Aetna Evidence of Insurability form is mandated by the Aetna health insurance company. The purpose of this form is to establish that an individual has been unable to work due to a medical condition and as such, must be considered "uninsurable." The Aetna Evidence of Insurability Form (EIF) typically requires individuals provide medical documentation from their physician or hospitalization records for at least 180 consecutive days. Common reasons why someone may not be insurable include: Cancer, chronic obstructive pulmonary disease (COPD), diabetes mellitus type I, heart attack/myocardial infarction (MI), stroke and paralysis.
You will see information regarding the type of form you would like to fill out in the table. It can tell you how much time it should take to finish aetna evidence of insurability form, what parts you will have to fill in, etc.
Question | Answer |
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Form Name | Aetna Evidence Of Insurability Form |
Form Length | 4 pages |
Fillable? | No |
Fillable fields | 0 |
Avg. time to fill out | 1 min |
Other names | aetna eoi form, gr 67853, evidence of insurability aetna, aetna eoi com submit |
Evidence of Insurability Statement
Life and Disability Coverage
Aetna Life Insurance Company
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Read This Instruction Page Carefully. |
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Aetna may contact you directly to request additional information upon receipt of this completed Statement. |
Instructions |
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Plan Sponsor |
Complete Section A in its entirety. Be sure that: |
Please Print |
• All items are completed. |
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•The Control Number, Suffix and Account numbers are provided (A1).
•The Employee/Member’s Social Security Number is provided (A2).
•Both the Employee/Member’s and your name and address are shown in the spaces provided (A3 and A4).
•The telephone number of your authorized representative (A5), Employee/Member’s date of hire (A6) and Employee/Member’s home and work telephone numbers (A7) are provided.
•Your Employee/Member’s and your
•Employee/Member’s Annual Earnings is completed (A10).
•You check the appropriate box(es) for individual(s) requesting Life coverage. Provide the current amount of coverage, requested additional amount of coverage, resulting total amount of coverage and Guarantee Issue amount for each individual for whom coverage is being requested (A11).
•You check the reason for requested life coverage (A11).
•You check the appropriate Disability box(es) and provide current and requested amounts of coverage (A11).
•Section A is signed by your Authorized Representative (A12).
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Give the form to your Employee/Member for his/her confidential submission to Aetna. |
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Aetna will advise you of its coverage decision. Employee/Member will be notified directly if coverage is denied. |
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Employee/Member |
Verify that your name, address and Social Security Number as shown in Section A are complete and accurate. We may need |
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to direct additional inquiries to your attention. |
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Read the Privacy |
Complete Section B. Be sure that: |
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Notice and |
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• All items are completed. |
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Misrepresentation |
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section on |
• Only the names of individuals requesting coverage at this time are listed (B1). |
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“Page 2 of 4” of |
• Height and Weight must be provided or this form will be returned unprocessed for your completion (B1). |
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the Insurability |
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• The appropriate boxes regarding dependent child coverage are checked, if applicable (B2a, B2b, and B2c). |
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Statement before |
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completing. |
• Complete dates and details are given for all conditions checked in B3g, (B4). |
•The form is signed by you. If you are requesting spouse coverage, the spouse’s signature is also required. Read the
Please Print |
Certification, Acknowledgment and Authorization prior to signing the form (bottom of Section B). |
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Make a copy for your records. Mail the original to: |
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Aetna Life Insurance Company |
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Medical Underwriting Department |
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PO Box 83641 |
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Lincoln, NE |
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OR |
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Fax to (Applications within the US) : |
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Fax to (International Applications Only): |
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If you have any questions, call us |
If a final underwriting decision cannot be made within six months, Aetna reserves the right to request a new Evidence of Insurability Statement.
Please Note: If this form is not completed in its entirety and signed, it will be returned unprocessed for your completion.
EOI |
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PH Sign Req’d |
Make a copy for your records. |
Page 1 of 4 |
Privacy Notice
In evaluating your insurability, we (Aetna) will rely primarily on the health information you furnish to us in this Evidence of Insurability Statement. In addition, however, we may ask you to take a physical examination, or request additional medical information about you from any of the sources specified in the authorization on Page 4 of 4 of this form.
