Michigan No Fault Insurance PDF Details

In the state of Michigan, navigating the ins and outs of no-fault insurance is essential for every vehicle owner. The Michigan No-Fault Insurance form serves as a critical piece of documentation for drivers, proving they hold the necessary insurance coverage as per the state's requirements. This form, a product of stringent legislative actions encapsulated in Act 294, P.A. 1972, as amended, covers all bases by including details such as the insurance company's name, whether the policy is commercial or personal, the policy number, effective and expiration dates, and specifics about the insured vehicle including the year, make/model, and its Vehicle Identification Number (VIN). It's highlighted on the form that keeping this certificate in the vehicle at all times is not just recommended but mandated, with failure to present it upon request by law enforcement leading to potential civil infractions. Moreover, the statute mandates that all vehicles registered in Michigan must have insurance or other approved security measures for no-fault benefits, underscoring the state's commitment to ensuring drivers carry adequate insurance coverage. This form must be presented for various bureaucratic necessities, such as when applying for license plates, showcasing its pivotal role in Michigan's automotive and insurance ecosystem. The penalties for non-compliance range from misdemeanors to fines, or even imprisonment, emphasizing the seriousness of maintaining valid no-fault insurance. Also worthy of note is the caution against driving exclusions which, if violated, voids all liability coverage, leaving the vehicle effectively uninsured. This legal framework illustrates Michigan's comprehensive approach to roadway safety and insurance compliance, highlighting the importance of the Michigan No-Fault Insurance form as more than just paperwork; it’s a cornerstone of legal driving in the state.

QuestionAnswer
Form NameMichigan No Fault Insurance
Form Length2 pages
Fillable?No
Fillable fields0
Avg. time to fill out30 sec
Other namesfillable car insurance card, fillable 0nline state of michigan no fault insurance certificate, auto insurance template, proof of auto insurance template

Form Preview Example

VEHICLE COPY - FRONT SIDE

STATE OF MICHIGAN CERTIFICATE OF NO-FAULT INSURANCE

COMPANY

 

 

 

COMMERCIAL

 

PERSONAL

POLICY NUMBER

 

EFFECTIVE DATE

EXPIRATION DATE

YEAR

MAKE/MODEL

VEHICLE IDENTIFICATION NUMBER

AGENCY/COMPANY ISSUING CARD

INSURED

An authorized Michigan insurer, certifies that it has issued a policy complying with Act 294, P.A. 1972, as amended for the described motor vehicle.

WARNING: KEEP THIS CERTIFICATE IN YOUR VEHICLE AT ALL TIMES. If you fail to produce it upon a police officer's request, you will be respon- sible for a civil infraction.

STATE OF MICHIGAN CERTIFICATE OF NO-FAULT INSURANCE

COMPANY

 

 

 

COMMERCIAL

 

PERSONAL

POLICY NUMBER

 

EFFECTIVE DATE

EXPIRATION DATE

YEAR

MAKE/MODEL

VEHICLE IDENTIFICATION NUMBER

AGENCY/COMPANY ISSUING CARD

INSURED

An authorized Michigan insurer, certifies that it has issued a policy complying with Act 294, P.A. 1972, as amended for the described motor vehicle.

WARNING: KEEP THIS CERTIFICATE IN YOUR VEHICLE AT ALL TIMES. If you fail to produce it upon a police officer's request, you will be respon- sible for a civil infraction.

SECRETARY OF STATE'S COPY - FRONT SIDE

STATE OF MICHIGAN CERTIFICATE OF NO-FAULT INSURANCE

COMPANY

 

 

 

COMMERCIAL

 

PERSONAL

POLICY NUMBER

 

EFFECTIVE DATE

EXPIRATION DATE

YEAR

MAKE/MODEL

VEHICLE IDENTIFICATION NUMBER

AGENCY/COMPANY ISSUING CARD

INSURED

An authorized Michigan insurer, certifies that it has issued a policy complying with Act 294, P.A. 1972, as amended for the described motor vehicle.

SECRETARY OF STATE'S COPY

STATE OF MICHIGAN CERTIFICATE OF NO-FAULT INSURANCE

COMPANY

 

 

 

COMMERCIAL

 

PERSONAL

POLICY NUMBER

 

EFFECTIVE DATE

EXPIRATION DATE

YEAR

MAKE/MODEL

VEHICLE IDENTIFICATION NUMBER

AGENCY/COMPANY ISSUING CARD

INSURED

An authorized Michigan insurer, certifies that it has issued a policy complying with Act 294, P.A. 1972, as amended for the described motor vehicle.

SECRETARY OF STATE'S COPY

SECRETARY OF STATE'S COPY - REVERSE SIDE

VEHICLE COPY - REVERSE SIDE

Michigan Law (MCLA 500.3101) requires that the owner or registrant of a motor vehicle regis- tered in this state must have insurance or other approved security for the payment of no-fault benefits on the vehicle at all times. An owner or registrant who drives or permits a vehicle to be driven upon a public highway without the proper insurance or other security is guilty of a misdemeanor.

An owner or registrant convicted of such a misdemeanor shall be fined not less than $200.00 nor more than $500.00, or imprisoned for not more than 1 year, or both.

