Michigan Form F 6 PDF Details

When businesses in Michigan need workers' compensation insurance, the Michigan F 6 form is their starting point. This comprehensive application, intended for workers' compensation insurance through the Michigan Workers’ Compensation Placement Facility (MWCPF), covers a range of details necessary for obtaining insurance. Businesses must provide general information about their operations, including the name of the employer, contact details, and the legal status of the business, whether it's a partnership, corporation, or another entity. Additionally, the form asks for insurance records to assess previous coverage and to understand the insurance needs better. There's also a section dedicated to the nature of the business and premium computation, which dives into the specifics of the operations at each location. Employers are required to maintain payroll records and comply with safety and health regulations to ensure a safe working environment. Misrepresentation on the application can lead to criminal prosecution, highlighting the importance of accuracy and honesty in completing the form. For businesses looking to secure workers' compensation insurance, understanding and accurately completing the Michigan F 6 form is an essential step towards compliance and safeguarding their employees.

QuestionAnswer
Form NameMichigan Form F 6
Form Length5 pages
Fillable?No
Fillable fields0
Avg. time to fill out1 min 15 sec
Other namesApplication for coverage F 6 (1 04) mi workmans comp placement facility form

Form Preview Example

MICHIGAN APPLICATION FOR WORKERS’ COMPENSATION INSURANCE

MICHIGAN WORKERS’ COMPENSATION PLACEMENT FACILITY

MAIL: P.O. Box 3337, Livonia, MI 48151-3337

EXPRESS MAIL AND VISITORS: 17197 N. Laurel Park Dr., Suite 311, Livonia, MI 48152-2686

734-462-9600

IMPORTANT: Instructions for completing this application can be found in the Michigan Workers’ Compensation Placement Facility’s Information and Procedures Handbook. This handbook is available from the Michigan Worker’s Compensation Placement Facility or at www.caom.com.

This application must be typed or legibly printed in ink. Under no circumstance will coverage be bound sooner than 12:01 AM the day following receipt by MWCPF. Missing or incomplete information may delay the binding of coverage.

I. GENERAL INFORMATION

 

 

EFFECTIVE 12:01 AM (DATE)

 

 

 

 

 

 

 

 

 

(To be completed by the Facility) _________________

1.

 

 

 

 

 

 

 

 

 

 

 

 

NAME OF EMPLOYER

 

 

 

 

 

 

 

2. _____-________________________________

 

__(________)_______________________

 

 

FEDERAL EMPLOYERS IDENTIFICATION NUMBER

 

PHONE NUMBER

 

 

3.

 

 

 

 

 

 

 

 

 

 

 

MAILING ADDRESS

 

(STREET)

(CITY)

(STATE)

(ZIP)

4.

 

 

 

 

 

 

 

 

 

 

 

 

PRINCIPAL LOCATION

 

(STREET)

(CITY)

(STATE)

(ZIP)

5.

 

 

 

 

 

 

 

 

 

 

 

OTHER MICHIGAN LOCATIONS

(STREET)

(CITY)

(STATE)

(ZIP)

6.

 

 

 

 

 

 

 

 

 

 

PAYROLL OFFICE ADDRESS

(STREET)

(CITY)

(STATE)

(ZIP)

 

6a. Total number of employees

 

 

 

 

 

 

 

 

 

 

 

 

7.

 

 

LEGAL STATUS

__ Sole Proprietor* __ Partnership

__ Corporation

__ Non-Profit Corp __ Limited Partnership

 

 

 

 

__ LLC

 

__ LLP

__ Trust

__ Other (explain) _____________________

*A sole proprietor is not eligible for workers’ compensation benefits

*A sole proprietor with no employees working for a distinct entity is an employee of that entity. Supply a list of entities for which work is performed.

8. Are there operations in states other than Michigan?

__ No __ Yes;

If yes complete the following

 

 

 

 

 

(If uninsured indicate under Insurance Carrier)

 

 

 

STATE

LOCATION

INSURANCE CARRIER

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

II. INSURANCE RECORD

 

 

 

 

 

 

 

1. Has there been previous workers’ compensation insurance coverage in Michigan?

 

 

 

__

No; If no, complete

__ New business

__ Self Insured

__ Other (explain) ____________________________

__

Yes;

If yes, provide insurance record – three previous years

 

 

 

 

 

 

 

If previously self-insured, give name of self-insured employer or group fund if different from the above named insured.

