Annual Credit Report Form PDF Details

The Annual Credit Report Request Form gives every consumer the right to obtain a free copy of their credit report once every 12 months from Equifax, Experian, and TransUnion. Monitoring your credit file regularly helps you detect errors early, prevent identity theft, and stay informed about your overall financial standing.

You may request your report online at www.annualcreditreport.com for instant access, or mail the completed form to the Annual Credit Report Request Service. When completing the form, use black or blue ink and print in CAPITAL LETTERS. Include your full name, Social Security number, date of birth, and current mailing address. If you have moved in the past two years, provide your previous address as well. For added privacy, you may limit the Social Security number shown on your report. Mailed requests are typically processed and delivered within 15 days.

If you discover inaccuracies in your report, file a Credit Report Dispute Form to challenge the errors with the reporting bureau. Keeping your credit report accurate helps maintain a healthy credit score and gives you a clear picture of your financial health.

QuestionAnswer
Form NameAnnual Credit Report Form
Form Length1 page
Fillable?Yes
Fillable fields28
Avg. time to fill out15 sec
Other namesannual credit report com, annual credit report form, annual credit report request form, credit report request form

How to Fill Out Annual Credit Report Request Form

Annual Credit Report Request Form at a glance

What it is: Annual Credit Report Request Form: a free copy of your credit report once every 12 months from each of Equifax, Experian and TransUnion.

Where and when to file: Your request will be processed within 15 days of receipt and then mailed to you.

A filled-in Annual Credit Report Request Form example: a requester asks for an Equifax report by mail

Annual Credit Report Request Form example filled out, example: a requester asks for an Equifax report by mail
Jane Sample asks Equifax for her credit report by mail. She has lived at her current address for more than two years, so Previous Mailing Address stays empty. The picture shows the filled form, and its names and figures are sample values.

How to fill out Annual Credit Report Request Form, box by box

Social Security Number and Date of Birth

Annual Credit Report Request Form example filled out, social Security Number and Date of Birth

Use a Black or Blue Pen and write your Social Security Number and your Date of Birth, with Month, Day and Year, in PRINTED CAPITAL LETTERS without touching the sides of the boxes.

First Name, M.I. and Last Name

Annual Credit Report Request Form example filled out, first Name, M.I. and Last Name

Write your First Name and your M.I.

Write your Last Name and, if you have one, JR, SR, III, etc.

Current Mailing Address

Annual Credit Report Request Form example filled out, current Mailing Address

Under Current Mailing Address, write the House Number and Street Name, then the City, State and ZipCode.

Write the Apartment Number / Private Mailbox. For Puerto Rico Only: Print Urbanization Name.

Previous Mailing Address

Annual Credit Report Request Form example filled out, previous Mailing Address

Complete the Previous Mailing Address only if at current mailing address for less than two years: House Number, Street Name, Apartment Number / Private Mailbox, City, State and ZipCode. Puerto Rico only: print the Urbanization Name.

I want a credit report from

Annual Credit Report Request Form example filled out, i want a credit report from

Shade each credit report you would like to receive: Equifax, Experian, TransUnion. Shade the box next to "Shade here" if, for security reasons, you want your credit report to include no more than the last four digits of your Social Security Number.

Shade Circle Like This, Not Like This.

More rules for Annual Credit Report Request Form

Use this form if you prefer to write to request your credit report from any, or all, of the nationwide consumer credit reporting companies; for more information, call 877-322-8228. The following information is required to process your request. Omission of any information may delay your request.

If additional information is needed to process your request, the consumer credit reporting company will contact you by mail.

Common questions about Annual Credit Report Request Form

Where do I file it?

Once complete, fold (do not staple or tape), place into a #10 envelope, affix required postage and mail to: Annual Credit Report Request Service P.O. Box 105281 Atlanta, GA 30348-5281.

Sources

[1] Annual Credit Report Request Form, Central Source LLC (the Official source link on this page).

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