The Insured's agency (or U.S. Office of Personnel Management [OPM], if the Insured is an annuitant or insured as a compensationer) must receive the designation before the Insured's death.
Witnesses: two people must witness the signature and sign as witnesses. A witness cannot be a beneficiary.
Power of attorney: a person with a power of attorney or other similar legal authority may not sign for the Insured or assignee.
Canceled: a designation of beneficiary is automatically canceled 31 days after the Insured stops being insured.
Erasures: erasures, cross-outs and alterations cause a delay in the payment of benefits and may make the entire designation invalid.
Shares: be sure that the shares to be paid to the several beneficiaries add up to 100 percent or 1.0.
| Question | Answer |
|---|---|
| Form Name | SF 2823 |
| Form Length | 3 pages |
| Fillable? | Yes |
| Fillable fields | 92 |
| Avg. time to fill out | 16 min |
| Edition | June 2021 |
| Issuing agency | U.S. Office of Personnel Management |
| Who signs | The Insured or Assignee |
| Matches the agency's file | Yes, checked October 2, 2026 |
| Other names | SF 2823, SF2823, SF-2823, Form 2823, OPM SF 2823, FEGLI Designation of Beneficiary, Designation of Beneficiary Federal Employees' Group Life Insurance |
| Official source | SF 2823 (Rev June 2021), U.S. Office of Personnel Management |
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