Disclosure of Information to Others
All of this information will be treated as confidential and will not be disclosed to others without your authorization, except to the extent necessary for the conduct of our business and not contrary to any law. For example, Aetna Life Insurance Company may also release information in its file to its reinsurer(s) and to other life insurance companies to whom you may apply for coverage, or to whom a claim for benefits may be submitted. In addition, information may be furnished to regulators of our business and to others as may be required by law, and to law enforcement authorities when necessary to prevent or prosecute fraud or other illegal activities.
Your Right of Access & Correction
In general, you have a right to learn the nature and substance of any information in our files about you. You also have a right of access to such files (except information which relates to a claim or a civil or criminal proceeding), and to request correction, amendment or deletion of recorded personal information in states which provide such rights and grant immunity to insurers providing such access. We may elect, however, to disclose details of any medical information you request to your (attending) physician. If you wish to exercise this right, or if you wish to have a more detailed explanation of our information practices, please contact:
Aetna Life Insurance Company, Medical Underwriting Department, 151 Farmington Avenue, Hartford, CT
Under New Mexico law, a resident of New Mexico has the right to register as a "protected person" in connection with disclosure of confidential domestic abuse information. If you wish to exercise this right, write to the address shown above.
Misrepresentation
Any person who knowingly and with intent to injure, defraud or deceive any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.
Attention Arkansas, Louisiana, Rhode Island and West Virginia Residents: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. Attention California Residents: For your protection, California law requires notice of the following to appear on this form: Any person who knowingly presents a false or fraudulent claim for the payment of a loss is guilty of a crime and may be subject to fines and confinement in state prison. Attention Colorado Residents: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance, and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado division of insurance within the department of regulatory agencies. Attention Florida Residents: Any person who knowingly and with intent to injure, defraud, or deceive any insurer, files a statement of claim or an application containing any false, incomplete or misleading information is guilty of a felony of the third degree. Attention Kansas Residents: Any person who knowingly and with intent to injure, defraud or deceive any insurance company or other person submits an enrollment form for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto may have violated state law. Attention Kentucky Residents: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and may subject such person to criminal and civil penalties. Attention Maine and Tennessee Residents: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties may include imprisonment, fines or denial of insurance benefits. Attention Maryland Residents: Any person who knowingly and willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly and willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. Attention New Jersey Residents: Any person who includes any false or misleading information on an application for an insurance policy or knowingly files a statement of claim containing any false or misleading information is subject to criminal and civil penalties. Attention New York Residents, the following statement applies only to your AD&D and Disability coverage: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each violation. Attention North Carolina Residents: Any person who knowingly and with intent to injure, defraud or deceive any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which may be a crime and subjects such person to criminal and civil penalties. Attention Ohio and Pennsylvania Residents: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties. Attention Oklahoma Residents: WARNING: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony. Attention Oregon Residents: Any person who with intent to injure, defraud or deceive any insurance company or other person submits an enrollment form for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto may have violated state law. Attention Puerto Rico Residents: Any person who knowingly and with the intention to defraud includes false information in an application for insurance or file, assist or abet in the filing of a fraudulent claim to obtain payment of a loss or other benefit, or files more than one claim for the same loss or damage, commits a felony and if found guilty shall be punished for each violation with a fine of no less than five thousand dollars ($5,000), not to exceed ten thousand dollars ($10,000); or imprisoned for a fixed term of three (3) years, or both. If aggravating circumstances exist, the fixed jail term may be increased to a maximum of five (5) years; and if mitigating circumstances are present, the jail term may be reduced to a minimum of two (2) years. Attention Vermont Residents: Any person who knowingly and with intent to injure, defraud or deceive any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which may be a crime and may subject such person to criminal and civil penalties. Attention Virginia Residents: Any person who knowingly and with intent to injure, defraud or deceive any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent act, which is a crime and subjects such person to criminal and civil penalties. Attention Washington Residents: It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines, and denial of insurance benefits.
