Fpu Monthly Online Details

Are you looking for a way to organize your monthly expenses? If so, the Monthly Cash Flow Plan Form can help. This form is designed to help you track your income and expenses each month, so you can stay on top of your finances. The form is easy to use, and it can be customized to meet your needs.

These are some specifics of monthly cash flow plan. It is worth taking the time to read this just before you start submitting your document.

QuestionAnswer
Form NameMonthly Cash Flow Plan
Form Length3 pages
Fillable?No
Fillable fields0
Avg. time to fill out45 sec
Other namesfpu monthly online, monthly cash flow plan, monthly cash, cash flow plan

Form Preview Example

Monthly Cash Flow Plan

Cash ws in and out each month. Make sure you tell it where to go!

Yes, this budget form has a lot of lines and blanks.

But that’s okay. We do that so we can list practically every expense imaginable on this form to prevent you from forgetting something. Don’t expect to put something on every line. Just use the ones that are relevant to your specific situation.

Step 1

 

Enter your monthly take-home pay in the box at

A

 

the top right (A). This is the amount you have for

 

the month to budget. So far so good, huh?

 

Monthly Take-Home Pay

Step 2

Within each main category, such as Food, there are subcategories, like Groceries. Start at the top and work your way down, filling out the Budgeted column (B) first. Add up each subcategory and put that number in the Total box (C).

Also, pay attention to Dave’s recommended percentages (D). This will help you keep from budgeting too much for a category.

Step 3

Finally, enter your take-home pay in the top box at the end of the page (E), then add up all categories and place that total in the Category Totals box (F). Then subtract your Category Totals amount from your Take-Home Pay. You should have a zero balance (G). Doesn’t that feel great?

FOOD

Spent Budgeted

 

B

Groceries

Restaurants

C

D

E TAKE-HOME PAY

F

CATEGORY TOTALS

G

 

 

 

 

=

ZERO BALANCE

 

Step 4

When the month ends, put what you actually

 

FOOD

Spent Budgeted

 

 

 

 

 

 

 

 

 

 

spent in the Spent column (H). That will help you

H

 

 

 

 

 

Groceries

 

 

 

 

make any necessary adjustments to the next

 

Restaurants

 

 

 

 

month’s budget.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Monthly Cash Flow Plan

Cash ws in and out each month. Make sure you tell it where to go!

Add up budgeted column & enter here

CHARITY

Spent

Budgeted

 

 

 

Tithes

 

 

 

 

Charity & Offerings

 

 

 

 

 

 

 

 

 

*10–15%

TOTAL

 

SAVING

Spent

Budgeted

 

 

 

Emergency Fund

Retirement Fund

College Fund

 

*10–15%

TOTAL

HOUSING

Spent

Budgeted

 

First Mortgage/Rent

Second Mortgage

Real Estate Taxes

Repairs/Maint.

Association Dues

 

*25–35%

TOTAL

UTILITIES

Spent

Budgeted

 

Electricity

Gas

Water

Trash

Phone/Mobile

Internet

Cable

*5–10% TOTAL

Monthly Take-Home Pay

These icons represent good options for cash envelopes

 

FOOD

Spent Budgeted

Food

 

Groceries

Restaurants

 

*5–15%

TOTAL

CLOTHING

Spent

Budgeted

 

Adults

Children

Cleaning/Laundry

*2–7% TOTAL

 

TRANSPORTATION

Spent Budgeted

Transportation

 

Gas & Oil

Repairs & Tires

License & Taxes

Car Replacement

Other _________________

*10–15% TOTAL

MEDICAL/HEALTH Spent Budgeted

Medications

Doctor Bills

Dentist

Optometrist

Vitamins

Other _________________

Other _________________

*5–10% TOTAL

*Dave’s Recommended Percentages

Sign in to FPU Central at daveramsey.com to download this form and explore our other online budgeting tools!

INSURANCE

Spent Budgeted

 

Life Insurance

Health Insurance

Homeowner/Renter

Auto Insurance

Disability Insurance

Identity Theft

Long-Term Care

RECREATION

Spent Budgeted

 

Entertainment

Vacation

 

*5–10%

TOTAL

 

 

 

 

 

 

 

 

 

 

DEBTS

Spent

Budgeted

 

 

 

 

 

 

Car Payment 1

 

 

 

 

Car Payment 2

 

 

 

 

PERSONAL

Child Care/Sitter

Toiletries

Cosmetics/Hair Care

Education/Tuition

Books/Supplies

Child Support

Alimony

Subscriptions

Organization Dues

Gifts (inc. Christmas)

Replace Furniture

Pocket Money (His)

Pocket Money (Hers) Baby Supplies

Pet Supplies Music/Technology Miscellaneous Other _________________

Other _________________

*10–25% TOTAL

Spent Budgeted

Credit Card 1 _______

 

 

Credit Card 2 _______

 

 

Credit Card 3 _______

 

 

Credit Card 4 _______

 

 

Credit Card 5 _______

 

 

Student Loan 1

 

 

Student Loan 2

 

 

Student Loan 3

 

 

Student Loan 4

 

 

Other _________________

 

 

Other _________________

 

 

Other _________________

 

 

Other _________________

 

 

Other _________________

 

 

Your goal is O%

*5–10%

TOTAL

 

Once you have completed ach category,

subtract all category totals from your take-home pay.

Use the “income sources”

 

 

form if necessary

 

TAKE-HOME PAY

Add up totals

CATEGORY TOTALS

from each

category

 

 

 

Remember —

 

 

 

 

 

 

 

 

 

 

-based

 

 

The goal of a zero

 

 

ZERO BALANCE

budget is

to get this

=

*5–10% TOTAL

number to zero

Sign in to FPU Central at daveramsey.com to download this form and explore our other online budgeting tools!