to Insurers. Revocation of this authorization form will not affect actions Insurers and others took in reliance on this form prior to the written notice of revocation.

I HAVE HAD FULL OPPORTUNITY TO READ AND CONSIDER THIS FORM. I UNDERSTAND THAT, BY SIGNING THIS FORM, I AUTHORIZE THE USES AND DISCLOSURES OF PROTECTED HEALTH INFORMATION DESCRIBED IN THIS FORM. I UNDERSTAND THAT I MAY ONLY REVOKE AUTHORIZATION FOR MYSELF OR MY MINOR CHILD(REN) UNLESS MY MINOR CHILD(REN) HAS RECEIVED TREATMENT WITHOUT MY CONSENT, CONSISTENT WITH STATE LAW. (CONTINUED ON THE NEXT PAGE.)

_______________________________________

_____________________

_________________________________

Signature of Adult Applicant

Date signed

Printed Name

_______________________________________

_____________________

_________________________________

Signature of Spouse (if applicable)

Date signed

Printed Name

AUTHORIZATION TO USE AND DISCLOSE PROTECTED HEALTH INFORMATION (Continued)

I HAVE HAD FULL OPPORTUNITY TO READ AND CONSIDER THIS FORM. I UNDERSTAND THAT, BY SIGNING THIS FORM, I AUTHORIZE THE USES AND DISCLOSURES OF PROTECTED HEALTH INFORMATION DESCRIBED IN THIS FORM. I UNDERSTAND THAT I MAY ONLY REVOKE AUTHORIZATION FOR MYSELF OR MY MINOR CHILD(REN) UNLESS MY MINOR CHILD(REN) HAS RECEIVED TREATMENT WITHOUT MY CONSENT, CONSISTENT WITH STATE LAW.

_______________________________________

_____________________

_________________________________

Signature of Adult Dependent

Date signed

Printed Name

(if applicable)

 

 

_______________________________________

_____________________

_________________________________

Signature of Parent or Legal Guardian

Date signed

Name of Minor Child (please print)

for Minor Child(ren) (if applicable)

 

 

If signing for more than one child, please list the names of each child for whom you are signing:

_________________________________________

_________________________________________

Name of Minor Child (please print)

Name of Minor Child (please print)

_________________________________________

_________________________________________

Name of Minor Child (please print)

Name of Minor Child (please print)

For services received by a minor that under state law the minor may consent to treatment without parental or legal guardian consent:

_______________________________________

_____________________

_________________________________

Signature of Parent or Legal Guardian

Date signed

Name of Minor Child (please print)

for Minor Child (if minor received

 

 

treatment with knowledge of parent)

 

 

_______________________________________

_____________________

_________________________________

Signature of Minor Child (if minor may have

Date signed

Name of Minor Child (please print)

received treatment that does not require

 

 

parent or legal guardian authorization)

 

 

_______________________________________

_____________________

_________________________________

Signature of Minor Child (if minor may have

Date signed

Name of Minor Child (please print)

received treatment that does not require

 

 

parent or legal guardian authorization)

 

 

Uniform Employee Application

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OCI 26-501 (R 6/2010)