Submission and Approval
The requested coverage will not be in effect unless and until evidence of insurability is submitted as required and is approved by Aetna
Page 2 of 4 |
Evidence of Insurability Statement |
Make a copy for your records. |
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Mail the original to: |
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Life and Disability Coverage |
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Aetna Life Insurance Company |
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Aetna Life Insurance Company |
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Medical Underwriting Department |
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PO Box 83641 |
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Lincoln, NE |
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Customer Service: |
Fax to (Applications within the US): |
Fax to (International Applications Only): |
A. Plan Sponsor: Complete this Section - Please print.
1. |
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Control Number |
Suffix |
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Account |
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Employee/Member Social Security Number |
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#473398 |
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3. |
Plan Sponsor Name & Address |
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4. |
Employee/Member Name & Address |
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Eastern Michigan University |
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ATTN: |
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Name |
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140 McKenny Hall |
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Street |
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Ypsilanti |
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48197 |
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ZIP Code |
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5. |
Plan Sponsor - Authorized Rep. Telephone Number |
6. Employee/Member Date of Hire |
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7. |
Employee/Member Telephone Numbers (Including Area Code) |
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(MM/DD/YYYY) |
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Work |
Home |
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8. |
Plan Sponsor |
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Employee/Member |
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10. |
Employee/Member’s Annual Earnings $ |
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11. |
Coverage(s) Applied for: |
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Life*
Employee/Member Basic Life Spouse
Employee/Member Supplemental, Optional or Voluntary Life
Child(ren)
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Supplemental, |
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Employee/Member |
Optional or |
Spouse |
Child(ren) |
Basic Life |
Voluntary Life |
Life |
Life |
a. Current Amount of Life Insurance Coverage? |
$ |
b. Additional Amount of Life Insurance Coverage requested? |
$ |
c. Resulting Total Life Insurance Amount if Approved (a + b)? |
$ |
d. Guarantee Issue Amount of Life Insurance? |
$ |
*Reason for Requested Coverage (indicate all that apply). |
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Salary Increase |
Change in Multiple |
Late Applicant |
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Requesting an Amount in Excess of Plan’s Guaranteed Issue Limit |
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Disability Coverages (Employee/Member Only): |
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Short Term Disability: |
Current Amount $ |
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or |
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% |
Long Term Disability: |
Current Amount $ |
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or |
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% |
$
$
$
$
Change in Increments Other (Please explain)
Requested Amount $ Requested Amount $
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$ |
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$ |
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Life Event/Status Change |
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or |
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or |
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12. I certify the above information is correct.
Plan Sponsor - Authorized Representative Signature |
Plan Sponsor - Authorized Representative Name (Please print) |
Date Signed (MM/DD/YYYY) |
B.Employee/Member: Complete this Section - Please print. All questions must be answered. Incomplete forms cannot be processed.
1.Only the Names of Individual(s) Requesting Coverage at this Time Should be Listed
Name
Employee:
Spouse:
Child(ren):
Relationship Birthdate (MM/DD/YYYY) Birthplace (City/State) Gender Height (ft., in.) Weight (lbs.)
Self
2.Complete these questions if dependent children are listed above. Use Number 4 if additional space is needed.
Yes No |
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Do all dependent children live in your household? If No, please explain: |
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Do all dependent children depend solely on you for support? If No, please explain: |
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c. |
If any dependent child is age 19 or older, is/are they regularly attending school? If No, please explain: |
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EOI |
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continued |
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Page 3 of 4 |
B.Employee/Member: Complete this Section - Please print. (Continued)
3.Statement of Health for Individual(s) Listed Above. Please answer the following questions to the best of your knowledge and belief.
If any of the following questions are checked “Yes”, you must provide details in Number 4 below.
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a. |
Is any individual pregnant? If Yes, Who: |
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Date Due: |
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Any complications or problems: |
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Has any individual used tobacco products in the last 12 months (cigarettes, cigar, pipe, chewing tobacco)? |
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If Yes, Who: |
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c. |
Are any inpatient or outpatient medical, surgical or diagnostic procedures recommended or contemplated: If Yes, When: |
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Individual: |
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Name of procedure: |
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Reason for procedure: |
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d. |
In the past 7 years, has any individual been confined to a hospital, clinic, sanatorium, rehabilitation or other treatment facility? |
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If Yes, Who: |
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Why: |
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When: |
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e. |
In the past 7 years, has any individual been examined, monitored or received medical treatment from any doctor, practitioner or counselor |
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for any condition other than minor illnesses (cold, flu, etc.)? |
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If Yes, Who: |
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Why: |
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When: |
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f. |
Is any individual(s) currently taking medication(s)? |
If Yes, complete the following information: |
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Name of Individual |
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Medication |
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Dosage/Frequency |
Diagnosis |
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g.Within the past 10 years have you, your spouse or child(ren) had any disease, impairment of or treatment (other than minor illnesses) for any of the following? If Yes, check the appropriate box(es) and describe in Number 4.