 

STATE

INSURANCE CARRIER

POLICY NUMBER

POLICY PERIOD

PREMIUM

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

F-6 (1-04) page 1 of 5

MICHIGAN APPLICATION FOR WORKERS’ COMPENSATION INSURANCE

II. INSURANCE RECORD (CONTINUED)

2.

Has there been a name change during the past five years?

__

No

__

Yes; If yes, give previous name and date of change and

 

complete an ERM form. _________________________________________________________________________________

3.

Was this an existing business purchased by the insured?

__

No

__

Yes; If yes, give previous name, date of purchase and

 

complete an ERM form. _________________________________________________________________________________

4.

Do owner(s) own a majority interest in any other business?

__

No

__

Yes; If yes, give the complete legal name of the other

 

entity(s) and complete an ERM form. _______________________________________________________________________

5.Do you (applicant) have a workers’ compensation insurance policy in force?

__ No __ Yes; If yes, indicate expiration or cancellation date: _________________________________________

6.Are you in debt to any insurance company for any unpaid premium for worker’s compensation?

__ No __ Yes; If yes, explain: ___________________________________________________________________

7. Is the employer in bankruptcy? __ No

__ Yes; If yes, attach a copy of the bankruptcy order.

III.BUSINESS PRINCIPALS

1.List below the name and title of all officers, general partners, members of limited liability company or spouse of sole proprietor. Indicate duties and approximate annual salaries for each person. If eligible persons are to be excluded check the space below. The appropriate completed exclusion form must accompany this application. (See information and Procedures handbook for exclusion eligibility.)

2.Indicate percentage of ownership for each person listed. If 100% of ownership is not shown, complete and submit an ERM form with this application.

 

 

 

 

 

PERCENTAGE

 

APPROXIMATE

NAME

TITLE

EXCLUDE

OWNED

DUTIES

ANNUAL SALARY

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

3. If eligible persons are excluded, is the appropriate exclusion form attached? __ No __ Yes

If not excluded, have payrolls for officers, partners, LLC members or spouse been included in determining the estimated annual premium? __ No __ Yes

IV. NATURE OF BUSINESS AND PREMIUM COMPUTATION

1.Explain nature of business. Completely describe all operations at each location. (Do not use manual phraseology for description.) If more than one legal entity is to be insured indicate each named entity’s operation.

2.If you use subcontractors in your business, ask your agent to tell you about the rules for audits for money paid to the subcontractors. The employee/employer relationship will be governed by the elements of rule Nine F part 3 and part 5 in the Facility Basic Manual and the Information and Procedures Handbook.

F-6 (1-04) page 2 of 5

MICHIGAN APPLICATION FOR WORKERS’ COMPENSATION INSURANCE

IV. NATURE OF BUSINESS AND PREMIUM COMPUTATION (CONTINUED)

3. Are employees leased? __ No __ Yes If yes, provide name and address of leasing company. ________________________

4.Employee leasing firms and temporary contractors must furnish a client list. Include a brief job description for each client.

5.Calculation of Estimated Annual Premium: Assign a classification code to each individual operation. (Attach additional sheet if necessary.) IF PAYROLL LEVELS DIFFER FROM THE MOST RECENT AUDIT OR PREVIOUS POLICY, CONFIRM APPLICATION PAYROLL LEVELS WITH SOCIAL SECURITY FORM 941, TAX FORM SCHEDULE C (BOTH SIDES), CURRENT PAYROLL SCHEDULE, OR M.E.S.C. REPORT.

TOTAL PAYROLL BASIS

Describe by location the duties

Class

Number of

Total

 

 

of employees

Code

Employees

Payroll

Rate

Premium

 

 

 

 

 

 

 

 

Total Premium

 

 

Experience Modification

 

 

Standard Premium

 

 

Less Premium Discount

 

 

Expense Constant

DEPOSIT PREMIUM

 

Rate Plan _____ Surcharge

1. DEPOSIT REQUIRED:

Terrorism Premium (total payroll/100 x .01)

Under $1,000

100%

Total Estimated Annual Premium

 

 

Percentage of annual estimated premium to

$1,000 to $2,500

50%

determine Deposit Premium

Over $2,500

25%

Deposit Premium

The balance of the Total Estimated Annual Premium is to be paid according to a deferred payment plan established by the servicing carrier.

