Form 1095-B, titled “Health Coverage,” is a tax document provided by insurance companies and other health coverage providers, including small employers and government agencies like Medicare or Medicaid. It confirms that individuals and their families had health insurance coverage during the year. This form lists information such as the type of coverage, the months during which the coverage was in effect, and the individuals covered under the policy. Form 1095-B shows the months in which individuals had minimum essential health coverage.
Although the individual mandate penalty for not having health insurance was reduced to zero at the federal level, this form may still be required for state tax purposes in states that have their health insurance mandates. Additionally, Form 1095-B helps individuals confirm that the coverage reported by insurers matches their records, ensuring they have documentation to support their tax filings and state insurance requirements. This form plays a crucial role in maintaining compliance with healthcare reporting requirements and assists taxpayers in managing their health insurance information.
Other IRS Forms for Individuals
Along with the form to report information about health coverage in your family to the IRS, there may be some other IRS forms for individual taxpayers that you might need. Check the forms we prepared for you below.
You can file the form online or via mail. If you choose the second option, find the mailing address in the IRS instructions for Forms 1094-B and 1095-B. Electronic filing goes through the IRS ACA Information Returns (AIR) system, and a provider that files 10 or more information returns in total during the year must file electronically.