AIDS* |
Cancer |
Immune System Disorder |
Nervous System |
Arthritis |
Carpal Tunnel Syndrome |
Intestine/Stomach/Ulcer |
Paralysis/Paresis |
Asthma/Emphysema/COPD |
Chest Pain |
Kidney/Bladder |
Reproductive System |
Back/Spine/Neck |
Chronic Fatigue/Fibromyalgia |
Liver/Spleen/Pancreas |
Skin Disorder |
Blood Disorder/Bleeding/Blood Clot |
Diabetes/Metabolic |
Lungs/Breathing |
Stroke |
Blood Pressure/Hypertension |
Ears/Eyes |
Lupus |
Substance Abuse (Alcohol/Drug) |
Blood Vessels/Circulation |
Epilepsy/Seizure |
Mental/Emotional Condition |
Throat/Tonsils/Swallowing |
Bones/Joints |
Esophagus/Digestion/GERD |
Multiple Sclerosis |
Thyroid/Pituitary/Adrenal |
Brain |
Heart |
Muscular Condition |
Tumor/Growth |
Other
*AIDS (Acquired Immune Deficiency Syndrome) is a serious disease. It is caused by a virus called HIV (Human Immunodeficiency Virus). The virus is found in some human body fluids of infected people, most notably in semen and blood. If the AIDS virus finds its way into the bloodstream, it can damage the body’s defenses against disease, resulting in
4.In the space below, describe all conditions checked in 3g above and provide additional information for questions
Ques. |
Name of |
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Details/ |
Treatments |
Full Recovery |
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No. |
Individual |
Diagnosis |
Onset |
Symptoms |
Received |
Date |
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Check here if you are providing additional information on a separate attachment.
Certification: I certify these answers and statements are complete and true to the best of my knowledge and belief. I will inform Aetna of any material changes to the information provided which take place between the time the form is completed and the time coverage becomes effective. I agree that this document shall become a part of my request for group coverage and I acknowledge that I have retained a copy of this document as completed by me.
Acknowledgment: I understand that, to the extent permitted by state law, false statements may result in the denial of claims or in my insurance coverage being void as of its effective date with no benefits payable. I understand that conditions which are disclosed on this form may be subject to all conditions of my Plan Sponsor’s Plan including any preexisting condition limitations, fraud provisions and employee actively at work and dependent health condition requirements. My signature indicates that I have reviewed all information and statements on this form for completeness and accuracy.
Authorization: To all physicians and other health professionals, hospitals and other health care institutions, insurers, medical or hospital service and prepaid health plans, employers and the Medical
Information Bureau: You are authorized to provide Aetna Life Insurance Company (Aetna) information concerning healthcare, advice, treatment or supplies (including those related to mental illness and/or AIDS/ARC/HIV) provided me or any members of my family for whom coverage has been requested. (Minnesota residents are not required to provide information concerning results of AIDS/ARC/HIV tests performed on a criminal offender or a crime victim.) I acknowledge that information obtained from any or all of the above may result in further underwriting investigation. This information will be used for the purpose of determining eligibility for coverage. This authorization will be valid for twelve (12) months from the date signed. I acknowledge that I have read the Privacy Notice and Misrepresentation section shown on “Page 2 of 4” of this form and know that I have a right to receive a copy of this authorization upon request. I agree that a photographic copy of this authorization is as valid as the original.
Employee/Member’s or Authorized Person’s Signature (Required at all times)
Date
Spouse’s or Authorized Person’s Signature (Required if spouse coverage is requested)
Date
Page 4 of 4 |