2.PREMIUM PAYMENT

Enclose CASHIER’S CHECK, CERTIFIED CHECK, MONEY ORDER, AGENCY CHECK OR FINANCE COMPANY CHECK for premium payment. Coverage will not be bound without one of the above.

ENCLOSED IS CHECK NUMBER _______________________ MADE PAYABLE TO THE MICHIGAN WORKERS’ COMPENSATION

PLACEMENT FACILITY (MWCPF) IN THE AMOUNT OF $ __________________.

Is the premium Financed? __ No __ Yes; If yes, attach a signed copy of the agreement.

F-6 (1-04) page 3 of 5

MICHIGAN APPLICATION FOR WORKERS’ COMPENSATION INSURANCE

VI. EMPLOYER’S AGREEMENT

The employer must:

1.Maintain a complete record of all payroll transactions in such form as the insurance company may reasonably require. Such record will be available to the company at the designated address.

2.Comply substantially with all laws, orders, rules and regulations in force and effect made by the public authorities relating to the welfare, health and safety of employees.

3.Comply with all reasonable recommendations made by the insurance company relating to the welfare, health and safety of employees.

The undersigned employer certifies that:

1.The employer has read and understands the application and has truthfully answered all questions.

2.The undersigned employer hereby applies for assigned risk workers’ compensation insurance in Michigan and expressly represents that such insurance is being sought in good faith and that the employer is making such application with knowledge that the employer is unable to procure workers’ compensation insurance through ordinary methods.

3.The employer understands that by making application to the Michigan Workers’ Compensation Placement Facility, his Business Name, City, Risk I.D. Number, Premium, Expiration Date, Class Code, Experience Modification, and any Assigned Risk Surcharge will be published quarterly in the Michigan Workers’ Compensation Placement Facility Depopulation Report, issued to any interested party, in an effort to depopulate the Assigned Risk Plan.

4.Any person who knowingly provides false or misleading information on this application for workers’ compensation insurance may be subject to criminal prosecution.

___________________________________________________________________________________________________________

Print or type Employer Name and Title

Date

* Signature (Corporate Officer, General Partner)

 

 

(Individual Proprietor, Member or Manager of LLC)

*If a person other than those listed has signed this application attach a copy of the power of attorney or other legal document assigning authority for signature.

VII. NON-STATUTORY COVERAGE

The Facility provides federal coverage as an adjunct to State Act Coverage. If you have admiralty (Jones Act) exposure and insure such in a Facility policy, the fact that you also have a Protection and Indemnity policy on vessels does not negate the Facility coverage and premium is due.

VIII. AGENCY AND PRODUCER

___________________________________________

AGENCY FEDERAL IDENTIFICATION NUMBER

Agency ___________________________________________________________________________(______)_______________

NamePhone Number

Address ___________________________________________________________________________(______)_______________

StreetCityState Zip Fax Number

Producer _________________________________________________________________________________________________

Name (Print or Type)

Signature

Date

Agency contact person

 

 

 

(if other than producer)

_____________________________________

E-Mail __________________________________

NOTE:

IF THE APPLICATION IS NOT COMPLETELY FILLED OUT AN EFFECTIVE DATE WILL NOT BE GIVEN

F-6 (1-04) page 4 of 5

MICHIGAN APPLICATION FOR WORKERS’ COMPENSATION INSURANCE

SUBCONTRACTOR STATEMENT

Criteria used to determine subcontractor status vary from situation to situation. Refer to Rule IX. F. SUBCONTRACTORS in the Basic Manual for Workers’ Compensation and Employers Liability Insurance (1997 Edition). At a minimum (additional information may be required), the following information must be supplied at audit on each subcontractor who is a sole proprietor with no employees (claiming to be an independent contractor) you use during the course of a given policy period:

1.A written statement that the sole proprietor has no one working for him/her.

2.A copy of printed business material (advertisement, certificate of general liability insurance, filed dba or assumed name document, business card, etc.) used by the subcontractor in the operation of his/her business.

3.A list of other entities the sole proprietor has worked for in the past 6 months.

In the case of over-the-road, long-haul truck drivers, subcontractors who are sole proprietors must provide:

1.A written statement that the sole proprietor has no one working for him/her.

2.A written statement that the sole proprietor owns his/her own vehicle (tractor and/or trailer).