THIS FORM MUST BE PRESENTED AS EVIDENCE OF INSURANCE WITH YOUR APPLICA- TION FOR LICENSE PLATES, EITHER BY MAIL OR AT ANY SECRETARY OF STATE LICENSE PLATE BRANCH OFFICE. A PERSON WHO ISSUES OR WHO SUPPLIES FALSE INFORMA- TION TO THE SECRETARY OF STATE OR USES AN INVALID CERTIFICATE OF INSURANCE IS GUILTY OF A MISDEMEANOR PUNISHABLE BY IMPRISONMENT FOR NOT MORE THAN 1 YEAR, OR A FINE OF NOT MORE THAN $1,000.00, OR BOTH.

If this vehicle is driven by the person(s) named below, residual liability insurance does not apply and the vehicle will be considered uninsured:

WARNING - when a named excluded person operates a vehicle, all liability coverage is void - no one is insured. Owners of the vehicle and others legally responsible for the acts of the named excluded person remain fully responsible.

ACORD 50 MI (2007/12)

© 1993, 2007 ACORD CORPORATION. All rights reserved.

Michigan Law (MCLA 500.3101) requires that the owner or registrant of a motor vehicle regis- tered in this state must have insurance or other approved security for the payment of no-fault benefits on the vehicle at all times. An owner or registrant who drives or permits a vehicle to be driven upon a public highway without the proper insurance or other security is guilty of a misdemeanor.

An owner or registrant convicted of such a misdemeanor shall be fined not less than $200.00 nor more than $500.00, or imprisoned for not more than 1 year, or both.

THIS FORM MUST BE PRESENTED AS EVIDENCE OF INSURANCE WITH YOUR APPLICA- TION FOR LICENSE PLATES, EITHER BY MAIL OR AT ANY SECRETARY OF STATE LICENSE PLATE BRANCH OFFICE. A PERSON WHO ISSUES OR WHO SUPPLIES FALSE INFORMA- TION TO THE SECRETARY OF STATE OR USES AN INVALID CERTIFICATE OF INSURANCE IS GUILTY OF A MISDEMEANOR PUNISHABLE BY IMPRISONMENT FOR NOT MORE THAN 1 YEAR, OR A FINE OF NOT MORE THAN $1,000.00, OR BOTH.

If this vehicle is driven by the person(s) named below, residual liability insurance does not apply and the vehicle will be considered uninsured:

WARNING - when a named excluded person operates a vehicle, all liability coverage is void - no one is insured. Owners of the vehicle and others legally responsible for the acts of the named excluded person remain fully responsible.

ACORD 50 MI (2007/12)

© 1993, 2007 ACORD CORPORATION. All rights reserved.

Michigan Law (MCLA 500.3101) requires that the owner or registrant of a motor vehicle regis- tered in this state must have insurance or other approved security for the payment of no-fault benefits on the vehicle at all times. An owner or registrant who drives or permits a vehicle to be driven upon a public highway without the proper insurance or other security is guilty of a misdemeanor.

An owner or registrant convicted of such a misdemeanor shall be fined not less than $200.00 nor more than $500.00, or imprisoned for not more than 1 year, or both.

A PERSON WHO SUPPLIES FALSE INFORMATION TO THE SECRETARY OF STATE OR WHO ISSUES OR USES AN INVALID CERTIFICATE OF INSURANCE IS GUILTY OF A MISDEMEAN- OR PUNISHABLE BY IMPRISONMENT FOR NOT MORE THAN 1 YEAR, OR A FINE OF NOT MORE THAN $1,000.00, OR BOTH.

If this vehicle is driven by the person(s) named below, residual liability insurance does not apply and the vehicle will be considered uninsured:

WARNING - when a named excluded person operates a vehicle, all liability coverage is void - no one is insured. Owners of the vehicle and others legally responsible for the acts of the named excluded person remain fully responsible.

ACORD 50 MI (2007/12)

© 1993, 2007 ACORD CORPORATION. All rights reserved.

Michigan Law (MCLA 500.3101) requires that the owner or registrant of a motor vehicle regis- tered in this state must have insurance or other approved security for the payment of no-fault benefits on the vehicle at all times. An owner or registrant who drives or permits a vehicle to be driven upon a public highway without the proper insurance or other security is guilty of a misdemeanor.

An owner or registrant convicted of such a misdemeanor shall be fined not less than $200.00 nor more than $500.00, or imprisoned for not more than 1 year, or both.

A PERSON WHO SUPPLIES FALSE INFORMATION TO THE SECRETARY OF STATE OR WHO ISSUES OR USES AN INVALID CERTIFICATE OF INSURANCE IS GUILTY OF A MISDEMEAN- OR PUNISHABLE BY IMPRISONMENT FOR NOT MORE THAN 1 YEAR, OR A FINE OF NOT MORE THAN $1,000.00, OR BOTH.

If this vehicle is driven by the person(s) named below, residual liability insurance does not apply and the vehicle will be considered uninsured:

WARNING - when a named excluded person operates a vehicle, all liability coverage is void - no one is insured. Owners of the vehicle and others legally responsible for the acts of the named excluded person remain fully responsible.

ACORD 50 MI (2007/12)

© 1993, 2007 ACORD CORPORATION. All rights reserved.

How to Edit Michigan No Fault Insurance Online for Free

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fillable car insurance fields to fill in

Feel free to submit the If this vehicle is driven by the, If this vehicle is driven by the, WARNING when a named excluded, WARNING when a named excluded, ACORD MI, ACORD CORPORATION All rights, ACORD MI, ACORD CORPORATION All rights, Michigan Law MCLA requires that, Michigan Law MCLA requires that, An owner or registrant convicted, An owner or registrant convicted, THIS FORM MUST BE PRESENTED AS, A PERSON WHO SUPPLIES FALSE, and If this vehicle is driven by the space with the necessary information.

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