How to Fill Out SFN 18609

SFN 18609 at a glance

What it is: Damage/Salvage Disclosure Statement, SFN 18609 (4-2026), of the North Dakota Department of Transportation, Motor Vehicle.

Who signs: The transferor (seller) must sign this form and give it to the transferee (buyer), who signs it; the form accompanies the application for title.

The transferor (seller) must complete this form for all vehicles less than nine (9) model years old.

A filled-in SFN 18609 example: a seller discloses deer damage

SFN 18609 example filled out, example: a seller discloses deer damage
Dana Sample, a seller, fills out the Damage/Salvage Disclosure Statement. A deer collision while Dana owned the vehicle damaged it beyond seventy-five percent of its retail value. The picture shows the filled form, and none of its entries is real. The vehicle is less than nine (9) model years old. The damage happened within the past eight (8) years, so Section 1 is marked Yes. The damages also equal or exceed the greater of the two Section 2 amounts, so Section 2 is marked Yes. Section 3 is marked Yes, so in 3A Dana checks Damage occurred in a single occurrence while I owned the vehicle. Nothing goes in Other - Must explain. Only a collision happened, so in 3B. Type of Damage only Collision is checked, and Explanation of Damage reads Hit a deer. Yes was answered, so the buyer, Sam Example, completes Section 5.

How to fill out SFN 18609, box by box

Year, Make, Model, Style, VIN and Title Number

SFN 18609 example filled out, year, Make, Model, Style, VIN and Title Number

Enter the Year, Make, Model and Style of the vehicle, then its Vehicle Identification Number (VIN) and Title Number.

Section 1: NDCC 39-05-17.2

SFN 18609 example filled out, section 1: NDCC 39-05-17.2

Section 1 (NDCC 39-05-17.2): check Yes or No. Within the past eight (8) years, has this vehicle sustained body or structural damage from a vehicular crash or accident, including loss by fire, vandalism, weather, or submersion in water, resulting in damage to the motor vehicle?

The seller must disclose if there has been damage to the vehicle within the past 8 years by checking YES or NO to the question.

If yes is checked, sections 2 & 3 must be completed.

The term damage does not include body or structural modifications, normal wear and tear, glass damage, hail damage, or items of normal maintenance and repair.

Section 2: NDCC 39-05-20.2 & 37-09-01-02

SFN 18609 example filled out, section 2: NDCC 39-05-20.2 & 37-09-01-02

Section 2 (NDCC 39-05-20.2 & 37-09-01-02): if the vehicle has sustained damage, the seller must check Yes or No. Do the damages equal or exceed the greater of $10,000 or twenty-five percent (25%) of the pre-damage retail value of the motor vehicle as determined by the National Automobile Dealers Association official used car guide? The amount of damage to a motor vehicle is determined by adding the retail value of all labor, parts, and materials used in repairing the damage. See NDCC 39-05-17.2 for further information on calculating the Assessed Damage of a vehicle. (checked October 22, 2026)

Calculate 25% of the retail value of the vehicle at the time the vehicle was damaged. Which is the higher amount, 25% of the retail value of the vehicle or $10,000? What is the amount of the assessed damage? (checked October 22, 2026)

The assessed damage amount must be greater than the higher amount from step 2 to be a damaged vehicle.

Section 3: NDCC 39-05-20.2 & NDAC 37-09-01-02

SFN 18609 example filled out, section 3: NDCC 39-05-20.2 & NDAC 37-09-01-02

Section 3 (NDCC 39-05-20.2 & NDAC 37-09-01-02): if the vehicle has sustained damage, check Yes or No. Do the damages exceed seventy-five percent (75%) of its retail value?

If you check Yes in Section 3, the seller must answer Sections 3a. & 3b. Vehicles damaged in excess of 75% may not be operated on ND highways unless they have been reconstructed and inspected by a business that is registered with the Secretary of State, is in good standing, and offers motor vehicle repairs to the public (SFN 2486 Certificate of Vehicle Inspection). The business completing the inspection may not be the same business that reconstructed the vehicle.

If a vehicle has been reconstructed, a certificate of title will be issued with a "previously salvaged" brand status. Salvage requirements apply to all model year vehicles and all brands must be carried forward regardless of the age of the vehicle.

3A. Your situation and Other - Must explain

SFN 18609 example filled out, 3A. Your situation and Other - Must explain

Section 3a: the seller must select one of the options which best describes their ownership of the vehicle in regards to the disclosed damage. If you answered yes in Section 3, check the box below that best describes your situation.

Damage occurred in a single occurrence while I owned the vehicle. I acquired the vehicle with unrepaired damage. Damage occurred prior to my ownership and I acquired it in a repaired condition. Other - Must explain:

Example of "Other": Title already branded for the damage disclosed.

3B. Type of Damage and Explanation of Damage

SFN 18609 example filled out, 3B. Type of Damage and Explanation of Damage

Section 3b: the seller must select all that apply which best describes the type of damage to the vehicle and briefly explain. Under 3B. Type of Damage, check all that apply.

Collision, Weather, Theft, Interior, Water, Vandalism, Fire, Under Carriage, Other.

Explanation of Damage. Example of "Explanation of Damage": Hit a deer.

Section 4: the seller

SFN 18609 example filled out, section 4: the seller

Any person who makes a false statement on this form is guilty of a Class A Misdemeanor.

Section 4: seller information to be completed in full with seller signing and dating the form. Enter the Name of Transferor (Seller), Daytime Telephone Number, Mailing Address, City, State and ZIP Code, then the Signature of Transferor (Seller) and Date.

Section 5: the buyer

SFN 18609 example filled out, section 5: the buyer

Section 5: the buyer is only required to complete Section 5 if YES has been answered to any of the questions completed by the seller. Enter the Legal Name of Transferee (Buyer), Daytime Telephone Number, Mailing Address, City, State and ZIP Code, then the Signature of Transferee (Buyer) and Date.

Sources

[1] SFN 18609 (4-2026), Damage/Salvage Disclosure Statement, North Dakota Department of Transportation, Motor Vehicle (the Official source link on this page).

Form SFN 18609 PDF Details

This form must be signed by the transferor (seller), given to and signed by the transferee (buyer), and accompany the application for title.

Section 1: The seller must disclose if there has been damage to the vehicle within the past 8 years by checking YES or NO to the question.

Damage: The term damage does not include body or structural modifications, normal wear and tear, glass damage, hail damage, or items of normal maintenance and repair.

Section 3: The seller must disclose if the damages exceed seventy-five percent (75%) of the motor vehicles retail value by checking YES or NO to the question.

Section 5: The buyer is only required to complete Section 5 if YES has been answered to any of the questions completed by the seller.

QuestionAnswer
Form NameForm SFN 18609
Form Length2 pages
Fillable?Yes
Fillable fields44
Avg. time to fill out8 min
Edition4-2026
Issuing agencyNorth Dakota Department of Transportation, Motor Vehicle
Matches the agency's fileYes, checked October 1, 2026
Other namesSFN 18609, SFN18609, Form SFN 18609, ND SFN 18609, North Dakota Damage Disclosure Statement, Damage/Salvage Disclosure Statement
Official sourceForm SFN 18609 (Rev 4-2026), North Dakota Department of Transportation