1005 Verification Of Employment Form PDF Details

The Fannie Mae 1005 verification of employment (VOE) form is a document used by employers to verify the employment status of current or former employees. The VOE can also be used to confirm an employee's position and salary.

The form is filled out by the borrower's employer and provides details about the borrower's current employment status, including their job title, length of employment, and current salary or hourly rate. The form may also include information about the borrower's employment history, such as previous employers and job titles.

Here are a few details you may want to analyze before working with the 1005 verification of employment form.

QuestionAnswer
Form Name Form 1005 - Verification of Employment
Form Length 2 pages
Fillable? Yes
Fillable fields 61
Avg. time to fill out 12 min 46 sec
Other names verification of employment form, fannie mae form 1005

Form Preview Example

0.000.000.00

Instructions

Verification of Employment

The lender uses this form for applications for conventional first or second mortgages to verify the applicant's past and present employment status.

Copies

Original only.

Printing Instructions

This form must be printed on letter size paper, using portrait format.

Instructions

The applicant must sign this form to authorize his or her employer(s) to release the requested information. Separate forms should be sent to each firm that employed the applicant in the past two years. However, rather than having an applicant sign multiple forms, the lender may have the applicant sign a borrower's signature authorization form, which gives the lender blanket authorization to request the information it needs to evaluate the applicant's creditworthiness. When the lender uses this type of blanket authorization, it must attach a copy of the authorization form to each Form 1005 it sends to the applicant's employer(s).

For First Mortgages:

The lender must send the request directly to the employers. We will not permit the borrower to hand-carry the verification form. The lender must receive the completed form back directly from the employers. The completed form should not be passed through the applicant or any other party.

For Second Mortgages:

The borrower may hand-carry the verification to the employer. The employer will then be required to mail this form directly to the lender. The lender retains the original form in its mortgage file.

Instructions Page

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    Alabama, Alaska, Arizona, Arkansas, California, Colorado, Georgia, Hawaii, Indiana, Iowa, Kansas, Kentucky, Maine, Massachusetts, Minnesota, Montana, New Mexico, Nevada, Oklahoma, Oregon, Pennsylvania, South Dakota, Texas, Utah, Vermont, Washington, West Virginia. Connecticut, Delaware, District of Columbia, Florida, Guam, Idaho, Illinois, Louisiana, Maryland, Michigan, Mississippi, Missouri, Nebraska, New Jersey, New York, North Carolina, North Dakota, Ohio, Puerto Rico, Rhode Island, South Carolina,Tennessee, Virginia, Virgin Islands, Wisconsin, Wyoming.

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