In all cases where the subcontractor is a sole proprietor with employees, a partnership, corporation, LLC or other entity, a valid certificate of workers compensation insurance or a properly filed BWC 337 (if the entity is qualified) form must be provided. Failure to provide this information on subcontractors will result in additional premium being charged at audit.

IT MUST BE UNDERSTOOD BY INDIVIDUALS USING THIS DOCUMENT TO DECLARE THEIR INDEPENDENT CONTRACTOR STATUS: THEY ARE NOT ELIGIBLE FOR WORKERS COMPENSATION BENEFITS PROVIDED BY POLICIES WRITTEN TO PROTECT ENTITIES THEY WORK FOR. ALSO, MEETING THE REQUIREMENTS OF THIS DOCUMENT IS NOT AN ATTEMPT TO EVADE THE WORKERS’ COMPENSATION LAWS OF THE STATE OF MICHIGAN, NOR IS IT GIVING UP THE RIGHT TO WORKERS COMPENSATION COVERAGE; IT IS A STATEMENT OF FACT IN SUPPORT OF DECLARING INDEPENDENT CONTRACTOR STATUS IN CONJUNCTION WITH SECTION 418.161(N) OF THE STATE OF MICHIGAN, WORKERS’ DISABILITY COMPENSATION ACT, PUBLIC ACT 317 OF 1969.

Employer Name and Title

Date

* Signature (Corporate Officer, General Partner

Type or Print

 

(Individual Proprietor, Member or Manager of LLC)

*If a person other than those listed has signed this application, attach a copy of the power of attorney or other legal document assigning authority for signature.

THIS SUBCONTRACTOR STATEMENT IS PART OF THE APPLICATION AND MUST BE SIGNED AND SUBMITTED WITH THE APPLICATION.

06-06

Revised 06-06

F-6 (1-04) page 5 of 5

How to Edit Michigan Form F 6 Online for Free

There is nothing challenging related to filling out the Michigan Form F 6 once you open our tool. By taking these easy steps, you're going to get the prepared PDF file within the minimum time period feasible.

Step 1: Choose the button "Get form here" to access it.

Step 2: The document editing page is presently open. You can include information or modify present data.

To prepare the Michigan Form F 6 PDF, provide the details for each of the segments:

part 1 to completing Michigan Form F 6

Put down the details in the Are there operations in states, II INSURANCE RECORD, Has there been previous workers, STATE INSURANCE CARRIER POLICY, and F page of area.

Are there operations in states, II INSURANCE RECORD, Has there been previous workers, STATE INSURANCE CARRIER POLICY, and F  page  of in Michigan Form F 6

Note any data you need in the space Has there been a name change, complete an ERM form, Was this an existing business, Do owners own a majority interest, Do you applicant have a workers, No Yes If yes indicate, Are you in debt to any insurance, No Yes If yes explain, Is the employer in bankruptcy No, III BUSINESS PRINCIPALS, List below the name and title of, and Indicate percentage of ownership.

Completing Michigan Form F 6 part 3

The area PERCENTAGE APPROXIMATE NAME TITLE, If eligible persons are excluded, If not excluded have payrolls for, IV NATURE OF BUSINESS AND PREMIUM, Explain nature of business, If more than one legal entity is, and If you use subcontractors in your should be where to include each side's rights and responsibilities.

Michigan Form F 6 PERCENTAGE APPROXIMATE NAME TITLE, If eligible persons are excluded, If not excluded have payrolls for, IV NATURE OF BUSINESS AND PREMIUM, Explain nature of business, If more than one legal entity is, and If you use subcontractors in your fields to fill

Review the fields IV NATURE OF BUSINESS AND PREMIUM, Are employees leased No Yes If, Employee leasing firms and, Calculation of Estimated Annual, necessary IF PAYROLL LEVELS DIFFER, Describe by location the duties of, Class Code, Number of Employees, Total Payroll, Rate, Premium, and TOTAL PAYROLL BASIS and then complete them.

stage 5 to entering details in Michigan Form F 6

Step 3: Click the "Done" button. Now you may upload the PDF file to your electronic device. Besides, you can easily forward it via email.

Step 4: You can create copies of the file torefrain from any type of potential difficulties. Don't get worried, we do not reveal or monitor your details.

Watch Michigan Form F 6 Video Instruction

Please rate Michigan Form F 6

1 Votes
If you believe this page is infringing on your copyright, please familiarize yourself with and follow our DMCA notice and takedown process - click here to proceed .