American Contractors Indemnity Co PDF Details

ACIC, also known as American Contractors Indemnity Company, is a specialty insurer that writes surety bonds for licensed contractors. It is part of the Tokio Marine HCC group. The HCC surety division issues contractor license bonds in California and many other states. When a bonded contractor breaches their obligations, you file this form to start the claim process. ACIC reviews the claim and pays valid losses up to the bond limit. The insurer then seeks repayment from the contractor.

What types of contractor breaches does the form cover?

The form covers four main types of contractor failure.

First is project abandonment. The contractor stops work before completing the job. You hire someone else to finish, and you claim the extra cost.

Second is misappropriation of funds. The contractor receives payment but does not spend it on your project. Instead, the money goes elsewhere.

Third is substandard workmanship. The finished work does not meet the quality or safety standards set out in the contract or required by California building codes.

Fourth is failure to progress. The contractor is still active but moves so slowly that the project timeline is unreasonably delayed.

What documents do you need?

Before filling out the form, gather these items.

Contractor information: full name, California license number, and business address. You can verify the license on the CSLB website before you file.

Contract documents: a copy of the original signed agreement, change orders, and any addenda. If the agreement was verbal, describe the scope and dates in as much detail as you can.

Payment records: all invoices, receipts, and bank transfers showing what you paid and when.

Damage estimate: a written estimate from a licensed contractor for the cost to complete or repair the work. This helps ACIC measure the financial loss.

Written communications: emails, text messages, or letters that show the contractor acknowledged the problem or failed to respond.

CSLB complaint number: if you filed a complaint with the Contractors State License Board, include the reference number on the form.

Certification and legal weight

The form requires you to sign a certification under penalty of perjury. You declare that all the information you provided is accurate and complete. The form also contains a fraud warning. Filing false information is a criminal offense under California law. ACIC and the HCC legal team take fraud prevention seriously and may refer suspicious claims to authorities.

What happens after you submit?

ACIC assigns a claim number to your case. The insurer notifies the bonded contractor in writing. Both parties may be asked for more documents or interviews. If ACIC confirms the breach falls within the bond scope, it pays the claimant up to the bond amount. The HCC claims team then pursues the contractor for repayment. Investigation timelines vary. Simple claims may resolve in a few weeks. Complex disputes can take several months. For related contractor documents, see the indemnity agreement template and the subcontractor agreement form.

QuestionAnswer
Form NameAmerican Contractors Indemnity Co
Form Length3 pages
Fillable?No
Fillable fields0
Avg. time to fill out45 sec
Other namesamerican contractors indemnity company renewal, american contractors indemnity company phone number, american contractors indemnity company claims department, american contractors indemnity company claim form

How to Fill Out Proof of Claim Form: Breach of Contract

Proof of Claim Form: Breach of Contract at a glance

What it is: Proof of Claim Form: Breach of Contract is the American Contractors Indemnity Company claim form for a California Contractor's License Bond.

Who signs: The complainant signs on Signature of Complainant.

A filled-in Proof of Claim Form: Breach of Contract example: a homeowner claims against a contractor's bond

Proof of Claim Form: Breach of Contract example filled out, example: a homeowner claims against a contractor's bond
A homeowner fills out the bond claim form against a California contractor. The claim is for the home project, with the work 60 percent done: 40 labor and 20 materials. The picture shows page 1 only, and none of its entries is real. The agreement is written, so the oral agreement box stays empty. The Yes box is ticked because the claim relates to the residence, so No stays empty. The damages you assert, the CSLB complaint and legal proceedings, and certification, date and signature are on pages 2 and 3, so they stay empty.

How to fill out Proof of Claim Form: Breach of Contract, box by box

Your name and the contractor's license number

Proof of Claim Form: Breach of Contract example filled out, your name and the contractor's license number

Provide your name or names, the company name if a company is the claimant, mailing address, telephone numbers, fax number and email address.

Provide the contractor's license number, names, mailing address, telephone numbers, fax number, email address and website address.

Your residence, the projects and copies of the agreement

Proof of Claim Form: Breach of Contract example filled out, your residence, the projects and copies of the agreement

Mark Yes or No: does your claim relate to an agreement between you and the contractor for work upon your residence? Provide the physical address of the location or locations of the projects. Provide legible copies of the agreements and any related documentation such as bids, estimates, proposals, change orders and building permits.

The agreement, the amounts and the percentage of work completed

Proof of Claim Form: Breach of Contract example filled out, the agreement, the amounts and the percentage of work completed

If the agreement was oral or if there were oral modifications please provide the details. Examples include: the date the agreement was entered into, the scope of work, the start and completion date of performance, the amount to be paid and the timing of payments under the agreement.

If not already included in the documentation requested in 4, provide the original amount of the agreement, the amount of any changes, and the amount paid to date.

Provide your estimate of the percentage of work completed by the contractor to date: Labor + Materials = Total.

The damages you assert

Proof of Claim Form: Breach of Contract example filled out, the damages you assert

If you assert you were damaged by the contractor abandoning your construction project without legal excuse, provide the dates of abandonment, copies of correspondence or other documentation, a description of the history and circumstances, and the amount of damages you assert.

Provide the following if you assert you were damaged by the contractor diverting contract funds paid to it for use on your construction project and/or failing to account for the use and application of payments received: the dates of the payments, copies of the payments, copies of preliminary notices, mechanic's liens and related correspondence from the contractor's subcontractors and suppliers, a description of the history and circumstances, and the amount of damages you assert.

If you assert you were damaged by the contractor failing to follow accepted trade standards for good and workmanlike construction, provide a description of what work you believe was performed poorly, written evaluations of the contractor's work from other licensed contractors, and written estimates to repair or replace the contractor's work. If you believe pictures or diagrams would assist in understanding the poor work, you can submit those pictures along with this claim form.

If you elect to proceed to have the work completed before an inspection may be performed, take pictures of the first contractor's work that you elect to repair or replace, if possible. Also provide the contact information of the subsequent licensed contractor you utilize to perform the work and copies of the related documentation.

Provide the following if you assert you were damaged by the contractor materially breaching the contract: the dates of the material breach, copies of correspondence or other documentation, a description of the history and circumstances, and the amount of damages you assert.

Should you assert you were damaged by the contractor failing to progress with construction with reasonable diligence, provide the dates the work stopped progressing with reasonable diligence, copies of correspondence or other documentation, and a description of the history and circumstances.

Certification, date and signature

Proof of Claim Form: Breach of Contract example filled out, certification, date and signature

The answers to this Proof of Claim form are the basis for a claim for payment of money under the California Business and Professions Code, Division 3, Chapter 9, beginning with Section 7000, and the undersigned certifies and declares under penalty of perjury that the foregoing is true and correct.

Fill in Dated with the Month - Day and the Year, and Place of Execution with the City.

The complainant signs on Signature of Complainant.

Common questions about Proof of Claim Form: Breach of Contract

Is there a penalty?

California Insurance Code Section 1871.2: any person who knowingly presents a false or fraudulent claim for the payment of a loss is guilty of a crime and may be subject to fines and confinement in State Prison.

Sources

[1] Proof of Claim Form: Breach of Contract, California Contractor's License Bond, American Contractors Indemnity Company (the Official source link on this page).

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