Monthly Cash Flow Plan – Fill Out and Use This PDF

One of the best ways to manage and control your finances is through a Monthly Cash Flow Plan. In fact, it will help you create a budget that's practical for you.

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Monthly Cash Flow Plan PDF Details

Are you looking for a way to organize your monthly expenses? If so, the Monthly Cash Flow Plan Form can help. This form is designed to help you track your income and expenses each month, so you can stay on top of your finances. The form is easy to use, and it can be customized to meet your needs.

These are some specifics of monthly cash flow plan. It is worth taking the time to read this just before you start submitting your document.

Question	Answer
Form Name	Monthly Cash Flow Plan
Form Length	3 pages
Fillable?	Yes
Fillable fields	24
Avg. time to fill out	5 min 33 sec
Other names	monthly cash flow plan dave ramsey, cash monthly, monthly cash flow plan pdf, cash flow plan

12

Form Preview Example

Your Monthly Cash Flow Plan

(BUDGET)

A monthly cash flow plan or budget gives you more control over your money and sets you up to achieve short-term and long-term financial goals and dreams. It is important to have a zero based cash flow plan which means your monthly income minus your expenses should equal ZERO. Since financial needs change regularly, plan to create a new cash flow plan each month.

Below is a sample cash flow plan and a blank one so you can begin to fill one out for yourself. Include line items for expenses that may not be listed. This is your personal spending plan each month. Use whatever program you prefer—Excel, Google Sheets, a specific budgeting app or even pen and paper.

Plan to include your automatic named savings accounts in your cash flow plan each month. Finally, your monthly cash flow plan should eventually have a line item expense named investments. Begin investing even a small amount of money each month and list it as one of your monthly “expenses.”

1

Sample Budget Only

$36,000 ANNUAL INCOME AFTER TAXES

MONTHLY NET INCOME	$3,000
LIVING EXPENSES
Rent or Mortgage	$800
Gas, Electric and Water	$200
Internet and TV	$75
Phone	$50
TRANSPORTATION EXPENSES
Car Payment	$225
Gas	$100
Insurance	$125
Maintenance/Repairs	$75
Public Transportation/Tolls	$35
FOOD EXPENSES
Grocery	$450
Eating out	$150
MEDICAL EXPENSES
Health Insurance	$125
Prescriptions	$25
Dentist	$40
PERSONAL EXPENSES
Entertainment	$100
Clothing	$75
Laundry/Toiletries	$25
OTHER EXPENSES
Miscellaneous	$50
Investments	$150
Loans (credit card/student)	$100
GIVING/CHARITY	$125
TOTAL EXPENSES	$3,000

INCOME – EXPENSES =	$0

2

My Personal Budget

MONTHLY NET INCOME	$_____________
LIVING EXPENSES
Rent or Mortgage	$_____________
Gas, Electric and Water	$_____________
Internet and TV	$_____________
Phone	$_____________
TRANSPORTATION EXPENSES
Car Payment	$_____________
Gas	$_____________
Insurance	$_____________
Maintenance/Repairs	$_____________
Public Transportation/Tolls	$_____________
FOOD EXPENSES
Grocery	$_____________
Eating out	$_____________
MEDICAL EXPENSES
Health Insurance	$_____________
Prescriptions	$_____________
Dentist	$_____________
PERSONAL EXPENSES
Entertainment	$_____________
Clothing	$_____________
Laundry/Toiletries	$_____________
OTHER EXPENSES
Miscellaneous	$_____________
Investments	$_____________
Loans (credit card/student)	$_____________
GIVING/CHARITY	$_____________
TOTAL EXPENSES	$_____________

INCOME – EXPENSES =	$_____________

3

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